We understand that not every need in life fits into a category. With our low rates and flexible terms, you can easily build your credit while accomplishing your goals.
As a nonprofit cooperative, we keep our loan rates low by returning profits to our members in the form of better rates.
Ever.
Apply for a personal loan in the way you find most convenient: online, in a branch, or by telephone.
Consult with one of our friendly loan officers about a payback term that fits your goals.
Conveniently pay off your loan through Online or Mobile Banking, automatic payments, or your local branch.
Enjoy the perk of no Maintenance Fee with your Listerhill membership while your Listerhill loan is open or has been open within the last 12 months.
Apply for your loan in 10 minutes or less with our quick, easy online application.
Empower yourself to make smart financial decisions. Use our calculators to figure how much you can afford to borrow, how much interest you will pay over the life of a loan and more.
In the event of an emergency, safeguard your family through optional credit card payment protection.
We have partnered with TruStage Insurance to give our members discounted rates on Auto, Home, & Life Insurance.
| Loans | APR | Maximum Term |
|---|---|---|
| Unsecured Personal | as low as 7.99% | 60 months |
| Lawnmowers and Utility Trailers | as low as 4.74% | 60 months |
| Farm Equipment | as low as 4.74% | 72 months |
Listerhill has been consistently been rated in the top tier for overall satisfaction by our members. While we hope you find the information you need online, we'd be happy to talk with you about questions you may have. Call us at (256) 383-9204 or 1-800-239-6033 for friendly, local assistance. Or even stop by one of our branches for personal service.
Answer a few questions and we will find a solution that works for you. It only takes a few seconds.
You can qualify for membership by being a family member of a current or potential Listerhill member.
If you do not live, attend school, own property, or work in the qualifying counties (listed above), you can become a member by joining an approved association (at no cost to you) if you reside in Alabama, Georgia, or Tennessee.
You must live, attend school, own property, or work in qualifying counties:
Our Listerhill branch in Athens, Alabama is under construction will be open and ready to serve you in spring 2022! Until then, our closest branch to the Athens, AL area is in Rogersville.
Because Listerhill also serves the Athens and Limestone County (Alabama) communities, Listerhill has recently partnered with Athens State in several ways. This includes providing $25,000 for the University’s Reading and Literacy Lab, partnering with the Athens State Alumni Association to provide access to Listerhill’s financial products and services for anyone outside Listerhill’s traditional field of membership, and providing even more free financial literacy courses to complement what the University offers to students and staff members for personal development.