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Not a member yet?

Listerhill Credit Union is a nonprofit financial cooperative improving lives in our community.

If you live in Alabama, Georgia, Mississippi, Florida, or Tennessee, you are eligible to become a member. Depending on your individual eligibility, we may require membership into an approved association at no cost to you.

You can also qualify for membership by being a family member of a current or potential Listerhill member.

With only $5, you can join Listerhill today and start taking advantage of a lifetime membership.

Personal Loans

Consolidating debt or planning a family vacation — get a loan that's personalized for you.

We understand that not every need in life fits into a category. With flexible terms, great rates and amounts specific to your needs, you can borrow wisely while accomplishing your goals.

not a member yet?

Listerhill Credit Union is a nonprofit financial cooperative improving lives in our community.

If you live in Alabama, Georgia, Mississippi, Florida, or Tennessee, you are eligible to become a member. Depending on your individual eligibility, we may require membership into an approved association at no cost to you.

You can also qualify for membership by being a family member of a current or potential Listerhill member.

With only $5, you can join Listerhill today and start taking advantage of a lifetime membership.

Personal Loans

not a member yet?

Listerhill Credit Union is a nonprofit financial cooperative improving lives in our community.

If you live in Alabama, Georgia, Mississippi, Florida, or Tennessee, you are eligible to become a member. Depending on your individual eligibility, we may require membership into an approved association at no cost to you.

You can also qualify for membership by being a family member of a current or potential Listerhill member.

With only $5, you can join Listerhill today and start taking advantage of a lifetime membership.

Product Features
Competitive Rates

As a nonprofit cooperative, we keep our loan rates competitive by returning profits to our members in the form of better rates.

No Application Fees

Ever.

Apply Conveniently

Apply for a personal loan in the way you find most convenient: online, in a branch, or over the phone.

Pay Back on Your Terms (General Loans)

Consult with one of our friendly loan officers about a payback term that fits your goals.

Convenient Payment Options (General Loans)

Conveniently pay off your loan through Online or Mobile Banking, automatic payments, or your local branch.

Waived Maintenance Fee

Enjoy the perk of no Maintenance Fee with your Listerhill membership while your Listerhill loan is open or has been open within the last 12 months.

Speedy Application (General Loans)

Apply for your loan in 10 minutes or less with our quick, easy online application.

Calculators
How Much Can You Afford?

Empower yourself to make smart financial decisions with our variety of financial calculators. Calculate how much you can afford to borrow, how much interest you will pay over the life of a loan and more.

Additional Products
Accident Prevention
Credit Life & Credit Disability Insurance

In the event of an emergency, safeguard your family through optional credit card payment protection.

Auto Insurance
Life Insurance

We have partnered with TruStage Insurance to give our members discounted rates on Auto, Home, & Life Insurance.

Other Loans

Effective 12/1/2025
Loans APR as low as (%) Term (Months/Years)
Farm Equipment 7.24% 84 months
Lawnmowers and Utility Trailers 7.24% 72 months
Loans Farm Equipment
APR as low as (%) 7.24%
Term (Months/Years) 84 months
Loans Lawnmowers and Utility Trailers
APR as low as (%) 7.24%
Term (Months/Years) 72 months

All Other Loan rates and terms are subject to change without notice. Must be a Listerhill Credit Union member to apply. All loans and credit cards are subject to credit approval. Actual rate will be determined by the credit worthiness of the borrower. Other restrictions may apply. APR = Annual Percentage Rate.

Solutions Center
Need Help Finding a Solution?

Answer a few questions and we will find a solution that works for you. It only takes a few seconds.

Additional Questions?

Listerhill has consistently been rated in the top tier for overall satisfaction by our members. While we hope you find the information you need online, we'd be happy to talk with you about questions you may have. Call us at (256) 383-9204 or 1-800-239-6033 for friendly, local assistance. Or even stop by one of our branches for personal service.

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Common Links

Frequently Asked Questions

  • Is my membership donation tax-deductible?

    You do not pay any additional fee or donation when you join Listerhill through KFKA. Listerhill makes the $5 donation to the Listerhill Foundation. Because you are not the one making that donation directly, it is not a tax-deductible contribution for you.

    For personal giving to the Listerhill Foundation, please consult your tax advisor about your specific situation.

  • Can I still support Kicks for Kids if I'm already a member?

    Yes! You can still support the Listerhill Foundation and Kicks for Kids as a member through donations, fundraising events, and volunteer opportunities.

  • Do I live in the right area to join Listerhill?

    If you're within Listerhill's existing service areas, you may qualify based on where you live and your nearest Listerhill Credit Union branch. If you're outside our service areas, you can still become a member. by joining through the Kicks for Kids Association (KFKA) during the application process.

  • Does it cost extra to join Listerhill through the Kicks for Kids Association?

    No. There is no extra cost to you to join Listerhill through the Kicks for Kids Association (KFKA). For every new member who joins via KFKA, Listerhill Credit Union donates $5 to the Listerhill Foundation to support Kicks for Kids.

  • What is an associational membership?

    An associational membership is a way to qualify for credit union membership by belonging to an approved association or organization. In this case, joining the Kicks for Kids Association (KFKA) is what makes you eligible to join Listerhill Credit Union, even if you don't otherwise qualify by where you live, work, worship, or attend school.