Skip to Content loading...

Not a member yet?

Listerhill Credit Union is a nonprofit financial cooperative improving lives in our community.

If you live in Alabama, Georgia, Mississippi, Florida, or Tennessee, you are eligible to become a member. Depending on your individual eligibility, we may require membership into an approved association at no cost to you.

You can also qualify for membership by being a family member of a current or potential Listerhill member.

With only $5, you can join Listerhill today and start taking advantage of a lifetime membership.

Keystone Signature Credit Card

Unlimited 2% Cash Back. Less Fees. Local Service.

The Keystone Signature Credit Card is designed to give you more from every purchase without the hidden costs of traditional credit cards. Earn 2% cash back on all purchases*, enjoy $0 annual fees, $0 balance transfer fees, and $0 cash advance fees, and count on the competitive rates and personalized service you expect from your local credit union. Plus, every purchase made with a Keystone Signature Card helps strengthen the University of North Alabama - so your spending works harder for both you and your community.

Not a member yet?

Listerhill Credit Union is a nonprofit financial cooperative improving lives in our community.

If you live in Alabama, Georgia, Mississippi, Florida, or Tennessee, you are eligible to become a member. Depending on your individual eligibility, we may require membership into an approved association at no cost to you.

You can also qualify for membership by being a family member of a current or potential Listerhill member.

With only $5, you can join Listerhill today and start taking advantage of a lifetime membership.

Keystone Signature Credit Card

Not a member yet?

Listerhill Credit Union is a nonprofit financial cooperative improving lives in our community.

If you live in Alabama, Georgia, Mississippi, Florida, or Tennessee, you are eligible to become a member. Depending on your individual eligibility, we may require membership into an approved association at no cost to you.

You can also qualify for membership by being a family member of a current or potential Listerhill member.

With only $5, you can join Listerhill today and start taking advantage of a lifetime membership.

See How Our Keystone Cards Make a Difference

Learn how Listerhill Keystone Cards give you more from every purchase. From cashback rewards to low-rate flexibility and everyday convenience, these cards work harder for you - and for the University of North Alabama.

Product Features
Earn 2% Cash Back

Earn unlimited 2% cash back on all purchases. Have it deposited in your Listerhill account or applied to your credit card statement.

Minimal Fees

No Annual Fee, No Balance Transfer Fee, No Fee for Cash Advance, and No Maintenance Fee with your Listerhill membership while your Listerhill loan is open or has been open within the last 12 months.

Competitive Rates

With our low rates you won’t have to look anywhere else.

Security Benefits

Identity Theft Protection, Visa Checkout, Visa Secure, and Visa Alerts.

Travel Benefits

Trip Delay Reimbursement, Baggage Delay Reimbursement, Lost Luggage Reimbursement, Trip Cancellation or Interruption Reimbursement, and Travel Accident Insurance.

Contactless

Contactless payments are secure, convenient, & touch free!  Tap to pay at many of your favorite places like fast-food restaurants, grocery stores, & vending machines. Just look for the Contactless Symbol at checkout!

LCU Cards App

Manage your Listerhill debit and credit cards with the ability to lock them, set spending alerts, set travel notifications, check credit card balances, make card payments, dispute charges, and more.

Download Now

Keystone Cards Support UNA

Swipe your card knowing that a portion of every transaction goes straight to the growth and development of the University of North Alabama.

default icon for
Apply now to start earning!

We are proud to offer you Visa credit card options to help support you in achieving your personal and financial goals. Our Keystone Signature Credit Card allows you to earn 2% cash back on every purchase.* So, whether you're buying groceries or filling your car with gas, every purchase gets you cash back.

Are you ready to experience the benefits of a cash rewards credit card?

Not a member yet?

Listerhill Credit Union is a nonprofit financial cooperative improving lives in our community.

If you live in Alabama, Georgia, Mississippi, Florida, or Tennessee, you are eligible to become a member. Depending on your individual eligibility, we may require membership into an approved association at no cost to you.

You can also qualify for membership by being a family member of a current or potential Listerhill member.

With only $5, you can join Listerhill today and start taking advantage of a lifetime membership.

*Visa Keystone Signature Credit Card: APR = Annual Percentage Rate. Minimum credit limit of $5,000. All programs, rates, terms, and conditions are subject to change without notice. Borrowers subject to membership requirements. Qualification is based on an assessment of individual creditworthiness and our underwriting standards. Rates and credit limits may vary based on each individual borrower’s credit history and other underwriting factors. 2% cash back does not apply to balance transfers or cash advances. Other restrictions may apply to cash back benefits.

Should I Use My Credit Card for Everything?

Read
How to Transfer a Credit Card Balance in 9 Steps

Read
How to Use Your Credit Card Wisely [Guide]

Credit cards are powerful tools for building credit and earning rewards when used wisely.

Read

Frequently Asked Keystone Signature Questions

  • Is it worth getting a cash back credit card?

    If you can find one that also offers a low-interest rate, it’s worth getting a Visa cash back credit card. When you use a cash rewards credit card, you get rewarded for making everyday purchases. As long as you practice good spending habits, you’ll enjoy the benefits.

  • How does a cash back credit card work?

    Our Signature Rewards and Keystone Signature cash back credit cards gives you a flat rate of 2% cash back on all of your purchases. It acts as a rebate that you can redeem for cash as a statement credit or direct deposit in your account.

  • Who is eligible for Cash Back Rewards?

    Cash Back Rewards are available for Signature Rewards and Keystone Signature credit cards. These cards require a limit of $5,000 or greater.

  • How do I redeem my Cash Back Rewards?

    The easiest way to redeem your Cash Back Rewards is to log into Listerhill’s Online Banking and click the “Get Info” link to the right of your credit card information. This will take you to our credit card servicing site within the same window.

    • Select “Rewards” on the upper right side within the screen (below FICO Score) and on the next screen click on “cashbackmall”.
    • Click on redeem and choose the option to Get Statement Credit (statement credit does not fulfill the obligation to pay a minimum payment each statement cycle-to apply as a minimum payment; the redemption must be deposited to your Listerhill Cash Back Account and it can then be applied as a payment toward your minimum due obligation) or deposit to Listerhill Cash Back Account.
  • How soon can I redeem my Cash Rewards?

    You can begin redeeming your Cash Rewards as soon as you have a balance over $5 available in your Rewards account! You have the option to apply the balance as a statement credit or have the amount deposited into your Listerhill Share Savings Account.

  • Are Cash Back Rewards transferable?

    Cash Back Rewards are not transferrable. Cash Back Rewards may be redeemed and transferred between accounts through Online Banking as rules apply.

  • How do I report a lost or stolen debit or credit card?

    Report a lost or stolen Listerhill debit card or credit card by calling 1-888-918-7819. Or, if your debit card or credit card is loaded in the Listerhill Cards App, please tap on the card and choose the Lost or Stolen option.

default icon for intro
What can we help you with? *
default icon for borrow
What are you borrowing for?
default icon for vehicleOptions
Vehicle Options
default icon for homeOptions
Home Options
default icon for save
What are you saving for?
default icon for forMyKidsOptions
How old are your kids?
default icon for everydayBanking
Which of these banking options are you interested in?
default icon for checkingOptions
How old are you (or your child)?
default icon for purchasingPowerOptions
How old are you?
default icon for checking15Options
What kind of account are you looking for?
search popup background

What are you looking for?

Common Links

Frequently Asked Questions

  • Can I use Tap to Add Card with Samsung Wallet®?

    Yes. If you have a compatible Samsung device, you can add your eligible Listerhill card to Samsung Wallet® by tapping your card to your phone.

  • Does Tap to Add Card work with Google Wallet™?

    Yes. Eligible Listerhill Visa® debit and credit cards can be added to Google Wallet using Tap to Add Card on compatible Android devices.

  • Can I use Tap to Add Card with Apple Pay®?

    Yes. Tap to Add Card allows you to quickly add your eligible Listerhill Visa® debit or credit card to Apple Pay® by tapping your card to your iPhone (or other Apple devices that support mobile wallets) when prompted.

  • Is Tap to Add Card secure?

    Yes. The feature uses secure technology to safely transfer card information to your mobile wallet, reducing the need to manually enter sensitive details.

  • Do I need to update my card or request a new one?

    No. If you already have an eligible contactless Listerhill Visa® card, you can use Tap to Add Card - no card replacement is needed.