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Listerhill Credit Union is a nonprofit financial cooperative improving lives in our community.
If you live in Alabama, Georgia, Mississippi, Florida, or Tennessee, you are eligible to become a member. Depending on your individual eligibility, we may require membership into an approved association at no cost to you.
You can also qualify for membership by being a family member of a current or potential Listerhill member.
With only $5, you can join Listerhill today and start taking advantage of a lifetime membership.
At Listerhill Credit Union, we know there’s more to life than the 9-5. We know folks love to relax, kick back, explore, and have fun with family and friends.
That’s why we offer generous financing for RVs, boats, motorcycles, ATVs, and other vehicles that people use to escape the daily grind, seek out adventures, and chase excitement.
As with our auto loans, we strive to offer our members excellent value, including a choice of terms, some of the best loan rates you’ll find in northern Alabama or southern Kentucky, and our trademark personal service.
Our Recreational Vehicle Loans also offer:
Adventure is within reach with your very own RV, motor home, travel trailer, or 5th wheel. However you roll, get the low-cost, personalized RV financing you need to start making memories on the wide-open road.
You make the rules with our flexible loans on a new or used motorcycle of your choice. Leave hassle behind with our easy application process and a loan term that suits your style.
Make tracks to Listerhill for ATV and UTV financing you won’t find just anywhere. We’ll have you kicking up the dust for less with up to 100% financing of your vehicle and no loan application fees!
Relaxing weekends afloat are closer than you think. Whether you’re looking to fish, waterski, or simply chill, our flexible financing options and quick approval process make good times on the water a reality.
Rev up summer fun for family and friends with a new or used personal watercraft. Save the wild rides for the water—apply conveniently online for our hard-to-beat rates and predictable monthly payments.
As a nonprofit cooperative, we keep our loan rates competitive by returning profits to our members in the form of better rates.
Ever.
Conveniently pay off your loan through Online or Mobile Banking, automatic payments, or your local branch.
Pay at a pace that is right for you with some Recreation Loan terms up to 144 months.
Apply for an Recreation Loan in the way you find most convenient: online, in a branch, telephone, or complete it all on-site at a participating dealership.
Borrow up to 100% of the recreational vehicle's cost. This gives you access to the experiences you truly want.
Enjoy the perk of no Maintenance Fee with your Listerhill membership while your Listerhill loan is open or has been open within the last 12 months.
Apply for your loan in 10 minutes or less with our quick, easy online application.
| Loans | APR as low as (%) | Term (Months/Years) |
|---|---|---|
| New Motor Homes | 8.49% | 180 months |
| New Motor Homes | 7.99% | 120 months |
| New Motor Homes | 6.99% | 84 months |
| Used Motor Home | 8.99% | 180 months |
| Used Motor Home | 8.49% | 120 months |
| Used Motor Home | 7.50% | 84 months |
| New Travel Trailer or 5th Wheel | 8.49% | 180 months |
| New Travel Trailer or 5th Wheel | 7.99% | 120 months |
| New Travel Trailer or 5th Wheel | 6.99% | 84 months |
| Used Travel Trailer or 5th Wheel | 8.99% | 180 months |
| Used Travel Trailer or 5th Wheel | 8.49% | 120 months |
| Used Travel Trailer or 5th Wheel | 7.99% | 84 months |
| Used Travel Trailer or 5th Wheel | 7.50% | 72 months |
| New/Used Motorcycle or ATV/UTV with NADA Retail More than $10,000 | 8.24% | 84 months |
| New/Used Motorcycle or ATV/UTV with NADA Retail More than $10,000 | 7.24% | 75 months |
| New/Used Motorcycle or ATV/UTV with NADA Retail More than $10,000 | 6.99% | 60 months |
| New Motorcycle or ATV/UTV | 7.74% | 75 months |
| New Motorcycle or ATV/UTV | 6.99% | 60 months |
| Used Motorcycles or ATV/UTV | 7.99% | 60 months |
| New Boat | 8.49% | 180 months |
| New Boat | 8.24% | 144 months |
| New Boat | 7.99% | 120 months |
| New Boat | 6.99% | 84 months |
| New Boat | 6.74% | 72 months |
| Used Boat | 9.74% | 180 months |
| Used Boat | 9.49% | 144 months |
| Used Boat - Previous 3 years & up (Minimum Loan Amount $25,000) | 9.24% | 120 months |
| Used Boat | 7.99% | 72 months |
| Used Boat | 6.99% | 60 months |
| New Waverunner or Personal Watercraft | 7.49% | 84 months |
| New Waverunner or Personal Watercraft | 7.24% | 72 months |
| Used Waverunner | 8.75% | 72 months |
| Loans | New Motor Homes |
| APR as low as (%) | 8.49% |
| Term (Months/Years) | 180 months |
| Loans | New Motor Homes |
| APR as low as (%) | 7.99% |
| Term (Months/Years) | 120 months |
| Loans | New Motor Homes |
| APR as low as (%) | 6.99% |
| Term (Months/Years) | 84 months |
| Loans | Used Motor Home |
| APR as low as (%) | 8.99% |
| Term (Months/Years) | 180 months |
| Loans | Used Motor Home |
| APR as low as (%) | 8.49% |
| Term (Months/Years) | 120 months |
| Loans | Used Motor Home |
| APR as low as (%) | 7.50% |
| Term (Months/Years) | 84 months |
| Loans | New Travel Trailer or 5th Wheel |
| APR as low as (%) | 8.49% |
| Term (Months/Years) | 180 months |
| Loans | New Travel Trailer or 5th Wheel |
| APR as low as (%) | 7.99% |
| Term (Months/Years) | 120 months |
| Loans | New Travel Trailer or 5th Wheel |
| APR as low as (%) | 6.99% |
| Term (Months/Years) | 84 months |
| Loans | Used Travel Trailer or 5th Wheel |
| APR as low as (%) | 8.99% |
| Term (Months/Years) | 180 months |
| Loans | Used Travel Trailer or 5th Wheel |
| APR as low as (%) | 8.49% |
| Term (Months/Years) | 120 months |
| Loans | Used Travel Trailer or 5th Wheel |
| APR as low as (%) | 7.99% |
| Term (Months/Years) | 84 months |
| Loans | Used Travel Trailer or 5th Wheel |
| APR as low as (%) | 7.50% |
| Term (Months/Years) | 72 months |
| Loans | New/Used Motorcycle or ATV/UTV with NADA Retail More than $10,000 |
| APR as low as (%) | 8.24% |
| Term (Months/Years) | 84 months |
| Loans | New/Used Motorcycle or ATV/UTV with NADA Retail More than $10,000 |
| APR as low as (%) | 7.24% |
| Term (Months/Years) | 75 months |
| Loans | New/Used Motorcycle or ATV/UTV with NADA Retail More than $10,000 |
| APR as low as (%) | 6.99% |
| Term (Months/Years) | 60 months |
| Loans | New Motorcycle or ATV/UTV |
| APR as low as (%) | 7.74% |
| Term (Months/Years) | 75 months |
| Loans | New Motorcycle or ATV/UTV |
| APR as low as (%) | 6.99% |
| Term (Months/Years) | 60 months |
| Loans | Used Motorcycles or ATV/UTV |
| APR as low as (%) | 7.99% |
| Term (Months/Years) | 60 months |
| Loans | New Boat |
| APR as low as (%) | 8.49% |
| Term (Months/Years) | 180 months |
| Loans | New Boat |
| APR as low as (%) | 8.24% |
| Term (Months/Years) | 144 months |
| Loans | New Boat |
| APR as low as (%) | 7.99% |
| Term (Months/Years) | 120 months |
| Loans | New Boat |
| APR as low as (%) | 6.99% |
| Term (Months/Years) | 84 months |
| Loans | New Boat |
| APR as low as (%) | 6.74% |
| Term (Months/Years) | 72 months |
| Loans | Used Boat |
| APR as low as (%) | 9.74% |
| Term (Months/Years) | 180 months |
| Loans | Used Boat |
| APR as low as (%) | 9.49% |
| Term (Months/Years) | 144 months |
| Loans | Used Boat - Previous 3 years & up (Minimum Loan Amount $25,000) |
| APR as low as (%) | 9.24% |
| Term (Months/Years) | 120 months |
| Loans | Used Boat |
| APR as low as (%) | 7.99% |
| Term (Months/Years) | 72 months |
| Loans | Used Boat |
| APR as low as (%) | 6.99% |
| Term (Months/Years) | 60 months |
| Loans | New Waverunner or Personal Watercraft |
| APR as low as (%) | 7.49% |
| Term (Months/Years) | 84 months |
| Loans | New Waverunner or Personal Watercraft |
| APR as low as (%) | 7.24% |
| Term (Months/Years) | 72 months |
| Loans | Used Waverunner |
| APR as low as (%) | 8.75% |
| Term (Months/Years) | 72 months |
All Recreational Loan rates and terms are subject to change without notice. Must be a Listerhill Credit Union member to apply. Subject to credit approval. Actual rate will be determined by the credit worthiness of the borrower. Additional terms may be available. Other restrictions may apply. See a member advocate for more details. APR = Annual Percentage Rate.
Relationship pricing discounts apply to recreation loans opened within the last thirty (30) days from the time of request. The following actions each qualify approved borrowers for 0.25% reduction to APR, up to a maximum total reduction of 1%: open an Everyday or Growth Checking account, establish direct deposit to a new or existing Listerhill account, set up automatic payments for a new or existing Listerhill loan account, open a Listerhill Signature Rewards or Platinum credit card, and/or refinance your loan from another financial institution with Listerhill. The discounted rate will not be permitted to go below the floor rate of 6% APR. Refinancing of existing Listerhill loans do not qualify. Cannot be combined with any other offer. Some restrictions may apply. Visit listerhill.com/relationship for more information.
Empower yourself to make smart financial decisions. Use our calculators to figure how much you can afford to borrow, how much interest you will pay over the life of a loan and more.
When you purchase your new or used recreational vehicle at a participating dealership, you can finance your vehicle through Listerhill and complete your transaction on the spot. All of the paperwork is taken care of at the dealership. You enjoy the same great Listerhill rates and services without an additional trip to your local branch.
Listerhill has consistently been rated in the top tier for overall satisfaction by our members. While we hope you find the information you need online, we'd be happy to talk with you about questions you may have. Call us at (256) 383-9204 or 1-800-239-6033 for friendly, local assistance. Or even stop by one of our branches for personal service.
Answer a few questions and we will find a solution that works for you. It only takes a few seconds.
In the event of an emergency, safeguard your family through optional loan payment protection.
We have partnered with TruStage Insurance to give our members discounted rates on Auto, Home, & Life Insurance.
Get pricing and information on new cars, used cars, classic cars, motorcycles, RVs, and manufactured homes from the NADA.
Click the button below to complete your online loan application.
Agree to the loan amount, rates, and terms offered.
Use your check to buy the RV, bike, ATV, boat, or Jet Ski you’ve always wanted.
You can apply as a current member or become a member during the application process if you meet eligibility and credit requirements.*
It means you won't be charged interest on eligible purchases for the first 12 months after opening your new Listerhill Visa Signature® Rewards or Visa Platinum® Credit Card.*
This introductory 0% APR offer applies for 12 months from account opening.*
No, current Listerhill Visa Signature® Rewards and Visa Platinum® Credit Card holders are not eligible for this offer, but other promotions may be available.
This offer is available to new Listerhill Visa Signature® Rewards and Visa Platinum® Credit Card holders and is subject to credit approval.*