Make your dream of owning an RV, ATV, motorcycle, or boat a reality with a Recreational Loan. What are you waiting for? Get pre-approved, and you’ll be headed outdoors in no time.
As a nonprofit cooperative, we keep our loan rates low by returning profits to our members in the form of better rates.
Ever.
Conveniently pay off your loan through Online or Mobile Banking, automatic payments, or your local branch.
Pay at a pace that is right for you with some Recreation Loan terms up to 144 months.
Apply for an Recreation Loan in the way you find most convenient: online, in a branch, telephone, or complete it all on-site at a participating dealership.
Borrow up to 100% of the recreational vehicle's cost. This gives you access to the experiences you truly want.
In the event of an emergency, safeguard your family through optional loan payment protection.
We have partnered with TruStage Insurance to give our members discounted rates on Auto, Home, & Life Insurance.
Get pricing and information on new cars, used cars, classic cars, motorcycles, RVs, and manufactured homes from the NADA.
| Loans | APR | Maximum |
|---|---|---|
| New/Used Motorcycle or ATV/UTV with NADA Retail More than $10,000 | as low as 4.00% | 60 - 72 Months |
| New Motorcycle or ATV/UTV | as low as 3.99% | 60 Months |
| Used Motorcycles or ATV/UTV | as low as 4.49% | 60 Months |
| New/Used Motor Home, New 5th Wheel, or New Travel Trailer | as low as 4.50% | 84 Months |
| Used Travel Trailer or 5th Wheel | as low as 4.50% | 72 Months |
| New Boat | as low as 3.99% | 72-120 Months |
| Used Boat | as low as 3.99% | 60-72 Months |
| Used Boat - Previous 3 years & up (Minimum Loan Amount $25,000) | as low as 5.99% | 120 Months |
| New Waverunner or Personal Watercraft | as low as 4.29% | 60-72 Months |
| Used Waverunner | as low as 5.75% | 60 Months |
Empower yourself to make smart financial decisions. Use our calculators to figure how much you can afford to borrow, how much interest you will pay over the life of a loan and more.
When you purchase your new or used recreational vehicle at a participating dealership, you can finance your vehicle through Listerhill and complete your transaction on the spot. All of the paperwork is taken care of at the dealership. You enjoy the same great Listerhill rates and services without an additional trip to your local branch.
Listerhill has been consistently been rated in the top tier for overall satisfaction by our members. While we hope you find the information you need online, we'd be happy to talk with you about questions you may have. Call us at (256) 383-9204 or 1-800-239-6033 for friendly, local assistance. Or even stop by one of our branches for personal service.
Answer a few questions and we will find a solution that works for you. It only takes a few seconds.
A land loan provides you with financing to secure a lot of land and cover the costs for up to 20 years. With Listerhill, you can get a loan on unimproved land.
Once you’re ready to build, you can secure a different type of loan to cover construction costs.
If you aren’t sure how much you’ll need to borrow or when you'll need it, a Home Equity Line of Credit is a great option. Access ongoing cash for a set period of up to 10 years with low minimum payments until your withdrawal period is complete. Contrary to a Home Equity Loan, the interest on a HELOC is a variable rate and may be impacted by the status of the economy.
If you’re the type of person who takes a big-picture view when planning your financial decisions, a home equity loan may make the most sense. Since you’re borrowing a fixed amount at a fixed rate, you can plan how much you’ll pay for the loan in the long run from day one.
Home equity loans provide you with the opportunity to chase dreams to the fullest. Enjoy a vacation with the whole family, invest in a household remodeling project, or even finance an upcoming vehicle purchase with only a few clicks. If you can dream it, you can achieve it!
Home equity loans rely on a loan to value ratio (LTV) to disburse funds, meaning that your credit score and home equity value should be fairly substantial to take advantage of all possible benefits. For assistance in the home equity loan pre-approval process, please speak with your local Listerhill Credit Union branch.