Once upon a time, a traditional savings account was the main way you earned interest on your savings deposits.
Not anymore.
Great for short-term savings goals, like building an emergency fund or saving up for that cruise next year, our Growth Checking account works similarly to our Everyday Checking Account, but offers higher returns on your savings while giving you easy, flexible access to your funds.
Without transaction limits like savings accounts, our Growth Checking Account allows for unlimited access to your money. That means you can spend and save in one account. Your first box of checks is on us and you get unlimited check writing as well as our free Visa debit card. You can also choose our new UNA Keystone Debit Card to show your #lionpride! There’s also no service charge when you keep your balance above $1,000.
Access your interest-earning funds anytime through any of our Smart ATMs, Online and Mobile Banking, or by telephone with Automated Access. The choice is yours.
For balances of $1,000 or more, you earn interest at a single tier.
Stay on top of your account by text or email with Account Alerts. Monitor your balance, track a deposit, and more.
Pop into a branch and pick up your free Visa debit card and earn rewards on the purchases you make every day. Want to support the UNA Lions? Choose the new UNA Keystone Debit Card to show your #lionpride!
Keep at least $1,000 in your account and bypass our $10 monthly service charge.
Sign up for eStatements and get instant access to your account history, anytime.
We understand life happens sometimes. That's why we provide ways to keep life going when everything else seems to be going faster.
Get your first box of checks free when you open your account. Plus, easily order more at any time so you can manage your money the way you want to.
There is no reason your money shouldn't should be right there with you. Mobile check deposit, bill pay, text banking, Apple Pay — no matter how you want to use your phone, we've got you covered!
Your money is at your fingertips. With Online Banking you can view account history, access eStatements, transfer funds, pay bills or other people, and budget your accounts from any financial institution.
We believe your financial life should work around your schedule, not ours. With our Smart ATMs you can make a deposit, get exact change, or make loan payments — all 24 hours a day, even without your debit card.
Visit one of our branch locations throughout northwest Alabama and south central Tennessee, call our 24-hour response teller, or access your account at a participating CO-OP Shared Branch. It's up to you!
Listerhill has been consistently been rated in the top tier for overall satisfaction by our members. While we hope you find the information you need online, we'd be happy to talk with you about questions you may have. Call us at (256) 383-9204 or 1-800-239-6033 for friendly, local assistance. Or even stop by one of our branches for personal service.
A land loan provides you with financing to secure a lot of land and cover the costs for up to 20 years. With Listerhill, you can get a loan on unimproved land.
Once you’re ready to build, you can secure a different type of loan to cover construction costs.
If you aren’t sure how much you’ll need to borrow or when you'll need it, a Home Equity Line of Credit is a great option. Access ongoing cash for a set period of up to 10 years with low minimum payments until your withdrawal period is complete. Contrary to a Home Equity Loan, the interest on a HELOC is a variable rate and may be impacted by the status of the economy.
If you’re the type of person who takes a big-picture view when planning your financial decisions, a home equity loan may make the most sense. Since you’re borrowing a fixed amount at a fixed rate, you can plan how much you’ll pay for the loan in the long run from day one.
Home equity loans provide you with the opportunity to chase dreams to the fullest. Enjoy a vacation with the whole family, invest in a household remodeling project, or even finance an upcoming vehicle purchase with only a few clicks. If you can dream it, you can achieve it!
Home equity loans rely on a loan to value ratio (LTV) to disburse funds, meaning that your credit score and home equity value should be fairly substantial to take advantage of all possible benefits. For assistance in the home equity loan pre-approval process, please speak with your local Listerhill Credit Union branch.