Please login to Online Banking to apply. If you do not have Online Banking, please click here to apply.
Listerhill Credit Union is a nonprofit financial cooperative improving lives in our community.
If you live in Alabama, Georgia, Mississippi, Florida, or Tennessee, you are eligible to become a member. Depending on your individual eligibility, we may require membership into an approved association at no cost to you.
You can also qualify for membership by being a family member of a current or potential Listerhill member.
With only $5, you can join Listerhill today and start taking advantage of a lifetime membership.
Looking for a way to build or rebuild your credit? Listerhill's Visa Platinum Secured Credit Card is a smart, reliable solution designed for first-time credit card users and those working to repair damaged credit. With a low $500 credit limit secured by your savings, it's a safe way to start building strong credit habits - backed by the trust of your local credit union.
A secured credit card is an excellent tool for establishing or improving your credit score. At Listerhill, our secured Platinum card is designed to give you control, stability, and the tools to move your credit in the right direction.
Secured by a deposit held in a Listerhill savings account.
Ideal for first-time credit users or members rebuilding credit.
Get a fixed rate as low as 12.99%.
And not just for the first year. $0 every year.
Transfer your balance from another card at no charge.
Get cash from your Cash Back Rewards Visa at an ATM or in a branch for no additional charge.
Enjoy the perk of no Maintenance Fee with your Listerhill membership while your Listerhill credit card is open.
Manage your card with our new, redesigned credit card mobile app, LCU Cards.
Contactless payments are secure, convenient, & touch free! Tap to pay at many of your favorite places like fast-food restaurants, grocery stores, & vending machines. Just look for the Contactless Symbol at checkout!
Our secured credit card is ideal for:
Unlike traditional credit cards, your secured credit limit is backed by your own funds, so there's no risk of overspending - and your activity is reported to credit bureaus, helping you build credit with every on-time payment.
At Listerhill Credit Union, we believe everyone deserves access to smart, secure financial tools. With our Platinum secured credit card, you can take control of your credit, improve your financial standing, and feel confident knowing you're supported by a community-first credit union.
Learn more about all of our currently offered credit cards and their features.
Use this nifty calculator to see how long it will take to pay off your credit card balance.
See all of the resources we offer to help you with your financial fitness.
If your Visa card features the Contactless Indicator, you can use it to tap to pay where you see the Contactless Symbol.
How To Report Fraud
If you suspect you are the victim of fraud, immediately contact Listerhill at 256-383-9204 or 800-239-6033 or visit listerhill.com/support.
How To Report A Lost Or Stolen Credit Card
Immediately call 1-800-449-7728.
Listerhill has consistently been rated in the top tier for overall satisfaction by our members. While we hope you find the information you need online, we'd be happy to talk with you about questions you may have. Call us at (256) 383-9204 or 1-800-239-6033 for friendly, local assistance. Or even stop by one of our branches for personal service.
Visa Platinum Credit Card rates and terms are subject to change without notice. Subject to underwriting and credit approval. Actual rate and credit limit will vary according to creditworthiness. Other restrictions may apply. APR = Annual Percentage Rate.
Not at all. Those services remain unchanged.
We can verify your identity and easily reset it for you.
Absolutely. Our Support team are still available just as before - the new system simply connects you to them more quickly and securely.
Our Support team can help you set it up during your first call to the new system, OR you can call Automated Access at 256-381-5555 to set it up anytime.
A four-digit code that verifies your identity when you call. It also lets you use our Automated Access service 24/7, 365 days a year.