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Not a member yet?

Listerhill Credit Union is a nonprofit financial cooperative improving lives in our community.

If you live in Alabama, Georgia, Mississippi, Florida, or Tennessee, you are eligible to become a member. Depending on your individual eligibility, we may require membership into an approved association at no cost to you.

You can also qualify for membership by being a family member of a current or potential Listerhill member.

With only $5, you can join Listerhill today and start taking advantage of a lifetime membership.

Cullman

Location
1850 Cherokee Ave SW
Cullman, AL 35055
1-800-239-6033

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Lobby Hours
Monday-Friday: 9:00am to 5:00pm
Saturday & Sunday: Self-Service
Drive-Thru Smart ATMs
24/7 Self-Service!
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Why Join Listerhill?

At Listerhill, you’re more than just a customer—you’re a member and co-owner of a credit union that puts people first. As a not-for-profit, we reinvest in what matters most: your financial health and the vitality of our community.

When you bank with us, you can expect:

  • Personalized support from a team that knows Cullman and the surrounding areas
  • A trusted financial partner focused on people over profits
  • Competitive rates that help you save more and borrow smarter
  • Easy-to-use digital tools to manage your money anytime, anywhere

By joining Listerhill, you’re becoming part of a credit union deeply connected to Northwest Alabama. We’re committed to helping you grow and thrive at every stage of life.

Discover what it means to be part of the Listerhill family.

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Branch Amenities
Full Financial Service Lobby
Member Lending
Mortgage Lending
Night Deposit
Co-op Shared Branch
Smart ATM
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Branch Manager
Brooke Bennett

Auto Loans

Looking for a better ride around Cullman? We offer competitive auto loan rates and flexible terms to help you finance the car that fits your lifestyle and budget—whether you're commuting through town or enjoying a scenic drive along US-31 or the nearby Appalachian foothills.

Not A Member Yet?

Listerhill Credit Union is a nonprofit financial cooperative improving lives in our community.

If you live in Alabama, Georgia, Mississippi, Florida, or Tennessee, you are eligible to become a member. Depending on your individual eligibility, we may require membership into an approved association at no cost to you.

You can also qualify for membership by being a family member of a current or potential Listerhill member.

With only $5, you can join Listerhill today and start taking advantage of a lifetime membership.

Learn More

Checking Accounts

From everyday spending to growing your balance with dividends, our checking accounts are designed to keep life in Cullman simple and rewarding. Whatever your financial goals, we have an option tailored to fit your needs.

Not A Member Yet?

Listerhill Credit Union is a nonprofit financial cooperative improving lives in our community.

If you live in Alabama, Georgia, Mississippi, Florida, or Tennessee, you are eligible to become a member. Depending on your individual eligibility, we may require membership into an approved association at no cost to you.

You can also qualify for membership by being a family member of a current or potential Listerhill member.

With only $5, you can join Listerhill today and start taking advantage of a lifetime membership.

Learn More

Certificates

Put your savings to work with our fixed-rate certificates—safe, reliable, and built for steady growth. Choose a term that fits your goals and enjoy guaranteed returns from a credit union that’s proud to serve Cullman and the surrounding communities.

Not A Member Yet?

Listerhill Credit Union is a nonprofit financial cooperative improving lives in our community.

If you live in Alabama, Georgia, Mississippi, Florida, or Tennessee, you are eligible to become a member. Depending on your individual eligibility, we may require membership into an approved association at no cost to you.

You can also qualify for membership by being a family member of a current or potential Listerhill member.

With only $5, you can join Listerhill today and start taking advantage of a lifetime membership.

Learn More

Home Loans

Buying a home in Cullman? With competitive rates and a local team that supports you every step of the way, a Listerhill Mortgage makes the journey smoother—whether you're a first-time buyer or ready to start your next chapter.

Additional Questions?

Listerhill has consistently been rated in the top tier for overall satisfaction by our members. While we hope you find the information you need online, we'd be happy to talk with you about questions you may have. Call us at (256) 383-9204 or 1-800-239-6033 for friendly, local assistance. Or even stop by one of our branches for personal service.

Holiday Hours

Listerhill Credit Union will be closed in observance of the following holidays.

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Frequently Asked Questions

  • Do you need to be a Listerhill Credit Union member to apply for a Money Market Account?

    Yes, you do need to be a Listerhill Credit Union member to apply for a Money Market Account. To qualify for membership with Listerhill, you must meet one of the following requirements:

    • You must live in the states of Alabama, Georgia, Mississippi, Florida, or Tennessee.
    • Depending on your individual eligibility requirements, we may require membership in an approved association at no cost to you.
    • You can also qualify for membership by being a family member of a current or potential Listerhill member.
  • How does a tiered dividend rate structure work?

    Money market accounts typically offer tiered dividend rate structures. That means account balances above certain thresholds earn a higher rate. For example, Listerhill  Credit Union offers progressively higher APYs on amounts above $9,999, $49,999, and 99,999. It’s important to realize that only the portion of your deposit above this threshold will earn the higher rate, while the amount below will continue to earn dividends at the lower rate.

  • Where is the best place to open a money market account?

    Credit unions offer more generous dividends on average than other banking institutions, as well as fewer fees and charges. Credit Unions also offer more personal service to help you set up and manage your money market account.

  • What do you need to open a money market account?

    In order to open a Listerhill Credit Union Money Market Account, you need to be a member of Listerhill Credit Union. You’ll also need:

    • Proof of identity, such as drivers license, state ID card, or passport
    • An opening deposit of at least $15 to cover the low balance fee
  • How do credit union money market accounts work?

    Credit Union Money Market Accounts allow you to earn more money in dividend payments by offering progressively higher rates for amounts above $9,999, $49,999, and $99,999. Only the portion above the threshold earns the higher dividend rates. Because credit unions are not-for-profit financial cooperatives owned by and run on behalf of their members, dividend rates are higher on average than those offered by commercial bank accounts.