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Listerhill Credit Union is a nonprofit financial cooperative improving lives in our community.
If you live in Alabama, Georgia, Mississippi, Florida, or Tennessee, you are eligible to become a member. Depending on your individual eligibility, we may require membership into an approved association at no cost to you.
You can also qualify for membership by being a family member of a current or potential Listerhill member.
With only $5, you can join Listerhill today and start taking advantage of a lifetime membership.
Enjoy competitive rates, no annual fees, and the potential to earn 2% cash back on every purchase. Explore the card options below to find the right one for your lifestyle.
Take advantage of a fixed rate, no annual fee, and 2% cash back on everything you buy. Maximize your earning potential with no spending caps.
You can choose to get cash back deposited to your share account, or you can apply cash back toward a statement credit.
It does not count toward your minimum payment, you have to make your minimum payment, but you can apply it to your balance.
Our Visa Platinum Credit Card is a great entry-level option for building a solid credit history. Enjoy a competitive rate, no annual fee, and Visa's trusted security.
Explore the many features and see why this is the ideal starter card for your wallet!
Our credit cards reward you for making purchases. They feature competitive interest rates and fewer fees than traditional banks. Members benefit from personalized customer service. We work closely with you to understand your financial situation and needs.
Carefully review rewards programs, like cash back or travel miles, when comparing credit cards. Also, consider the rewards rate, interest rates, annual fees, and any additional benefits the card includes.
Determine whether you prefer cash back, travel points, or other reward types. Then, explore how and when reward points accumulate, if there are spending caps, and how easy it is to redeem your rewards. Financial institutions like credit unions tend to offer great rewards credit cards.
Learn more about your credit card benefits and the reward redemption process.
Calculate what your credit card payments need to be based on your payoff goal in months.
Our new LCU Cards mobile app was designed to give you more control of your debit and credit cards for easier financial management. It gives you the freedom to lock your cards to prevent unauthorized use, set spending alerts, and set travel notifications so your card works wherever you are. You can download the LCU Cards App from the Apple App Store or Google Play today and take control of your cards!
Keeping you and your card safe from identity theft is our top priority. There are also steps you can take to help keep your card safe as well — even after it's gone missing. To report a lost or stolen debit or credit card, please call 1-888-918-7819. This number is available 24 hours a day.
Listerhill has consistently been rated in the top tier for overall satisfaction by our members. While we hope you find the information you need online, we'd be happy to talk with you about questions you may have. Call us at (256) 383-9204 or 1-800-239-6033 for friendly, local assistance. Or even stop by one of our branches for personal service.
2Visa Signature Rewards Credit Card rates and terms are subject to change without notice. Subject to underwriting and credit approval. Actual rate and credit limit will vary according to creditworthiness. Signature Cards require a $5,000 or greater credit limit. 2% cash back does not apply to balance transfers or cash advances. Other restrictions may apply. APR = Annual Percentage Rate.
Visa Platinum Credit Card rates and terms are subject to change without notice. Subject to underwriting and credit approval. Actual rate and credit limit will vary according to creditworthiness. Other restrictions may apply. APR = Annual Percentage Rate.
Competitor information sourced from Capital One and Bank Independent, respectively. Information last sourced on 07/30/2024.
Not at all. Those services remain unchanged.
We can verify your identity and easily reset it for you.
Absolutely. Our Support team are still available just as before - the new system simply connects you to them more quickly and securely.
Our Support team can help you set it up during your first call to the new system, OR you can call Automated Access at 256-381-5555 to set it up anytime.
A four-digit code that verifies your identity when you call. It also lets you use our Automated Access service 24/7, 365 days a year.