Community

Listerhill's Commitment to Community

Listerhill Credit Union's mission is to improve lives in our community. This means more than just providing great service in a branch or on the phone. It means we are committed to impacting the lives of our members, and we are always seeking the opportunity to invest in our communities. Through fundraising, education, donations, scholarships, and sometimes even the swing of a hammer, Listerhill is committed to making our community a better place. Learn more about the exciting things we are doing in your community.

Commitment to Community
Employee Handing Out 2
In the Community

The Listerhill Cares Program embodies our “people helping people” principle by giving employees the opportunity to make our community a better place. By volunteering their time and talent, employees give back to the local charities and non-profits in their communities.

Shhs
In the Schools

Listerhill Credit Union is dedicated to investing in our community and what better way than to impact schools in our service area. Listerhill approves an average of 350 monetary request each year and over 50% of these request benefit local schools. From sponsorships to scholarships, we look for every opportunity to enhance the lives of local students!

Employee at Game
Let's Work Together

At Listerhill Credit Union we are always proactively seeking ways to invest in our communities. If you are seeking a donation or partnership, please complete our Donation Request Form.

Holding Shoes
Listerhill Foundation: Kicks For Kids

Every day, thousands of children around Alabama and Tennessee face poverty and the result is a lack of appropriate, safe shoes. The Listerhill Foundation's current initiative, Kicks For Kids, exists to raise awareness of this problem and offer real, impactful solutions to those most in need. 

In the Community
Listerhill Cares

Our Listerhill Cares program embodies the credit union philosophy of “people helping people” by giving employees the opportunity to make our community a better place by volunteering their time and talent to local charities and non-profit organizations. Do know of a community project that needs extra hands? Contact us to see if Listerhill Cares can help.

default icon for
default icon for
In The Community
Community Events

From Florence's First Fridays to Columbia's Mule Day, we get excited about meeting our members out in the community. Listerhill provides financial support and is actively engages in dozens of community events across communities throughout northwest Alabama and south central Tennessee. So when you're out, you'll probably see us with our classic red tent and smiling faces. Stop by and say hello!

In The Community
Local Fundraising

One of Listerhill’s goals is to support what is important to our members. Every year, Listerhill ask members and employees to participate in a charitable contribution survey which helps Listerhill choose the fundraising efforts members are passionate about. Two non-profits that always rise to the top of this list are American Cancer Society’s Relay for Life and St. Jude.

Listerhill and its employees have raised money for Relay for Life each year since 1995, raising nearly $100,000 over the last 10 years. In the Spring, branches sell t-shirts and wristbands to raise funds and awareness for this annual campaign.

Listerhill also supports St. Jude with an annual Fall fundraising campaign. In additional to this fundraiser, Listerhill donates $.50 to St. Jude for every deposit made into Good Start Savings account at no cost to you.

default icon for
default icon for
In The Community
The Keystone Debit Card

The Keystone Card is Listerhill's newest debit card that provides you an easy way to support UNA! For every purchase, Listerhill donates a portion of the amount you spend back to the University's students, alumni, athletics, and advancement programs.

In The Schools
Financial Wellness

Balancing a budget, buying a home or car, and planning retirement are just a few of the important financial decisions most of us have to make at some point. As a credit union, we understand the importance financial education has in making the best decision for you and your family. That's why we have initiated several financial wellness programs to empower our members and the community to to become more financially secure and establish good habits for wise spending and saving.

default icon for
default icon for
In The Schools
Scholarships

We promote higher education in the community by funding foundation scholarships and additional scholarships through local colleges. 

Charlotte Y. and Albert E. Williams Scholarship at University of North Alabama - This endowment scholarship is open to all students who have demonstrated potential for success through GPA and college entrance examination scores with a preference to Business Majors. Scholarship applications may be obtained at UNA’s Financial Aid Department. Where to apply?

Listerhill Employees Credit Union/UNA Alumni at University of North Alabama - This endowment scholarship is open to all students who have demonstrated potential for success through GPA and college entrance examination scores. Preference is given to children of employees and members of Listerhill Credit Union. This scholarship is for one year only, but prior recipients may reapply. Scholarship applications may be obtained at UNA’s Financial Aid Department. Where to apply?

Joseph Wade Endowment Scholarship at Northwest Shoals Community College - This endowment scholarship is open to all students. Preference is given to applicants who are members of Listerhill Credit Union. Priority given to students pursuing a 2-year technical degree. Recipient must be a full-time student and maintain a 2.0 cumulative GPA. Each scholarship is for one academic year, but prior recipients may reapply for subsequent years. Scholarship applications may be obtained at NWSCC's Financial Aid Department. Where to apply?

default icon for Solution Finder Intro
What can we help you with?
default icon for Checking For Mature Members
What are you borrowing for?
default icon for Checking For Mature Members
Vehicle Options
default icon for Checking For Mature Members
Home Options
default icon for Carrolls
What are you saving for?
default icon for Carrolls
How old are your kids?
default icon for Cord
Which of these banking options are you interested in?
default icon for Cord
How old are you (or your child)?
default icon for Cord
How old are you?
default icon for Cord
What kind of account are you looking for?
search popup background

What are you looking for?

Common Links

Frequently Asked Questions

  • What is a land loan?

    A land loan provides you with financing to secure a lot of land and cover the costs for up to 20 years. With Listerhill, you can get a loan on unimproved land. 

    Once you’re ready to build, you can secure a different type of loan to cover construction costs.

  • Who is a HELOC best for?

    If you aren’t sure how much you’ll need to borrow or when you'll need it, a Home Equity Line of Credit is a great option. Access ongoing cash for a set period of up to 10 years with low minimum payments until your withdrawal period is complete. Contrary to a Home Equity Loan, the interest on a HELOC is a variable rate and may be impacted by the status of the economy.

  • Who is a Home Equity Loan best for?

    If you’re the type of person who takes a big-picture view when planning your financial decisions, a home equity loan may make the most sense. Since you’re borrowing a fixed amount at a fixed rate, you can plan how much you’ll pay for the loan in the long run from day one.

  • What can home equity loans be used for?

    Home equity loans provide you with the opportunity to chase dreams to the fullest. Enjoy a vacation with the whole family, invest in a household remodeling project, or even finance an upcoming vehicle purchase with only a few clicks.  If you can dream it, you can achieve it!

  • What type of requirements exist for home equity loans?

    Home equity loans rely on a loan to value ratio (LTV) to disburse funds, meaning that your credit score and home equity value should be fairly substantial to take advantage of all possible benefits. For assistance in the home equity loan pre-approval process, please speak with your local Listerhill Credit Union branch.