Make your dream of owning an RV, ATV, motorcycle, or boat a reality with a Recreational Loan. What are you waiting for? Get pre-approved, and you’ll be headed outdoors in no time.
As a nonprofit cooperative, we keep our loan rates low by returning profits to our members in the form of better rates.
Ever.
Conveniently pay off your loan through Online or Mobile Banking, automatic payments, or your local branch.
Pay at a pace that is right for you with some Recreation Loan terms up to 144 months.
Apply for an Recreation Loan in the way you find most convenient: online, in a branch, telephone, or complete it all on-site at a participating dealership.
Borrow up to 100% of the recreational vehicle's cost. This gives you access to the experiences you truly want.
Enjoy the perk of no Maintenance Fee with your Listerhill membership while your Listerhill loan is open or has been open within the last 12 months.
Apply for your loan in 10 minutes or less with our quick, easy online application.
In the event of an emergency, safeguard your family through optional loan payment protection.
We have partnered with TruStage Insurance to give our members discounted rates on Auto, Home, & Life Insurance.
Get pricing and information on new cars, used cars, classic cars, motorcycles, RVs, and manufactured homes from the NADA.
| Loans | APR | Maximum |
|---|---|---|
| New/Used Motorcycle or ATV/UTV with NADA Retail More than $10,000 | as low as 4.00% | 60 - 72 Months |
| New Motorcycle or ATV/UTV | as low as 3.99% | 60 Months |
| Used Motorcycles or ATV/UTV | as low as 4.49% | 60 Months |
| New/Used Motor Home, New 5th Wheel, or New Travel Trailer | as low as 4.50% | 84 Months |
| Used Travel Trailer or 5th Wheel | as low as 4.50% | 72 Months |
| Boat Dock | as low as 4.90% | 120 Months |
| New Boat | as low as 3.99% | 72-120 Months |
| Used Boat | as low as 3.99% | 60-72 Months |
| Used Boat - Previous 3 years & up (Minimum Loan Amount $25,000) | as low as 5.99% | 120 Months |
| New Waverunner or Personal Watercraft | as low as 4.29% | 60-72 Months |
| Used Waverunner | as low as 5.75% | 60 Months |
Empower yourself to make smart financial decisions. Use our calculators to figure how much you can afford to borrow, how much interest you will pay over the life of a loan and more.
When you purchase your new or used recreational vehicle at a participating dealership, you can finance your vehicle through Listerhill and complete your transaction on the spot. All of the paperwork is taken care of at the dealership. You enjoy the same great Listerhill rates and services without an additional trip to your local branch.
Listerhill has been consistently been rated in the top tier for overall satisfaction by our members. While we hope you find the information you need online, we'd be happy to talk with you about questions you may have. Call us at (256) 383-9204 or 1-800-239-6033 for friendly, local assistance. Or even stop by one of our branches for personal service.
Answer a few questions and we will find a solution that works for you. It only takes a few seconds.
To qualify for membership with Listerhill, you must meet one of the following requirements:
You can qualify for membership by being a family member of a current or potential Listerhill member.
If you do not live, attend school, own property, or work in the qualifying counties (listed above), you can become a member by joining an approved association (at no cost to you) if you reside in Alabama, Georgia, or Tennessee.
You must live, attend school, own property, or work in qualifying counties:
Our Listerhill branch in Athens, Alabama is under construction will be open and ready to serve you in spring 2022! Until then, our closest branch to the Athens, AL area is in Rogersville.