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Listerhill Credit Union is a nonprofit financial cooperative improving lives in our community.
If you live in Alabama, Georgia, Mississippi, Florida, or Tennessee, you are eligible to become a member. Depending on your individual eligibility, we may require membership into an approved association at no cost to you.
You can also qualify for membership by being a family member of a current or potential Listerhill member.
With only $5, you can join Listerhill today and start taking advantage of a lifetime membership.
At Listerhill, we value people over profit, both members and employees. We also strive to cultivate an optimal environment primed for employee engagement while supporting our employees needs as a person, investing in our employees lives and development. But what we do here is not about the money — it’s about improving lives. If we do our job well, we can provide a foundation that lasts a lifetime, and our community will be better for it.
Ask anyone that works here, the medical insurance benefits for full-time Listerhill employees are some of the best around. With the majority of the premiums paid by Listerhill, employees pay a small percentage of the premium with most In-Network services, including prescription drugs, paid up to 100%, no deductible, and a small copay. Dental Benefits and routine vision care is also covered.
Listerhill employees are given a generous amount of vacation, personal, and sick time in order to balance work and life. The credit union also recognizes ten federal holidays with pay.
We are invested in our employees' future. After just 6 months of employment, employees are eligible to enroll in Listerhill's 401k program with a generous match.
We offer opportunities for employees to upgrade their skills and knowledge through continuing education and tuition reimbursement for related degrees.
As a financial cooperative, it can be said that a rising tide lifts all boats. And since our employees are the backbone of the cooperative, we make sure they're rewarded when the credit union does well by sharing in the profit.
Employees also have easy access to sound financial advice with our in-house financial advisors.
Listerhill was recently certified through May 2026 as a Great Place To Work. 96% of our employees said that Listerhill is a great place to work compared to 57% of employees at a typical US-based company/organization.
The TNCPE's Excellence Award recognizes Listerhill as a high-performance organization and shows the strong commitment of our employees to putting their best feet forward for our membership.
This milestone is a crucial point in our pursuit of the Baldridge Award, the nation's highest presidential honor for performance excellence, and motivates us to continue in our mission of consistent improvement to reach our mission of impacting lives in our community.
Listerhill was honored to be named as the best credit union in Alabama by Forbes.com for overall recommendations and satisfaction, as well as five subdimensions: trust, terms and conditions, branch services, digital services and financial advice in 2021.
Listerhill proudly received the Shoals Chamber Business Excellence Award for Large Business of the Year from the Shoals Chamber of Commerce. The recognition focused on making a significant, positive impact upon the local community and the local economy.
Listerhill Credit Union is committed to fostering, cultivating, and preserving a culture of diversity and inclusion.
Our employees are the most valuable assets we have. The collective sum of the individual differences, life experiences, knowledge, inventiveness, innovation, self-expression, unique capabilities, and talent that our employees invest in their work represents a significant part of not only our culture, but our reputation and company’s achievement as well.
We embrace and encourage our employees’ differences in age, color, disability, ethnicity, family or marital status, gender identity or expression, language, national origin, physical and mental ability, political affiliation, race, religion, sexual orientation, socio-economic status, veteran status, and other characteristics that make our employees unique.
In October 2020, the U.S. Departments of Health and Human Services (HHS), Labor and Treasury issued “Transparency in Coverage” (TiC) Final Rule requiring group health plan sponsors to disclose extensive health care price and cost-sharing information.
At Listerhill, our employees deserve our complete transparency when it comes to their health. That is why we seek to provide easy access to this information.
If a member has accounts in credit union A and credit union B, and credit union A merges into credit union B, accounts of credit union A continue to be insured separately from the share deposits of credit union B for six months after the date of the merger or, in the case of a share certificate, the earliest maturity date after the six-month period. In the case of a share certificate that matures within the six-month grace period that is renewed at the same dollar amount, either with or without accrued dividends having been added to the principal amount, and for the same term as the original share certificate, the separate insurance applies to the renewed share certificate until the first maturity date after the six-month period. A share certificate that matures within the six-month grace period that is renewed on any other basis, or that is not renewed, is separately insured only until the end of the six-month grace period.
The NCUA would either transfer the insured member's account to another federally insured credit union or give the federally insured member a check equal to their insured account balance. This includes the principal and posted dividends through the date of the credit union's liquidation, up to the insurance limit.
Federal law requires the NCUA to make payments of insured accounts "as soon as possible" upon the failure of a federally insured credit union. While every credit union failure is unique, there are standard policies and procedures that the NCUA follows in making share insurance payments. Historically, insured funds are available to members within just a few days after the closure of an insured credit union.
Members who have uninsured shares may recover a portion of their uninsured shares, but there is no guarantee that they will recover any more than the insured amount. The amount of uninsured shares they may receive, if any, is based on the recovery of the failed credit union's assets. Depending on the quality and value of these assets, it may take several years to conclude recovery on all the assets. As recoveries are made, uninsured account holders may receive periodic payments on their uninsured shares claim.
If a liquidated credit union is acquired by another federally insured credit union, all direct deposits, including Social Security checks or paychecks delivered electronically, will be automatically deposited into your account at the assuming credit union. If the NCUA cannot find an acquirer for the liquidated credit union, the NCUA will advise members to make new arrangements.