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Growth Checking

Let your money grow with an interest-earning checking account.

Once upon a time, a traditional savings account was the main way you earned interest on your savings deposits.

Not anymore.

Great for short-term savings goals, like building an emergency fund or saving up for that cruise next year, our Growth Checking account works similarly to our Everyday Checking Account, but offers higher returns on your savings while giving you easy, flexible access to your funds.

Without transaction limits like savings accounts, our Growth Checking Account allows for unlimited access to your money. That means you can spend and save in one account. Your first box of checks is on us and you get unlimited check writing as well as our free Visa debit card. You can also choose our new UNA Keystone Debit Card to show your #lionpride! There’s also no service charge when you keep your balance above $1,000.

Product Features
Speedy Application

Apply for your account in 10 minutes or less with our quick, easy online application.

Easy Access

Access your interest-earning funds anytime through any of our Smart ATMs, Online and Mobile Banking, or by telephone with Automated Access. The choice is yours.

Earn Interest

For balances of $1,000 or more, you earn interest at a single tier.

Overdraft Refunds

Get up to 3 overdraft refunds per year on us.

Account Alerts

Stay on top of your account by text or email with Account Alerts. Monitor your balance, track a deposit, and more.

Instant Issue Debit Cards

Visit any Listerhill branch and get a debit card printed on the spot.

See Locations

Great Local Service

You can bank with us confidently knowing that a local, highly-trained Member Advocate is available to assist you with any financial questions you may have.

Avoidable Service Charge

Keep at least $1,000 in your account and bypass our $10 monthly service charge.

Optional Features
eStatements

Sign up for eStatements and get instant access to your account history, anytime.

Overdraft Protection

We understand life happens sometimes. That's why we provide ways to keep life going when everything else seems to be going faster.

Checks

Get your first box of checks free when you open your account. Plus, easily order more at any time so you can manage your money the way you want to.

Additional Questions?

Listerhill has consistently been rated in the top tier for overall satisfaction by our members. While we hope you find the information you need online, we'd be happy to talk with you about questions you may have. Call us at (256) 383-9204 or 1-800-239-6033 for friendly, local assistance. Or even stop by one of our branches for personal service.

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default-icon for John D
Russel D
Member Since 1995
I’ve been a member for years and have used online bill pay for years and its always worked out well for me. Customer service has been very good anytime I call the local office or long distance.
John D
Member Since 1997
I am very happy with my Listerhill account. Deposits are credited immediately, service is usually friendly and efficient, there is no long list of hidden fees and I feel like a properly valued customer.
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Frequently Asked Questions

  • How do I receive an incoming wire transfer at Listerhill?

    All incoming wires must be received using Listerhill's routing number of 262277011. The member should use the routing number along with their member number and share ID suffix or their draft number when receiving a wire.

    Wire to:

    Listerhill Credit Union

    4790 E. 2nd Street

    Muscle Shoals, AL 35661

    1-256-383-9204

    ABA No.: 262277011

    For credit to the account of:

    Member's Name:

    Member's Address:

    Member's Account No.:

  • What does it cost to send or receive a wire transfer?

    Incoming Domestic Wire Charge: $20.00

    Outgoing Domestic Wire Charge: $20.00

    Incoming Foreign Wire Charge: $35.00

    We do not process outgoing foreign international wires. We can receive them only.

  • Can I conduct a wire transfer through Listerhill?

    Listerhill is capable of receiving incoming wire transfers and sending outgoing domestic wire transfers. All Branch Managers, Loan Officers, Senior Member Advocates, Member Advocates, and Tellers can provide our members with information needed to receive incoming wire transfers.

    Branch Managers, Member Advocates, and Senior Member Advocates can assist with processing outgoing domestic wires.

    We do not process outgoing foreign international wires. We can receive them only.

  • How do I qualify for membership at Listerhill?

    To qualify for membership with Listerhill, you must meet one of the following requirements:

    • If you live in the states of Alabama, Georgia, Mississippi, Florida, or Tennessee, you are eligible to become a member.
      • Depending on your individual eligibility requirements, we may require membership into an approved association at no cost to you.
    • You can also qualify for membership by being a family member of a current or potential Listerhill member.
  • If you do not live in qualifying counties or states

    You can qualify for membership by being a family member of a current or potential Listerhill member.