Please login to Online Banking to apply. If you do not have Online Banking, please click here to apply.
Listerhill Credit Union is a nonprofit financial cooperative improving lives in our community.
If you live in Alabama, Georgia, Mississippi, Florida, or Tennessee, you are eligible to become a member. Depending on your individual eligibility, we may require membership into an approved association at no cost to you.
You can also qualify for membership by being a family member of a current or potential Listerhill member.
With only $5, you can join Listerhill today and start taking advantage of a lifetime membership.
| Rate Type | Loans | APR as low as (%) | Term (Months/Years) |
|---|---|---|---|
| Auto Loans Effective 3/10/2025 |
New Auto and Previous 3 Years and Up - Less than 30,000 miles | 6.24% | 36 months |
| Auto Loans Effective 3/10/2025 |
New Auto and Previous 3 Years and Up - Less than 30,000 miles | 6.49% | 66 months |
| Auto Loans Effective 3/10/2025 |
New Auto and Previous 3 Years and Up - Less than 30,000 miles | 6.74% | 75 months |
| Auto Loans Effective 3/10/2025 |
New Auto and Previous 3 Years and Up - Less than 30,000 miles | 7.49% | 84 months |
| Auto Loans Effective 3/10/2025 |
New Auto and Previous 3 Years and Up - Less than 30,000 miles | 8.24% | 96 months |
| Auto Loans Effective 3/10/2025 |
Previous 3 Years and up - More Than 30,000 miles | 6.74% | 66 months |
| Auto Loans Effective 3/10/2025 |
Previous 3 Years and up - More Than 30,000 miles | 7.04% | 72 months |
| Auto Loans Effective 3/10/2025 |
Used Auto (4-6 years old) | 7.24% | 72 months |
| Auto Loans Effective 3/10/2025 |
Used Auto (7-24 Years) | 8.49% | 72 months |
| Auto Loans Effective 3/10/2025 |
Antique Automobiles (25 yrs old) | 8.49% | 72 months |
| Auto Loans Effective 3/10/2025 |
Rebuilt Automobiles | 8.50% | Terms based on year |
| Personal Loans Effective 3/1/2025 |
Unsecured Personal | 11.24% | 72 months |
| Recreational Loans Effective 3/10/2025 |
New/Used Motorcycle or ATV/UTV with NADA Retail More than $10,000 | 8.74% | 84 months |
| Recreational Loans Effective 3/10/2025 |
New/Used Motorcycle or ATV/UTV with NADA Retail More than $10,000 | 7.74% | 75 months |
| Recreational Loans Effective 3/10/2025 |
New/Used Motorcycle or ATV/UTV with NADA Retail More than $10,000 | 7.49% | 60 months |
| Recreational Loans Effective 3/10/2025 |
New Motorcycle or ATV/UTV | 8.24% | 75 months |
| Recreational Loans Effective 3/10/2025 |
New Motorcycle or ATV/UTV | 7.49% | 60 months |
| Recreational Loans Effective 3/10/2025 |
Used Motorcycles or ATV/UTV | 8.24% | 60 months |
| Recreational Loans Effective 3/10/2025 |
New Motor Homes | 8.99% | 180 months |
| Recreational Loans Effective 3/10/2025 |
New Motor Homes | 8.49% | 120 months |
| Recreational Loans Effective 3/10/2025 |
New Motor Homes | 7.49% | 84 months |
| Recreational Loans Effective 3/10/2025 |
Used Motor Home | 9.24% | 180 months |
| Recreational Loans Effective 3/10/2025 |
Used Motor Home | 8.74% | 120 months |
| Recreational Loans Effective 3/10/2025 |
Used Motor Home | 7.75% | 84 months |
| Recreational Loans Effective 3/10/2025 |
New 5th Wheel or New Travel Trailer | 8.99% | 180 months |
| Recreational Loans Effective 3/10/2025 |
New 5th Wheel or New Travel Trailer | 8.49% | 120 months |
| Recreational Loans Effective 3/10/2025 |
New 5th Wheel or New Travel Trailer | 7.49% | 84 months |
| Recreational Loans Effective 3/10/2025 |
Used Travel Trailer or 5th Wheel | 9.24% | 180 months |
| Recreational Loans Effective 3/10/2025 |
Used Travel Trailer or 5th Wheel | 8.74% | 120 months |
| Recreational Loans Effective 3/10/2025 |
Used Travel Trailer or 5th Wheel | 8.24% | 84 months |
| Recreational Loans Effective 3/10/2025 |
Used Travel Trailer or 5th Wheel | 7.75% | 72 months |
| Recreational Loans Effective 3/10/2025 |
New Boat | 8.74% | 180 months |
| Recreational Loans Effective 3/10/2025 |
New Boat | 8.49% | 144 months |
| Recreational Loans Effective 3/10/2025 |
New Boat | 8.24% | 120 months |
| Recreational Loans Effective 3/10/2025 |
New Boat | 7.24% | 84 months |
| Recreational Loans Effective 3/10/2025 |
New Boat | 6.99% | 72 months |
| Recreational Loans Effective 3/10/2025 |
Used Boat | 9.99% | 180 months |
| Recreational Loans Effective 3/10/2025 |
Used Boat | 9.74% | 144 months |
| Recreational Loans Effective 3/10/2025 |
Used Boat - Previous 3 years & up (Minimum Loan Amount $25,000) | 9.49% | 120 months |
| Recreational Loans Effective 3/10/2025 |
Used Boat | 8.24% | 72 months |
| Recreational Loans Effective 3/10/2025 |
Used Boat | 7.24% | 60 months |
| Recreational Loans Effective 3/10/2025 |
New Waverunner or Personal Watercraft | 7.74% | 84 months |
| Recreational Loans Effective 3/10/2025 |
New Waverunner or Personal Watercraft | 7.49% | 72 months |
| Recreational Loans Effective 3/10/2025 |
Used Waverunner | 9.00% | 72 months |
| Home Loans Effective 3/7/2025 |
30 Year Fixed Rate | Call 1-800-239-6033 for the latest rate | 30 years |
| Home Loans Effective 3/7/2025 |
20 Year Fixed Rate | Call 1-800-239-6033 for the latest rate | 20 years |
| Home Loans Effective 3/7/2025 |
15 Year Fixed Rate | Call 1-800-239-6033 for the latest rate | 15 years |
| Home Loans Effective 3/7/2025 |
Home Equity Line of Credit | 4.00%, variable | 10 year draw, 20 year payback |
| Home Loans Effective 3/7/2025 |
3/3 Adjustable Rate Mortgage | 5.74% | 3 years (amortized over 30 years) |
| Home Loans Effective 3/7/2025 |
5/5 Adjustable Rate Mortgage | 6.00% | 5 years (amortized over 30 years) |
| Home Loans Effective 3/7/2025 |
5/5 Adjustable Rate Mortgage - 100% of Purchase Price | 7.25% | 5 years (amortized over 30 years) |
| Home Loans Effective 3/7/2025 |
Short Term Fixed | 7.00% | 10 years |
| Home Loans Effective 3/7/2025 |
Construction Loan | 8.49% | 12 months |
| Home Loans Effective 3/7/2025 |
Land Loan | 7.50% | 20 years |
| Boat Dock Loans Effective 3/10/2025 |
Boat Dock Loan | 7.74% | 120 months |
| Other Loans Effective 3/10/2025 |
Unsecured Personal | 11.24% | 72 months |
| Other Loans Effective 3/10/2025 |
Lawnmowers and Utility Trailers | 7.49% | 72 months |
| Other Loans Effective 3/10/2025 |
Farm Equipment | 7.49% | 84 months |
| Rate Type | Auto Loans Effective 3/10/2025 |
| Loans | New Auto and Previous 3 Years and Up - Less than 30,000 miles |
| APR as low as (%) | 6.24% |
| Term (Months/Years) | 36 months |
| Rate Type | Auto Loans Effective 3/10/2025 |
| Loans | New Auto and Previous 3 Years and Up - Less than 30,000 miles |
| APR as low as (%) | 6.49% |
| Term (Months/Years) | 66 months |
| Rate Type | Auto Loans Effective 3/10/2025 |
| Loans | New Auto and Previous 3 Years and Up - Less than 30,000 miles |
| APR as low as (%) | 6.74% |
| Term (Months/Years) | 75 months |
| Rate Type | Auto Loans Effective 3/10/2025 |
| Loans | New Auto and Previous 3 Years and Up - Less than 30,000 miles |
| APR as low as (%) | 7.49% |
| Term (Months/Years) | 84 months |
| Rate Type | Auto Loans Effective 3/10/2025 |
| Loans | New Auto and Previous 3 Years and Up - Less than 30,000 miles |
| APR as low as (%) | 8.24% |
| Term (Months/Years) | 96 months |
| Rate Type | Auto Loans Effective 3/10/2025 |
| Loans | Previous 3 Years and up - More Than 30,000 miles |
| APR as low as (%) | 6.74% |
| Term (Months/Years) | 66 months |
| Rate Type | Auto Loans Effective 3/10/2025 |
| Loans | Previous 3 Years and up - More Than 30,000 miles |
| APR as low as (%) | 7.04% |
| Term (Months/Years) | 72 months |
| Rate Type | Auto Loans Effective 3/10/2025 |
| Loans | Used Auto (4-6 years old) |
| APR as low as (%) | 7.24% |
| Term (Months/Years) | 72 months |
| Rate Type | Auto Loans Effective 3/10/2025 |
| Loans | Used Auto (7-24 Years) |
| APR as low as (%) | 8.49% |
| Term (Months/Years) | 72 months |
| Rate Type | Auto Loans Effective 3/10/2025 |
| Loans | Antique Automobiles (25 yrs old) |
| APR as low as (%) | 8.49% |
| Term (Months/Years) | 72 months |
| Rate Type | Auto Loans Effective 3/10/2025 |
| Loans | Rebuilt Automobiles |
| APR as low as (%) | 8.50% |
| Term (Months/Years) | Terms based on year |
| Rate Type | Personal Loans Effective 3/1/2025 |
| Loans | Unsecured Personal |
| APR as low as (%) | 11.24% |
| Term (Months/Years) | 72 months |
| Rate Type | Recreational Loans Effective 3/10/2025 |
| Loans | New/Used Motorcycle or ATV/UTV with NADA Retail More than $10,000 |
| APR as low as (%) | 8.74% |
| Term (Months/Years) | 84 months |
| Rate Type | Recreational Loans Effective 3/10/2025 |
| Loans | New/Used Motorcycle or ATV/UTV with NADA Retail More than $10,000 |
| APR as low as (%) | 7.74% |
| Term (Months/Years) | 75 months |
| Rate Type | Recreational Loans Effective 3/10/2025 |
| Loans | New/Used Motorcycle or ATV/UTV with NADA Retail More than $10,000 |
| APR as low as (%) | 7.49% |
| Term (Months/Years) | 60 months |
| Rate Type | Recreational Loans Effective 3/10/2025 |
| Loans | New Motorcycle or ATV/UTV |
| APR as low as (%) | 8.24% |
| Term (Months/Years) | 75 months |
| Rate Type | Recreational Loans Effective 3/10/2025 |
| Loans | New Motorcycle or ATV/UTV |
| APR as low as (%) | 7.49% |
| Term (Months/Years) | 60 months |
| Rate Type | Recreational Loans Effective 3/10/2025 |
| Loans | Used Motorcycles or ATV/UTV |
| APR as low as (%) | 8.24% |
| Term (Months/Years) | 60 months |
| Rate Type | Recreational Loans Effective 3/10/2025 |
| Loans | New Motor Homes |
| APR as low as (%) | 8.99% |
| Term (Months/Years) | 180 months |
| Rate Type | Recreational Loans Effective 3/10/2025 |
| Loans | New Motor Homes |
| APR as low as (%) | 8.49% |
| Term (Months/Years) | 120 months |
| Rate Type | Recreational Loans Effective 3/10/2025 |
| Loans | New Motor Homes |
| APR as low as (%) | 7.49% |
| Term (Months/Years) | 84 months |
| Rate Type | Recreational Loans Effective 3/10/2025 |
| Loans | Used Motor Home |
| APR as low as (%) | 9.24% |
| Term (Months/Years) | 180 months |
| Rate Type | Recreational Loans Effective 3/10/2025 |
| Loans | Used Motor Home |
| APR as low as (%) | 8.74% |
| Term (Months/Years) | 120 months |
| Rate Type | Recreational Loans Effective 3/10/2025 |
| Loans | Used Motor Home |
| APR as low as (%) | 7.75% |
| Term (Months/Years) | 84 months |
| Rate Type | Recreational Loans Effective 3/10/2025 |
| Loans | New 5th Wheel or New Travel Trailer |
| APR as low as (%) | 8.99% |
| Term (Months/Years) | 180 months |
| Rate Type | Recreational Loans Effective 3/10/2025 |
| Loans | New 5th Wheel or New Travel Trailer |
| APR as low as (%) | 8.49% |
| Term (Months/Years) | 120 months |
| Rate Type | Recreational Loans Effective 3/10/2025 |
| Loans | New 5th Wheel or New Travel Trailer |
| APR as low as (%) | 7.49% |
| Term (Months/Years) | 84 months |
| Rate Type | Recreational Loans Effective 3/10/2025 |
| Loans | Used Travel Trailer or 5th Wheel |
| APR as low as (%) | 9.24% |
| Term (Months/Years) | 180 months |
| Rate Type | Recreational Loans Effective 3/10/2025 |
| Loans | Used Travel Trailer or 5th Wheel |
| APR as low as (%) | 8.74% |
| Term (Months/Years) | 120 months |
| Rate Type | Recreational Loans Effective 3/10/2025 |
| Loans | Used Travel Trailer or 5th Wheel |
| APR as low as (%) | 8.24% |
| Term (Months/Years) | 84 months |
| Rate Type | Recreational Loans Effective 3/10/2025 |
| Loans | Used Travel Trailer or 5th Wheel |
| APR as low as (%) | 7.75% |
| Term (Months/Years) | 72 months |
| Rate Type | Recreational Loans Effective 3/10/2025 |
| Loans | New Boat |
| APR as low as (%) | 8.74% |
| Term (Months/Years) | 180 months |
| Rate Type | Recreational Loans Effective 3/10/2025 |
| Loans | New Boat |
| APR as low as (%) | 8.49% |
| Term (Months/Years) | 144 months |
| Rate Type | Recreational Loans Effective 3/10/2025 |
| Loans | New Boat |
| APR as low as (%) | 8.24% |
| Term (Months/Years) | 120 months |
| Rate Type | Recreational Loans Effective 3/10/2025 |
| Loans | New Boat |
| APR as low as (%) | 7.24% |
| Term (Months/Years) | 84 months |
| Rate Type | Recreational Loans Effective 3/10/2025 |
| Loans | New Boat |
| APR as low as (%) | 6.99% |
| Term (Months/Years) | 72 months |
| Rate Type | Recreational Loans Effective 3/10/2025 |
| Loans | Used Boat |
| APR as low as (%) | 9.99% |
| Term (Months/Years) | 180 months |
| Rate Type | Recreational Loans Effective 3/10/2025 |
| Loans | Used Boat |
| APR as low as (%) | 9.74% |
| Term (Months/Years) | 144 months |
| Rate Type | Recreational Loans Effective 3/10/2025 |
| Loans | Used Boat - Previous 3 years & up (Minimum Loan Amount $25,000) |
| APR as low as (%) | 9.49% |
| Term (Months/Years) | 120 months |
| Rate Type | Recreational Loans Effective 3/10/2025 |
| Loans | Used Boat |
| APR as low as (%) | 8.24% |
| Term (Months/Years) | 72 months |
| Rate Type | Recreational Loans Effective 3/10/2025 |
| Loans | Used Boat |
| APR as low as (%) | 7.24% |
| Term (Months/Years) | 60 months |
| Rate Type | Recreational Loans Effective 3/10/2025 |
| Loans | New Waverunner or Personal Watercraft |
| APR as low as (%) | 7.74% |
| Term (Months/Years) | 84 months |
| Rate Type | Recreational Loans Effective 3/10/2025 |
| Loans | New Waverunner or Personal Watercraft |
| APR as low as (%) | 7.49% |
| Term (Months/Years) | 72 months |
| Rate Type | Recreational Loans Effective 3/10/2025 |
| Loans | Used Waverunner |
| APR as low as (%) | 9.00% |
| Term (Months/Years) | 72 months |
| Rate Type | Home Loans Effective 3/7/2025 |
| Loans | 30 Year Fixed Rate |
| APR as low as (%) | Call 1-800-239-6033 for the latest rate |
| Term (Months/Years) | 30 years |
| Rate Type | Home Loans Effective 3/7/2025 |
| Loans | 20 Year Fixed Rate |
| APR as low as (%) | Call 1-800-239-6033 for the latest rate |
| Term (Months/Years) | 20 years |
| Rate Type | Home Loans Effective 3/7/2025 |
| Loans | 15 Year Fixed Rate |
| APR as low as (%) | Call 1-800-239-6033 for the latest rate |
| Term (Months/Years) | 15 years |
| Rate Type | Home Loans Effective 3/7/2025 |
| Loans | Home Equity Line of Credit |
| APR as low as (%) | 4.00%, variable |
| Term (Months/Years) | 10 year draw, 20 year payback |
| Rate Type | Home Loans Effective 3/7/2025 |
| Loans | 3/3 Adjustable Rate Mortgage |
| APR as low as (%) | 5.74% |
| Term (Months/Years) | 3 years (amortized over 30 years) |
| Rate Type | Home Loans Effective 3/7/2025 |
| Loans | 5/5 Adjustable Rate Mortgage |
| APR as low as (%) | 6.00% |
| Term (Months/Years) | 5 years (amortized over 30 years) |
| Rate Type | Home Loans Effective 3/7/2025 |
| Loans | 5/5 Adjustable Rate Mortgage - 100% of Purchase Price |
| APR as low as (%) | 7.25% |
| Term (Months/Years) | 5 years (amortized over 30 years) |
| Rate Type | Home Loans Effective 3/7/2025 |
| Loans | Short Term Fixed |
| APR as low as (%) | 7.00% |
| Term (Months/Years) | 10 years |
| Rate Type | Home Loans Effective 3/7/2025 |
| Loans | Construction Loan |
| APR as low as (%) | 8.49% |
| Term (Months/Years) | 12 months |
| Rate Type | Home Loans Effective 3/7/2025 |
| Loans | Land Loan |
| APR as low as (%) | 7.50% |
| Term (Months/Years) | 20 years |
| Rate Type | Boat Dock Loans Effective 3/10/2025 |
| Loans | Boat Dock Loan |
| APR as low as (%) | 7.74% |
| Term (Months/Years) | 120 months |
| Rate Type | Other Loans Effective 3/10/2025 |
| Loans | Unsecured Personal |
| APR as low as (%) | 11.24% |
| Term (Months/Years) | 72 months |
| Rate Type | Other Loans Effective 3/10/2025 |
| Loans | Lawnmowers and Utility Trailers |
| APR as low as (%) | 7.49% |
| Term (Months/Years) | 72 months |
| Rate Type | Other Loans Effective 3/10/2025 |
| Loans | Farm Equipment |
| APR as low as (%) | 7.49% |
| Term (Months/Years) | 84 months |
All Recreational Loan rates and terms are subject to change without notice. Must be a Listerhill Credit Union member to apply. Subject to credit approval. Actual rate will be determined by the credit worthiness of the borrower. Additional terms may be available. Other restrictions may apply. See a member advocate for more details. APR = Annual Percentage Rate.
All Mortgage and Home Loans are subject to credit approval. Actual rate will be determined by the credit worthiness of the borrower. Rates are subject to change without notice. The APR on adjustable-rate home loans may vary and are subject to change after consummation. Other restrictions may apply. Equal Housing Lender. Please call a loan officer for down payment information. APR = Annual Percentage Rate.
All Auto Loan rates and terms are subject to change without notice. Subject to credit approval. Actual rate will be determined by the credit worthiness of the borrower. Other restrictions may apply. APR = Annual Percentage Rate.
All Personal Loan rates and terms are subject to change without notice. Must be a Listerhill Credit Union member to apply. Subject to credit approval. Actual rate will be determined by the credit worthiness of the borrower. Additional terms may be available. Other restrictions may apply. See a member advocate for more details. APR = Annual Percentage Rate.
Monthly payment for a Boat Dock Loan of 10 years for $50,000 at 7.65% APR would be $585 per month. Must be a Listerhill Credit Union member to apply. Rates subject to change without notice. APR = Annual Percentage Yield.
All Other Loan rates and terms are subject to change without notice. Must be a Listerhill Credit Union member to apply. All loans and credit cards are subject to credit approval. Actual rate will be determined by the credit worthiness of the borrower. Other restrictions may apply. APR = Annual Percentage Rate.
| Rate Type | APR as low as (%) |
|---|---|
| Visa Signature Rewards Credit Card Effective 3/1/2025 |
12.99% |
| Visa Platinum Credit Card Effective 3/1/2025 |
12.99% |
| Rate Type | Visa Signature Rewards Credit Card Effective 3/1/2025 |
| APR as low as (%) | 12.99% |
| Rate Type | Visa Platinum Credit Card Effective 3/1/2025 |
| APR as low as (%) | 12.99% |
2Visa Signature Rewards Credit Card rates and terms are subject to change without notice. Subject to underwriting and credit approval. Actual rate and credit limit will vary according to creditworthiness. Signature Cards require a $5,000 or greater credit limit. 2% cash back does not apply to balance transfers or cash advances. Other restrictions may apply. APR = Annual Percentage Rate.
Visa Platinum Credit Card rates and terms are subject to change without notice. Subject to underwriting and credit approval. Actual rate and credit limit will vary according to creditworthiness. Other restrictions may apply. APR = Annual Percentage Rate.
| Rate Type | APR (%) |
|---|---|
| Share Secured | 3% above earning rate |
| Money Market Secured | 3% above earning rate |
| Certificate Secured | 2% above earning rate |
| Rate Type | Share Secured |
| APR (%) | 3% above earning rate |
| Rate Type | Money Market Secured |
| APR (%) | 3% above earning rate |
| Rate Type | Certificate Secured |
| APR (%) | 2% above earning rate |
Share Secured rates are subject to change without notice. APY = Annual Percentage Yield.
Money Market Secured rates are subject to change without notice. APY = Annual Percentage Yield.
Certificate Secured rates are subject to change without notice. APY = Annual Percentage Yield.
| Rate Type | APY (%) | DIV/INT Rate (%) | Minimum Balance |
|---|---|---|---|
| Share Savings Account Effective 3/1/2025 |
0.20% | 0.200% | $5 |
| My Goal Savings Account Effective 3/1/2025 |
0.20% | 0.200% | $5 |
| Good Start Savings Account Effective 3/1/2025 |
0.20% | 0.200% | $5 |
| Explorer Rewards Savings Account Effective 3/1/2025 |
0.20% | 0.200% | $5 |
| IRA Savings Account Effective 3/1/2025 |
0.20% | 0.200% | $0 |
| Roth IRA Savings Account Effective 3/1/2025 |
0.20% | 0.200% | $0 |
| Rate Type | Share Savings Account Effective 3/1/2025 |
| APY (%) | 0.20% |
| DIV/INT Rate (%) | 0.200% |
| Minimum Balance | $5 |
| Rate Type | My Goal Savings Account Effective 3/1/2025 |
| APY (%) | 0.20% |
| DIV/INT Rate (%) | 0.200% |
| Minimum Balance | $5 |
| Rate Type | Good Start Savings Account Effective 3/1/2025 |
| APY (%) | 0.20% |
| DIV/INT Rate (%) | 0.200% |
| Minimum Balance | $5 |
| Rate Type | Explorer Rewards Savings Account Effective 3/1/2025 |
| APY (%) | 0.20% |
| DIV/INT Rate (%) | 0.200% |
| Minimum Balance | $5 |
| Rate Type | IRA Savings Account Effective 3/1/2025 |
| APY (%) | 0.20% |
| DIV/INT Rate (%) | 0.200% |
| Minimum Balance | $0 |
| Rate Type | Roth IRA Savings Account Effective 3/1/2025 |
| APY (%) | 0.20% |
| DIV/INT Rate (%) | 0.200% |
| Minimum Balance | $0 |
My Goal Savings Account APY is accurate as of the last dividend declaration date. Rates are subject to change without notice. APY = Annual Percentage Yield.
Explorer Rewards Savings Account APY is accurate as of the last dividend declaration date. Rates are subject to change without notice. APY = Annual Percentage Yield.
The compound interest earned with the IRA Savings Account is calculated quarterly. Rates are subject to change without notice. APY = Annual Percentage Yield.
Share Savings Account APY is accurate as of the last dividend declaration date. Rates are subject to change without notice. APY = Annual Percentage Yield.
Good Start Savings Account APY is accurate as of the last dividend declaration date. Rates are subject to change without notice. APY = Annual Percentage Yield.
The compound interest earned with the Roth IRA Savings Account is calculated quarterly. Rates are subject to change without notice. APY = Annual Percentage Yield.
| Rate Type | APY (%) | DIV/INT Rate (%) | Minimum Balance |
|---|---|---|---|
| Money Market Account Effective 3/1/2025 |
1.50% | 1.490% | $0-$9,999.99 |
| Money Market Account Effective 3/1/2025 |
1.70% | 1.690% | $10,000-$49,999.99 |
| Money Market Account Effective 3/1/2025 |
2.15% | 2.130% | $50,000-$99,999.99 |
| Money Market Account Effective 3/1/2025 |
2.30% | 2.270% | $100,000+ |
| Rate Type | Money Market Account Effective 3/1/2025 |
| APY (%) | 1.50% |
| DIV/INT Rate (%) | 1.490% |
| Minimum Balance | $0-$9,999.99 |
| Rate Type | Money Market Account Effective 3/1/2025 |
| APY (%) | 1.70% |
| DIV/INT Rate (%) | 1.690% |
| Minimum Balance | $10,000-$49,999.99 |
| Rate Type | Money Market Account Effective 3/1/2025 |
| APY (%) | 2.15% |
| DIV/INT Rate (%) | 2.130% |
| Minimum Balance | $50,000-$99,999.99 |
| Rate Type | Money Market Account Effective 3/1/2025 |
| APY (%) | 2.30% |
| DIV/INT Rate (%) | 2.270% |
| Minimum Balance | $100,000+ |
Money Market Account (MMA) balances under $2,500 are subject to a $15 low balance fee. There is no limit to the number of in-branch withdrawals or ATM withdrawals allowed. Rates are subject to change without notice. APY = Annual Percentage Yield.
| Rate Type | APY (%) | DIV/INT Rate (%) | Minimum Opening Deposit | Term (Months) |
|---|---|---|---|---|
| Standard Certificates Effective 3/21/25 - 3/27/25 |
3.60% | 3.550% | $500 | 6 months |
| Standard Certificates Effective 3/21/25 - 3/27/25 |
3.60% | 3.550% | $500 | 12 months |
| Standard Certificates Effective 3/21/25 - 3/27/25 |
3.60% | 3.550% | $500 | 15 months |
| Standard Certificates Effective 3/21/25 - 3/27/25 |
3.49% | 3.450% | $500 | 18 months |
| Standard Certificates Effective 3/21/25 - 3/27/25 |
3.55% | 3.500% | $500 | 24 months |
| Standard Certificates Effective 3/21/25 - 3/27/25 |
3.55% | 3.500% | $500 | 36 months |
| Standard Certificates Effective 3/21/25 - 3/27/25 |
3.60% | 3.550% | $500 | 48 months |
| Standard Certificates Effective 3/21/25 - 3/27/25 |
3.60% | 3.550% | $500 | 60 months |
| Jumbo Certificates Effective 3/21/25 - 3/27/25 |
3.70% | 3.650% | $250,000 | 6 months |
| Jumbo Certificates Effective 3/21/25 - 3/27/25 |
3.70% | 3.650% | $250,000 | 12 months |
| Jumbo Certificates Effective 3/21/25 - 3/27/25 |
3.70% | 3.650% | $250,000 | 15 months |
| Jumbo Certificates Effective 3/21/25 - 3/27/25 |
3.60% | 3.550% | $250,000 | 18 months |
| Jumbo Certificates Effective 3/21/25 - 3/27/25 |
3.65% | 3.600% | $250,000 | 24 months |
| Jumbo Certificates Effective 3/21/25 - 3/27/25 |
3.65% | 3.600% | $250,000 | 36 months |
| Jumbo Certificates Effective 3/21/25 - 3/27/25 |
3.70% | 3.650% | $250,000 | 48 months |
| Jumbo Certificates Effective 3/21/25 - 3/27/25 |
3.70% | 3.650% | $250,000 | 60 months |
| IRA Certificates Effective 3/21/25 - 3/27/25 |
3.60% | 3.550% | $500 | 6 months |
| IRA Certificates Effective 3/21/25 - 3/27/25 |
3.60% | 3.550% | $500 | 12 months |
| IRA Certificates Effective 3/21/25 - 3/27/25 |
3.60% | 3.550% | $500 | 15 months |
| IRA Certificates Effective 3/21/25 - 3/27/25 |
3.49% | 3.450% | $500 | 18 months |
| IRA Certificates Effective 3/21/25 - 3/27/25 |
3.55% | 3.500% | $500 | 24 months |
| IRA Certificates Effective 3/21/25 - 3/27/25 |
3.55% | 3.500% | $500 | 36 months |
| IRA Certificates Effective 3/21/25 - 3/27/25 |
3.60% | 3.550% | $500 | 48 months |
| IRA Certificates Effective 3/21/25 - 3/27/25 |
3.60% | 3.550% | $500 | 60 months |
| Roth IRA Certificates Effective 3/21/25 - 3/27/25 |
3.60% | 3.550% | $500 | 12 months |
| Roth IRA Certificates Effective 3/21/25 - 3/27/25 |
3.55% | 3.500% | $500 | 36 months |
| Roth IRA Certificates Effective 3/21/25 - 3/27/25 |
3.60% | 3.550% | $500 | 60 months |
| Rate Type | Standard Certificates Effective 3/21/25 - 3/27/25 |
| APY (%) | 3.60% |
| DIV/INT Rate (%) | 3.550% |
| Minimum Opening Deposit | $500 |
| Term (Months) | 6 months |
| Rate Type | Standard Certificates Effective 3/21/25 - 3/27/25 |
| APY (%) | 3.60% |
| DIV/INT Rate (%) | 3.550% |
| Minimum Opening Deposit | $500 |
| Term (Months) | 12 months |
| Rate Type | Standard Certificates Effective 3/21/25 - 3/27/25 |
| APY (%) | 3.60% |
| DIV/INT Rate (%) | 3.550% |
| Minimum Opening Deposit | $500 |
| Term (Months) | 15 months |
| Rate Type | Standard Certificates Effective 3/21/25 - 3/27/25 |
| APY (%) | 3.49% |
| DIV/INT Rate (%) | 3.450% |
| Minimum Opening Deposit | $500 |
| Term (Months) | 18 months |
| Rate Type | Standard Certificates Effective 3/21/25 - 3/27/25 |
| APY (%) | 3.55% |
| DIV/INT Rate (%) | 3.500% |
| Minimum Opening Deposit | $500 |
| Term (Months) | 24 months |
| Rate Type | Standard Certificates Effective 3/21/25 - 3/27/25 |
| APY (%) | 3.55% |
| DIV/INT Rate (%) | 3.500% |
| Minimum Opening Deposit | $500 |
| Term (Months) | 36 months |
| Rate Type | Standard Certificates Effective 3/21/25 - 3/27/25 |
| APY (%) | 3.60% |
| DIV/INT Rate (%) | 3.550% |
| Minimum Opening Deposit | $500 |
| Term (Months) | 48 months |
| Rate Type | Standard Certificates Effective 3/21/25 - 3/27/25 |
| APY (%) | 3.60% |
| DIV/INT Rate (%) | 3.550% |
| Minimum Opening Deposit | $500 |
| Term (Months) | 60 months |
| Rate Type | Jumbo Certificates Effective 3/21/25 - 3/27/25 |
| APY (%) | 3.70% |
| DIV/INT Rate (%) | 3.650% |
| Minimum Opening Deposit | $250,000 |
| Term (Months) | 6 months |
| Rate Type | Jumbo Certificates Effective 3/21/25 - 3/27/25 |
| APY (%) | 3.70% |
| DIV/INT Rate (%) | 3.650% |
| Minimum Opening Deposit | $250,000 |
| Term (Months) | 12 months |
| Rate Type | Jumbo Certificates Effective 3/21/25 - 3/27/25 |
| APY (%) | 3.70% |
| DIV/INT Rate (%) | 3.650% |
| Minimum Opening Deposit | $250,000 |
| Term (Months) | 15 months |
| Rate Type | Jumbo Certificates Effective 3/21/25 - 3/27/25 |
| APY (%) | 3.60% |
| DIV/INT Rate (%) | 3.550% |
| Minimum Opening Deposit | $250,000 |
| Term (Months) | 18 months |
| Rate Type | Jumbo Certificates Effective 3/21/25 - 3/27/25 |
| APY (%) | 3.65% |
| DIV/INT Rate (%) | 3.600% |
| Minimum Opening Deposit | $250,000 |
| Term (Months) | 24 months |
| Rate Type | Jumbo Certificates Effective 3/21/25 - 3/27/25 |
| APY (%) | 3.65% |
| DIV/INT Rate (%) | 3.600% |
| Minimum Opening Deposit | $250,000 |
| Term (Months) | 36 months |
| Rate Type | Jumbo Certificates Effective 3/21/25 - 3/27/25 |
| APY (%) | 3.70% |
| DIV/INT Rate (%) | 3.650% |
| Minimum Opening Deposit | $250,000 |
| Term (Months) | 48 months |
| Rate Type | Jumbo Certificates Effective 3/21/25 - 3/27/25 |
| APY (%) | 3.70% |
| DIV/INT Rate (%) | 3.650% |
| Minimum Opening Deposit | $250,000 |
| Term (Months) | 60 months |
| Rate Type | IRA Certificates Effective 3/21/25 - 3/27/25 |
| APY (%) | 3.60% |
| DIV/INT Rate (%) | 3.550% |
| Minimum Opening Deposit | $500 |
| Term (Months) | 6 months |
| Rate Type | IRA Certificates Effective 3/21/25 - 3/27/25 |
| APY (%) | 3.60% |
| DIV/INT Rate (%) | 3.550% |
| Minimum Opening Deposit | $500 |
| Term (Months) | 12 months |
| Rate Type | IRA Certificates Effective 3/21/25 - 3/27/25 |
| APY (%) | 3.60% |
| DIV/INT Rate (%) | 3.550% |
| Minimum Opening Deposit | $500 |
| Term (Months) | 15 months |
| Rate Type | IRA Certificates Effective 3/21/25 - 3/27/25 |
| APY (%) | 3.49% |
| DIV/INT Rate (%) | 3.450% |
| Minimum Opening Deposit | $500 |
| Term (Months) | 18 months |
| Rate Type | IRA Certificates Effective 3/21/25 - 3/27/25 |
| APY (%) | 3.55% |
| DIV/INT Rate (%) | 3.500% |
| Minimum Opening Deposit | $500 |
| Term (Months) | 24 months |
| Rate Type | IRA Certificates Effective 3/21/25 - 3/27/25 |
| APY (%) | 3.55% |
| DIV/INT Rate (%) | 3.500% |
| Minimum Opening Deposit | $500 |
| Term (Months) | 36 months |
| Rate Type | IRA Certificates Effective 3/21/25 - 3/27/25 |
| APY (%) | 3.60% |
| DIV/INT Rate (%) | 3.550% |
| Minimum Opening Deposit | $500 |
| Term (Months) | 48 months |
| Rate Type | IRA Certificates Effective 3/21/25 - 3/27/25 |
| APY (%) | 3.60% |
| DIV/INT Rate (%) | 3.550% |
| Minimum Opening Deposit | $500 |
| Term (Months) | 60 months |
| Rate Type | Roth IRA Certificates Effective 3/21/25 - 3/27/25 |
| APY (%) | 3.60% |
| DIV/INT Rate (%) | 3.550% |
| Minimum Opening Deposit | $500 |
| Term (Months) | 12 months |
| Rate Type | Roth IRA Certificates Effective 3/21/25 - 3/27/25 |
| APY (%) | 3.55% |
| DIV/INT Rate (%) | 3.500% |
| Minimum Opening Deposit | $500 |
| Term (Months) | 36 months |
| Rate Type | Roth IRA Certificates Effective 3/21/25 - 3/27/25 |
| APY (%) | 3.60% |
| DIV/INT Rate (%) | 3.550% |
| Minimum Opening Deposit | $500 |
| Term (Months) | 60 months |
Standard Certificate APY assumes interest remains on deposit until maturity. Quarterly interest paid will earn Interest Rate. A Share Savings Account is required. Certificate rates are fixed upon opening the account. Early withdrawal penalties apply. Fees may reduce earnings. APY and APR are subject to change without notice. APY = Annual Percentage Yield. APR = Annual Percentage Rate.
Jumbo Certificate APY assumes interest remains on deposit until maturity. Quarterly interest paid will earn Interest Rate. A Share Savings Account is required. Certificate rates are fixed upon opening the account. Early withdrawal penalties apply. Fees may reduce earnings. APY and APR are subject to change without notice. APY = Annual Percentage Yield. APR = Annual Percentage Rate.
IRA Certificate APY assumes interest remains on deposit until maturity. Quarterly interest paid will earn Interest Rate. A Share Savings Account is required. Certificate rates are fixed upon opening the account. Early withdrawal penalties apply. Fees may reduce earnings. APY and APR are subject to change without notice. APY = Annual Percentage Yield. APR = Annual Percentage Rate.
Roth IRA Certificate APY assumes interest remains on deposit until maturity. Quarterly interest paid will earn Interest Rate. A Share Savings Account is required. Certificate rates are fixed upon opening the account. Early withdrawal penalties apply. Fees may reduce earnings. APY and APR are subject to change without notice. APY = Annual Percentage Yield. APR = Annual Percentage Rate.
| Rate Type | DIV/INT Rate (%) | APY (%) | Minimum Balance |
|---|---|---|---|
| Growth Checking Account Effective 3/1/2025 |
0.000% | 0.00% | $0-$999.99 |
| Growth Checking Account Effective 3/1/2025 |
1.540% | 1.55% | $1,000-$9,999.99 |
| Growth Checking Account Effective 3/1/2025 |
1.980% | 2.00% | $10,000-$49,999.99 |
| Growth Checking Account Effective 3/1/2025 |
2.960% | 3.00% | $50,000+ |
| Rate Type | Growth Checking Account Effective 3/1/2025 |
| DIV/INT Rate (%) | 0.000% |
| APY (%) | 0.00% |
| Minimum Balance | $0-$999.99 |
| Rate Type | Growth Checking Account Effective 3/1/2025 |
| DIV/INT Rate (%) | 1.540% |
| APY (%) | 1.55% |
| Minimum Balance | $1,000-$9,999.99 |
| Rate Type | Growth Checking Account Effective 3/1/2025 |
| DIV/INT Rate (%) | 1.980% |
| APY (%) | 2.00% |
| Minimum Balance | $10,000-$49,999.99 |
| Rate Type | Growth Checking Account Effective 3/1/2025 |
| DIV/INT Rate (%) | 2.960% |
| APY (%) | 3.00% |
| Minimum Balance | $50,000+ |
Must keep a Growth Checking Account balance of $1,000 or greater to avoid monthly service charges. Rates subject to change without notice. Terms and conditions apply. APY = Annual Percentage Yield.
| Rate Type | DIV/INT Rate (%) | APY (%) | Minimum Balance |
|---|---|---|---|
| Business High Yield Checking Account Effective 3/1/2025 |
0.000% | 0.00% | $0-$9,999.99 |
| Business High Yield Checking Account Effective 3/1/2025 |
0.250% | 0.25% | $10,000-$49,999.99 |
| Business High Yield Checking Account Effective 3/1/2025 |
0.350% | 0.35% | $50,000-$99,999.99 |
| Business High Yield Checking Account Effective 3/1/2025 |
0.400% | 0.40% | $100,000+ |
| Rate Type | Business High Yield Checking Account Effective 3/1/2025 |
| DIV/INT Rate (%) | 0.000% |
| APY (%) | 0.00% |
| Minimum Balance | $0-$9,999.99 |
| Rate Type | Business High Yield Checking Account Effective 3/1/2025 |
| DIV/INT Rate (%) | 0.250% |
| APY (%) | 0.25% |
| Minimum Balance | $10,000-$49,999.99 |
| Rate Type | Business High Yield Checking Account Effective 3/1/2025 |
| DIV/INT Rate (%) | 0.350% |
| APY (%) | 0.35% |
| Minimum Balance | $50,000-$99,999.99 |
| Rate Type | Business High Yield Checking Account Effective 3/1/2025 |
| DIV/INT Rate (%) | 0.400% |
| APY (%) | 0.40% |
| Minimum Balance | $100,000+ |
Business High Yield Checking Account rates subject to change without notice. Terms and conditions apply. APY = Annual Percentage Yield.
| Loans | APR as low as (%) | Term (Months/Years) |
|---|---|---|
| New Auto and Previous 3 Years and Up - Less than 30,000 miles | 6.24% | 36 months |
| New Auto and Previous 3 Years and Up - Less than 30,000 miles | 6.49% | 66 months |
| New Auto and Previous 3 Years and Up - Less than 30,000 miles | 6.74% | 75 months |
| New Auto and Previous 3 Years and Up - Less than 30,000 miles | 7.49% | 84 months |
| New Auto and Previous 3 Years and Up - Less than 30,000 miles | 8.24% | 96 months |
| Previous 3 Years and up - More Than 30,000 miles | 6.74% | 66 months |
| Previous 3 Years and up - More Than 30,000 miles | 7.04% | 72 months |
| Used Auto (4-6 years old) | 7.24% | 72 months |
| Used Auto (7-24 Years) | 8.49% | 72 months |
| Antique Automobiles (25 yrs old) | 8.49% | 72 months |
| Rebuilt Automobiles | 8.50% | Terms based on year |
| Loans | New Auto and Previous 3 Years and Up - Less than 30,000 miles |
| APR as low as (%) | 6.24% |
| Term (Months/Years) | 36 months |
| Loans | New Auto and Previous 3 Years and Up - Less than 30,000 miles |
| APR as low as (%) | 6.49% |
| Term (Months/Years) | 66 months |
| Loans | New Auto and Previous 3 Years and Up - Less than 30,000 miles |
| APR as low as (%) | 6.74% |
| Term (Months/Years) | 75 months |
| Loans | New Auto and Previous 3 Years and Up - Less than 30,000 miles |
| APR as low as (%) | 7.49% |
| Term (Months/Years) | 84 months |
| Loans | New Auto and Previous 3 Years and Up - Less than 30,000 miles |
| APR as low as (%) | 8.24% |
| Term (Months/Years) | 96 months |
| Loans | Previous 3 Years and up - More Than 30,000 miles |
| APR as low as (%) | 6.74% |
| Term (Months/Years) | 66 months |
| Loans | Previous 3 Years and up - More Than 30,000 miles |
| APR as low as (%) | 7.04% |
| Term (Months/Years) | 72 months |
| Loans | Used Auto (4-6 years old) |
| APR as low as (%) | 7.24% |
| Term (Months/Years) | 72 months |
| Loans | Used Auto (7-24 Years) |
| APR as low as (%) | 8.49% |
| Term (Months/Years) | 72 months |
| Loans | Antique Automobiles (25 yrs old) |
| APR as low as (%) | 8.49% |
| Term (Months/Years) | 72 months |
| Loans | Rebuilt Automobiles |
| APR as low as (%) | 8.50% |
| Term (Months/Years) | Terms based on year |
All Auto Loan rates and terms are subject to change without notice. Subject to credit approval. Actual rate will be determined by the credit worthiness of the borrower. Other restrictions may apply. APR = Annual Percentage Rate.
| Loans | APR as low as (%) | Term (Months/Years) |
|---|---|---|
| New/Used Motorcycle or ATV/UTV with NADA Retail More than $10,000 | 8.74% | 84 months |
| New/Used Motorcycle or ATV/UTV with NADA Retail More than $10,000 | 7.74% | 75 months |
| New/Used Motorcycle or ATV/UTV with NADA Retail More than $10,000 | 7.49% | 60 months |
| New Motorcycle or ATV/UTV | 8.24% | 75 months |
| New Motorcycle or ATV/UTV | 7.49% | 60 months |
| Used Motorcycles or ATV/UTV | 8.24% | 60 months |
| New Motor Homes | 8.99% | 180 months |
| New Motor Homes | 8.49% | 120 months |
| New Motor Homes | 7.49% | 84 months |
| Used Motor Home | 9.24% | 180 months |
| Used Motor Home | 8.74% | 120 months |
| Used Motor Home | 7.75% | 84 months |
| New 5th Wheel or New Travel Trailer | 8.99% | 180 months |
| New 5th Wheel or New Travel Trailer | 8.49% | 120 months |
| New 5th Wheel or New Travel Trailer | 7.49% | 84 months |
| Used Travel Trailer or 5th Wheel | 9.24% | 180 months |
| Used Travel Trailer or 5th Wheel | 8.74% | 120 months |
| Used Travel Trailer or 5th Wheel | 8.24% | 84 months |
| Used Travel Trailer or 5th Wheel | 7.75% | 72 months |
| New Boat | 8.74% | 180 months |
| New Boat | 8.49% | 144 months |
| New Boat | 8.24% | 120 months |
| New Boat | 7.24% | 84 months |
| New Boat | 6.99% | 72 months |
| Used Boat | 9.99% | 180 months |
| Used Boat | 9.74% | 144 months |
| Used Boat - Previous 3 years & up (Minimum Loan Amount $25,000) | 9.49% | 120 months |
| Used Boat | 8.24% | 72 months |
| Used Boat | 7.24% | 60 months |
| New Waverunner or Personal Watercraft | 7.74% | 84 months |
| New Waverunner or Personal Watercraft | 7.49% | 72 months |
| Used Waverunner | 9.00% | 72 months |
| Loans | New/Used Motorcycle or ATV/UTV with NADA Retail More than $10,000 |
| APR as low as (%) | 8.74% |
| Term (Months/Years) | 84 months |
| Loans | New/Used Motorcycle or ATV/UTV with NADA Retail More than $10,000 |
| APR as low as (%) | 7.74% |
| Term (Months/Years) | 75 months |
| Loans | New/Used Motorcycle or ATV/UTV with NADA Retail More than $10,000 |
| APR as low as (%) | 7.49% |
| Term (Months/Years) | 60 months |
| Loans | New Motorcycle or ATV/UTV |
| APR as low as (%) | 8.24% |
| Term (Months/Years) | 75 months |
| Loans | New Motorcycle or ATV/UTV |
| APR as low as (%) | 7.49% |
| Term (Months/Years) | 60 months |
| Loans | Used Motorcycles or ATV/UTV |
| APR as low as (%) | 8.24% |
| Term (Months/Years) | 60 months |
| Loans | New Motor Homes |
| APR as low as (%) | 8.99% |
| Term (Months/Years) | 180 months |
| Loans | New Motor Homes |
| APR as low as (%) | 8.49% |
| Term (Months/Years) | 120 months |
| Loans | New Motor Homes |
| APR as low as (%) | 7.49% |
| Term (Months/Years) | 84 months |
| Loans | Used Motor Home |
| APR as low as (%) | 9.24% |
| Term (Months/Years) | 180 months |
| Loans | Used Motor Home |
| APR as low as (%) | 8.74% |
| Term (Months/Years) | 120 months |
| Loans | Used Motor Home |
| APR as low as (%) | 7.75% |
| Term (Months/Years) | 84 months |
| Loans | New 5th Wheel or New Travel Trailer |
| APR as low as (%) | 8.99% |
| Term (Months/Years) | 180 months |
| Loans | New 5th Wheel or New Travel Trailer |
| APR as low as (%) | 8.49% |
| Term (Months/Years) | 120 months |
| Loans | New 5th Wheel or New Travel Trailer |
| APR as low as (%) | 7.49% |
| Term (Months/Years) | 84 months |
| Loans | Used Travel Trailer or 5th Wheel |
| APR as low as (%) | 9.24% |
| Term (Months/Years) | 180 months |
| Loans | Used Travel Trailer or 5th Wheel |
| APR as low as (%) | 8.74% |
| Term (Months/Years) | 120 months |
| Loans | Used Travel Trailer or 5th Wheel |
| APR as low as (%) | 8.24% |
| Term (Months/Years) | 84 months |
| Loans | Used Travel Trailer or 5th Wheel |
| APR as low as (%) | 7.75% |
| Term (Months/Years) | 72 months |
| Loans | New Boat |
| APR as low as (%) | 8.74% |
| Term (Months/Years) | 180 months |
| Loans | New Boat |
| APR as low as (%) | 8.49% |
| Term (Months/Years) | 144 months |
| Loans | New Boat |
| APR as low as (%) | 8.24% |
| Term (Months/Years) | 120 months |
| Loans | New Boat |
| APR as low as (%) | 7.24% |
| Term (Months/Years) | 84 months |
| Loans | New Boat |
| APR as low as (%) | 6.99% |
| Term (Months/Years) | 72 months |
| Loans | Used Boat |
| APR as low as (%) | 9.99% |
| Term (Months/Years) | 180 months |
| Loans | Used Boat |
| APR as low as (%) | 9.74% |
| Term (Months/Years) | 144 months |
| Loans | Used Boat - Previous 3 years & up (Minimum Loan Amount $25,000) |
| APR as low as (%) | 9.49% |
| Term (Months/Years) | 120 months |
| Loans | Used Boat |
| APR as low as (%) | 8.24% |
| Term (Months/Years) | 72 months |
| Loans | Used Boat |
| APR as low as (%) | 7.24% |
| Term (Months/Years) | 60 months |
| Loans | New Waverunner or Personal Watercraft |
| APR as low as (%) | 7.74% |
| Term (Months/Years) | 84 months |
| Loans | New Waverunner or Personal Watercraft |
| APR as low as (%) | 7.49% |
| Term (Months/Years) | 72 months |
| Loans | Used Waverunner |
| APR as low as (%) | 9.00% |
| Term (Months/Years) | 72 months |
All Recreational Loan rates and terms are subject to change without notice. Must be a Listerhill Credit Union member to apply. Subject to credit approval. Actual rate will be determined by the credit worthiness of the borrower. Additional terms may be available. Other restrictions may apply. See a member advocate for more details. APR = Annual Percentage Rate.
| Loans | APR as low as (%) | Term (Months/Years) |
|---|---|---|
| Unsecured Personal | 11.24% | 72 months |
| Loans | Unsecured Personal |
| APR as low as (%) | 11.24% |
| Term (Months/Years) | 72 months |
All Personal Loan rates and terms are subject to change without notice. Must be a Listerhill Credit Union member to apply. Subject to credit approval. Actual rate will be determined by the credit worthiness of the borrower. Additional terms may be available. Other restrictions may apply. See a member advocate for more details. APR = Annual Percentage Rate.
| Loans | APR as low as (%) | Term (Months/Years) |
|---|---|---|
| 30 Year Fixed Rate | Call 1-800-239-6033 for the latest rate | 30 years |
| 20 Year Fixed Rate | Call 1-800-239-6033 for the latest rate | 20 years |
| 15 Year Fixed Rate | Call 1-800-239-6033 for the latest rate | 15 years |
| Home Equity Line of Credit | 4.00%, variable | 10 year draw, 20 year payback |
| 3/3 Adjustable Rate Mortgage | 5.74% | 3 years (amortized over 30 years) |
| 5/5 Adjustable Rate Mortgage | 6.00% | 5 years (amortized over 30 years) |
| 5/5 Adjustable Rate Mortgage - 100% of Purchase Price | 7.25% | 5 years (amortized over 30 years) |
| Short Term Fixed | 7.00% | 10 years |
| Construction Loan | 8.49% | 12 months |
| Land Loan | 7.50% | 20 years |
| Loans | 30 Year Fixed Rate |
| APR as low as (%) | Call 1-800-239-6033 for the latest rate |
| Term (Months/Years) | 30 years |
| Loans | 20 Year Fixed Rate |
| APR as low as (%) | Call 1-800-239-6033 for the latest rate |
| Term (Months/Years) | 20 years |
| Loans | 15 Year Fixed Rate |
| APR as low as (%) | Call 1-800-239-6033 for the latest rate |
| Term (Months/Years) | 15 years |
| Loans | Home Equity Line of Credit |
| APR as low as (%) | 4.00%, variable |
| Term (Months/Years) | 10 year draw, 20 year payback |
| Loans | 3/3 Adjustable Rate Mortgage |
| APR as low as (%) | 5.74% |
| Term (Months/Years) | 3 years (amortized over 30 years) |
| Loans | 5/5 Adjustable Rate Mortgage |
| APR as low as (%) | 6.00% |
| Term (Months/Years) | 5 years (amortized over 30 years) |
| Loans | 5/5 Adjustable Rate Mortgage - 100% of Purchase Price |
| APR as low as (%) | 7.25% |
| Term (Months/Years) | 5 years (amortized over 30 years) |
| Loans | Short Term Fixed |
| APR as low as (%) | 7.00% |
| Term (Months/Years) | 10 years |
| Loans | Construction Loan |
| APR as low as (%) | 8.49% |
| Term (Months/Years) | 12 months |
| Loans | Land Loan |
| APR as low as (%) | 7.50% |
| Term (Months/Years) | 20 years |
All Mortgage and Home Loans are subject to credit approval. Actual rate will be determined by the credit worthiness of the borrower. Rates are subject to change without notice. The APR on adjustable-rate home loans may vary and are subject to change after consummation. Other restrictions may apply. Equal Housing Lender. Please call a loan officer for down payment information. APR = Annual Percentage Rate.
| Loans | APR as low as (%) | Term (Months/Years) |
|---|---|---|
| Boat Dock Loan | 7.74% | 120 months |
| Loans | Boat Dock Loan |
| APR as low as (%) | 7.74% |
| Term (Months/Years) | 120 months |
Monthly payment for a Boat Dock Loan of 10 years for $50,000 at 7.65% APR would be $585 per month. Must be a Listerhill Credit Union member to apply. Rates subject to change without notice. APR = Annual Percentage Yield.
| Loans | APR as low as (%) | Term (Months/Years) |
|---|---|---|
| Unsecured Personal | 11.24% | 72 months |
| Lawnmowers and Utility Trailers | 7.49% | 72 months |
| Farm Equipment | 7.49% | 84 months |
| Loans | Unsecured Personal |
| APR as low as (%) | 11.24% |
| Term (Months/Years) | 72 months |
| Loans | Lawnmowers and Utility Trailers |
| APR as low as (%) | 7.49% |
| Term (Months/Years) | 72 months |
| Loans | Farm Equipment |
| APR as low as (%) | 7.49% |
| Term (Months/Years) | 84 months |
All Other Loan rates and terms are subject to change without notice. Must be a Listerhill Credit Union member to apply. All loans and credit cards are subject to credit approval. Actual rate will be determined by the credit worthiness of the borrower. Other restrictions may apply. APR = Annual Percentage Rate.
| APR as low as (%) |
|---|
| 12.99% |
| APR as low as (%) | 12.99% |
2Visa Signature Rewards Credit Card rates and terms are subject to change without notice. Subject to underwriting and credit approval. Actual rate and credit limit will vary according to creditworthiness. Signature Cards require a $5,000 or greater credit limit. 2% cash back does not apply to balance transfers or cash advances. Other restrictions may apply. APR = Annual Percentage Rate.
| APR as low as (%) |
|---|
| 12.99% |
| APR as low as (%) | 12.99% |
Visa Platinum Credit Card rates and terms are subject to change without notice. Subject to underwriting and credit approval. Actual rate and credit limit will vary according to creditworthiness. Other restrictions may apply. APR = Annual Percentage Rate.
| APR (%) | APY (%) | DIV/INT Rate (%) | Minimum Balance |
|---|---|---|---|
| 3% above earning rate | N/A | N/A | N/A |
| APR (%) | 3% above earning rate |
| APY (%) | N/A |
| DIV/INT Rate (%) | N/A |
| Minimum Balance | N/A |
Share Secured rates are subject to change without notice. APY = Annual Percentage Yield.
| APR (%) | APY (%) | DIV/INT Rate (%) | Minimum Balance |
|---|---|---|---|
| 3% above the lowest money market tier rate | N/A | N/A | N/A |
| APR (%) | 3% above the lowest money market tier rate |
| APY (%) | N/A |
| DIV/INT Rate (%) | N/A |
| Minimum Balance | N/A |
Money Market Secured rates are subject to change without notice. APY = Annual Percentage Yield.
| APR (%) |
|---|
| 2% above CD rate |
| APR (%) | 2% above CD rate |
Certificate Secured rates are subject to change without notice. APY = Annual Percentage Yield.
| APY (%) | DIV/INT Rate (%) | Minimum Balance |
|---|---|---|
| 0.20% | 0.200% | $5 |
| APY (%) | 0.20% |
| DIV/INT Rate (%) | 0.200% |
| Minimum Balance | $5 |
Share Savings Account APY is accurate as of the last dividend declaration date. Rates are subject to change without notice. APY = Annual Percentage Yield.
| APY (%) | DIV/INT Rate (%) | Minimum Balance |
|---|---|---|
| 0.20% | 0.200% | $5 |
| APY (%) | 0.20% |
| DIV/INT Rate (%) | 0.200% |
| Minimum Balance | $5 |
My Goal Savings Account APY is accurate as of the last dividend declaration date. Rates are subject to change without notice. APY = Annual Percentage Yield.
| APY (%) | DIV/INT Rate (%) | Minimum Balance |
|---|---|---|
| 0.20% | 0.200% | $5 |
| APY (%) | 0.20% |
| DIV/INT Rate (%) | 0.200% |
| Minimum Balance | $5 |
Good Start Savings Account APY is accurate as of the last dividend declaration date. Rates are subject to change without notice. APY = Annual Percentage Yield.
| APY (%) | DIV/INT Rate (%) | Minimum Balance |
|---|---|---|
| 0.20% | 0.200% | $5 |
| APY (%) | 0.20% |
| DIV/INT Rate (%) | 0.200% |
| Minimum Balance | $5 |
Explorer Rewards Savings Account APY is accurate as of the last dividend declaration date. Rates are subject to change without notice. APY = Annual Percentage Yield.
| APY (%) | DIV/INT Rate (%) | Minimum Balance |
|---|---|---|
| 0.20% | 0.200% | $0 |
| APY (%) | 0.20% |
| DIV/INT Rate (%) | 0.200% |
| Minimum Balance | $0 |
The compound interest earned with the IRA Savings Account is calculated quarterly. Rates are subject to change without notice. APY = Annual Percentage Yield.
| APY (%) | DIV/INT Rate (%) | Minimum Balance |
|---|---|---|
| 0.20% | 0.200% | $0 |
| APY (%) | 0.20% |
| DIV/INT Rate (%) | 0.200% |
| Minimum Balance | $0 |
The compound interest earned with the Roth IRA Savings Account is calculated quarterly. Rates are subject to change without notice. APY = Annual Percentage Yield.
| APY (%) | DIV/INT Rate (%) | Minimum Balance |
|---|---|---|
| 1.50% | 1.490% | $0-$9,999.99 |
| 1.70% | 1.690% | $10,000-$49,999.99 |
| 2.15% | 2.130% | $50,000-$99,999.99 |
| 2.30% | 2.270% | $100,000+ |
| APY (%) | 1.50% |
| DIV/INT Rate (%) | 1.490% |
| Minimum Balance | $0-$9,999.99 |
| APY (%) | 1.70% |
| DIV/INT Rate (%) | 1.690% |
| Minimum Balance | $10,000-$49,999.99 |
| APY (%) | 2.15% |
| DIV/INT Rate (%) | 2.130% |
| Minimum Balance | $50,000-$99,999.99 |
| APY (%) | 2.30% |
| DIV/INT Rate (%) | 2.270% |
| Minimum Balance | $100,000+ |
Money Market Account (MMA) balances under $2,500 are subject to a $15 low balance fee. There is no limit to the number of in-branch withdrawals or ATM withdrawals allowed. Rates are subject to change without notice. APY = Annual Percentage Yield.
| APY (%) | DIV/INT Rate (%) | Minimum Opening Deposit | Term (Months) |
|---|---|---|---|
| 3.60% | 3.550% | $500 | 6 months |
| 3.60% | 3.550% | $500 | 12 months |
| 3.60% | 3.550% | $500 | 15 months |
| 3.49% | 3.450% | $500 | 18 months |
| 3.55% | 3.500% | $500 | 24 months |
| 3.55% | 3.500% | $500 | 36 months |
| 3.60% | 3.550% | $500 | 48 months |
| 3.60% | 3.550% | $500 | 60 months |
| APY (%) | 3.60% |
| DIV/INT Rate (%) | 3.550% |
| Minimum Opening Deposit | $500 |
| Term (Months) | 6 months |
| APY (%) | 3.60% |
| DIV/INT Rate (%) | 3.550% |
| Minimum Opening Deposit | $500 |
| Term (Months) | 12 months |
| APY (%) | 3.60% |
| DIV/INT Rate (%) | 3.550% |
| Minimum Opening Deposit | $500 |
| Term (Months) | 15 months |
| APY (%) | 3.49% |
| DIV/INT Rate (%) | 3.450% |
| Minimum Opening Deposit | $500 |
| Term (Months) | 18 months |
| APY (%) | 3.55% |
| DIV/INT Rate (%) | 3.500% |
| Minimum Opening Deposit | $500 |
| Term (Months) | 24 months |
| APY (%) | 3.55% |
| DIV/INT Rate (%) | 3.500% |
| Minimum Opening Deposit | $500 |
| Term (Months) | 36 months |
| APY (%) | 3.60% |
| DIV/INT Rate (%) | 3.550% |
| Minimum Opening Deposit | $500 |
| Term (Months) | 48 months |
| APY (%) | 3.60% |
| DIV/INT Rate (%) | 3.550% |
| Minimum Opening Deposit | $500 |
| Term (Months) | 60 months |
Standard Certificate APY assumes interest remains on deposit until maturity. Quarterly interest paid will earn Interest Rate. A Share Savings Account is required. Certificate rates are fixed upon opening the account. Early withdrawal penalties apply. Fees may reduce earnings. APY and APR are subject to change without notice. APY = Annual Percentage Yield. APR = Annual Percentage Rate.
| APY (%) | DIV/INT Rate (%) | Minimum Opening Deposit | Term (Months) |
|---|---|---|---|
| 3.70% | 3.650% | $250,000 | 6 months |
| 3.70% | 3.650% | $250,000 | 12 months |
| 3.70% | 3.650% | $250,000 | 15 months |
| 3.60% | 3.550% | $250,000 | 18 months |
| 3.65% | 3.600% | $250,000 | 24 months |
| 3.65% | 3.600% | $250,000 | 36 months |
| 3.70% | 3.650% | $250,000 | 48 months |
| 3.70% | 3.650% | $250,000 | 60 months |
| APY (%) | 3.70% |
| DIV/INT Rate (%) | 3.650% |
| Minimum Opening Deposit | $250,000 |
| Term (Months) | 6 months |
| APY (%) | 3.70% |
| DIV/INT Rate (%) | 3.650% |
| Minimum Opening Deposit | $250,000 |
| Term (Months) | 12 months |
| APY (%) | 3.70% |
| DIV/INT Rate (%) | 3.650% |
| Minimum Opening Deposit | $250,000 |
| Term (Months) | 15 months |
| APY (%) | 3.60% |
| DIV/INT Rate (%) | 3.550% |
| Minimum Opening Deposit | $250,000 |
| Term (Months) | 18 months |
| APY (%) | 3.65% |
| DIV/INT Rate (%) | 3.600% |
| Minimum Opening Deposit | $250,000 |
| Term (Months) | 24 months |
| APY (%) | 3.65% |
| DIV/INT Rate (%) | 3.600% |
| Minimum Opening Deposit | $250,000 |
| Term (Months) | 36 months |
| APY (%) | 3.70% |
| DIV/INT Rate (%) | 3.650% |
| Minimum Opening Deposit | $250,000 |
| Term (Months) | 48 months |
| APY (%) | 3.70% |
| DIV/INT Rate (%) | 3.650% |
| Minimum Opening Deposit | $250,000 |
| Term (Months) | 60 months |
Jumbo Certificate APY assumes interest remains on deposit until maturity. Quarterly interest paid will earn Interest Rate. A Share Savings Account is required. Certificate rates are fixed upon opening the account. Early withdrawal penalties apply. Fees may reduce earnings. APY and APR are subject to change without notice. APY = Annual Percentage Yield. APR = Annual Percentage Rate.
| APY (%) | DIV/INT Rate (%) | Minimum Opening Deposit | Term (Months) |
|---|---|---|---|
| 3.60% | 3.550% | $500 | 6 months |
| 3.60% | 3.550% | $500 | 12 months |
| 3.60% | 3.550% | $500 | 15 months |
| 3.49% | 3.450% | $500 | 18 months |
| 3.55% | 3.500% | $500 | 24 months |
| 3.55% | 3.500% | $500 | 36 months |
| 3.60% | 3.550% | $500 | 48 months |
| 3.60% | 3.550% | $500 | 60 months |
| APY (%) | 3.60% |
| DIV/INT Rate (%) | 3.550% |
| Minimum Opening Deposit | $500 |
| Term (Months) | 6 months |
| APY (%) | 3.60% |
| DIV/INT Rate (%) | 3.550% |
| Minimum Opening Deposit | $500 |
| Term (Months) | 12 months |
| APY (%) | 3.60% |
| DIV/INT Rate (%) | 3.550% |
| Minimum Opening Deposit | $500 |
| Term (Months) | 15 months |
| APY (%) | 3.49% |
| DIV/INT Rate (%) | 3.450% |
| Minimum Opening Deposit | $500 |
| Term (Months) | 18 months |
| APY (%) | 3.55% |
| DIV/INT Rate (%) | 3.500% |
| Minimum Opening Deposit | $500 |
| Term (Months) | 24 months |
| APY (%) | 3.55% |
| DIV/INT Rate (%) | 3.500% |
| Minimum Opening Deposit | $500 |
| Term (Months) | 36 months |
| APY (%) | 3.60% |
| DIV/INT Rate (%) | 3.550% |
| Minimum Opening Deposit | $500 |
| Term (Months) | 48 months |
| APY (%) | 3.60% |
| DIV/INT Rate (%) | 3.550% |
| Minimum Opening Deposit | $500 |
| Term (Months) | 60 months |
IRA Certificate APY assumes interest remains on deposit until maturity. Quarterly interest paid will earn Interest Rate. A Share Savings Account is required. Certificate rates are fixed upon opening the account. Early withdrawal penalties apply. Fees may reduce earnings. APY and APR are subject to change without notice. APY = Annual Percentage Yield. APR = Annual Percentage Rate.
| APY (%) | DIV/INT Rate (%) | Minimum Opening Deposit | Term (Months) |
|---|---|---|---|
| 3.60% | 3.550% | $500 | 12 months |
| 3.55% | 3.500% | $500 | 36 months |
| 3.60% | 3.550% | $500 | 60 months |
| APY (%) | 3.60% |
| DIV/INT Rate (%) | 3.550% |
| Minimum Opening Deposit | $500 |
| Term (Months) | 12 months |
| APY (%) | 3.55% |
| DIV/INT Rate (%) | 3.500% |
| Minimum Opening Deposit | $500 |
| Term (Months) | 36 months |
| APY (%) | 3.60% |
| DIV/INT Rate (%) | 3.550% |
| Minimum Opening Deposit | $500 |
| Term (Months) | 60 months |
Roth IRA Certificate APY assumes interest remains on deposit until maturity. Quarterly interest paid will earn Interest Rate. A Share Savings Account is required. Certificate rates are fixed upon opening the account. Early withdrawal penalties apply. Fees may reduce earnings. APY and APR are subject to change without notice. APY = Annual Percentage Yield. APR = Annual Percentage Rate.
| DIV/INT Rate (%) | APY (%) | Minimum Balance |
|---|---|---|
| 0.000% | 0.00% | $0-$999.99 |
| 1.540% | 1.55% | $1,000-$9,999.99 |
| 1.980% | 2.00% | $10,000-$49,999.99 |
| 2.960% | 3.00% | $50,000+ |
| DIV/INT Rate (%) | 0.000% |
| APY (%) | 0.00% |
| Minimum Balance | $0-$999.99 |
| DIV/INT Rate (%) | 1.540% |
| APY (%) | 1.55% |
| Minimum Balance | $1,000-$9,999.99 |
| DIV/INT Rate (%) | 1.980% |
| APY (%) | 2.00% |
| Minimum Balance | $10,000-$49,999.99 |
| DIV/INT Rate (%) | 2.960% |
| APY (%) | 3.00% |
| Minimum Balance | $50,000+ |
Must keep a Growth Checking Account balance of $1,000 or greater to avoid monthly service charges. Rates subject to change without notice. Terms and conditions apply. APY = Annual Percentage Yield.
| DIV/INT Rate (%) | APY (%) | Minimum Balance |
|---|---|---|
| 0.000% | 0.00% | $0-$9,999.99 |
| 0.250% | 0.25% | $10,000-$49,999.99 |
| 0.350% | 0.35% | $50,000-$99,999.99 |
| 0.400% | 0.40% | $100,000+ |
| DIV/INT Rate (%) | 0.000% |
| APY (%) | 0.00% |
| Minimum Balance | $0-$9,999.99 |
| DIV/INT Rate (%) | 0.250% |
| APY (%) | 0.25% |
| Minimum Balance | $10,000-$49,999.99 |
| DIV/INT Rate (%) | 0.350% |
| APY (%) | 0.35% |
| Minimum Balance | $50,000-$99,999.99 |
| DIV/INT Rate (%) | 0.400% |
| APY (%) | 0.40% |
| Minimum Balance | $100,000+ |
Business High Yield Checking Account rates subject to change without notice. Terms and conditions apply. APY = Annual Percentage Yield.
Listerhill has consistently been rated in the top tier for overall satisfaction by our members. While we hope you find the information you need online, we'd be happy to talk with you about questions you may have. Call us at (256) 383-9204 or 1-800-239-6033 for friendly, local assistance. Or even stop by one of our branches for personal service.
Answer a few questions and we will find a solution that works for you. It only takes a few seconds.
If a member has accounts in credit union A and credit union B, and credit union A merges into credit union B, accounts of credit union A continue to be insured separately from the share deposits of credit union B for six months after the date of the merger or, in the case of a share certificate, the earliest maturity date after the six-month period. In the case of a share certificate that matures within the six-month grace period that is renewed at the same dollar amount, either with or without accrued dividends having been added to the principal amount, and for the same term as the original share certificate, the separate insurance applies to the renewed share certificate until the first maturity date after the six-month period. A share certificate that matures within the six-month grace period that is renewed on any other basis, or that is not renewed, is separately insured only until the end of the six-month grace period.
The NCUA would either transfer the insured member's account to another federally insured credit union or give the federally insured member a check equal to their insured account balance. This includes the principal and posted dividends through the date of the credit union's liquidation, up to the insurance limit.
Federal law requires the NCUA to make payments of insured accounts "as soon as possible" upon the failure of a federally insured credit union. While every credit union failure is unique, there are standard policies and procedures that the NCUA follows in making share insurance payments. Historically, insured funds are available to members within just a few days after the closure of an insured credit union.
Members who have uninsured shares may recover a portion of their uninsured shares, but there is no guarantee that they will recover any more than the insured amount. The amount of uninsured shares they may receive, if any, is based on the recovery of the failed credit union's assets. Depending on the quality and value of these assets, it may take several years to conclude recovery on all the assets. As recoveries are made, uninsured account holders may receive periodic payments on their uninsured shares claim.
If a liquidated credit union is acquired by another federally insured credit union, all direct deposits, including Social Security checks or paychecks delivered electronically, will be automatically deposited into your account at the assuming credit union. If the NCUA cannot find an acquirer for the liquidated credit union, the NCUA will advise members to make new arrangements.