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Everyday Checking

Everyday checking for everyday needs.

Welcome to convenience, flexibility and simplicity. The Everyday Checking Account is our most popular checking account, and rightfully so. With no minimum balance required and no monthly service charge, there are no hassles with this account. 

You also get 3 overdraft refunds per year. Forget to account for Taco Tuesday with friends? No problem. We’re here for you. Need to pay that electricity bill but don’t get paid until tomorrow? No biggie. We’ve got you covered. That’s peace of mind you can count on.

You also get a FREE Visa debit card that earns you rewards on your everyday purchases. Want to show your #lionpride? Support the University of North Alabama by choosing the new UNA Keystone Debit Card today.

Product Features
24/7 Access

Access your account anytime through any of our Smart ATMs, Online and Mobile Banking, or by telephone with Automated Access. The choice is yours.

Account Alerts

Stay on top of your account by text or email with Account Alerts. Monitor your balance, track a deposit, and more.

No Minimum Balance

You heard us correctly.

Instant Issue Available

Visit any Listerhill branch and get a debit card on the spot.

See Locations

Overdraft Refunds

Get up to 3 overdraft refunds per year on us.

Debit Card with Rewards

Pop into a branch and pick up your free Visa debit card and earn rewards on the purchases you make every day. Want to support the UNA Lions? Choose the new UNA Keystone Debit Card to show your #lionpride!

Speedy Application

Apply for your account in 10 minutes or less with our quick, easy online application.

Optional Features
eStatements

Sign up for eStatements and get instant access to your account history, anytime.

Overdraft Protection

We understand life happens sometimes. That's why we provide ways to keep life going when everything else seems to be going faster. 

Checks

Get your first box of checks free when you open your account. Plus, easily order more at any time so you can manage your money the way you want to. 

Additional Questions?

Listerhill has been consistently been rated in the top tier for overall satisfaction by our members. While we hope you find the information you need online, we'd be happy to talk with you about questions you may have. Call us at (256) 383-9204 or 1-800-239-6033 for friendly, local assistance. Or even stop by one of our branches for personal service.

default-icon for Russel D
default-icon for John D
Russel D
Member Since 1995
I’ve been a member for years and have used online bill pay for years and its always worked out well for me. Customer service has been very good anytime I call the local office or long distance.
John D
Member Since 1997
I am very happy with my Listerhill account. Deposits are credited immediately, service is usually friendly and efficient, there is no long list of hidden fees and I feel like a properly valued customer.
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Frequently Asked Questions

  • How do I qualify for membership at Listerhill?

    To qualify for membership with Listerhill, you must meet one of the following requirements:

    • If you live in the states of Alabama, Georgia, Mississippi, or Tennessee, you are eligible to become a member.
      • Depending on your individual eligibility requirements, we may require membership into an approved association at no cost to you.
    • You can also qualify for membership by being a family member of a current or potential Listerhill member.
  • If you do not live in qualifying counties or states

    You can qualify for membership by being a family member of a current or potential Listerhill member.

  • If you do not live in qualifying counties

    If you do not live, attend school, own property, or work in the qualifying counties (listed above), you can become a member by joining an approved association (at no cost to you) if you reside in Alabama, Georgia, or Tennessee.

  • If you do live in qualifying counties

    You must live, attend school, own property, or work in qualifying counties:

    • Lauderdale County, AL
    • Colbert County, AL
    • Franklin County, AL
    • Marion County, AL
    • Winston County, AL
    • Cullman County, AL
    • Limestone County, AL
    • Lawrence County, AL
    • Morgan County, AL
    • Lamar County, AL
    • Fayette County, AL
    • Walker County, AL
    • Maury County, TN
    • Spring Hill, Williamson County, TN
  • Is there a Listerhill branch in Athens?

    Our Listerhill branch in Athens, Alabama is under construction will be open and ready to serve you in spring 2022! Until then, our closest branch to the Athens, AL area is in Rogersville.