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Listerhill Credit Union is a nonprofit financial cooperative improving lives in our community.
If you live in Alabama, Georgia, Mississippi, Florida, or Tennessee, you are eligible to become a member. Depending on your individual eligibility, we may require membership into an approved association at no cost to you.
You can also qualify for membership by being a family member of a current or potential Listerhill member.
With only $5, you can join Listerhill today and start taking advantage of a lifetime membership.
| Rate Type | Loans | APR as low as (%) | Term (Months/Years) |
|---|---|---|---|
| Auto Loans Effective 12/1/2024 |
New Auto and Previous 3 Years and Up - Less than 30,000 miles | 6.49% | 36 months |
| Auto Loans Effective 12/1/2024 |
New Auto and Previous 3 Years and Up - Less than 30,000 miles | 6.74% | 66 months |
| Auto Loans Effective 12/1/2024 |
New Auto and Previous 3 Years and Up - Less than 30,000 miles | 7.04% | 75 months |
| Auto Loans Effective 12/1/2024 |
New Auto and Previous 3 Years and Up - Less than 30,000 miles | 7.79% | 84 months |
| Auto Loans Effective 12/1/2024 |
New Auto and Previous 3 Years and Up - Less than 30,000 miles | 8.54% | 96 months |
| Auto Loans Effective 12/1/2024 |
Previous 3 Years and up - More Than 30,000 miles | 6.74% | 66 months |
| Auto Loans Effective 12/1/2024 |
Previous 3 Years and up - More Than 30,000 miles | 7.04% | 72 months |
| Auto Loans Effective 12/1/2024 |
Used Auto (4-6 years old) | 7.24% | 72 months |
| Auto Loans Effective 12/1/2024 |
Used Auto (7-24 Years) | 8.49% | 72 months |
| Auto Loans Effective 12/1/2024 |
Antique Automobiles (25 yrs old) | 8.49% | 72 months |
| Auto Loans Effective 12/1/2024 |
Rebuilt Automobiles | 8.50% | Terms based on year |
| Personal Loans Effective 12/1/2024 |
Unsecured Personal | 11.24% | 72 months |
| Recreational Loans Effective 12/1/2024 |
New/Used Motorcycle or ATV/UTV with NADA Retail More than $10,000 | 8.99% | 84 months |
| Recreational Loans Effective 12/1/2024 |
New/Used Motorcycle or ATV/UTV with NADA Retail More than $10,000 | 7.99% | 72 months |
| Recreational Loans Effective 12/1/2024 |
New/Used Motorcycle or ATV/UTV with NADA Retail More than $10,000 | 7.74% | 60 months |
| Recreational Loans Effective 12/1/2024 |
New Motorcycle or ATV/UTV | 8.49% | 72 months |
| Recreational Loans Effective 12/1/2024 |
New Motorcycle or ATV/UTV | 7.74% | 60 months |
| Recreational Loans Effective 12/1/2024 |
Used Motorcycles or ATV/UTV | 8.24% | 60 months |
| Recreational Loans Effective 12/1/2024 |
New Motor Homes | 8.74% | 180 months |
| Recreational Loans Effective 12/1/2024 |
New Motor Homes | 8.24% | 120 months |
| Recreational Loans Effective 12/1/2024 |
New Motor Homes | 7.75% | 84 months |
| Recreational Loans Effective 12/1/2024 |
Used Motor Home, New 5th Wheel, or New Travel Trailer | 9.24% | 180 months |
| Recreational Loans Effective 12/1/2024 |
Used Motor Home, New 5th Wheel, or New Travel Trailer | 8.74% | 120 months |
| Recreational Loans Effective 12/1/2024 |
Used Motor Home, New 5th Wheel, or New Travel Trailer | 7.75% | 84 months |
| Recreational Loans Effective 12/1/2024 |
Used Travel Trailer or 5th Wheel | 9.24% | 180 months |
| Recreational Loans Effective 12/1/2024 |
Used Travel Trailer or 5th Wheel | 8.74% | 120 months |
| Recreational Loans Effective 12/1/2024 |
Used Travel Trailer or 5th Wheel | 8.24% | 84 months |
| Recreational Loans Effective 12/1/2024 |
Used Travel Trailer or 5th Wheel | 7.75% | 72 months |
| Recreational Loans Effective 12/1/2024 |
New Boat | 8.99% | 180 months |
| Recreational Loans Effective 12/1/2024 |
New Boat | 8.74% | 144 months |
| Recreational Loans Effective 12/1/2024 |
New Boat | 8.49% | 120 months |
| Recreational Loans Effective 12/1/2024 |
New Boat | 7.54% | 84 months |
| Recreational Loans Effective 12/1/2024 |
New Boat | 7.24% | 72 months |
| Recreational Loans Effective 12/1/2024 |
Used Boat | 9.99% | 180 months |
| Recreational Loans Effective 12/1/2024 |
Used Boat | 9.74% | 144 months |
| Recreational Loans Effective 12/1/2024 |
Used Boat - Previous 3 years & up (Minimum Loan Amount $25,000) | 9.49% | 120 months |
| Recreational Loans Effective 12/1/2024 |
Used Boat | 8.24% | 72 months |
| Recreational Loans Effective 12/1/2024 |
Used Boat | 7.24% | 60 months |
| Recreational Loans Effective 12/1/2024 |
New Waverunner or Personal Watercraft | 8.04% | 84 months |
| Recreational Loans Effective 12/1/2024 |
New Waverunner or Personal Watercraft | 7.74% | 72 months |
| Recreational Loans Effective 12/1/2024 |
Used Waverunner | 9.00% | 72 months |
| Home Loans Effective 11/21/2024 |
30 Year Fixed Rate | Call 1-800-239-6033 for the latest rate | 30 years |
| Home Loans Effective 11/21/2024 |
20 Year Fixed Rate | Call 1-800-239-6033 for the latest rate | 20 years |
| Home Loans Effective 11/21/2024 |
15 Year Fixed Rate | Call 1-800-239-6033 for the latest rate | 15 years |
| Home Loans Effective 11/21/2024 |
Home Equity Line of Credit | 4.00%, variable | 10 year draw, 20 year payback |
| Home Loans Effective 11/21/2024 |
3/3 Adjustable Rate Mortgage | 6.24% | 3 years (amortized over 30 years) |
| Home Loans Effective 11/21/2024 |
5/5 Adjustable Rate Mortgage | 6.50% | 5 years (amortized over 30 years) |
| Home Loans Effective 11/21/2024 |
5/5 Adjustable Rate Mortgage - 100% of Purchase Price | 7.75% | 5 years (amortized over 30 years) |
| Home Loans Effective 11/21/2024 |
Short Term Fixed | 7.00% | 10 years |
| Home Loans Effective 11/21/2024 |
Construction Loan | 8.99% | 12 months |
| Home Loans Effective 11/21/2024 |
Land Loan | 8.00% | 20 years |
| Boat Dock Loans Effective 12/1/2024 |
Boat Dock Loan | 7.90% | 120 months |
| Other Loans Effective 12/1/2024 |
Unsecured Personal | 11.24% | 72 months |
| Other Loans Effective 12/1/2024 |
Lawnmowers and Utility Trailers | 7.99% | 72 months |
| Other Loans Effective 12/1/2024 |
Farm Equipment | 7.99% | 84 months |
| Rate Type | Auto Loans Effective 12/1/2024 |
| Loans | New Auto and Previous 3 Years and Up - Less than 30,000 miles |
| APR as low as (%) | 6.49% |
| Term (Months/Years) | 36 months |
| Rate Type | Auto Loans Effective 12/1/2024 |
| Loans | New Auto and Previous 3 Years and Up - Less than 30,000 miles |
| APR as low as (%) | 6.74% |
| Term (Months/Years) | 66 months |
| Rate Type | Auto Loans Effective 12/1/2024 |
| Loans | New Auto and Previous 3 Years and Up - Less than 30,000 miles |
| APR as low as (%) | 7.04% |
| Term (Months/Years) | 75 months |
| Rate Type | Auto Loans Effective 12/1/2024 |
| Loans | New Auto and Previous 3 Years and Up - Less than 30,000 miles |
| APR as low as (%) | 7.79% |
| Term (Months/Years) | 84 months |
| Rate Type | Auto Loans Effective 12/1/2024 |
| Loans | New Auto and Previous 3 Years and Up - Less than 30,000 miles |
| APR as low as (%) | 8.54% |
| Term (Months/Years) | 96 months |
| Rate Type | Auto Loans Effective 12/1/2024 |
| Loans | Previous 3 Years and up - More Than 30,000 miles |
| APR as low as (%) | 6.74% |
| Term (Months/Years) | 66 months |
| Rate Type | Auto Loans Effective 12/1/2024 |
| Loans | Previous 3 Years and up - More Than 30,000 miles |
| APR as low as (%) | 7.04% |
| Term (Months/Years) | 72 months |
| Rate Type | Auto Loans Effective 12/1/2024 |
| Loans | Used Auto (4-6 years old) |
| APR as low as (%) | 7.24% |
| Term (Months/Years) | 72 months |
| Rate Type | Auto Loans Effective 12/1/2024 |
| Loans | Used Auto (7-24 Years) |
| APR as low as (%) | 8.49% |
| Term (Months/Years) | 72 months |
| Rate Type | Auto Loans Effective 12/1/2024 |
| Loans | Antique Automobiles (25 yrs old) |
| APR as low as (%) | 8.49% |
| Term (Months/Years) | 72 months |
| Rate Type | Auto Loans Effective 12/1/2024 |
| Loans | Rebuilt Automobiles |
| APR as low as (%) | 8.50% |
| Term (Months/Years) | Terms based on year |
| Rate Type | Personal Loans Effective 12/1/2024 |
| Loans | Unsecured Personal |
| APR as low as (%) | 11.24% |
| Term (Months/Years) | 72 months |
| Rate Type | Recreational Loans Effective 12/1/2024 |
| Loans | New/Used Motorcycle or ATV/UTV with NADA Retail More than $10,000 |
| APR as low as (%) | 8.99% |
| Term (Months/Years) | 84 months |
| Rate Type | Recreational Loans Effective 12/1/2024 |
| Loans | New/Used Motorcycle or ATV/UTV with NADA Retail More than $10,000 |
| APR as low as (%) | 7.99% |
| Term (Months/Years) | 72 months |
| Rate Type | Recreational Loans Effective 12/1/2024 |
| Loans | New/Used Motorcycle or ATV/UTV with NADA Retail More than $10,000 |
| APR as low as (%) | 7.74% |
| Term (Months/Years) | 60 months |
| Rate Type | Recreational Loans Effective 12/1/2024 |
| Loans | New Motorcycle or ATV/UTV |
| APR as low as (%) | 8.49% |
| Term (Months/Years) | 72 months |
| Rate Type | Recreational Loans Effective 12/1/2024 |
| Loans | New Motorcycle or ATV/UTV |
| APR as low as (%) | 7.74% |
| Term (Months/Years) | 60 months |
| Rate Type | Recreational Loans Effective 12/1/2024 |
| Loans | Used Motorcycles or ATV/UTV |
| APR as low as (%) | 8.24% |
| Term (Months/Years) | 60 months |
| Rate Type | Recreational Loans Effective 12/1/2024 |
| Loans | New Motor Homes |
| APR as low as (%) | 8.74% |
| Term (Months/Years) | 180 months |
| Rate Type | Recreational Loans Effective 12/1/2024 |
| Loans | New Motor Homes |
| APR as low as (%) | 8.24% |
| Term (Months/Years) | 120 months |
| Rate Type | Recreational Loans Effective 12/1/2024 |
| Loans | New Motor Homes |
| APR as low as (%) | 7.75% |
| Term (Months/Years) | 84 months |
| Rate Type | Recreational Loans Effective 12/1/2024 |
| Loans | Used Motor Home, New 5th Wheel, or New Travel Trailer |
| APR as low as (%) | 9.24% |
| Term (Months/Years) | 180 months |
| Rate Type | Recreational Loans Effective 12/1/2024 |
| Loans | Used Motor Home, New 5th Wheel, or New Travel Trailer |
| APR as low as (%) | 8.74% |
| Term (Months/Years) | 120 months |
| Rate Type | Recreational Loans Effective 12/1/2024 |
| Loans | Used Motor Home, New 5th Wheel, or New Travel Trailer |
| APR as low as (%) | 7.75% |
| Term (Months/Years) | 84 months |
| Rate Type | Recreational Loans Effective 12/1/2024 |
| Loans | Used Travel Trailer or 5th Wheel |
| APR as low as (%) | 9.24% |
| Term (Months/Years) | 180 months |
| Rate Type | Recreational Loans Effective 12/1/2024 |
| Loans | Used Travel Trailer or 5th Wheel |
| APR as low as (%) | 8.74% |
| Term (Months/Years) | 120 months |
| Rate Type | Recreational Loans Effective 12/1/2024 |
| Loans | Used Travel Trailer or 5th Wheel |
| APR as low as (%) | 8.24% |
| Term (Months/Years) | 84 months |
| Rate Type | Recreational Loans Effective 12/1/2024 |
| Loans | Used Travel Trailer or 5th Wheel |
| APR as low as (%) | 7.75% |
| Term (Months/Years) | 72 months |
| Rate Type | Recreational Loans Effective 12/1/2024 |
| Loans | New Boat |
| APR as low as (%) | 8.99% |
| Term (Months/Years) | 180 months |
| Rate Type | Recreational Loans Effective 12/1/2024 |
| Loans | New Boat |
| APR as low as (%) | 8.74% |
| Term (Months/Years) | 144 months |
| Rate Type | Recreational Loans Effective 12/1/2024 |
| Loans | New Boat |
| APR as low as (%) | 8.49% |
| Term (Months/Years) | 120 months |
| Rate Type | Recreational Loans Effective 12/1/2024 |
| Loans | New Boat |
| APR as low as (%) | 7.54% |
| Term (Months/Years) | 84 months |
| Rate Type | Recreational Loans Effective 12/1/2024 |
| Loans | New Boat |
| APR as low as (%) | 7.24% |
| Term (Months/Years) | 72 months |
| Rate Type | Recreational Loans Effective 12/1/2024 |
| Loans | Used Boat |
| APR as low as (%) | 9.99% |
| Term (Months/Years) | 180 months |
| Rate Type | Recreational Loans Effective 12/1/2024 |
| Loans | Used Boat |
| APR as low as (%) | 9.74% |
| Term (Months/Years) | 144 months |
| Rate Type | Recreational Loans Effective 12/1/2024 |
| Loans | Used Boat - Previous 3 years & up (Minimum Loan Amount $25,000) |
| APR as low as (%) | 9.49% |
| Term (Months/Years) | 120 months |
| Rate Type | Recreational Loans Effective 12/1/2024 |
| Loans | Used Boat |
| APR as low as (%) | 8.24% |
| Term (Months/Years) | 72 months |
| Rate Type | Recreational Loans Effective 12/1/2024 |
| Loans | Used Boat |
| APR as low as (%) | 7.24% |
| Term (Months/Years) | 60 months |
| Rate Type | Recreational Loans Effective 12/1/2024 |
| Loans | New Waverunner or Personal Watercraft |
| APR as low as (%) | 8.04% |
| Term (Months/Years) | 84 months |
| Rate Type | Recreational Loans Effective 12/1/2024 |
| Loans | New Waverunner or Personal Watercraft |
| APR as low as (%) | 7.74% |
| Term (Months/Years) | 72 months |
| Rate Type | Recreational Loans Effective 12/1/2024 |
| Loans | Used Waverunner |
| APR as low as (%) | 9.00% |
| Term (Months/Years) | 72 months |
| Rate Type | Home Loans Effective 11/21/2024 |
| Loans | 30 Year Fixed Rate |
| APR as low as (%) | Call 1-800-239-6033 for the latest rate |
| Term (Months/Years) | 30 years |
| Rate Type | Home Loans Effective 11/21/2024 |
| Loans | 20 Year Fixed Rate |
| APR as low as (%) | Call 1-800-239-6033 for the latest rate |
| Term (Months/Years) | 20 years |
| Rate Type | Home Loans Effective 11/21/2024 |
| Loans | 15 Year Fixed Rate |
| APR as low as (%) | Call 1-800-239-6033 for the latest rate |
| Term (Months/Years) | 15 years |
| Rate Type | Home Loans Effective 11/21/2024 |
| Loans | Home Equity Line of Credit |
| APR as low as (%) | 4.00%, variable |
| Term (Months/Years) | 10 year draw, 20 year payback |
| Rate Type | Home Loans Effective 11/21/2024 |
| Loans | 3/3 Adjustable Rate Mortgage |
| APR as low as (%) | 6.24% |
| Term (Months/Years) | 3 years (amortized over 30 years) |
| Rate Type | Home Loans Effective 11/21/2024 |
| Loans | 5/5 Adjustable Rate Mortgage |
| APR as low as (%) | 6.50% |
| Term (Months/Years) | 5 years (amortized over 30 years) |
| Rate Type | Home Loans Effective 11/21/2024 |
| Loans | 5/5 Adjustable Rate Mortgage - 100% of Purchase Price |
| APR as low as (%) | 7.75% |
| Term (Months/Years) | 5 years (amortized over 30 years) |
| Rate Type | Home Loans Effective 11/21/2024 |
| Loans | Short Term Fixed |
| APR as low as (%) | 7.00% |
| Term (Months/Years) | 10 years |
| Rate Type | Home Loans Effective 11/21/2024 |
| Loans | Construction Loan |
| APR as low as (%) | 8.99% |
| Term (Months/Years) | 12 months |
| Rate Type | Home Loans Effective 11/21/2024 |
| Loans | Land Loan |
| APR as low as (%) | 8.00% |
| Term (Months/Years) | 20 years |
| Rate Type | Boat Dock Loans Effective 12/1/2024 |
| Loans | Boat Dock Loan |
| APR as low as (%) | 7.90% |
| Term (Months/Years) | 120 months |
| Rate Type | Other Loans Effective 12/1/2024 |
| Loans | Unsecured Personal |
| APR as low as (%) | 11.24% |
| Term (Months/Years) | 72 months |
| Rate Type | Other Loans Effective 12/1/2024 |
| Loans | Lawnmowers and Utility Trailers |
| APR as low as (%) | 7.99% |
| Term (Months/Years) | 72 months |
| Rate Type | Other Loans Effective 12/1/2024 |
| Loans | Farm Equipment |
| APR as low as (%) | 7.99% |
| Term (Months/Years) | 84 months |
All Recreational Loan rates and terms are subject to change without notice. Must be a Listerhill Credit Union member to apply. Subject to credit approval. Actual rate will be determined by the credit worthiness of the borrower. Additional terms may be available. Other restrictions may apply. See a member advocate for more details. APR = Annual Percentage Rate.
All Mortgage and Home Loans are subject to credit approval. Actual rate will be determined by the credit worthiness of the borrower. Rates are subject to change without notice. The APR on adjustable-rate home loans may vary and are subject to change after consummation. Other restrictions may apply. Equal Housing Lender. Please call a loan officer for down payment information. APR = Annual Percentage Rate.
All Auto Loan rates and terms are subject to change without notice. Subject to credit approval. Actual rate will be determined by the credit worthiness of the borrower. Other restrictions may apply. APR = Annual Percentage Rate.
All Personal Loan rates and terms are subject to change without notice. Must be a Listerhill Credit Union member to apply. Subject to credit approval. Actual rate will be determined by the credit worthiness of the borrower. Additional terms may be available. Other restrictions may apply. See a member advocate for more details. APR = Annual Percentage Rate.
Monthly payment for a Boat Dock Loan of 10 years for $50,000 at 7.65% APR would be $585 per month. Must be a Listerhill Credit Union member to apply. Rates subject to change without notice. APR = Annual Percentage Yield.
All Other Loan rates and terms are subject to change without notice. Must be a Listerhill Credit Union member to apply. All loans and credit cards are subject to credit approval. Actual rate will be determined by the credit worthiness of the borrower. Other restrictions may apply. APR = Annual Percentage Rate.
| Rate Type | APR as low as (%) |
|---|---|
| Visa Signature Rewards Credit Card Effective 12/1/2024 |
12.99% |
| Visa Platinum Credit Card Effective 12/1/2024 |
12.99% |
| Rate Type | Visa Signature Rewards Credit Card Effective 12/1/2024 |
| APR as low as (%) | 12.99% |
| Rate Type | Visa Platinum Credit Card Effective 12/1/2024 |
| APR as low as (%) | 12.99% |
2Visa Signature Rewards Credit Card rates and terms are subject to change without notice. Subject to underwriting and credit approval. Actual rate and credit limit will vary according to creditworthiness. Signature Cards require a $5,000 or greater credit limit. 2% cash back does not apply to balance transfers or cash advances. Other restrictions may apply. APR = Annual Percentage Rate.
Visa Platinum Credit Card rates and terms are subject to change without notice. Subject to underwriting and credit approval. Actual rate and credit limit will vary according to creditworthiness. Other restrictions may apply. APR = Annual Percentage Rate.
| Rate Type | APR (%) |
|---|---|
| Share Secured | 3% above earning rate |
| Money Market Secured | 3% above earning rate |
| Certificate Secured | 2% above earning rate |
| Rate Type | Share Secured |
| APR (%) | 3% above earning rate |
| Rate Type | Money Market Secured |
| APR (%) | 3% above earning rate |
| Rate Type | Certificate Secured |
| APR (%) | 2% above earning rate |
Share Secured rates are subject to change without notice. APY = Annual Percentage Yield.
Money Market Secured rates are subject to change without notice. APY = Annual Percentage Yield.
Certificate Secured rates are subject to change without notice. APY = Annual Percentage Yield.
| Rate Type | APY (%) | DIV/INT Rate (%) | Minimum Balance |
|---|---|---|---|
| Share Savings Account Effective 12/1/2024 |
0.20% | 0.200% | $5 |
| My Goal Savings Account Effective 12/1/2024 |
0.20% | 0.200% | $5 |
| Good Start Savings Account Effective 12/1/2024 |
0.20% | 0.200% | $5 |
| Explorer Rewards Savings Account Effective 12/1/2024 |
0.20% | 0.200% | $5 |
| IRA Savings Account Effective 12/1/2024 |
0.20% | 0.200% | $0 |
| Roth IRA Savings Account Effective 12/1/2024 |
0.20% | 0.200% | $0 |
| Rate Type | Share Savings Account Effective 12/1/2024 |
| APY (%) | 0.20% |
| DIV/INT Rate (%) | 0.200% |
| Minimum Balance | $5 |
| Rate Type | My Goal Savings Account Effective 12/1/2024 |
| APY (%) | 0.20% |
| DIV/INT Rate (%) | 0.200% |
| Minimum Balance | $5 |
| Rate Type | Good Start Savings Account Effective 12/1/2024 |
| APY (%) | 0.20% |
| DIV/INT Rate (%) | 0.200% |
| Minimum Balance | $5 |
| Rate Type | Explorer Rewards Savings Account Effective 12/1/2024 |
| APY (%) | 0.20% |
| DIV/INT Rate (%) | 0.200% |
| Minimum Balance | $5 |
| Rate Type | IRA Savings Account Effective 12/1/2024 |
| APY (%) | 0.20% |
| DIV/INT Rate (%) | 0.200% |
| Minimum Balance | $0 |
| Rate Type | Roth IRA Savings Account Effective 12/1/2024 |
| APY (%) | 0.20% |
| DIV/INT Rate (%) | 0.200% |
| Minimum Balance | $0 |
My Goal Savings Account APY is accurate as of the last dividend declaration date. Rates are subject to change without notice. APY = Annual Percentage Yield.
Explorer Rewards Savings Account APY is accurate as of the last dividend declaration date. Rates are subject to change without notice. APY = Annual Percentage Yield.
The compound interest earned with the IRA Savings Account is calculated quarterly. Rates are subject to change without notice. APY = Annual Percentage Yield.
Share Savings Account APY is accurate as of the last dividend declaration date. Rates are subject to change without notice. APY = Annual Percentage Yield.
Good Start Savings Account APY is accurate as of the last dividend declaration date. Rates are subject to change without notice. APY = Annual Percentage Yield.
The compound interest earned with the Roth IRA Savings Account is calculated quarterly. Rates are subject to change without notice. APY = Annual Percentage Yield.
| Rate Type | APY (%) | DIV/INT Rate (%) | Minimum Balance |
|---|---|---|---|
| Money Market Account Effective 12/1/2024 |
1.50% | 1.490% | $0-$9,999.99 |
| Money Market Account Effective 12/1/2024 |
1.70% | 1.690% | $10,000-$49,999.99 |
| Money Market Account Effective 12/1/2024 |
2.25% | 2.230% | $50,000-$99,999.99 |
| Money Market Account Effective 12/1/2024 |
2.30% | 2.270% | $100,000+ |
| Rate Type | Money Market Account Effective 12/1/2024 |
| APY (%) | 1.50% |
| DIV/INT Rate (%) | 1.490% |
| Minimum Balance | $0-$9,999.99 |
| Rate Type | Money Market Account Effective 12/1/2024 |
| APY (%) | 1.70% |
| DIV/INT Rate (%) | 1.690% |
| Minimum Balance | $10,000-$49,999.99 |
| Rate Type | Money Market Account Effective 12/1/2024 |
| APY (%) | 2.25% |
| DIV/INT Rate (%) | 2.230% |
| Minimum Balance | $50,000-$99,999.99 |
| Rate Type | Money Market Account Effective 12/1/2024 |
| APY (%) | 2.30% |
| DIV/INT Rate (%) | 2.270% |
| Minimum Balance | $100,000+ |
Money Market Account (MMA) balances under $2,500 are subject to a $15 low balance fee. There is no limit to the number of in-branch withdrawals or ATM withdrawals allowed. Rates are subject to change without notice. APY = Annual Percentage Yield.
| Rate Type | APY (%) | DIV/INT Rate (%) | Minimum Opening Deposit | Term (Months) |
|---|---|---|---|---|
| Standard Certificates Effective 12/6/24 - 12/12/24 |
3.95% | 3.890% | $500 | 6 months |
| Standard Certificates Effective 12/6/24 - 12/12/24 |
3.95% | 3.890% | $500 | 12 months |
| Standard Certificates Effective 12/6/24 - 12/12/24 |
3.84% | 3.790% | $500 | 15 months |
| Standard Certificates Effective 12/6/24 - 12/12/24 |
3.55% | 3.500% | $500 | 18 months |
| Standard Certificates Effective 12/6/24 - 12/12/24 |
3.40% | 3.360% | $500 | 24 months |
| Standard Certificates Effective 12/6/24 - 12/12/24 |
3.40% | 3.360% | $500 | 36 months |
| Standard Certificates Effective 12/6/24 - 12/12/24 |
3.40% | 3.360% | $500 | 48 months |
| Standard Certificates Effective 12/6/24 - 12/12/24 |
3.40% | 3.360% | $500 | 60 months |
| Jumbo Certificates Effective 12/6/24 - 12/12/24 |
4.10% | 4.040% | $250,000 | 6 months |
| Jumbo Certificates Effective 12/6/24 - 12/12/24 |
4.10% | 4.040% | $250,000 | 12 months |
| Jumbo Certificates Effective 12/6/24 - 12/12/24 |
4.00% | 3.940% | $250,000 | 15 months |
| Jumbo Certificates Effective 12/6/24 - 12/12/24 |
3.70% | 3.650% | $250,000 | 18 months |
| Jumbo Certificates Effective 12/6/24 - 12/12/24 |
3.56% | 3.510% | $250,000 | 24 months |
| Jumbo Certificates Effective 12/6/24 - 12/12/24 |
3.56% | 3.510% | $250,000 | 36 months |
| Jumbo Certificates Effective 12/6/24 - 12/12/24 |
3.56% | 3.510% | $250,000 | 48 months |
| Jumbo Certificates Effective 12/6/24 - 12/12/24 |
3.56% | 3.510% | $250,000 | 60 months |
| IRA Certificates Effective 12/6/24 - 12/12/24 |
3.95% | 3.890% | $500 | 6 months |
| IRA Certificates Effective 12/6/24 - 12/12/24 |
3.95% | 3.890% | $500 | 12 months |
| IRA Certificates Effective 12/6/24 - 12/12/24 |
3.84% | 3.790% | $500 | 15 months |
| IRA Certificates Effective 12/6/24 - 12/12/24 |
3.55% | 3.500% | $500 | 18 months |
| IRA Certificates Effective 12/6/24 - 12/12/24 |
3.40% | 3.360% | $500 | 24 months |
| IRA Certificates Effective 12/6/24 - 12/12/24 |
3.40% | 3.360% | $500 | 36 months |
| IRA Certificates Effective 12/6/24 - 12/12/24 |
3.40% | 3.360% | $500 | 48 months |
| IRA Certificates Effective 12/6/24 - 12/12/24 |
3.40% | 3.360% | $500 | 60 months |
| Roth IRA Certificates Effective 12/6/24 - 12/12/24 |
3.95% | 3.890% | $500 | 12 months |
| Roth IRA Certificates Effective 12/6/24 - 12/12/24 |
3.40% | 3.360% | $500 | 36 months |
| Roth IRA Certificates Effective 12/6/24 - 12/12/24 |
3.40% | 3.360% | $500 | 60 months |
| Rate Type | Standard Certificates Effective 12/6/24 - 12/12/24 |
| APY (%) | 3.95% |
| DIV/INT Rate (%) | 3.890% |
| Minimum Opening Deposit | $500 |
| Term (Months) | 6 months |
| Rate Type | Standard Certificates Effective 12/6/24 - 12/12/24 |
| APY (%) | 3.95% |
| DIV/INT Rate (%) | 3.890% |
| Minimum Opening Deposit | $500 |
| Term (Months) | 12 months |
| Rate Type | Standard Certificates Effective 12/6/24 - 12/12/24 |
| APY (%) | 3.84% |
| DIV/INT Rate (%) | 3.790% |
| Minimum Opening Deposit | $500 |
| Term (Months) | 15 months |
| Rate Type | Standard Certificates Effective 12/6/24 - 12/12/24 |
| APY (%) | 3.55% |
| DIV/INT Rate (%) | 3.500% |
| Minimum Opening Deposit | $500 |
| Term (Months) | 18 months |
| Rate Type | Standard Certificates Effective 12/6/24 - 12/12/24 |
| APY (%) | 3.40% |
| DIV/INT Rate (%) | 3.360% |
| Minimum Opening Deposit | $500 |
| Term (Months) | 24 months |
| Rate Type | Standard Certificates Effective 12/6/24 - 12/12/24 |
| APY (%) | 3.40% |
| DIV/INT Rate (%) | 3.360% |
| Minimum Opening Deposit | $500 |
| Term (Months) | 36 months |
| Rate Type | Standard Certificates Effective 12/6/24 - 12/12/24 |
| APY (%) | 3.40% |
| DIV/INT Rate (%) | 3.360% |
| Minimum Opening Deposit | $500 |
| Term (Months) | 48 months |
| Rate Type | Standard Certificates Effective 12/6/24 - 12/12/24 |
| APY (%) | 3.40% |
| DIV/INT Rate (%) | 3.360% |
| Minimum Opening Deposit | $500 |
| Term (Months) | 60 months |
| Rate Type | Jumbo Certificates Effective 12/6/24 - 12/12/24 |
| APY (%) | 4.10% |
| DIV/INT Rate (%) | 4.040% |
| Minimum Opening Deposit | $250,000 |
| Term (Months) | 6 months |
| Rate Type | Jumbo Certificates Effective 12/6/24 - 12/12/24 |
| APY (%) | 4.10% |
| DIV/INT Rate (%) | 4.040% |
| Minimum Opening Deposit | $250,000 |
| Term (Months) | 12 months |
| Rate Type | Jumbo Certificates Effective 12/6/24 - 12/12/24 |
| APY (%) | 4.00% |
| DIV/INT Rate (%) | 3.940% |
| Minimum Opening Deposit | $250,000 |
| Term (Months) | 15 months |
| Rate Type | Jumbo Certificates Effective 12/6/24 - 12/12/24 |
| APY (%) | 3.70% |
| DIV/INT Rate (%) | 3.650% |
| Minimum Opening Deposit | $250,000 |
| Term (Months) | 18 months |
| Rate Type | Jumbo Certificates Effective 12/6/24 - 12/12/24 |
| APY (%) | 3.56% |
| DIV/INT Rate (%) | 3.510% |
| Minimum Opening Deposit | $250,000 |
| Term (Months) | 24 months |
| Rate Type | Jumbo Certificates Effective 12/6/24 - 12/12/24 |
| APY (%) | 3.56% |
| DIV/INT Rate (%) | 3.510% |
| Minimum Opening Deposit | $250,000 |
| Term (Months) | 36 months |
| Rate Type | Jumbo Certificates Effective 12/6/24 - 12/12/24 |
| APY (%) | 3.56% |
| DIV/INT Rate (%) | 3.510% |
| Minimum Opening Deposit | $250,000 |
| Term (Months) | 48 months |
| Rate Type | Jumbo Certificates Effective 12/6/24 - 12/12/24 |
| APY (%) | 3.56% |
| DIV/INT Rate (%) | 3.510% |
| Minimum Opening Deposit | $250,000 |
| Term (Months) | 60 months |
| Rate Type | IRA Certificates Effective 12/6/24 - 12/12/24 |
| APY (%) | 3.95% |
| DIV/INT Rate (%) | 3.890% |
| Minimum Opening Deposit | $500 |
| Term (Months) | 6 months |
| Rate Type | IRA Certificates Effective 12/6/24 - 12/12/24 |
| APY (%) | 3.95% |
| DIV/INT Rate (%) | 3.890% |
| Minimum Opening Deposit | $500 |
| Term (Months) | 12 months |
| Rate Type | IRA Certificates Effective 12/6/24 - 12/12/24 |
| APY (%) | 3.84% |
| DIV/INT Rate (%) | 3.790% |
| Minimum Opening Deposit | $500 |
| Term (Months) | 15 months |
| Rate Type | IRA Certificates Effective 12/6/24 - 12/12/24 |
| APY (%) | 3.55% |
| DIV/INT Rate (%) | 3.500% |
| Minimum Opening Deposit | $500 |
| Term (Months) | 18 months |
| Rate Type | IRA Certificates Effective 12/6/24 - 12/12/24 |
| APY (%) | 3.40% |
| DIV/INT Rate (%) | 3.360% |
| Minimum Opening Deposit | $500 |
| Term (Months) | 24 months |
| Rate Type | IRA Certificates Effective 12/6/24 - 12/12/24 |
| APY (%) | 3.40% |
| DIV/INT Rate (%) | 3.360% |
| Minimum Opening Deposit | $500 |
| Term (Months) | 36 months |
| Rate Type | IRA Certificates Effective 12/6/24 - 12/12/24 |
| APY (%) | 3.40% |
| DIV/INT Rate (%) | 3.360% |
| Minimum Opening Deposit | $500 |
| Term (Months) | 48 months |
| Rate Type | IRA Certificates Effective 12/6/24 - 12/12/24 |
| APY (%) | 3.40% |
| DIV/INT Rate (%) | 3.360% |
| Minimum Opening Deposit | $500 |
| Term (Months) | 60 months |
| Rate Type | Roth IRA Certificates Effective 12/6/24 - 12/12/24 |
| APY (%) | 3.95% |
| DIV/INT Rate (%) | 3.890% |
| Minimum Opening Deposit | $500 |
| Term (Months) | 12 months |
| Rate Type | Roth IRA Certificates Effective 12/6/24 - 12/12/24 |
| APY (%) | 3.40% |
| DIV/INT Rate (%) | 3.360% |
| Minimum Opening Deposit | $500 |
| Term (Months) | 36 months |
| Rate Type | Roth IRA Certificates Effective 12/6/24 - 12/12/24 |
| APY (%) | 3.40% |
| DIV/INT Rate (%) | 3.360% |
| Minimum Opening Deposit | $500 |
| Term (Months) | 60 months |
Standard Certificate APY assumes interest remains on deposit until maturity. Quarterly interest paid will earn Interest Rate. A Share Savings Account is required. Certificate rates are fixed upon opening the account. Early withdrawal penalties apply. Fees may reduce earnings. APY and APR are subject to change without notice. APY = Annual Percentage Yield. APR = Annual Percentage Rate.
Jumbo Certificate APY assumes interest remains on deposit until maturity. Quarterly interest paid will earn Interest Rate. A Share Savings Account is required. Certificate rates are fixed upon opening the account. Early withdrawal penalties apply. Fees may reduce earnings. APY and APR are subject to change without notice. APY = Annual Percentage Yield. APR = Annual Percentage Rate.
IRA Certificate APY assumes interest remains on deposit until maturity. Quarterly interest paid will earn Interest Rate. A Share Savings Account is required. Certificate rates are fixed upon opening the account. Early withdrawal penalties apply. Fees may reduce earnings. APY and APR are subject to change without notice. APY = Annual Percentage Yield. APR = Annual Percentage Rate.
Roth IRA Certificate APY assumes interest remains on deposit until maturity. Quarterly interest paid will earn Interest Rate. A Share Savings Account is required. Certificate rates are fixed upon opening the account. Early withdrawal penalties apply. Fees may reduce earnings. APY and APR are subject to change without notice. APY = Annual Percentage Yield. APR = Annual Percentage Rate.
| Rate Type | DIV/INT Rate (%) | APY (%) | Minimum Balance |
|---|---|---|---|
| Growth Checking Account Effective 12/1/2024 |
0.000% | 0.00% | $0-$999.99 |
| Growth Checking Account Effective 12/1/2024 |
1.540% | 1.55% | $1,000-$9,999.99 |
| Growth Checking Account Effective 12/1/2024 |
2.230% | 2.25% | $10,000-$49,999.99 |
| Growth Checking Account Effective 12/1/2024 |
3.350% | 3.40% | $50,000+ |
| Rate Type | Growth Checking Account Effective 12/1/2024 |
| DIV/INT Rate (%) | 0.000% |
| APY (%) | 0.00% |
| Minimum Balance | $0-$999.99 |
| Rate Type | Growth Checking Account Effective 12/1/2024 |
| DIV/INT Rate (%) | 1.540% |
| APY (%) | 1.55% |
| Minimum Balance | $1,000-$9,999.99 |
| Rate Type | Growth Checking Account Effective 12/1/2024 |
| DIV/INT Rate (%) | 2.230% |
| APY (%) | 2.25% |
| Minimum Balance | $10,000-$49,999.99 |
| Rate Type | Growth Checking Account Effective 12/1/2024 |
| DIV/INT Rate (%) | 3.350% |
| APY (%) | 3.40% |
| Minimum Balance | $50,000+ |
Must keep a Growth Checking Account balance of $1,000 or greater to avoid monthly service charges. Rates subject to change without notice. Terms and conditions apply. APY = Annual Percentage Yield.
| Rate Type | DIV/INT Rate (%) | APY (%) | Minimum Balance |
|---|---|---|---|
| Business High Yield Checking Account Effective 12/1/2024 |
0.000% | 0.00% | $0-$9,999.99 |
| Business High Yield Checking Account Effective 12/1/2024 |
0.250% | 0.25% | $10,000-$49,999.99 |
| Business High Yield Checking Account Effective 12/1/2024 |
0.350% | 0.35% | $50,000-$99,999.99 |
| Business High Yield Checking Account Effective 12/1/2024 |
0.400% | 0.40% | $100,000+ |
| Rate Type | Business High Yield Checking Account Effective 12/1/2024 |
| DIV/INT Rate (%) | 0.000% |
| APY (%) | 0.00% |
| Minimum Balance | $0-$9,999.99 |
| Rate Type | Business High Yield Checking Account Effective 12/1/2024 |
| DIV/INT Rate (%) | 0.250% |
| APY (%) | 0.25% |
| Minimum Balance | $10,000-$49,999.99 |
| Rate Type | Business High Yield Checking Account Effective 12/1/2024 |
| DIV/INT Rate (%) | 0.350% |
| APY (%) | 0.35% |
| Minimum Balance | $50,000-$99,999.99 |
| Rate Type | Business High Yield Checking Account Effective 12/1/2024 |
| DIV/INT Rate (%) | 0.400% |
| APY (%) | 0.40% |
| Minimum Balance | $100,000+ |
Business High Yield Checking Account rates subject to change without notice. Terms and conditions apply. APY = Annual Percentage Yield.
| Loans | APR as low as (%) | Term (Months/Years) |
|---|---|---|
| New Auto and Previous 3 Years and Up - Less than 30,000 miles | 6.49% | 36 months |
| New Auto and Previous 3 Years and Up - Less than 30,000 miles | 6.74% | 66 months |
| New Auto and Previous 3 Years and Up - Less than 30,000 miles | 7.04% | 75 months |
| New Auto and Previous 3 Years and Up - Less than 30,000 miles | 7.79% | 84 months |
| New Auto and Previous 3 Years and Up - Less than 30,000 miles | 8.54% | 96 months |
| Previous 3 Years and up - More Than 30,000 miles | 6.74% | 66 months |
| Previous 3 Years and up - More Than 30,000 miles | 7.04% | 72 months |
| Used Auto (4-6 years old) | 7.24% | 72 months |
| Used Auto (7-24 Years) | 8.49% | 72 months |
| Antique Automobiles (25 yrs old) | 8.49% | 72 months |
| Rebuilt Automobiles | 8.50% | Terms based on year |
| Loans | New Auto and Previous 3 Years and Up - Less than 30,000 miles |
| APR as low as (%) | 6.49% |
| Term (Months/Years) | 36 months |
| Loans | New Auto and Previous 3 Years and Up - Less than 30,000 miles |
| APR as low as (%) | 6.74% |
| Term (Months/Years) | 66 months |
| Loans | New Auto and Previous 3 Years and Up - Less than 30,000 miles |
| APR as low as (%) | 7.04% |
| Term (Months/Years) | 75 months |
| Loans | New Auto and Previous 3 Years and Up - Less than 30,000 miles |
| APR as low as (%) | 7.79% |
| Term (Months/Years) | 84 months |
| Loans | New Auto and Previous 3 Years and Up - Less than 30,000 miles |
| APR as low as (%) | 8.54% |
| Term (Months/Years) | 96 months |
| Loans | Previous 3 Years and up - More Than 30,000 miles |
| APR as low as (%) | 6.74% |
| Term (Months/Years) | 66 months |
| Loans | Previous 3 Years and up - More Than 30,000 miles |
| APR as low as (%) | 7.04% |
| Term (Months/Years) | 72 months |
| Loans | Used Auto (4-6 years old) |
| APR as low as (%) | 7.24% |
| Term (Months/Years) | 72 months |
| Loans | Used Auto (7-24 Years) |
| APR as low as (%) | 8.49% |
| Term (Months/Years) | 72 months |
| Loans | Antique Automobiles (25 yrs old) |
| APR as low as (%) | 8.49% |
| Term (Months/Years) | 72 months |
| Loans | Rebuilt Automobiles |
| APR as low as (%) | 8.50% |
| Term (Months/Years) | Terms based on year |
All Auto Loan rates and terms are subject to change without notice. Subject to credit approval. Actual rate will be determined by the credit worthiness of the borrower. Other restrictions may apply. APR = Annual Percentage Rate.
| Loans | APR as low as (%) | Term (Months/Years) |
|---|---|---|
| New/Used Motorcycle or ATV/UTV with NADA Retail More than $10,000 | 8.99% | 84 months |
| New/Used Motorcycle or ATV/UTV with NADA Retail More than $10,000 | 7.99% | 72 months |
| New/Used Motorcycle or ATV/UTV with NADA Retail More than $10,000 | 7.74% | 60 months |
| New Motorcycle or ATV/UTV | 8.49% | 72 months |
| New Motorcycle or ATV/UTV | 7.74% | 60 months |
| Used Motorcycles or ATV/UTV | 8.24% | 60 months |
| New Motor Homes | 8.74% | 180 months |
| New Motor Homes | 8.24% | 120 months |
| New Motor Homes | 7.75% | 84 months |
| Used Motor Home, New 5th Wheel, or New Travel Trailer | 9.24% | 180 months |
| Used Motor Home, New 5th Wheel, or New Travel Trailer | 8.74% | 120 months |
| Used Motor Home, New 5th Wheel, or New Travel Trailer | 7.75% | 84 months |
| Used Travel Trailer or 5th Wheel | 9.24% | 180 months |
| Used Travel Trailer or 5th Wheel | 8.74% | 120 months |
| Used Travel Trailer or 5th Wheel | 8.24% | 84 months |
| Used Travel Trailer or 5th Wheel | 7.75% | 72 months |
| New Boat | 8.99% | 180 months |
| New Boat | 8.74% | 144 months |
| New Boat | 8.49% | 120 months |
| New Boat | 7.54% | 84 months |
| New Boat | 7.24% | 72 months |
| Used Boat | 9.99% | 180 months |
| Used Boat | 9.74% | 144 months |
| Used Boat - Previous 3 years & up (Minimum Loan Amount $25,000) | 9.49% | 120 months |
| Used Boat | 8.24% | 72 months |
| Used Boat | 7.24% | 60 months |
| New Waverunner or Personal Watercraft | 8.04% | 84 months |
| New Waverunner or Personal Watercraft | 7.74% | 72 months |
| Used Waverunner | 9.00% | 72 months |
| Loans | New/Used Motorcycle or ATV/UTV with NADA Retail More than $10,000 |
| APR as low as (%) | 8.99% |
| Term (Months/Years) | 84 months |
| Loans | New/Used Motorcycle or ATV/UTV with NADA Retail More than $10,000 |
| APR as low as (%) | 7.99% |
| Term (Months/Years) | 72 months |
| Loans | New/Used Motorcycle or ATV/UTV with NADA Retail More than $10,000 |
| APR as low as (%) | 7.74% |
| Term (Months/Years) | 60 months |
| Loans | New Motorcycle or ATV/UTV |
| APR as low as (%) | 8.49% |
| Term (Months/Years) | 72 months |
| Loans | New Motorcycle or ATV/UTV |
| APR as low as (%) | 7.74% |
| Term (Months/Years) | 60 months |
| Loans | Used Motorcycles or ATV/UTV |
| APR as low as (%) | 8.24% |
| Term (Months/Years) | 60 months |
| Loans | New Motor Homes |
| APR as low as (%) | 8.74% |
| Term (Months/Years) | 180 months |
| Loans | New Motor Homes |
| APR as low as (%) | 8.24% |
| Term (Months/Years) | 120 months |
| Loans | New Motor Homes |
| APR as low as (%) | 7.75% |
| Term (Months/Years) | 84 months |
| Loans | Used Motor Home, New 5th Wheel, or New Travel Trailer |
| APR as low as (%) | 9.24% |
| Term (Months/Years) | 180 months |
| Loans | Used Motor Home, New 5th Wheel, or New Travel Trailer |
| APR as low as (%) | 8.74% |
| Term (Months/Years) | 120 months |
| Loans | Used Motor Home, New 5th Wheel, or New Travel Trailer |
| APR as low as (%) | 7.75% |
| Term (Months/Years) | 84 months |
| Loans | Used Travel Trailer or 5th Wheel |
| APR as low as (%) | 9.24% |
| Term (Months/Years) | 180 months |
| Loans | Used Travel Trailer or 5th Wheel |
| APR as low as (%) | 8.74% |
| Term (Months/Years) | 120 months |
| Loans | Used Travel Trailer or 5th Wheel |
| APR as low as (%) | 8.24% |
| Term (Months/Years) | 84 months |
| Loans | Used Travel Trailer or 5th Wheel |
| APR as low as (%) | 7.75% |
| Term (Months/Years) | 72 months |
| Loans | New Boat |
| APR as low as (%) | 8.99% |
| Term (Months/Years) | 180 months |
| Loans | New Boat |
| APR as low as (%) | 8.74% |
| Term (Months/Years) | 144 months |
| Loans | New Boat |
| APR as low as (%) | 8.49% |
| Term (Months/Years) | 120 months |
| Loans | New Boat |
| APR as low as (%) | 7.54% |
| Term (Months/Years) | 84 months |
| Loans | New Boat |
| APR as low as (%) | 7.24% |
| Term (Months/Years) | 72 months |
| Loans | Used Boat |
| APR as low as (%) | 9.99% |
| Term (Months/Years) | 180 months |
| Loans | Used Boat |
| APR as low as (%) | 9.74% |
| Term (Months/Years) | 144 months |
| Loans | Used Boat - Previous 3 years & up (Minimum Loan Amount $25,000) |
| APR as low as (%) | 9.49% |
| Term (Months/Years) | 120 months |
| Loans | Used Boat |
| APR as low as (%) | 8.24% |
| Term (Months/Years) | 72 months |
| Loans | Used Boat |
| APR as low as (%) | 7.24% |
| Term (Months/Years) | 60 months |
| Loans | New Waverunner or Personal Watercraft |
| APR as low as (%) | 8.04% |
| Term (Months/Years) | 84 months |
| Loans | New Waverunner or Personal Watercraft |
| APR as low as (%) | 7.74% |
| Term (Months/Years) | 72 months |
| Loans | Used Waverunner |
| APR as low as (%) | 9.00% |
| Term (Months/Years) | 72 months |
All Recreational Loan rates and terms are subject to change without notice. Must be a Listerhill Credit Union member to apply. Subject to credit approval. Actual rate will be determined by the credit worthiness of the borrower. Additional terms may be available. Other restrictions may apply. See a member advocate for more details. APR = Annual Percentage Rate.
| Loans | APR as low as (%) | Term (Months/Years) |
|---|---|---|
| Unsecured Personal | 11.24% | 72 months |
| Loans | Unsecured Personal |
| APR as low as (%) | 11.24% |
| Term (Months/Years) | 72 months |
All Personal Loan rates and terms are subject to change without notice. Must be a Listerhill Credit Union member to apply. Subject to credit approval. Actual rate will be determined by the credit worthiness of the borrower. Additional terms may be available. Other restrictions may apply. See a member advocate for more details. APR = Annual Percentage Rate.
| Loans | APR as low as (%) | Term (Months/Years) |
|---|---|---|
| 30 Year Fixed Rate | Call 1-800-239-6033 for the latest rate | 30 years |
| 20 Year Fixed Rate | Call 1-800-239-6033 for the latest rate | 20 years |
| 15 Year Fixed Rate | Call 1-800-239-6033 for the latest rate | 15 years |
| Home Equity Line of Credit | 4.00%, variable | 10 year draw, 20 year payback |
| 3/3 Adjustable Rate Mortgage | 6.24% | 3 years (amortized over 30 years) |
| 5/5 Adjustable Rate Mortgage | 6.50% | 5 years (amortized over 30 years) |
| 5/5 Adjustable Rate Mortgage - 100% of Purchase Price | 7.75% | 5 years (amortized over 30 years) |
| Short Term Fixed | 7.00% | 10 years |
| Construction Loan | 8.99% | 12 months |
| Land Loan | 8.00% | 20 years |
| Loans | 30 Year Fixed Rate |
| APR as low as (%) | Call 1-800-239-6033 for the latest rate |
| Term (Months/Years) | 30 years |
| Loans | 20 Year Fixed Rate |
| APR as low as (%) | Call 1-800-239-6033 for the latest rate |
| Term (Months/Years) | 20 years |
| Loans | 15 Year Fixed Rate |
| APR as low as (%) | Call 1-800-239-6033 for the latest rate |
| Term (Months/Years) | 15 years |
| Loans | Home Equity Line of Credit |
| APR as low as (%) | 4.00%, variable |
| Term (Months/Years) | 10 year draw, 20 year payback |
| Loans | 3/3 Adjustable Rate Mortgage |
| APR as low as (%) | 6.24% |
| Term (Months/Years) | 3 years (amortized over 30 years) |
| Loans | 5/5 Adjustable Rate Mortgage |
| APR as low as (%) | 6.50% |
| Term (Months/Years) | 5 years (amortized over 30 years) |
| Loans | 5/5 Adjustable Rate Mortgage - 100% of Purchase Price |
| APR as low as (%) | 7.75% |
| Term (Months/Years) | 5 years (amortized over 30 years) |
| Loans | Short Term Fixed |
| APR as low as (%) | 7.00% |
| Term (Months/Years) | 10 years |
| Loans | Construction Loan |
| APR as low as (%) | 8.99% |
| Term (Months/Years) | 12 months |
| Loans | Land Loan |
| APR as low as (%) | 8.00% |
| Term (Months/Years) | 20 years |
All Mortgage and Home Loans are subject to credit approval. Actual rate will be determined by the credit worthiness of the borrower. Rates are subject to change without notice. The APR on adjustable-rate home loans may vary and are subject to change after consummation. Other restrictions may apply. Equal Housing Lender. Please call a loan officer for down payment information. APR = Annual Percentage Rate.
| Loans | APR as low as (%) | Term (Months/Years) |
|---|---|---|
| Boat Dock Loan | 7.90% | 120 months |
| Loans | Boat Dock Loan |
| APR as low as (%) | 7.90% |
| Term (Months/Years) | 120 months |
Monthly payment for a Boat Dock Loan of 10 years for $50,000 at 7.65% APR would be $585 per month. Must be a Listerhill Credit Union member to apply. Rates subject to change without notice. APR = Annual Percentage Yield.
| Loans | APR as low as (%) | Term (Months/Years) |
|---|---|---|
| Unsecured Personal | 11.24% | 72 months |
| Lawnmowers and Utility Trailers | 7.99% | 72 months |
| Farm Equipment | 7.99% | 84 months |
| Loans | Unsecured Personal |
| APR as low as (%) | 11.24% |
| Term (Months/Years) | 72 months |
| Loans | Lawnmowers and Utility Trailers |
| APR as low as (%) | 7.99% |
| Term (Months/Years) | 72 months |
| Loans | Farm Equipment |
| APR as low as (%) | 7.99% |
| Term (Months/Years) | 84 months |
All Other Loan rates and terms are subject to change without notice. Must be a Listerhill Credit Union member to apply. All loans and credit cards are subject to credit approval. Actual rate will be determined by the credit worthiness of the borrower. Other restrictions may apply. APR = Annual Percentage Rate.
| APR as low as (%) |
|---|
| 12.99% |
| APR as low as (%) | 12.99% |
2Visa Signature Rewards Credit Card rates and terms are subject to change without notice. Subject to underwriting and credit approval. Actual rate and credit limit will vary according to creditworthiness. Signature Cards require a $5,000 or greater credit limit. 2% cash back does not apply to balance transfers or cash advances. Other restrictions may apply. APR = Annual Percentage Rate.
| APR as low as (%) |
|---|
| 12.99% |
| APR as low as (%) | 12.99% |
Visa Platinum Credit Card rates and terms are subject to change without notice. Subject to underwriting and credit approval. Actual rate and credit limit will vary according to creditworthiness. Other restrictions may apply. APR = Annual Percentage Rate.
| APR (%) | APY (%) | DIV/INT Rate (%) | Minimum Balance |
|---|---|---|---|
| 3% above earning rate | N/A | N/A | N/A |
| APR (%) | 3% above earning rate |
| APY (%) | N/A |
| DIV/INT Rate (%) | N/A |
| Minimum Balance | N/A |
Share Secured rates are subject to change without notice. APY = Annual Percentage Yield.
| APR (%) | APY (%) | DIV/INT Rate (%) | Minimum Balance |
|---|---|---|---|
| 3% above the lowest money market tier rate | N/A | N/A | N/A |
| APR (%) | 3% above the lowest money market tier rate |
| APY (%) | N/A |
| DIV/INT Rate (%) | N/A |
| Minimum Balance | N/A |
Money Market Secured rates are subject to change without notice. APY = Annual Percentage Yield.
| APR (%) |
|---|
| 2% above CD rate |
| APR (%) | 2% above CD rate |
Certificate Secured rates are subject to change without notice. APY = Annual Percentage Yield.
| APY (%) | DIV/INT Rate (%) | Minimum Balance |
|---|---|---|
| 0.20% | 0.200% | $5 |
| APY (%) | 0.20% |
| DIV/INT Rate (%) | 0.200% |
| Minimum Balance | $5 |
Share Savings Account APY is accurate as of the last dividend declaration date. Rates are subject to change without notice. APY = Annual Percentage Yield.
| APY (%) | DIV/INT Rate (%) | Minimum Balance |
|---|---|---|
| 0.20% | 0.200% | $5 |
| APY (%) | 0.20% |
| DIV/INT Rate (%) | 0.200% |
| Minimum Balance | $5 |
My Goal Savings Account APY is accurate as of the last dividend declaration date. Rates are subject to change without notice. APY = Annual Percentage Yield.
| APY (%) | DIV/INT Rate (%) | Minimum Balance |
|---|---|---|
| 0.20% | 0.200% | $5 |
| APY (%) | 0.20% |
| DIV/INT Rate (%) | 0.200% |
| Minimum Balance | $5 |
Good Start Savings Account APY is accurate as of the last dividend declaration date. Rates are subject to change without notice. APY = Annual Percentage Yield.
| APY (%) | DIV/INT Rate (%) | Minimum Balance |
|---|---|---|
| 0.20% | 0.200% | $5 |
| APY (%) | 0.20% |
| DIV/INT Rate (%) | 0.200% |
| Minimum Balance | $5 |
Explorer Rewards Savings Account APY is accurate as of the last dividend declaration date. Rates are subject to change without notice. APY = Annual Percentage Yield.
| APY (%) | DIV/INT Rate (%) | Minimum Balance |
|---|---|---|
| 0.20% | 0.200% | $0 |
| APY (%) | 0.20% |
| DIV/INT Rate (%) | 0.200% |
| Minimum Balance | $0 |
The compound interest earned with the IRA Savings Account is calculated quarterly. Rates are subject to change without notice. APY = Annual Percentage Yield.
| APY (%) | DIV/INT Rate (%) | Minimum Balance |
|---|---|---|
| 0.20% | 0.200% | $0 |
| APY (%) | 0.20% |
| DIV/INT Rate (%) | 0.200% |
| Minimum Balance | $0 |
The compound interest earned with the Roth IRA Savings Account is calculated quarterly. Rates are subject to change without notice. APY = Annual Percentage Yield.
| APY (%) | DIV/INT Rate (%) | Minimum Balance |
|---|---|---|
| 1.50% | 1.490% | $0-$9,999.99 |
| 1.70% | 1.690% | $10,000-$49,999.99 |
| 2.25% | 2.230% | $50,000-$99,999.99 |
| 2.30% | 2.270% | $100,000+ |
| APY (%) | 1.50% |
| DIV/INT Rate (%) | 1.490% |
| Minimum Balance | $0-$9,999.99 |
| APY (%) | 1.70% |
| DIV/INT Rate (%) | 1.690% |
| Minimum Balance | $10,000-$49,999.99 |
| APY (%) | 2.25% |
| DIV/INT Rate (%) | 2.230% |
| Minimum Balance | $50,000-$99,999.99 |
| APY (%) | 2.30% |
| DIV/INT Rate (%) | 2.270% |
| Minimum Balance | $100,000+ |
Money Market Account (MMA) balances under $2,500 are subject to a $15 low balance fee. There is no limit to the number of in-branch withdrawals or ATM withdrawals allowed. Rates are subject to change without notice. APY = Annual Percentage Yield.
| APY (%) | DIV/INT Rate (%) | Minimum Opening Deposit | Term (Months) |
|---|---|---|---|
| 3.95% | 3.890% | $500 | 6 months |
| 3.95% | 3.890% | $500 | 12 months |
| 3.84% | 3.790% | $500 | 15 months |
| 3.55% | 3.500% | $500 | 18 months |
| 3.40% | 3.360% | $500 | 24 months |
| 3.40% | 3.360% | $500 | 36 months |
| 3.40% | 3.360% | $500 | 48 months |
| 3.40% | 3.360% | $500 | 60 months |
| APY (%) | 3.95% |
| DIV/INT Rate (%) | 3.890% |
| Minimum Opening Deposit | $500 |
| Term (Months) | 6 months |
| APY (%) | 3.95% |
| DIV/INT Rate (%) | 3.890% |
| Minimum Opening Deposit | $500 |
| Term (Months) | 12 months |
| APY (%) | 3.84% |
| DIV/INT Rate (%) | 3.790% |
| Minimum Opening Deposit | $500 |
| Term (Months) | 15 months |
| APY (%) | 3.55% |
| DIV/INT Rate (%) | 3.500% |
| Minimum Opening Deposit | $500 |
| Term (Months) | 18 months |
| APY (%) | 3.40% |
| DIV/INT Rate (%) | 3.360% |
| Minimum Opening Deposit | $500 |
| Term (Months) | 24 months |
| APY (%) | 3.40% |
| DIV/INT Rate (%) | 3.360% |
| Minimum Opening Deposit | $500 |
| Term (Months) | 36 months |
| APY (%) | 3.40% |
| DIV/INT Rate (%) | 3.360% |
| Minimum Opening Deposit | $500 |
| Term (Months) | 48 months |
| APY (%) | 3.40% |
| DIV/INT Rate (%) | 3.360% |
| Minimum Opening Deposit | $500 |
| Term (Months) | 60 months |
Standard Certificate APY assumes interest remains on deposit until maturity. Quarterly interest paid will earn Interest Rate. A Share Savings Account is required. Certificate rates are fixed upon opening the account. Early withdrawal penalties apply. Fees may reduce earnings. APY and APR are subject to change without notice. APY = Annual Percentage Yield. APR = Annual Percentage Rate.
| APY (%) | DIV/INT Rate (%) | Minimum Opening Deposit | Term (Months) |
|---|---|---|---|
| 4.10% | 4.040% | $250,000 | 6 months |
| 4.10% | 4.040% | $250,000 | 12 months |
| 4.00% | 3.940% | $250,000 | 15 months |
| 3.70% | 3.650% | $250,000 | 18 months |
| 3.56% | 3.510% | $250,000 | 24 months |
| 3.56% | 3.510% | $250,000 | 36 months |
| 3.56% | 3.510% | $250,000 | 48 months |
| 3.56% | 3.510% | $250,000 | 60 months |
| APY (%) | 4.10% |
| DIV/INT Rate (%) | 4.040% |
| Minimum Opening Deposit | $250,000 |
| Term (Months) | 6 months |
| APY (%) | 4.10% |
| DIV/INT Rate (%) | 4.040% |
| Minimum Opening Deposit | $250,000 |
| Term (Months) | 12 months |
| APY (%) | 4.00% |
| DIV/INT Rate (%) | 3.940% |
| Minimum Opening Deposit | $250,000 |
| Term (Months) | 15 months |
| APY (%) | 3.70% |
| DIV/INT Rate (%) | 3.650% |
| Minimum Opening Deposit | $250,000 |
| Term (Months) | 18 months |
| APY (%) | 3.56% |
| DIV/INT Rate (%) | 3.510% |
| Minimum Opening Deposit | $250,000 |
| Term (Months) | 24 months |
| APY (%) | 3.56% |
| DIV/INT Rate (%) | 3.510% |
| Minimum Opening Deposit | $250,000 |
| Term (Months) | 36 months |
| APY (%) | 3.56% |
| DIV/INT Rate (%) | 3.510% |
| Minimum Opening Deposit | $250,000 |
| Term (Months) | 48 months |
| APY (%) | 3.56% |
| DIV/INT Rate (%) | 3.510% |
| Minimum Opening Deposit | $250,000 |
| Term (Months) | 60 months |
Jumbo Certificate APY assumes interest remains on deposit until maturity. Quarterly interest paid will earn Interest Rate. A Share Savings Account is required. Certificate rates are fixed upon opening the account. Early withdrawal penalties apply. Fees may reduce earnings. APY and APR are subject to change without notice. APY = Annual Percentage Yield. APR = Annual Percentage Rate.
| APY (%) | DIV/INT Rate (%) | Minimum Opening Deposit | Term (Months) |
|---|---|---|---|
| 3.95% | 3.890% | $500 | 6 months |
| 3.95% | 3.890% | $500 | 12 months |
| 3.84% | 3.790% | $500 | 15 months |
| 3.55% | 3.500% | $500 | 18 months |
| 3.40% | 3.360% | $500 | 24 months |
| 3.40% | 3.360% | $500 | 36 months |
| 3.40% | 3.360% | $500 | 48 months |
| 3.40% | 3.360% | $500 | 60 months |
| APY (%) | 3.95% |
| DIV/INT Rate (%) | 3.890% |
| Minimum Opening Deposit | $500 |
| Term (Months) | 6 months |
| APY (%) | 3.95% |
| DIV/INT Rate (%) | 3.890% |
| Minimum Opening Deposit | $500 |
| Term (Months) | 12 months |
| APY (%) | 3.84% |
| DIV/INT Rate (%) | 3.790% |
| Minimum Opening Deposit | $500 |
| Term (Months) | 15 months |
| APY (%) | 3.55% |
| DIV/INT Rate (%) | 3.500% |
| Minimum Opening Deposit | $500 |
| Term (Months) | 18 months |
| APY (%) | 3.40% |
| DIV/INT Rate (%) | 3.360% |
| Minimum Opening Deposit | $500 |
| Term (Months) | 24 months |
| APY (%) | 3.40% |
| DIV/INT Rate (%) | 3.360% |
| Minimum Opening Deposit | $500 |
| Term (Months) | 36 months |
| APY (%) | 3.40% |
| DIV/INT Rate (%) | 3.360% |
| Minimum Opening Deposit | $500 |
| Term (Months) | 48 months |
| APY (%) | 3.40% |
| DIV/INT Rate (%) | 3.360% |
| Minimum Opening Deposit | $500 |
| Term (Months) | 60 months |
IRA Certificate APY assumes interest remains on deposit until maturity. Quarterly interest paid will earn Interest Rate. A Share Savings Account is required. Certificate rates are fixed upon opening the account. Early withdrawal penalties apply. Fees may reduce earnings. APY and APR are subject to change without notice. APY = Annual Percentage Yield. APR = Annual Percentage Rate.
| APY (%) | DIV/INT Rate (%) | Minimum Opening Deposit | Term (Months) |
|---|---|---|---|
| 3.95% | 3.890% | $500 | 12 months |
| 3.40% | 3.360% | $500 | 36 months |
| 3.40% | 3.360% | $500 | 60 months |
| APY (%) | 3.95% |
| DIV/INT Rate (%) | 3.890% |
| Minimum Opening Deposit | $500 |
| Term (Months) | 12 months |
| APY (%) | 3.40% |
| DIV/INT Rate (%) | 3.360% |
| Minimum Opening Deposit | $500 |
| Term (Months) | 36 months |
| APY (%) | 3.40% |
| DIV/INT Rate (%) | 3.360% |
| Minimum Opening Deposit | $500 |
| Term (Months) | 60 months |
Roth IRA Certificate APY assumes interest remains on deposit until maturity. Quarterly interest paid will earn Interest Rate. A Share Savings Account is required. Certificate rates are fixed upon opening the account. Early withdrawal penalties apply. Fees may reduce earnings. APY and APR are subject to change without notice. APY = Annual Percentage Yield. APR = Annual Percentage Rate.
| DIV/INT Rate (%) | APY (%) | Minimum Balance |
|---|---|---|
| 0.000% | 0.00% | $0-$999.99 |
| 1.540% | 1.55% | $1,000-$9,999.99 |
| 2.230% | 2.25% | $10,000-$49,999.99 |
| 3.350% | 3.40% | $50,000+ |
| DIV/INT Rate (%) | 0.000% |
| APY (%) | 0.00% |
| Minimum Balance | $0-$999.99 |
| DIV/INT Rate (%) | 1.540% |
| APY (%) | 1.55% |
| Minimum Balance | $1,000-$9,999.99 |
| DIV/INT Rate (%) | 2.230% |
| APY (%) | 2.25% |
| Minimum Balance | $10,000-$49,999.99 |
| DIV/INT Rate (%) | 3.350% |
| APY (%) | 3.40% |
| Minimum Balance | $50,000+ |
Must keep a Growth Checking Account balance of $1,000 or greater to avoid monthly service charges. Rates subject to change without notice. Terms and conditions apply. APY = Annual Percentage Yield.
| DIV/INT Rate (%) | APY (%) | Minimum Balance |
|---|---|---|
| 0.000% | 0.00% | $0-$9,999.99 |
| 0.250% | 0.25% | $10,000-$49,999.99 |
| 0.350% | 0.35% | $50,000-$99,999.99 |
| 0.400% | 0.40% | $100,000+ |
| DIV/INT Rate (%) | 0.000% |
| APY (%) | 0.00% |
| Minimum Balance | $0-$9,999.99 |
| DIV/INT Rate (%) | 0.250% |
| APY (%) | 0.25% |
| Minimum Balance | $10,000-$49,999.99 |
| DIV/INT Rate (%) | 0.350% |
| APY (%) | 0.35% |
| Minimum Balance | $50,000-$99,999.99 |
| DIV/INT Rate (%) | 0.400% |
| APY (%) | 0.40% |
| Minimum Balance | $100,000+ |
Business High Yield Checking Account rates subject to change without notice. Terms and conditions apply. APY = Annual Percentage Yield.
Listerhill has consistently been rated in the top tier for overall satisfaction by our members. While we hope you find the information you need online, we'd be happy to talk with you about questions you may have. Call us at (256) 383-9204 or 1-800-239-6033 for friendly, local assistance. Or even stop by one of our branches for personal service.
Answer a few questions and we will find a solution that works for you. It only takes a few seconds.
All Listerhill checking accounts are eligible for 3 Overdraft or NSF Fee refunds per year. To request a refund, visit a Listerhill branch or call 1-800-239-6033.
Additionally, we provide our members with overdraf services like:
Standard Overdraft Coverage
Debit Card Overdraft Coverage
Overdraft Protection
To Get Started with our Mobile Banking app:
Download the app to your device from the Apple App Store or Google Play.
Sign in using your Online Banking credentials.
Our Everyday Checking account comes with no minimum balances and no monthly service fees, so if you choose this account, you won’t have to pay any monthly fees, no matter what your daily balances are.
If you’re interested in Growth Checking, you’ll have to pay a $10 monthly fee is your average balance is below $1,000. You can easily waive the account fee by keeping $1,000 or more in your account. That way, you can earn interest on your deposits without paying any monthly maintenance fees. It’s a win-win!
Growth Checking is the perfect account for those who want to see their money grow faster. This account offers high returns on your deposits for a small monthly service fee. You can waive the monthly fee by keeping $1,000 or more in your account. What’s even better is that the more you keep in your account, the higher the interest rate you’ll earn, so it makes sense to keep higher balances in your Growth Checking!
If you want to put your money to work for you, open a Growth Checking account. Simply click here to start your online application as a new member or log into online or mobile banking to open your checking account if you’re already an established member. It normally takes 10 minutes or less to complete!
Everyday Checking is our free checking account. This account is convenient and simple with benefits like no minimum balances and no monthly service charges.
If you're seeking a hassle-free checking experience coupled with top-rated online and mobile banking services, as well as options for overdraft protection and customizable account alerts, Everyday Checking is the ideal choice for you.
Plus, our online application makes getting your new checking account easier than ever. Simply click here to start your online application as a new member or log into online or mobile banking to open your checking account if you’re already an established member. It normally takes 10 minutes or less to complete!