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Listerhill Credit Union is a nonprofit financial cooperative improving lives in our community.
If you live in Alabama, Georgia, Mississippi, Florida, or Tennessee, you are eligible to become a member. Depending on your individual eligibility, we may require membership into an approved association at no cost to you.
You can also qualify for membership by being a family member of a current or potential Listerhill member.
With only $5, you can join Listerhill today and start taking advantage of a lifetime membership.
Your everyday spending, powered with purpose.
Simple, low rate borrowing you can count on.
Your everyday spending, powered by the Keystone Debit Card.2
| Credit Card | APR as low as (%) |
|---|---|
| Keystone Signature | 12.99% |
| Keystone Platinum | 12.99% |
| Credit Card | Keystone Signature |
| APR as low as (%) | 12.99% |
| Credit Card | Keystone Platinum |
| APR as low as (%) | 12.99% |
*Visa Keystone Signature Credit Card: APR = Annual Percentage Rate. Minimum credit limit of $5,000. All programs, rates, terms, and conditions are subject to change without notice. Borrowers subject to membership requirements. Qualification is based on an assessment of individual creditworthiness and our underwriting standards. Rates and credit limits may vary based on each individual borrower’s credit history and other underwriting factors. 2% cash back does not apply to balance transfers or cash advances. Other restrictions may apply to cash back benefits.
1Visa Keystone Platinum Credit Card: APR = Annual Percentage Rate. All programs, rates, terms, and conditions are subject to change without notice. Borrowers subject to membership requirements. Qualification is based on an assessment of individual creditworthiness and our underwriting standards. Rates and credit limits may vary based on each individual borrower’s credit history and other underwriting factors.
2Visa Keystone Debit Card: All rates, programs, terms and conditions are subject to change without notice. Information from consumer reporting agencies may be used in determining eligibility for deposit accounts.
When you choose a Listerhill Keystone Card, you're directly investing in UNA's future:
As of 2025, Listerhill has donated over $185,000 to UNA through the Keystone Debit program.
Supporting UNA with a simple swipe has never been easier. Open a checking account online and opt for a Keystone Debit Card today.
Did you know you can exchange your current Listerhill debit card for a Keystone Debit Card at any Listerhill branch? Swap your card today to start donating to UNA with every swipe.
Setting up a travel notification tells Listerhill that you will be using your card overseas or in a different state. By informing us ahead of time, you’ll make sure that legitimate transactions using your credit or debit card are not blocked, so you’ll always have access to your money.
Unlike regular paper statements, eStatements are available instantly. There’s no chance they will get lost in the mail, and you do not need to worry about misplacing them — they’re always available online. They’re also searchable, which makes it easier to find specific transactions. In addition, eStatements save paper, making them more cost-effective and environmentally friendly.
No, while you can track card activity using Online and Mobile Banking, you currently need to use the LCU Card App to set up card alerts and notifications. This functionality will be coming soon to Listerhill’s Online and Mobile Banking services.
Yes, the LCU Card App is designed to allow you to monitor and manage multiple cards, including both credit and debit cards.
Listerhill Online and Mobile Banking lets you access information about your card balances and transactions (once you have added your card details). The LCU Card App also lets you track card spending, but also allows you to add notifications and alerts, enable transaction alerts, view recent and pending transactions, and instantly lock or unlock cards.