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Listerhill Credit Union is a nonprofit financial cooperative improving lives in our community.

If you live in Alabama, Georgia, Mississippi, Florida, or Tennessee, you are eligible to become a member. Depending on your individual eligibility, we may require membership into an approved association at no cost to you.

You can also qualify for membership by being a family member of a current or potential Listerhill member.

With only $5, you can join Listerhill today and start taking advantage of a lifetime membership.

Careers

As a nonprofit financial cooperative, we are sharing something that everyone needs — money.

At Listerhill, we value people over profit, both members and employees. We also strive to cultivate an optimal environment primed for employee engagement while supporting our employees needs as a person, investing in our employees lives and development. But what we do here is not about the money — it’s about improving lives. If we do our job well, we can provide a foundation that lasts a lifetime, and our community will be better for it.

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Join The Team!

Listerhill Credit Union is a nonprofit financial cooperative improving lives in our community.

A credit union is a nonprofit cooperative owned and operated by its members. This is what distinguishes a credit union from other financial institutions. Members put their money in a variety of savings accounts, and that money, in turn, is lent to members. After operating expenses and reserve requirements are met, income is returned to all members in the form of dividends and comprehensive financial services.

Perks
Medical Insurance
Medical Benefits

Ask anyone that works here, the medical insurance benefits for full-time Listerhill employees are some of the best around. With the majority of the premiums paid by Listerhill, employees pay a small percentage of the premium with most In-Network services, including prescription drugs, paid up to 100%, no deductible, and a small copay. Dental Benefits and routine vision care is also covered.

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Paid Time Off

Listerhill employees are given a generous amount of vacation, personal, and sick time in order to balance work and life. The credit union also recognizes ten federal holidays with pay.

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Retirement Plan

We are invested in our employees' future. After just one year of employment, employees are eligible to enroll in Listerhill's 401k program with a generous match. On top of that, employees have easy access to sound financial advice with our in-house financial advisors.

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Educational Assistance

We offer opportunities for employees to upgrade their skills and knowledge through continuing education and tuition reimbursement for related degrees.

Employees
Gainsharing

As a financial cooperative, it can be said that a rising tide lifts all boats. And since our employees are the backbone of the cooperative, we make sure they're rewarded when the credit union does well by sharing in the profit.

Recognition
Listerhill is a Certified Great Place To Work

Listerhill was recently certified through June 2023 as a Great Place To Work. 93% of our employees said that Listerhill is a great place to work based on our culture and benefits. Some terms that were used by employees when asked to explain why Listerhill is a great workplace included "Family", "Community", and "Care".

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Recognition
Listerhill Named Forbes' Best-In-State Credit Union

Listerhill was honored to be named as the best credit union in Alabama by Forbes.com for overall recommendations and satisfaction, as well as five subdimensions: trust, terms and conditions, branch services, digital services and financial advice.

Recognition
The Shoals Business Excellence Award

Listerhill proudly received the Shoals Chamber Business Excellence Award for Large Business of the Year from the Shoals Chamber of Commerce. The recognition focused on making a significant, positive impact upon the local community and the local economy.

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Diversity And Inclusion

Listerhill Credit Union is committed to fostering, cultivating, and preserving a culture of diversity and inclusion.

Our employees are the most valuable assets we have. The collective sum of the individual differences, life experiences, knowledge, inventiveness, innovation, self-expression, unique capabilities, and talent that our employees invest in their work represents a significant part of not only our culture, but our reputation and company’s achievement as well.

We embrace and encourage our employees’ differences in age, color, disability, ethnicity, family or marital status, gender identity or expression, language, national origin, physical and mental ability, political affiliation, race, religion, sexual orientation, socio-economic status, veteran status, and other characteristics that make our employees unique.

Health Care Price and Cost-Sharing

In October 2020, the U.S. Departments of Health and Human Services (HHS), Labor and Treasury issued “Transparency in Coverage” (TiC) Final Rule requiring group health plan sponsors to disclose extensive health care price and cost-sharing information.

At Listerhill, our employees deserve our complete transparency when it comes to their health. That is why we seek to provide easy access to this information.

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Home Options
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Common Links

Frequently Asked Questions

  • How do I know what kind of interest I have?

    If you are not sure what kind of interest your loan has, check your loan documents or contact your lender.

    (Source: Banzai)

  • Is Simple or Compound Interest Better?

    It depends on what you need! If you are saving money in an account or being repaid for a loan, compound interest may be a good choice for you.

    If you are borrowing money, you may be able to pay less over time with simple interest.

    (Source: Banzai)

  • How do you calculate interest on a savings account?

    The simplest way to calculate interest is to use an online savings calculator like this one. But if you want to do the math yourself, you can plug your information into the compound interest formula of A = P (1 + r/n)^(nt).

    (Source: Banzai)

  • How does compound interest work?

    Compound interest means that the money you earn in interest also earns interest, rather than just the principal. Basically, the amount of interest you earn will grow every time interest is added (or compounded) rather than staying the same. This makes it ideal for savings accounts. The formula for calculating compound interest is A = P (1 + r/n)^(nt). The variables for this formula are:

    • A = Total amount
    • P = Principal or staring amount
    • r = Annual interest rate
    • n = Number of times interest is added per time period
    • t = Number of time periods

    (Source: Banzai)

  • What is an average interest rate?

    Interest rates vary greatly depending on the type of account, supply and demand, and what the Federal Reserve sets. For a typical savings account, you could expect anywhere from 0.01-0.08%. For a high yield savings account, on the other hand, it’s not uncommon to see interest rates of 0.2%-0.6%. A CD (certificate of deposit) can earn 0.07-1.2%, or even higher, depending on the length and financial institution.

    (Source: Banzai)