Growth Checking
Once upon a time, a traditional savings account was the main way you earned interest on your savings deposits.
Not anymore.
Great for short-term savings goals, like building an emergency fund or saving up for that cruise next year, our Growth Checking account works similarly to our Everyday Checking account but offers higher returns on your savings while giving you easy, flexible access to your funds.
Without transaction limits like savings accounts, our Growth Checking account allows for unlimited access to your money. That means you can spend and save in one account. Your first box of checks is on us, and you get unlimited check writing as well as our free Visa debit card. You can also choose our new UNA Keystone debit card to show your #lionpride! There’s also no service charge when you keep your balance above $1,000.
Growth Checking Account
Effective 6/1/2026| DIV/INT Rate (%) | APY (%) | Minimum Balance |
|---|---|---|
| 0.000% | 0.00% | $0-$999.99 |
| 1.390% | 1.40% | $1,000-$9,999.99 |
| 1.540% | 1.55% | $10,000-$49,999.99 |
| 2.250% | 2.27% | $50,000+ |
| DIV/INT Rate (%) | 0.000% |
| APY (%) | 0.00% |
| Minimum Balance | $0-$999.99 |
| DIV/INT Rate (%) | 1.390% |
| APY (%) | 1.40% |
| Minimum Balance | $1,000-$9,999.99 |
| DIV/INT Rate (%) | 1.540% |
| APY (%) | 1.55% |
| Minimum Balance | $10,000-$49,999.99 |
| DIV/INT Rate (%) | 2.250% |
| APY (%) | 2.27% |
| Minimum Balance | $50,000+ |
Must keep a Growth Checking Account balance of $1,000 or greater to avoid monthly service charges. Rates subject to change without notice. Terms and conditions apply. APY = Annual Percentage Yield.
Apply for your account in 10 minutes or less with our quick, easy online application.
Access your interest-earning funds anytime through any of our Smart ATMs, Online and Mobile Banking, or by telephone with Automated Access. The choice is yours.
For balances of $1,000 or more, you earn interest at a single tier.
Review your options to keep your account in the black and you from seeing red.
Stay on top of your account by text or email with Account Alerts. Monitor your balance, track a deposit, and more.
You can bank with us confidently knowing that a local, highly-trained Member Advocate is available to assist you with any financial questions you may have.
Keep at least $1,000 in your account and bypass our $10 monthly service charge.
Optional Features
eStatements
Sign up for eStatements and get instant access to your account history, anytime.
Overdraft Protection
We understand life happens sometimes. That's why we provide ways to keep life going when everything else seems to be going faster.
Checks
Get your first box of checks free when you open your account. Plus, easily order more at any time so you can manage your money the way you want to.
There is no reason your money shouldn't be right there with you. Mobile check deposit, bill pay, text banking, Apple Pay — no matter how you want to use your phone, we've got you covered!
Your money is at your fingertips. With Online Banking you can view account history, access eStatements, transfer funds, pay bills or other people, and budget your accounts from any financial institution.
We believe your financial life should work around your schedule, not ours. With our Smart ATMs you can make a deposit, get exact change, or make loan payments — all 24 hours a day.
Additional Questions?
Listerhill has consistently been rated in the top tier for overall satisfaction by our members. While we hope you find the information you need online, we'd be happy to talk with you about questions you may have. Call us at (256) 383-9204 or 1-800-239-6033 for friendly, local assistance. Or even stop by one of our branches for personal service.
