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Listerhill Credit Union is a nonprofit financial cooperative improving lives in our community.
If you live in Alabama, Georgia, Mississippi, Florida, or Tennessee, you are eligible to become a member. Depending on your individual eligibility, we may require membership into an approved association at no cost to you.
You can also qualify for membership by being a family member of a current or potential Listerhill member.
With only $5, you can join Listerhill today and start taking advantage of a lifetime membership.
Listerhill is a nonprofit cooperative owned and operated by its members. When you join, membership is for life — even if you retire, move away or change employers. Our policy is "lifetime membership"; once a member, always a member.
At Listerhill, we strive to value people over profit, work passionately, exceed expectations, proactively seek improvement, and make our community a better place. This vision comes back to our membership in the form of superior accounts, loan options with competitive rates and terms, and services that enable you to access your banking wherever and whenever you need it. With only $5, you can join Listerhill today.
To qualify for membership with Listerhill, you must meet one of the following requirements:
Our lives and our part within our towns and cities, schools and businesses extends far beyond the service of our members. We are in it for everyone. As our community grows and thrives, so do we. We give back to our community through support for local events, fundraising, support for local universities, and more. We have and will continue to give back to our local elementary schools through the Listerhill Foundation's Kicks For Kids Initiative. Joining Listerhill means that you're supporting our communities.
Enjoy the benefits of ownership. Listerhill offers a variety of checking accounts with unsurpassed benefits, such as no minimum balances, free online banking, unlimited check writing, and more.
When you place your hard-earned money in a Listerhill savings account, you can rest easy knowing your money is securely insured, earning high rates, and managed locally by people who know and care about you.
We have a range of loan options and lines of credit that can meet your needs and budget.
Yes. You can open your Listerhill account, loan, or credit card online in minutes.
Yes. If you live in Alabama, Georgia, Florida, Mississippi, or Tennessee and don't have a Listerhill branch nearby, you can still access your accounts with online banking and mobile banking.
Yes. If you don't already qualify through where you live, you can still become eligible by joining a qualifying partner association.
You can become eligible for membership at Listerhill anywhere in Alabama, Tennessee, or Georgia if you join the Kicks for Kids Association.
This membership is initiated at no cost to you and doesn't require any setup on your part outside of the normal application process to become a member.
Yes, you do need to be a Listerhill Credit Union member to apply for a Money Market Account. To qualify for membership with Listerhill, you must meet one of the following requirements:
Money market accounts typically offer tiered dividend rate structures. That means account balances above certain thresholds earn a higher rate. For example, Listerhill Credit Union offers progressively higher APYs on amounts above $9,999, $49,999, and 99,999. It’s important to realize that only the portion of your deposit above this threshold will earn the higher rate, while the amount below will continue to earn dividends at the lower rate.
Credit unions offer more generous dividends on average than other banking institutions, as well as fewer fees and charges. Credit Unions also offer more personal service to help you set up and manage your money market account.
In order to open a Listerhill Credit Union Money Market Account, you need to be a member of Listerhill Credit Union. You’ll also need:
Credit Union Money Market Accounts allow you to earn more money in dividend payments by offering progressively higher rates for amounts above $9,999, $49,999, and $99,999. Only the portion above the threshold earns the higher dividend rates. Because credit unions are not-for-profit financial cooperatives owned by and run on behalf of their members, dividend rates are higher on average than those offered by commercial bank accounts.