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Listerhill Credit Union is a nonprofit financial cooperative improving lives in our community.
If you live in Alabama, Georgia, Mississippi, Florida, or Tennessee, you are eligible to become a member. Depending on your individual eligibility, we may require membership into an approved association at no cost to you.
You can also qualify for membership by being a family member of a current or potential Listerhill member.
With only $5, you can join Listerhill today and start taking advantage of a lifetime membership.
Once upon a time, a traditional savings account was the main way you earned interest on your savings deposits.
Not anymore.
Great for short-term savings goals, like building an emergency fund or saving up for that cruise next year, our Growth Checking account works similarly to our Everyday Checking account but offers higher returns on your savings while giving you easy, flexible access to your funds.
Without transaction limits like savings accounts, our Growth Checking account allows for unlimited access to your money. That means you can spend and save in one account. Your first box of checks is on us, and you get unlimited check writing as well as our free Visa debit card. You can also choose our new UNA Keystone debit card to show your #lionpride! There’s also no service charge when you keep your balance above $1,000.
Your money should work harder than you do. That's why Listerhill's Growth Checking account offers interest on balances of $1,000 or greater. And for a limited time, you can earn up to 4.35% APY* on balances of $50,000 or more.
| DIV/INT Rate | APY | Minimum |
|---|---|---|
| 0.000% | 0.00% | $0-$999.99 |
| 1.930% | 1.95% | $1,000-$9,999.99 |
| 2.670% | 2.70% | $10,000-$49,999.99 |
| 4.270% | 4.35%* | $50,000+ |
*APY = Annual Percentage Yield. Terms and conditions apply. Must keep a balance of $1,000 or greater to avoid monthly service charges.
Rates are subject to change without notice.
Apply for your account in 10 minutes or less with our quick, easy online application.
Access your interest-earning funds anytime through any of our Smart ATMs, Online and Mobile Banking, or by telephone with Automated Access. The choice is yours.
For balances of $1,000 or more, you earn interest at a single tier.
Review your options to keep your account in the black and you from seeing red.
Stay on top of your account by text or email with Account Alerts. Monitor your balance, track a deposit, and more.
You can bank with us confidently knowing that a local, highly-trained Member Advocate is available to assist you with any financial questions you may have.
Keep at least $1,000 in your account and bypass our $10 monthly service charge.
Sign up for eStatements and get instant access to your account history, anytime.
We understand life happens sometimes. That's why we provide ways to keep life going when everything else seems to be going faster.
Get your first box of checks free when you open your account. Plus, easily order more at any time so you can manage your money the way you want to.
There is no reason your money shouldn't be right there with you. Mobile check deposit, bill pay, text banking, Apple Pay — no matter how you want to use your phone, we've got you covered!
Your money is at your fingertips. With Online Banking you can view account history, access eStatements, transfer funds, pay bills or other people, and budget your accounts from any financial institution.
We believe your financial life should work around your schedule, not ours. With our Smart ATMs you can make a deposit, get exact change, or make loan payments — all 24 hours a day.
Visit one of our branch locations throughout northwest Alabama and south central Tennessee, call our 24-hour response teller, or access your account at a participating CO-OP Shared Branch. It's up to you!
Listerhill has consistently been rated in the top tier for overall satisfaction by our members. While we hope you find the information you need online, we'd be happy to talk with you about questions you may have. Call us at (256) 383-9204 or 1-800-239-6033 for friendly, local assistance. Or even stop by one of our branches for personal service.
Determine whether you prefer cash back, travel points, or other reward types. Then, explore how and when reward points accumulate, if there are spending caps, and how easy it is to redeem your rewards. Financial institutions like credit unions tend to offer great rewards credit cards.
Carefully review rewards programs, like cash back or travel miles, when comparing credit cards. Also, consider the rewards rate, interest rates, annual fees, and any additional benefits the card includes.
Our credit cards reward you for making purchases. They feature competitive interest rates and fewer fees than traditional banks. Members benefit from personalized customer service. We work closely with you to understand your financial situation and needs.
Please contact TruHome at 844-203-3642 to set up automatic payments or visit here to set them up yourself.
Unfortunately, when the transfer occurs, mortgages will not be displayed on our app or in online banking, but we are working to bring that functionality ASAP.
In the meantime, please visit here to view all mortgage information and payment options.