Personal Loans
We understand that not every need in life fits into a category. With flexible terms, great rates and amounts specific to your needs, you can borrow wisely while accomplishing your goals.
Personal Loan
As a nonprofit cooperative, we keep our loan rates competitive by returning profits to our members in the form of better rates.
Ever.
Apply for a personal loan in the way you find most convenient: online, in a branch, or over the phone.
Consult with one of our friendly loan officers about a payback term that fits your goals.
Conveniently pay off your loan through Online or Mobile Banking, automatic payments, or your local branch.
Enjoy the perk of no Maintenance Fee with your Listerhill membership while your Listerhill loan is open or has been open within the last 12 months.
Apply for your loan in 10 minutes or less with our quick, easy online application.
Empower yourself to make smart financial decisions with our variety of financial calculators. Calculate how much you can afford to borrow, how much interest you will pay over the life of a loan and more.
In the event of an emergency, safeguard your family through optional credit card payment protection.
We have partnered with TruStage Insurance to give our members discounted rates on Auto, Home, & Life Insurance.
Other Loans
Effective 5/1/2026| Loans | APR as low as (%) | Term (Months/Years) |
|---|---|---|
| Farm Equipment | 6.99% | 84 months |
| Lawnmowers and Utility Trailers | 6.99% | 72 months |
| Loans | Farm Equipment |
| APR as low as (%) | 6.99% |
| Term (Months/Years) | 84 months |
| Loans | Lawnmowers and Utility Trailers |
| APR as low as (%) | 6.99% |
| Term (Months/Years) | 72 months |
All Other Loan rates and terms are subject to change without notice. Must be a Listerhill Credit Union member to apply. All loans and credit cards are subject to credit approval. Actual rate will be determined by the credit worthiness of the borrower. Other restrictions may apply. APR = Annual Percentage Rate.
Answer a few questions and we will find a solution that works for you. It only takes a few seconds.
Listerhill has consistently been rated in the top tier for overall satisfaction by our members. While we hope you find the information you need online, we'd be happy to talk with you about questions you may have. Call us at (256) 383-9204 or 1-800-239-6033 for friendly, local assistance. Or even stop by one of our branches for personal service.