How to Lower Your Credit Card Interest Rate
Credit cards provide instant access to borrowing that can make it easier to manage your monthly expenses and afford larger purchases.
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Listerhill Credit Union is a nonprofit financial cooperative improving lives in our community.
If you live in Alabama, Georgia, Mississippi, Florida, or Tennessee, you are eligible to become a member. Depending on your individual eligibility, we may require membership into an approved association at no cost to you.
You can also qualify for membership by being a family member of a current or potential Listerhill member.
With only $5, you can join Listerhill today and start taking advantage of a lifetime membership.
Our Signature* Rewards Credit Card allows you to earn 2% cash back on every purchase. So whether you're buying food for the grill, enjoying S'mores by the fire or filling up the boat with gas, every purchase gets you cash back.
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Get a fixed rate as low as 12.99%.
Manage your card with our new, redesigned credit card mobile app, LCU Cards.
And not just for the first year. $0 every year.
Transfer your balance from another card at no charge.
Get cash from your Cash Back Rewards Visa at an ATM or in a branch for no additional charge.
Use your card to book travel & protect your trip.
Stay on top of your credit card spending by text or email with Visa Alerts. Monitor your balance, track spending, and more.
Rent a vehicle with your Signature Rewards Visa and you automatically receive free Automotive Rental Collision Insurance.
Enjoy the perk of no Maintenance Fee with your Listerhill membership while your Listerhill credit card is open.
Contactless payments are secure, convenient, & touch free! Tap to pay at many of your favorite places like fast-food restaurants, grocery stores, & vending machines. Just look for the Contactless Symbol at checkout!
*Annual Percentage Rate. Subject to underwriting. Your rate and credit limit will vary according to creditworthiness. Signature Cards require a $5,000 or greater credit limit. 2% cash back does not apply to balance transfers or cash advances.
We are proud to offer you Visa credit card options to help support you in achieving your personal and financial goals. Our Signature Rewards Credit Card allows you to earn 2% cash back on every purchase. So whether you're buying groceries or filling your car with gas, every purchase gets you cash back.
Are you ready to experience the benefits of a cash rewards credit card?
If you can find one that also offers a low-interest rate, it’s worth getting a Visa cash back credit card. When you use a cash rewards credit card, you get rewarded for making everyday purchases. As long as you practice good spending habits, you’ll enjoy the benefits.
Our Signature Rewards cash back credit card gives you a flat rate of 2% back on all of your purchases. It acts as a rebate that you can redeem for cash as a statement credit or direct deposit in your account.
Credit card companies can offer cash back because merchants that accept payments via credit card have to pay a percentage of the transaction fee to the credit card company. In this case, the credit card company can decide to share the merchant fee with you in the form of a cash back offer.
If your Visa card features the Contactless Indicator, you can use it to tap to pay where you see the Contactless Symbol.
Even if your card isn’t contactless, load your card into your payment enabled phone to tap and pay today!
How To Report Fraud
If you suspect you are the victim of fraud, immediately contact Listerhill at 256-383-9204 or 800-239-6033 or email us at support@listerhill.com.
How To Report A Lost Or Stolen Credit Card
Immediately call 1-800-449-7728.
Listerhill has consistently been rated in the top tier for overall satisfaction by our members. While we hope you find the information you need online, we'd be happy to talk with you about questions you may have. Call us at (256) 383-9204 or 1-800-239-6033 for friendly, local assistance. Or even stop by one of our branches for personal service.
Please contact TruHome at 844-203-3642 to set up automatic payments or visit here to set them up yourself.
Unfortunately, when the transfer occurs, mortgages will not be displayed on our app or in online banking, but we are working to bring that functionality ASAP.
In the meantime, please visit here to view all mortgage information and payment options.
Unfortunately, after the transfer you will not be able to use this link to pay your mortgage. However, you can visit here to view all mortgage information and payment options.
You can reach TruHome's payment center by calling 844-203-3642.
As a national servicing company, TruHome will probably be in your other financial institution's list of payees who accept electronic payments. If not, you can set up the account using the address below:
TruHome Solutions, LLC
P.O. Box 219958
Kansas City, MO 64121-9958