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Build Credit with Confidence

A Safe, Secure Credit Card for First-Time Users and Credit Repair

Looking for a way to build or rebuild your credit? Listerhill's Visa Platinum Secured Credit Card is a smart, reliable solution designed for first-time credit card users and those working to repair damaged credit. With a low $500 credit limit secured by your savings, it's a safe way to start building strong credit habits - backed by the trust of your local credit union.

Not a member yet?

Listerhill Credit Union is a nonprofit financial cooperative improving lives in our community.

If you live in Alabama, Georgia, Mississippi, Florida, or Tennessee, you are eligible to become a member. Depending on your individual eligibility, we may require membership into the Kicks for Kids Association at no cost to you.

You can also qualify for membership by being a family member of a current or potential Listerhill member.

With only $5, you can join Listerhill today and start taking advantage of a lifetime membership.

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Why Choose a Secured Credit Card from Listerhill?

A secured credit card is an excellent tool for establishing or improving your credit score. At Listerhill, our secured Platinum card is designed to give you control, stability, and the tools to move your credit in the right direction.

Not a member yet?

Listerhill Credit Union is a nonprofit financial cooperative improving lives in our community.

If you live in Alabama, Georgia, Mississippi, Florida, or Tennessee, you are eligible to become a member. Depending on your individual eligibility, we may require membership into the Kicks for Kids Association at no cost to you.

You can also qualify for membership by being a family member of a current or potential Listerhill member.

With only $5, you can join Listerhill today and start taking advantage of a lifetime membership.

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Who Should Apply for Listerhill's Platinum Secured Credit Card?

Our secured credit card is ideal for:New credit card users looking to establish a positive credit historyMembers with poor or fair credit who want to repair their credit responsiblyAnyone seeking a low risk, secured credit option with built-in spending control Unlike traditional credit cards, your secured credit limit is backed by your own funds, so there's no risk of overspending - and your activity is reported to credit bureaus, helping you build credit with every on-time payment.

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Start Your Credit Journey Today

At Listerhill Credit Union, we believe everyone deserves access to smart, secure financial tools. With our Platinum secured credit card, you can take control of your credit, improve your financial standing, and feel confident knowing you're supported by a community-first credit union.

Visa Platinum Secured Credit Card Frequently Asked Questions

Privacy And Security

Protecting Your Information

How To Report Fraud If you suspect you are the victim of fraud, immediately contact Listerhill at 256-383-9204 or 800-239-6033 or visit listerhill.com/support. How To Report A Lost Or Stolen Credit Card Immediately call 1-800-449-7728.

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Important information about your credit card

Visa® Platinum Credit Card rates and terms are subject to change without notice. Subject to underwriting and credit approval. Actual rate and credit limit will vary according to creditworthiness. Other restrictions may apply. APR = Annual Percentage Rate.

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Join us and experience banking that’s designed for you.

Not a member yet?

Listerhill Credit Union is a nonprofit financial cooperative improving lives in our community.

If you live in Alabama, Georgia, Mississippi, Florida, or Tennessee, you are eligible to become a member. Depending on your individual eligibility, we may require membership into an approved association at no cost to you.

You can also qualify for membership by being a family member of a current or potential Listerhill member.

With only $5, you can join Listerhill today and start taking advantage of a lifetime membership.

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Answer a few questions and we will find a solution that works for you. It only takes a few seconds.

Not a member yet?

Listerhill Credit Union is a nonprofit financial cooperative improving lives in our community.

If you live in Alabama, Georgia, Mississippi, Florida, or Tennessee, you are eligible to become a member. Depending on your individual eligibility, we may require membership into an approved association at no cost to you.

You can also qualify for membership by being a family member of a current or potential Listerhill member.

With only $5, you can join Listerhill today and start taking advantage of a lifetime membership.

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