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Everyday Checking

Everyday checking for everyday needs.

Welcome to convenience, flexibility and simplicity. The Everyday Checking Account is our most popular checking account, and rightfully so. With no minimum balance required and no monthly service charge, there are no hassles with this account.

You also get 3 overdraft refunds per year. Forget to account for Taco Tuesday with friends? No problem. We’re here for you. Need to pay that electricity bill but don’t get paid until tomorrow? No biggie. We’ve got you covered. That’s peace of mind you can count on.

You also get a FREE Visa debit card that earns you rewards on your everyday purchases. Want to show your #lionpride? Support the University of North Alabama by choosing the new UNA Keystone Debit Card today.

Product Features
Speedy Application

Apply for your account in 10 minutes or less with our quick, easy online application.

24/7 Access

Access your account anytime through any of our Smart ATMs, Online and Mobile Banking, or by telephone with Automated Access. The choice is yours.

Overdraft Refunds

Get up to 3 overdraft refunds per year on us.

Account Alerts

Stay on top of your account by text or email with Account Alerts. Monitor your balance, track a deposit, and more.

No Minimum Balance

You heard us correctly.

Instant Issue Debit Cards

Visit any Listerhill branch and get a debit card printed on the spot.

See Locations

Great Local Service

You can bank with us confidently knowing that a local, highly-trained Member Advocate is available to assist you with any financial questions you may have.

Optional Features
eStatements

Sign up for eStatements and get instant access to your account history, anytime.

Overdraft Protection

We understand life happens sometimes. That's why we provide ways to keep life going when everything else seems to be going faster.

Checks

Get your first box of checks free when you open your account. Plus, easily order more at any time so you can manage your money the way you want to.

Additional Questions?

Listerhill has consistently been rated in the top tier for overall satisfaction by our members. While we hope you find the information you need online, we'd be happy to talk with you about questions you may have. Call us at (256) 383-9204 or 1-800-239-6033 for friendly, local assistance. Or even stop by one of our branches for personal service.

default-icon for Russel D
default-icon for John D
Russel D
Member Since 1995
I’ve been a member for years and have used online bill pay for years and its always worked out well for me. Customer service has been very good anytime I call the local office or long distance.
John D
Member Since 1997
I am very happy with my Listerhill account. Deposits are credited immediately, service is usually friendly and efficient, there is no long list of hidden fees and I feel like a properly valued customer.
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Frequently Asked Questions

  • What if I get an error message when I try to enroll an email address or U.S. mobile number?

    Your email address or U.S. mobile phone number may already be enrolled with Zelle® at another bank or credit union. Call our member support team at 256.383.9204 and ask them to move your email address or U.S. mobile phone number to your financial institution so you can use it for Zelle®.

    Once customer support moves your email address or U.S. mobile phone number, it will be connected to your bank account so you can start sending and receiving money with Zelle® through your Listerhill Credit Union banking app and online banking. Please call our member support team at 256.383.9204 for help.

  • Is my information secure?

    Keeping your money and information safe is a top priority for Listerhill Credit Union. When you use Zelle® within our mobile app or online banking, your information is protected with the same technology we use to keep your bank account safe.

  • I'm unsure about using Zelle® to pay someone I don't know. What should I do?

    If you don't know the person, or aren't sure you will get what you paid for (for example, items bought from an online bidding or sales site), you should not use Zelle® for these types of transactions.

    These transactions are potentially high risk (just like sending cash to a person you don't know is high risk). Neither Listerhill Credit Union nor Zelle® offers a protection program for any authorized payments made with Zelle® – for example, if you do not receive the item you paid for or the item is not as described or as you expected.

  • Will the person I send money to be notified?

    Yes! They will receive a notification via email or text message.

  • How long does it take to receive money with Zelle®?

    Money sent with Zelle® is typically available to an enrolled recipient within minutes.3

    If you send money to someone who isn't enrolled with Zelle®, they will receive a notification prompting them to enroll. After enrollment, the money will be available directly in your recipient's account, typically within minutes.3

    If your payment is pending, we recommend confirming that the person you sent money to has enrolled with Zelle® and that you entered the correct email address or U.S. mobile phone number.

    If you're waiting to receive money, you should check to see if you've received a payment notification via email or text message. If you haven't received a payment notification, we recommend following up with the sender to confirm they entered the correct email address or U.S. mobile phone number.

    Still having trouble? Please contact our member support team at 256.383.9204.