At Listerhill, we value people over profit, both members and employees. We also strive to cultivate an optimal environment primed for employee engagement while supporting our employees needs as a person, investing in our employees lives and development. But what we do here is not about the money — it’s about improving lives. If we do our job well, we can provide a foundation that lasts a lifetime, and our community will be better for it.
Ask anyone that works here, the medical insurance benefits for full-time Listerhill employees are some of the best around. With the majority of the premiums paid by Listerhill, employees pay a small percentage of the premium with most In-Network services, including prescription drugs, paid up to 100%, no deductible, and a small copay. Dental Benefits and routine vision care is also covered.
Listerhill employees are given a generous amount of vacation, personal, and sick time in order to balance work and life. The credit union also recognizes ten federal holidays with pay.
We are invested in our employees' future. After just one year of employment, employees are eligible to enroll in Listerhill's 401k program with a generous match. On top of that, employees have easy access to sound financial advice with our in-house financial advisors.
We offer opportunities for employees to upgrade their skills and knowledge through continuing education and tuition reimbursement for related degrees.
As a financial cooperative, it can be said that a rising tide lifts all boats. And since our employees are the backbone of the cooperative, we make sure they're rewarded when the credit union does well by sharing in the profit.
Listerhill was recently certified through August 2021 as a Great Place To Work. 94% of our employees said that Listerhill is a great place to work based on our culture and benefits. Some terms that were used when employees were asked to explain why Listerhill is a great workplace include "Family", "Community", and "Care".
Listerhill was honored to be named as the best credit union in Alabama by Forbes.com for overall recommendations and satisfaction, as well as five subdimensions: trust, terms and conditions, branch services, digital services and financial advice.
Listerhill proudly received the Shoals Chamber Business Excellence Award for Large Business of the Year from the Shoals Chamber of Commerce. The recognition focused on making a significant, positive impact upon the local community and the local economy.
Listerhill Credit Union is committed to fostering, cultivating, and preserving a culture of diversity and inclusion.
Our employees are the most valuable assets we have. The collective sum of the individual differences, life experiences, knowledge, inventiveness, innovation, self-expression, unique capabilities, and talent that our employees invest in their work represents a significant part of not only our culture, but our reputation and company’s achievement as well.
We embrace and encourage our employees’ differences in age, color, disability, ethnicity, family or marital status, gender identity or expression, language, national origin, physical and mental ability, political affiliation, race, religion, sexual orientation, socio-economic status, veteran status, and other characteristics that make our employees unique.
A land loan provides you with financing to secure a lot of land and cover the costs for up to 20 years. With Listerhill, you can get a loan on unimproved land.
Once you’re ready to build, you can secure a different type of loan to cover construction costs.
If you aren’t sure how much you’ll need to borrow or when you'll need it, a Home Equity Line of Credit is a great option. Access ongoing cash for a set period of up to 10 years with low minimum payments until your withdrawal period is complete. Contrary to a Home Equity Loan, the interest on a HELOC is a variable rate and may be impacted by the status of the economy.
If you’re the type of person who takes a big-picture view when planning your financial decisions, a home equity loan may make the most sense. Since you’re borrowing a fixed amount at a fixed rate, you can plan how much you’ll pay for the loan in the long run from day one.
Home equity loans provide you with the opportunity to chase dreams to the fullest. Enjoy a vacation with the whole family, invest in a household remodeling project, or even finance an upcoming vehicle purchase with only a few clicks. If you can dream it, you can achieve it!
Home equity loans rely on a loan to value ratio (LTV) to disburse funds, meaning that your credit score and home equity value should be fairly substantial to take advantage of all possible benefits. For assistance in the home equity loan pre-approval process, please speak with your local Listerhill Credit Union branch.