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Listerhill Credit Union is a nonprofit financial cooperative improving lives in our community.
If you live in Alabama, Georgia, Mississippi, Florida, or Tennessee, you are eligible to become a member. Depending on your individual eligibility, we may require membership into an approved association at no cost to you.
You can also qualify for membership by being a family member of a current or potential Listerhill member.
With only $5, you can join Listerhill today and start taking advantage of a lifetime membership.
The Listerhill Foundation is excited to announce the launch of The Listerhill Foundation Grant, a funding opportunity designed to support elementary schools in addressing their most pressing needs.
Cash App is a popular cash transfer app that also claims to offer many of the advantages of a traditional checking account. We take a look at the pros and cons of Cash App’s offerings to see how it stacks up against a full-service credit union checking account.
The Listerhill Foundation is excited to announce the launch of The Listerhill Foundation Grant, a funding opportunity designed to support elementary schools in addressing their most pressing needs.
The Listerhill Foundation's Kicks for Kids program made a lasting impact at Tanner Elementary School, providing more than 430 pairs of shoes and 2,200 pairs of socks to students in need.
This shoe drop was made possible by Alabama CU Services (ACUSi)'s generous sponsorships. ACUSi chose Aliceville Elementary as the recipient and Kicks for Kids worked to make the event
This shoe drop was made possible by Alabama CU Services (ACUSi)'s generous sponsorships. ACUSi chose Aliceville Elementary as the recipient and Kicks for Kids worked tirelessly to ensure the event was a success.
Through a generous sponsorship, the Tennessee Valley Authority (TVA) played an instrumental role in bringing this event to Cherokee Elementary, selecting the school as the location for the Shoe Drop as part of its commitment to strengthening communities throughout the region.
The Listerhill Foundation's annual golf tournament at Robert Trent Jones Golf Trail of the Shoals raised over $53,000 thanks to over 160 golfers and 40 teams.
If a member has accounts in credit union A and credit union B, and credit union A merges into credit union B, accounts of credit union A continue to be insured separately from the share deposits of credit union B for six months after the date of the merger or, in the case of a share certificate, the earliest maturity date after the six-month period. In the case of a share certificate that matures within the six-month grace period that is renewed at the same dollar amount, either with or without accrued dividends having been added to the principal amount, and for the same term as the original share certificate, the separate insurance applies to the renewed share certificate until the first maturity date after the six-month period. A share certificate that matures within the six-month grace period that is renewed on any other basis, or that is not renewed, is separately insured only until the end of the six-month grace period.
The NCUA would either transfer the insured member's account to another federally insured credit union or give the federally insured member a check equal to their insured account balance. This includes the principal and posted dividends through the date of the credit union's liquidation, up to the insurance limit.
Federal law requires the NCUA to make payments of insured accounts "as soon as possible" upon the failure of a federally insured credit union. While every credit union failure is unique, there are standard policies and procedures that the NCUA follows in making share insurance payments. Historically, insured funds are available to members within just a few days after the closure of an insured credit union.
Members who have uninsured shares may recover a portion of their uninsured shares, but there is no guarantee that they will recover any more than the insured amount. The amount of uninsured shares they may receive, if any, is based on the recovery of the failed credit union's assets. Depending on the quality and value of these assets, it may take several years to conclude recovery on all the assets. As recoveries are made, uninsured account holders may receive periodic payments on their uninsured shares claim.
If a liquidated credit union is acquired by another federally insured credit union, all direct deposits, including Social Security checks or paychecks delivered electronically, will be automatically deposited into your account at the assuming credit union. If the NCUA cannot find an acquirer for the liquidated credit union, the NCUA will advise members to make new arrangements.
