Skip to Content
HOLIDAY

All branches will be self-service only Monday, October 10th, for Columbus Day. Normal business hours will resume Tuesday, October 11th. Smart ATMs and Online and Mobile Banking will remain available.

Signature Rewards Card

Cash Rewards Are Now Twice As Nice!

Our Signature* Rewards Credit Card allows you to earn 2% cash back on every purchase. So whether you're buying food for the grill, enjoying S'mores by the fire or filling up the boat with gas, every purchase gets you cash back.

Signature Rewards Card
Apply Now
Hello 2% Cash Back!

With a fixed rate and unlimited cash back on every purchase, the Signature* Rewards Credit Card is our best yet.

Some flashing sequences or patterns in the above video may affect photosensitive viewers.

Product Features
Competitive Rates

Get a fixed rate as low as 12.99%.

Earn 2% Cash Back

Earn unlimited 2% cash back on all purchases. Have it deposited in your Listerhill account or applied to your credit card statement.

Mobile App

Manage your card with our new, redesigned credit card mobile app, LCU Cards.

No Annual Fee

And not just for the first year. $0 every year.

No Balance Transfer Fee

Transfer your balance from another card at no charge.

No Fee for Cash Advance

Get cash from your Cash Back Rewards Visa at an ATM or in a branch for no additional charge.

Free Travel Insurance

Use your card to book travel & protect your trip.

Visa Alerts

Stay on top of your credit card spending by text or email with Visa Alerts. Monitor your balance, track spending, and more.

Free Rental Insurance

Rent a vehicle with your Cash Back Rewards Visa and you're automatically in free Automotive Rental Collision Insurance.

Visa Checkout

Pay on any website that accepts Visa Checkout — no need to re-enter checkout information — and still receive the rewards from your card that you deserve.

Learn More

Visa Secure

Visa Secure helps ensure that payments are made by the rightful owner of the Visa account, to make online purchases more secure.

Learn More

Excused From Maintenance Fee

Enjoy the perk of no Maintenance Fee with your Listerhill membership while your Listerhill credit card is open.

*Annual Percentage Rate. Subject to underwriting. Your rate and credit limit will vary according to creditworthiness. Signature Cards require a $5,000 or greater credit limit. 2% cash back does not apply to balance transfers or cash advances.

default icon for
Apply now to start earning!

We are proud to offer you Visa credit card options to help support you in achieving your personal and financial goals. Our Signature Rewards Credit Card allows you to earn 2% cash back on every purchase. So whether you're buying groceries or filling your car with gas, every purchase gets you cash back.

Are you ready to experience the benefits of a cash rewards credit card?

Signature Credit Card Frequently Asked Questions

  • Is it worth getting a cash back credit card?

    If you can find one that also offers a low-interest rate, it’s worth getting a Visa cash back credit card. When you use a cash rewards credit card, you get rewarded for making everyday purchases. As long as you practice good spending habits, you’ll enjoy the benefits.

  • How does a cash back credit card work?

    Our cash back credit card gives you a flat rate of 2% back on all of your purchases. It acts as a rebate that you can redeem for cash as a statement credit or direct deposit in your account.

  • Why do credit cards offer cash back?

    Credit card companies can offer cash back because merchants that accept payments via credit card have to pay a percentage of the transaction fee to the credit card company. In this case, the credit card company can decide to share the merchant fee with you in the form of a cash back offer.

default icon for
Protecting Your Information

How To Report Fraud

If you suspect you are the victim of fraud, immediately contact Listerhill at 256-383-9204 or 800-239-6033 or email us at support@listerhill.com.

How To Report A Lost Or Stolen Credit Card

Immediately call 1-800-449-7728.

Additional Questions?

Listerhill has consistently been rated in the top tier for overall satisfaction by our members. While we hope you find the information you need online, we'd be happy to talk with you about questions you may have. Call us at (256) 383-9204 or 1-800-239-6033 for friendly, local assistance. Or even stop by one of our branches for personal service.

Consumer Credit Card Agreement And Disclosure
Important information about your credit card
Does Closing a Credit Card Hurt Credit?

You're thinking about closing your credit card. Sounds harmless, right? Well, it depends. In some cases, it will make sense to close a credit card, but in most situations, it's better if you leave it ...

Read
What Should You Look For in a Credit Card?

Credit cards come in all shapes and sizes to suit every financial situation. Of course, everyone wants the most competitive interest rate but that's not the only factor to keep in mind when deciding w...

Read
4 Tips for Paying Off Credit Card Debt

Do you like credit card debt? Of course not! Sadly, debt is something nobody wants yet many people have. This poses the all-too-often question of what’s the fastest way of paying off credit card debt?...

Read
default icon for Solution Finder Intro
What can we help you with?
default icon for Checking For Mature Members
What are you borrowing for?
default icon for Checking For Mature Members
Vehicle Options
default icon for Checking For Mature Members
Home Options
default icon for Carrolls
What are you saving for?
default icon for Carrolls
How old are your kids?
default icon for Cord
Which of these banking options are you interested in?
default icon for Cord
How old are you (or your child)?
default icon for Cord
How old are you?
default icon for Cord
What kind of account are you looking for?
search popup background

What are you looking for?

Common Links

Frequently Asked Questions

  • What if I had merchandise points?

    Cashbackmall will be available for redemption on 9/1/22 for cards converting to cash back rewards from merchandise points.

  • Who is eligible for Cash Back Rewards?

    Cash Back Rewards are available for Listerhill Signature Credit Cards. Signature credit cards require a limit of $5,000 or greater.

  • How much do I get back in Cash Rewards?

    Cash Back Rewards are calculated at 2% on purchases. Cash Advances and Balance Transfers do not earn Cash Back Rewards.

  • Are Cash Back Rewards transferable?

    Cash Back Rewards are not transferrable. Cash Back Rewards may be redeemed and transferred between accounts through Online Banking as rules apply.

  • How do I redeem my Cash Back Rewards?

    The easiest way to redeem your Cash Back Rewards is to log into Listerhill’s Online Banking and click the “Get Info” link to the right of your credit card information. This will take you to our credit card servicing site within the same window.

    • Select “Rewards” on the upper right side within the screen (below FICO Score) and on the next screen click on “cashbackmall”.
    • Click on redeem and choose the option to Get Statement Credit (statement credit does not fulfill the obligation to pay a minimum payment each statement cycle-to apply as a minimum payment; the redemption must be deposited to your Listerhill Cash Back Account and it can then be applied as a payment toward your minimum due obligation) or deposit to Listerhill Cash Back Account.