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People Helping People: Crossroads Community Outreach

Since COVID-19 began spreading strife in our communities earlier this year, there have been many organizations attempting to adjust their practices and provide relief to people in need because of it. We are assisting these organizations by featuring them here as well as donating $500 to their efforts! Today we are featuring Crossroads Community Outreach. 

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Crossroads People Helping People
Is a Debt Consolidation Loan Right For Me?

If you’re overwhelmed by your debt, the one thing you may wish for more than anything else is a blank slate. You can use a personal loan to refinance your existing debt. That means you’ll have one monthly payment at one interest rate instead of the stress caused by a bunch of smaller bills coming due on different days of the month. Of course, this isn’t a solution for everyone.

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Money 2
Fixed-Rate vs. Adjustable-Rate Mortgage: Which is Right For Me?

If you’re mortgage shopping, you may be overwhelmed by the number of options. Dozens of lenders, each with their own rates, terms, conditions and costs, can make the decision feel that way. But it doesn’t have to be that difficult! The choice of which mortgage to go with starts with a simple question: fixed-rate or adjustable?

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People Helping People: Community Action Agency of Northwest Alabama

Since COVID-19 began spreading strife in our communities earlier this year, there have been many organizations attempting to adjust their practices and provide relief to people in need because of it. We are assisting these organizations by featuring them here as well as donating $500 to their efforts! Today we are featuring Meals on Wheels through the Community Action Agency of Northwest Alabama.

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Meals On Wheels
How Many Credit Cards Should You Have?

Adding credit card approvals to your list can happen quickly. There’s always a new promotion or creative card that allows you to earn rewards, get cashback, pay 0% interest, and more, but do you need different types of cards to maximize your spending power?

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Laptop And Credit Card
People Helping People: Thrive Alabama

Since COVID-19 began spreading strife in our communities earlier this year, there have been many organizations attempting to adjust their practices and provide relief to people in need because of it. We are assisting these organizations by featuring them here as well as donating $500 to their efforts! Today we are featuring Thrive Alabama. 

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Php Thrive Al
"Good" Credit vs. "Bad" Credit - What It Really Means

Good credit vs. bad credit. While you might hear about the difference between a good credit score and a not so good credit score, what do the terms "good credit" and "bad credit" really mean?

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Red Credit Card
People Helping People: The Rescue Me Project

Since COVID-19 began spreading strife in our communities earlier this year, there have been many organizations attempting to adjust their practices and provide relief to people in need because of it. We are assisting these organizations by featuring them here as well as donating $500 to their efforts! Today we are featuring The Rescue Me Project.

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Rescue Me Project Feature
People Helping People: Big Brothers Big Sisters

Since COVID-19 began spreading strife in our communities earlier this year, there have been many organizations attempting to adjust their practices and provide relief to people in need. We are assisting these organizations by featuring them here as well as donating $500 to their efforts! Today we are featuring Big Brothers Big Sisters of the Shoals.

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Bbbs People Helping People
Does Closing a Credit Card Hurt Credit?

You're thinking about closing your credit card. Sounds harmless, right? Well, it depends. In some cases, it will make sense to close a credit card, but in most situations, it's better if you leave it open, even if you don't use it. 

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Cutting Credit Card
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  • Transitional Member Advocate

    A Member Advocate that will help the branch transition into the retail model.

  • Smart-ATM Tellers

    Assist the members in transactions on our Smart ATMs.

  • Senior Member Advocate

    Empowered advisors who guide members in their financial journey, but also assists in coaching staff and oversee balancing the branch.

  • Member Advocate

    Empowered advisors who guide members in their financial journey, from simple transactions to applying for a loan or new account.

  • Branch Manager

    Leads and coaches branch staff to sales and service excellence.