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Listerhill Credit Union is a nonprofit financial cooperative improving lives in our community.

If you live in Alabama, Georgia, Mississippi, Florida, or Tennessee, you are eligible to become a member. Depending on your individual eligibility, we may require membership into an approved association at no cost to you.

You can also qualify for membership by being a family member of a current or potential Listerhill member.

With only $5, you can join Listerhill today and start taking advantage of a lifetime membership.

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Your go-to place for a variety of financial tips and topics.

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Kicks for Kids Partners with TVA for Weeden Shoe Drop

The Listerhill Foundation’s Kicks for Kids program recently hosted a Shoe Drop at Weeden Elementary School, made possible through a generous sponsorship from the Tennessee Valley Authority (TVA).

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Adding Your Cards to Your Mobile Wallet Just Got Easier

We believe innovation should make life simpler - not more complicated. That's why we're excited to introduce Tap to Add Card, a new feature that makes adding your Listerhill debit or credit card to your mobile wallet faster, easier, and more secure.

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Guide to Holiday Budgeting for Thanksgiving & Christmas

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New Social Security Administration Scam

The SSA's Office of the Inspector General (OIG) recently issued a warning about a fast-spreading imposter scam that is tricking people across the country. At Listerhill Credit Union, we want to make sure you understand what this scam looks like, how it works, and the steps you can take to protect yourself and your loved ones.

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8 Steps You Should Take if Furloughed or Laid Off

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Listerhill Breaks Ground in Cullman

Listerhill Credit Union is breaking ground on a new, state-of-the-art branch in Cullman designed to enhance accessibility through advanced technology and personalized service together under one roof.

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Kicks for Kids Goes to Cullman Area with Holly Pond Shoe Drop

The Listerhill Foundation’s Kicks for Kids initiative kicked off its 2025–2026 school year with a heartwarming Shoe Drop at Holly Pond Elementary in Holly Pond, Alabama. Nearly 500 students received brand-new pairs of shoes—along with five pairs of socks each—helping to boost their confidence, self-esteem, and readiness to learn.

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Listerhill Foundation Raises $63,000 to benefit Kicks for Kids

The Listerhill Foundation's 4th Annual Golf Tournament raised over $63,000 to benefit Kicks for Kids. With the support of more than 150 golfers and numerous community sponsors, this year’s tournament marked the Foundation’s most successful yet. The funds raised will help provide over 1,800 pairs of new, name-brand athletic shoes to local children in need.

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Secured Credit Card Benefits: A Smart Way to Start Building Credit

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Listerhill Breaks Ground in Hamilton

Listerhill officially broke ground on their new 2,950 square foot financial center in Hamilton, Ala. with friends and partners in the Hamilton community.

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Frequently Asked Questions

  • Do you need to be a Listerhill Credit Union member to apply for a Money Market Account?

    Yes, you do need to be a Listerhill Credit Union member to apply for a Money Market Account. To qualify for membership with Listerhill, you must meet one of the following requirements:

    • You must live in the states of Alabama, Georgia, Mississippi, Florida, or Tennessee.
    • Depending on your individual eligibility requirements, we may require membership in an approved association at no cost to you.
    • You can also qualify for membership by being a family member of a current or potential Listerhill member.
  • How does a tiered dividend rate structure work?

    Money market accounts typically offer tiered dividend rate structures. That means account balances above certain thresholds earn a higher rate. For example, Listerhill  Credit Union offers progressively higher APYs on amounts above $9,999, $49,999, and 99,999. It’s important to realize that only the portion of your deposit above this threshold will earn the higher rate, while the amount below will continue to earn dividends at the lower rate.

  • Where is the best place to open a money market account?

    Credit unions offer more generous dividends on average than other banking institutions, as well as fewer fees and charges. Credit Unions also offer more personal service to help you set up and manage your money market account.

  • What do you need to open a money market account?

    In order to open a Listerhill Credit Union Money Market Account, you need to be a member of Listerhill Credit Union. You’ll also need:

    • Proof of identity, such as drivers license, state ID card, or passport
    • An opening deposit of at least $15 to cover the low balance fee
  • How do credit union money market accounts work?

    Credit Union Money Market Accounts allow you to earn more money in dividend payments by offering progressively higher rates for amounts above $9,999, $49,999, and $99,999. Only the portion above the threshold earns the higher dividend rates. Because credit unions are not-for-profit financial cooperatives owned by and run on behalf of their members, dividend rates are higher on average than those offered by commercial bank accounts.