Pre-Owned Vehicles & Foreclosure Real Estate

Listerhill Credit Union is committed to offering excellent pre-owned vehicles at fair prices. While Listerhill does not warrant the condition of a pre-owned vehicle, and all sales are final, each unit is fully inspected and reconditioned by an independent mechanic. 

NOTICE: Listings may not be up to date due to a temporary staff shortage. To learn more about our most current listings, please call 256-381-8411. Repossessions will be shown by appointment only. Thank you!

Currently Available

$4,400
17 Honda Crf25 L 1
2017 Honda CRF250L
$4,400
  • 249 CC
  • 1CYL/6 Speed
  • 1,217 Miles
  • Vin#MLHMD4418H5004504
Muscle Shoals (Main Office)
$15,600
13 Lincoln Mkz 4
2013 Lincoln MKZ
$15,600
  • 4DR/4CYL 2.0L
  • Automatic
  • 47,244 Miles
  • Vin#3LN6L2G99DR819835
Muscle Shoals (Main Office)
$14,700
16 Hyundai Santa Fe 6
2016 Hyundai Santa FE Sport
$14,700
  • 4DR/4CYL 2.4L
  • Automatic
  • 49,848 Miles
  • Vin#5XYZT3LB9GG364158
Muscle Shoals (Main Office)
$26,525
18 Chevy Traverse 6
2018 Chevy Traverse LT
$26,525
  • 4DR/6CYL 3.6L
  • Automatic
  • 59,805 Miles
  • Vin#1GNERGKW2JJ142990
Muscle Shoals (Main Office)
$14,500
20 Chevy Spark 6
2020 Chevy Spark LT
$14,500
  • 4DR/4CYL 1.4L
  • Automatic
  • 13,632 Miles
  • Vin#KL8CD6SA5LC417135
Muscle Shoals (Main Office)
$13,800
16 Mitsubishi 6
2016 Mitsubishi Outlander Sport
$13,800
  • 4DR/4CYL 2.0L
  • Automatic
  • 21,015 Miles
  • Vin#JA4AP3AU6GZ061260
Muscle Shoals (Main Office)
$12,700
14 Volkswagen Passat 6
2014 Volkswagen Passat SE
$12,700
  • 4DR/4CYL 2.0L Diesel
  • Automatic
  • 51,677 Miles
  • Vin#1VWBN7A39EC082468
Muscle Shoals (Main Office)
$11,350
16 Toyota Yaris 4
2016 Toyota Yaris LE
$11,350
  • 4DR/4CYL 1.5L
  • Automatic
  • 42,631 Miles
  • Vin#VNKKTUD33GA058255
Muscle Shoals (Main Office)
$20,000
17 Harley 1
2017 Harley FLHTK Ultra Limiter
$20,000
  • 1753 CC
  • 2 CYL/6Speed
  • 193 Miles
  • Vin#1HD1KED1XHB690241
Muscle Shoals (Main Office)
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Frequently Asked Questions

  • When does it make sense to refinance a mortgage?

    Refinancing your home loan can be a great option to secure a better loan for your current circumstances and future goals. It makes sense to refinance your mortgage if one of the benefits will be helpful for you:

    • Secure a lower interest rate
    • Reduce your mortgage term
    • Switch from an adjustable-rate mortgage to a fixed-rate mortgage or vice versa
    • Borrow against the equity in your home


    If doing any of the above would benefit you, refinancing might be the next best move.

  • Maintenance Fee

    New Fee:Details:
    Maintenance Fee We are introducing a new $5/month Maintenance Fee to all members. However, this fee can be waived if you meet just one of the following criteria: 

     • You or someone in your household has had a current loan or mortgage within the last 12 months. 
     • You or someone in your household has an open credit card 
     • You or someone in your household has an aggregate average daily balance of $3,000 in your accounts
     • You or someone in your household has a relationship with our Listerhill Financial Services department 
     • You have paid at least $125 in NSF, Transfer, or Courtesy Pay fees for the month 
     • You are under the age of 25 
     • Your account is less than 90 days old 
     • You have paid a Return Mail Fee or an Inactive Account Fee for the month
  • Jumbo Certificates Early Withdrawal Penalty

    Existing Fee:Changing To:

    Jumbo Certificates Early Withdrawal Penalty

    • Terms of 1 year or less: 30 days interest

    • Terms of over 1 year: 90 days interest

    Monthly Certificate Early Withdrawal Penalty

    • Terms of 1 year or less: 90 days interest

    • Terms of 18 mos-2 yrs: 180 days interest

    • Terms of over 2 years: 210 days interest

  • Regular Certificates Early Withdrawal Penalty

    Existing Fee:Changing To:
    Regular Certificates Early Withdrawal Penalty

     • Terms of 1 year or less: 30 days interest 
      
     • Terms of over 1 year: 90 days interest
    Quarterly Certificate Early Withdrawal Penalty 

     • Terms of 1 year or less: 90 days interest 

     • Terms of 18 mos-2yrs: 180 days interest 

     • Terms of over 2 years: 210 days interest
  • Relationship Fee

    Existing Fee:Changing To:
    Relationship Fee This fee is being eliminated. If you currently pay the $10/month Relationship Fee, you will no longer be charged this fee.