If you’re mortgage shopping, you may be overwhelmed by the number of options. Dozens of lenders, each with their own rates, terms, conditions and costs, can make the decision feel that way. But it doesn’t have to be that difficult! The choice of which mortgage to go with starts with a simple question: fixed-rate or adjustable?

Since COVID-19 began spreading strife in our communities earlier this year, there have been many organizations attempting to adjust their practices and provide relief to people in need because of it. We are assisting these organizations by featuring them here as well as donating $500 to their efforts! Today we are featuring Meals on Wheels through the Community Action Agency of Northwest Alabama.

Adding credit card approvals to your list can happen quickly. There’s always a new promotion or creative card that allows you to earn rewards, get cashback, pay 0% interest, and more, but do you need different types of cards to maximize your spending power?

Since COVID-19 began spreading strife in our communities earlier this year, there have been many organizations attempting to adjust their practices and provide relief to people in need because of it. We are assisting these organizations by featuring them here as well as donating $500 to their efforts! Today we are featuring Thrive Alabama. 

Good credit vs. bad credit. While you might hear about the difference between a good credit score and a not so good credit score, what do the terms "good credit" and "bad credit" really mean?

Since COVID-19 began spreading strife in our communities earlier this year, there have been many organizations attempting to adjust their practices and provide relief to people in need because of it. We are assisting these organizations by featuring them here as well as donating $500 to their efforts! Today we are featuring The Rescue Me Project.

Since COVID-19 began spreading strife in our communities earlier this year, there have been many organizations attempting to adjust their practices and provide relief to people in need. We are assisting these organizations by featuring them here as well as donating $500 to their efforts! Today we are featuring Big Brothers Big Sisters of the Shoals.

You're thinking about closing your credit card. Sounds harmless, right? Well, it depends. In some cases, it will make sense to close a credit card, but in most situations, it's better if you leave it open, even if you don't use it. 

With unemployment levels rising and many employers cutting work hours, lots of college grads are now struggling to meet their student loan payments. Thankfully, the federal government has passed legislation to ease this burden. With that said, many students are confused about the terms and conditions of these changes.

If you’re considering opening up a credit card, it’s critical to know the details. Understanding how credit cards work is at the heart of that process. This doesn’t just mean knowing the features and benefits of your particular card, or when to make payments, but the full workings of how credit cards are used.