Skip to Content loading...

Open an Account in Minutes

Not a member yet?

Listerhill Credit Union is a nonprofit financial cooperative improving lives in our community.

If you live in Alabama, Georgia, Mississippi, Florida, or Tennessee, you are eligible to become a member. Depending on your individual eligibility, we may require membership into an approved association at no cost to you.

You can also qualify for membership by being a family member of a current or potential Listerhill member.

With only $5, you can join Listerhill today and start taking advantage of a lifetime membership.

Join Now & Apply

Listerhill Credit Union (en-US)

Deposit Secured Loans
Deposit Secured Loans

Deposit Secured Loans

Get our lowest interest rate by borrowing against your Listerhill Share Savings Account or Certificate.

Keep your savings intact and buy what you need at our lowest rate with a Deposit Secured Loan. It's a safer way to get a loan while continuing to earn interest on your deposits. We call it a win-win.

Open an Account in Minutes

Not a member yet?

Listerhill Credit Union is a nonprofit financial cooperative improving lives in our community.

If you live in Alabama, Georgia, Mississippi, Florida, or Tennessee, you are eligible to become a member. Depending on your individual eligibility, we may require membership into an approved association at no cost to you.

You can also qualify for membership by being a family member of a current or potential Listerhill member.

With only $5, you can join Listerhill today and start taking advantage of a lifetime membership.

Join Now & Apply
Deposit Secured Loans

Open an Account in Minutes

Not a member yet?

Listerhill Credit Union is a nonprofit financial cooperative improving lives in our community.

If you live in Alabama, Georgia, Mississippi, Florida, or Tennessee, you are eligible to become a member. Depending on your individual eligibility, we may require membership into an approved association at no cost to you.

You can also qualify for membership by being a family member of a current or potential Listerhill member.

With only $5, you can join Listerhill today and start taking advantage of a lifetime membership.

Join Now & Apply

Share Secured Loan Rates
3% above earning rate n/a n/a
Effective 12/1/2025

Rates are subject to change without notice.

Additional Products
Credit Life 2
Credit Life & Credit Disability Insurance

You can’t plan for everything, but you can help safeguard your loved ones from inheriting a financial burden.
Auto Insurance
Life Insurance

We have partnered with TruStage Insurance to give our members discounted rates on Auto, Home, & Life Insurance.
Additional Questions?

Listerhill has consistently been rated in the top tier for overall satisfaction by our members. While we hope you find the information you need online, we'd be happy to talk with you about questions you may have. Call us at (256) 383-9204 or 1-800-239-6033 for friendly, local assistance. Or even stop by one of our branches for personal service.

Solutions Center
Need Help Finding a Solution?

Answer a few questions and we will find a solution that works for you. It only takes a few seconds.

More Posts
The Facts About Deposit Secured Loans

One of our most convenient products is our Deposit Secured Loans. If you’re wondering what these loans are, and if they’re for you, read on!

Read
What to Look For When Buying a Used Car

Read
© 2026 Listerhill Credit Union (en-US). All Rights Reserved. Federally insured by the NCUA. NMLS #439260
FAQs
Privacy & Security
Accessibility Statement
default icon for intro
What can we help you with? *
default icon for borrow
What are you borrowing for?
default icon for vehicleOptions
Vehicle Options
default icon for homeOptions
Home Options
default icon for save
What are you saving for?
default icon for forMyKidsOptions
How old are your kids?
default icon for everydayBanking
Which of these banking options are you interested in?
default icon for checkingOptions
How old are you (or your child)?
default icon for purchasingPowerOptions
How old are you?
default icon for checking15Options
What kind of account are you looking for?
search popup background

What are you looking for?

Common Links

Support
Get the help you need, the way you need it.
Locations
Find everything you need to know about any branch.
Pre-Owned Vehicles & Foreclosures
Find a pre-owned vehicle or foreclosure.

Frequently Asked Questions

  • Do I have to be a Listerhill member to apply?

    You can apply as a current member or become a member during the application process if you meet eligibility and credit requirements.†

  • What does 0% APR for 12 months mean?

    It means you won't be charged interest on qualifying purchases for the first 12 months after opening your new Listerhill Visa Signature® Rewards, Keystone Signature® Rewards, Visa Platinum®, or Keystone Platinum® credit card.†

  • How long does the 0% APR last?

    This introductory 0% APR offer applies for 12 months from account opening.†

  • Do current Listerhill credit cardholders qualify?

    No; current Listerhill Visa Signature® Rewards, Keystone Signature® Rewards, Visa Platinum®, and Keystone Platinum® credit cardholders are not eligible for this offer, but other promotions may be available.

  • Who qualifies for the 0% APR for 12 months offer?

    This offer is available to new Listerhill Visa Signature® Rewards, Keystone Signature® Rewards, Visa Platinum®, and Keystone Platinum® credit cardholders and is subject to credit approval.‡

We use cookies to ensure you get the best experience on our website. Learn More