Once upon a time, a traditional savings account was the main way you earned interest on your savings deposits.
Not anymore.
Great for short-term savings goals, like building an emergency fund or saving up for that cruise next year, our Growth Checking account works similarly to our Everyday Checking Account, but offers higher returns on your savings while giving you easy, flexible access to your funds.
Without transaction limits like savings accounts, our Growth Checking Account allows for unlimited access to your money. That means you can spend and save in one account. Your first box of checks is on us and you get unlimited check writing as well as our free Visa debit card. You can also choose our new UNA Keystone Debit Card to show your #lionpride! There’s also no service charge when you keep your balance above $1,000.
Apply for your account in 10 minutes or less with our quick, easy online application.
Access your interest-earning funds anytime through any of our Smart ATMs, Online and Mobile Banking, or by telephone with Automated Access. The choice is yours.
For balances of $1,000 or more, you earn interest at a single tier.
Get up to 3 overdraft refunds per year on us.
Stay on top of your account by text or email with Account Alerts. Monitor your balance, track a deposit, and more.
You can bank with us confidently knowing that a local, highly-trained Member Advocate is available to assist you with any financial questions you may have.
Keep at least $1,000 in your account and bypass our $10 monthly service charge.
Sign up for eStatements and get instant access to your account history, anytime.
We understand life happens sometimes. That's why we provide ways to keep life going when everything else seems to be going faster.
Get your first box of checks free when you open your account. Plus, easily order more at any time so you can manage your money the way you want to.
There is no reason your money shouldn't be right there with you. Mobile check deposit, bill pay, text banking, Apple Pay — no matter how you want to use your phone, we've got you covered!
Your money is at your fingertips. With Online Banking you can view account history, access eStatements, transfer funds, pay bills or other people, and budget your accounts from any financial institution.
We believe your financial life should work around your schedule, not ours. With our Smart ATMs you can make a deposit, get exact change, or make loan payments — all 24 hours a day, even without your debit card.
Visit one of our branch locations throughout northwest Alabama and south central Tennessee, call our 24-hour response teller, or access your account at a participating CO-OP Shared Branch. It's up to you!
Listerhill has consistently been rated in the top tier for overall satisfaction by our members. While we hope you find the information you need online, we'd be happy to talk with you about questions you may have. Call us at (256) 383-9204 or 1-800-239-6033 for friendly, local assistance. Or even stop by one of our branches for personal service.
Our cash back credit card gives you a flat rate of 2% back on all of your purchases. It acts as a rebate that you can redeem for cash as a statement credit or direct deposit in your account.
All incoming wires must be received using Listerhill's routing number of 262277011. The member should use the routing number along with their member number and share ID suffix or their draft number when receiving a wire.
Wire to:
Listerhill Credit Union
4790 E. 2nd Street
Muscle Shoals, AL 35661
1-256-383-9204
ABA No.: 262277011
For credit to the account of:
Member's Name:
Member's Address:
Member's Account No.:
Incoming Domestic Wire Charge: $20.00
Outgoing Domestic Wire Charge: $20.00
Incoming Foreign Wire Charge: $35.00
We do not process outgoing foreign international wires. We can receive them only.
Listerhill is capable of receiving incoming wire transfers and sending outgoing domestic wire transfers. All Branch Managers, Loan Officers, Senior Member Advocates, Member Advocates, and Tellers can provide our members with information needed to receive incoming wire transfers.
Branch Managers, Member Advocates, and Senior Member Advocates can assist with processing outgoing domestic wires.
We do not process outgoing foreign international wires. We can receive them only.
To qualify for membership with Listerhill, you must meet one of the following requirements: