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Listerhill Credit Union is a nonprofit financial cooperative improving lives in our community.

If you live in Alabama, Georgia, Mississippi, Florida, or Tennessee, you are eligible to become a member. Depending on your individual eligibility, we may require membership into an approved association at no cost to you.

You can also qualify for membership by being a family member of a current or potential Listerhill member.

With only $5, you can join Listerhill today and start taking advantage of a lifetime membership.

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Listerhill Credit Union (en-US)

Mortgage

Mortgage Service Areas

Buying a home is big, and so are the stakes. Finance it with the local credit union you trust.

There are million factors to consider when applying for a mortgage - searching for a nearby lender doesn't have to be one of them. Select your region below to see our closest branch to you.


See our service areas to find the closest branch to apply for your mortgage at today
Flagship2
Mortgages in Muscle Shoals

Mortgages in Muscle Shoals should be simple, easy, and affordable for every home buyer. Listerhill Credit Union has you covered. Learn more or apply now.
Columbia3
Mortgages in Columbia

Mortgages in Columbia should be simple, easy, and affordable for every home buyer. Listerhill Credit Union has you covered. Learn more or apply now.
Sheffield1
Mortgages in Sheffield

Mortgages in Sheffield should be simple, easy, and affordable for every home buyer. Listerhill Credit Union has you covered. Learn more or apply now.
Double Springs1
Mortgages in Double Springs

Mortgages in Double Springs should be simple, easy, and affordable for every home buyer. Listerhill Credit Union has you covered. Learn more or apply now.
Hamilton1
Mortgages in Hamilton

Mortgages in Hamilton should be simple, easy, and affordable for every home buyer. Listerhill Credit Union has you covered. Learn more or apply now.
Killen
Mortgages in Killen

Mortgages in Killen should be simple, easy, and affordable for every home buyer. Listerhill Credit Union has you covered. Learn more or apply now.
Rogersville1
Mortgages in Rogersville

Mortgages in Rogersville should be simple, easy, and affordable for every home buyer. Listerhill Credit Union has you covered. Learn more or apply now.
Russellville3
Mortgages in Russellville

Mortgages in Russellville should be simple, easy, and affordable for every home buyer. Listerhill Credit Union has you covered. Learn more or apply now.
Cullman Mural
Mortgages in Cullman

Mortgages in Cullman should be simple, easy, and affordable for every home buyer. Listerhill Credit Union has you covered. Learn more or apply now.
Winfield2
Mortgages in Winfield

Mortgages in Winfield should be simple, easy, and affordable for every home buyer. Listerhill Credit Union has you covered. Learn more or apply now.
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Frequently Asked Questions

  • How do I know what kind of interest I have?

    If you are not sure what kind of interest your loan has, check your loan documents or contact your lender.

    (Source: Banzai)

  • Is Simple or Compound Interest Better?

    It depends on what you need! If you are saving money in an account or being repaid for a loan, compound interest may be a good choice for you.

    If you are borrowing money, you may be able to pay less over time with simple interest.

    (Source: Banzai)

  • How do you calculate interest on a savings account?

    The simplest way to calculate interest is to use an online savings calculator like this one. But if you want to do the math yourself, you can plug your information into the compound interest formula of A = P (1 + r/n)^(nt).

    (Source: Banzai)

  • How does compound interest work?

    Compound interest means that the money you earn in interest also earns interest, rather than just the principal. Basically, the amount of interest you earn will grow every time interest is added (or compounded) rather than staying the same. This makes it ideal for savings accounts. The formula for calculating compound interest is A = P (1 + r/n)^(nt). The variables for this formula are:

    • A = Total amount
    • P = Principal or staring amount
    • r = Annual interest rate
    • n = Number of times interest is added per time period
    • t = Number of time periods

    (Source: Banzai)

  • What is an average interest rate?

    Interest rates vary greatly depending on the type of account, supply and demand, and what the Federal Reserve sets. For a typical savings account, you could expect anywhere from 0.01-0.08%. For a high yield savings account, on the other hand, it’s not uncommon to see interest rates of 0.2%-0.6%. A CD (certificate of deposit) can earn 0.07-1.2%, or even higher, depending on the length and financial institution.

    (Source: Banzai)

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