Borrowing

At Listerhill, we pride ourselves on our competitive rates.

By being member-owned, we are able to return our earnings to you in the form of higher rates on shares and lower rates on loans. If you are not already a member, join us today and start taking advantage of our great rates.

Credit Card
Our Services
Loans

We have a range of loan options and lines of credit that can meet your needs and budget.

Credit Cards

With low rates and no annual fee on all of our credit cards, the only decision left is to earn merchandise rewards or get cash back.

Credit Life & Disability Insurance

For only $1.15 (credit life) or $2.80 (credit disability) per $1,000 of your monthly loan balance for single coverage, you can help protect your loved ones if the unforeseen were to happen. This optional coverage is available on most loan and credit card products, except mortgages.

Ways To Pay

You're a responsible borrower, so it's our job to make sure you have convenient ways to pay toward your Listerhill loan, mortgage, or credit card.

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Russel D
Member Since 1995
I’ve been a member for years and have used online bill pay for years and its always worked out well for me. Customer service has been very good anytime I call the local office or long distance.
Products this member has used:
John D
Member Since 1997
I am very happy with my Listerhill account. Deposits are credited immediately, service is usually friendly and efficient, there is no long list of hidden fees and I feel like a properly valued customer.
Products this member has used:
People Helping People: Crossroads Community Outreach

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Is a Debt Consolidation Loan Right For Me?

If you’re overwhelmed by your debt, the one thing you may wish for more than anything else is a blank slate. You can use a personal loan to refinance your existing debt. That means you’ll have one mon...

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Fixed-Rate vs. Adjustable-Rate Mortgage: Which is Right For Me?

If you’re mortgage shopping, you may be overwhelmed by the number of options. Dozens of lenders, each with their own rates, terms, conditions and costs, can make the decision feel that way. But it doe...

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Common Links

Frequently Asked Questions

  • Transitional Member Advocate

    A Member Advocate that will help the branch transition into the retail model.

  • Smart-ATM Tellers

    Assist the members in transactions on our Smart ATMs.

  • Senior Member Advocate

    Empowered advisors who guide members in their financial journey, but also assists in coaching staff and oversee balancing the branch.

  • Member Advocate

    Empowered advisors who guide members in their financial journey, from simple transactions to applying for a loan or new account.

  • Branch Manager

    Leads and coaches branch staff to sales and service excellence.