At Listerhill, we know that each member has their own goals when it comes to saving. That’s why we created the My Goal Savings Account. Tied to your primary Share Savings Account, you have the option to open additional secondary savings accounts to help you stay focused on your savings goals.
With My Goal Savings, you can nickname your account almost anything you like to keep yourself organized and focused on your savings goals. Names like “Cruise,” “Christmas,” and “New TV” are just a few of the multitude of options available.
*Regulatory Account Limitations: No more than six (6) pre-authorized, automatic, or telephone transfers may be made from each account to another account or to a third party in any month. If you exceed these limitations, your account may be subject to a fee or be closed.
Choose a custom nickname for your account to keep yourself organized and focused on your savings goals.
View your account history anytime through eStatements. Paper statements also available.
Access your account anytime through any of our Smart ATMs, Online and Mobile Banking, or by telephone with Automated Access. The choice is yours.
Stay on top of your account by text or email with Account Alerts. Monitor your balance, track a deposit, and more.
Out-of-town? We have 5,000 CO-OP Shared Branches nationwide for easy access to your money wherever you go.
Rest easy knowing your account is federally insured up to $250,000.
Ever.
Every owner earns their share. Earn interest on your account based on the Average Daily Balance.
Set up automatic transfers within Online Banking to help reach your savings goals.
| DIV/INT Rate | APY | Minimum |
|---|---|---|
| 0.050% | 0.05% | $5 |
*This annual percentage yield is accurate as of the last dividend declaration date. **Regulatory Account Limitations: No more than six (6) pre-authorized, automatic, or telephone transfers may be made from each account to another account or to a third party in any month. If you exceed these limitations, your account may be subject to a fee or be closed.
Listerhill has been consistently been rated in the top tier for overall satisfaction by our members. While we hope you find the information you need online, we'd be happy to talk with you about questions you may have. Call us at (256) 383-9204 or 1-800-239-6033 for friendly, local assistance. Or even stop by one of our branches for personal service.
Answer a few questions and we will find a solution that works for you. It only takes a few seconds.
A land loan provides you with financing to secure a lot of land and cover the costs for up to 20 years. With Listerhill, you can get a loan on unimproved land.
Once you’re ready to build, you can secure a different type of loan to cover construction costs.
If you aren’t sure how much you’ll need to borrow or when you'll need it, a Home Equity Line of Credit is a great option. Access ongoing cash for a set period of up to 10 years with low minimum payments until your withdrawal period is complete. Contrary to a Home Equity Loan, the interest on a HELOC is a variable rate and may be impacted by the status of the economy.
If you’re the type of person who takes a big-picture view when planning your financial decisions, a home equity loan may make the most sense. Since you’re borrowing a fixed amount at a fixed rate, you can plan how much you’ll pay for the loan in the long run from day one.
Home equity loans provide you with the opportunity to chase dreams to the fullest. Enjoy a vacation with the whole family, invest in a household remodeling project, or even finance an upcoming vehicle purchase with only a few clicks. If you can dream it, you can achieve it!
Home equity loans rely on a loan to value ratio (LTV) to disburse funds, meaning that your credit score and home equity value should be fairly substantial to take advantage of all possible benefits. For assistance in the home equity loan pre-approval process, please speak with your local Listerhill Credit Union branch.