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Listerhill Credit Union is a nonprofit financial cooperative improving lives in our community.

If you live in Alabama, Georgia, Mississippi, Florida, or Tennessee, you are eligible to become a member. Depending on your individual eligibility, we may require membership into an approved association at no cost to you.

You can also qualify for membership by being a family member of a current or potential Listerhill member.

With only $5, you can join Listerhill today and start taking advantage of a lifetime membership.

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Listerhill Credit Union (en-US)

Our Locations

Visit one of our branch locations throughout northwest Alabama and south central Tennessee, call our 24-hour response teller, or access your account at a participating CO-OP Shared Branch. It's up to you!

All

Full Financial Service Lobby

Drive-Thru

Member Lending

Mortgage Lending

Instant Debit Card Issue

Night Deposit

Co-op Shared Branch

Safe Deposit Boxes

Business Services & Lending

Smart ATM

Financial Planning Services

Self-Service Lobby
Athens Branch

Athens

22223 US-72

Athens, AL

Columbia3

Columbia

1623 Hatcher Lane

Columbia, TN 38401
Cullman Branch Updated Cover Photo

Cullman

1850 Cherokee Ave SW

Cullman, AL 35055
Double Springs1

Double Springs

15365 Highway 278

Double Springs, AL 35553
Downtown1

Florence (Lending and Investment Center)

301 W College St

Florence, AL 35630
Hough Rd1

Florence (Hough Rd.)

2995 Hough Rd

Florence, AL 35630
Petersville1

Florence (Petersville)

3701 Cloverdale Rd

Florence, AL 35633
The Hill at UNA2

Florence (The Hill at UNA)

Wendell W. Gunn University Commons at UNA

1 Harrison Plaza

Florence, AL 35630
Haleyville3

Haleyville

42213 AL-195

Haleyville, AL 35565
Hamilton1

Hamilton

2201 Military St S

Hamilton, AL 35570
Killen

Killen

300 US-72

Killen, AL 35645
Flagship2

Muscle Shoals (Flagship)

1812 Woodward Ave

Muscle Shoals, AL 35661
Main Office

Muscle Shoals (Main Office)

4790 E 2nd St

Muscle Shoals, AL 35661
Rogersville1

Rogersville

17051 US-72

Rogersville, AL 35652
Russellville3

Russellville

13400 US-43

Russellville, AL 35654
Sheffield1

Sheffield

703 S Montgomery Ave

Sheffield, AL 35660
Screenshot 2023 11 16 at 4 27 58 PM

Spring Hill

3348 Kedron Rd

Spring Hill, TN

Winfield2

Winfield

2796 US-43

Winfield, AL 35594
Additional ATM Locations

Here is a list of some of our other ATM locations

Find an ATM
Holiday Hours

Listerhill Credit Union will be closed in observance of the following holidays.

View Closures
co-op shared branch
© 2023 Listerhill Credit Union (en-US). All Rights Reserved. Federally insured by the NCUA. NMLS #439260
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Frequently Asked Questions

  • How do I know what kind of interest I have?

    If you are not sure what kind of interest your loan has, check your loan documents or contact your lender.

    (Source: Banzai)

  • Is Simple or Compound Interest Better?

    It depends on what you need! If you are saving money in an account or being repaid for a loan, compound interest may be a good choice for you.

    If you are borrowing money, you may be able to pay less over time with simple interest.

    (Source: Banzai)

  • How do you calculate interest on a savings account?

    The simplest way to calculate interest is to use an online savings calculator like this one. But if you want to do the math yourself, you can plug your information into the compound interest formula of A = P (1 + r/n)^(nt).

    (Source: Banzai)

  • How does compound interest work?

    Compound interest means that the money you earn in interest also earns interest, rather than just the principal. Basically, the amount of interest you earn will grow every time interest is added (or compounded) rather than staying the same. This makes it ideal for savings accounts. The formula for calculating compound interest is A = P (1 + r/n)^(nt). The variables for this formula are:

    • A = Total amount
    • P = Principal or staring amount
    • r = Annual interest rate
    • n = Number of times interest is added per time period
    • t = Number of time periods

    (Source: Banzai)

  • What is an average interest rate?

    Interest rates vary greatly depending on the type of account, supply and demand, and what the Federal Reserve sets. For a typical savings account, you could expect anywhere from 0.01-0.08%. For a high yield savings account, on the other hand, it’s not uncommon to see interest rates of 0.2%-0.6%. A CD (certificate of deposit) can earn 0.07-1.2%, or even higher, depending on the length and financial institution.

    (Source: Banzai)

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