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How To Fix Your Listerhill Mobile Banking App

We're aware that some Apple users are getting the following error message while attempting to access their mobile app:

"Loading Failed. The operation could not be completed."

This is due to a recent IOS system update and our developers are currently working on a permanent solution. If this error message is coming up for you, you can access your mobile app by following the steps laid out in our blog.

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Credit Card or Personal Loan: Which Should You Choose?

Personal financing can help you feel more confident and secure as you navigate through life. Whether you need to cover an unforeseen expense or want to treat yourself to a little luxury, a credit card or personal loan is just the ticket.

But how do you know if a credit card or personal loan is right for you? They both have different strengths so it comes down to personal choice. Read on to find out your best match.

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Personal Loans vs. Payday Loans: Which One is Better?

Life is expensive and you're not alone if you find yourself in need of extra funds from time to time. The question is, what's the best way to get some fast cash?

You probably see ads for payday loans around your neighborhood and online, but high interest rates and extra fees may lead you to owe much more than you borrowed. A personal loan could be a better option because you'll know exactly what you owe over a set period.

Payday loans vs. personal loans? How should you decide what’s best for you? Read on to find out.

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What You Should Expect for 2021 Holiday Shopping

The holidays are coming and it’s time to hit the shops! Retailers and consumers around the nation are anticipating a holiday season that’s a lot closer to pre-pandemic days than last year’s festivities. Unfortunately, though, suppliers are cautioning consumers to expect supply shortages, shipping delays and higher price tags than ever.

With that in mind, here’s a look at what you might expect to see this holiday shopping season.

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Holiday Gift Bags
All You Need to Know About Multifactor Authentication

In our digital world, passwords are as much a part of our lives as Netflix and Amazon. Keeping information stored in dozens of accounts across the web can make it easier to stay on top of your finances, order a new pair of jeans or even schedule a dentist appointment. Unfortunately, though, passwords can be relatively easy for scammers to hack, opening the door for identity theft, credit card fraud and more.

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HELOC: Home Equity Line of Credit FAQs

Thinking about tackling a home improvement project? Maybe you’re tired of making several different credit card payments and would like the convenience and savings of paying them off in one low-interest monthly payment.

For short-term goals and projects like this, you may want to consider a home equity line of credit (HELOC). If you’re a homeowner who has built up some equity on your home, you may be eligible.

What is a HELOC loan, exactly? We’ll answer some of your most commonly asked questions about this financing and debt consolidation option.

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How to Tap Your Home Equity With a Home Equity Loan or HELOC

If you need cash and you’re a homeowner, you have a few different options to tap into your home’s existing equity. A home equity loan, home equity line of credit, or cash-out refinance can get you the funding you need.

But which option is right for you? Below, we discuss the different choices, what you can do with the cash, and which is the best fit for you and your situation.

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What You Need to Know About Refinance Documents and Paperwork

If you're thinking about refinancing your home, you can probably remember all the paperwork it took to get your mortgage approved -- and you might be feeling daunted.

But the process doesn't need to be complicated. Buying your home was the hard part and refinancing is comparatively straightforward. Read on to find out what steps to take and what documents you'll need.

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Why You Need to Contact Your Lawmaker Today

As Congress considers new infrastructure spending, lawmakers are considering unconventional sources of revenue to fund their plans. One proposal under consideration would require financial institutions like Listerhill (as well as other financial institutions such as banks) to report to the Internal Revenue Service (IRS) many activities on accounts with balances over $600. Such an unprecedented grab of your personal financial data raises several concerns.

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Mortgage Refinance Requirements

When interest rates decline, refinancing your mortgage can be a good way to save money. How much you can save depends on the equity you have in your home, what your new interest rate will be, and the length of your new mortgage. The savings could be substantial.

The following overview of mortgage refinance requirements can help you decide whether you are ready to apply for a new home loan.

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Frequently Asked Questions

  • What if I get an error message when I try to enroll an email address or U.S. mobile number?

    Your email address or U.S. mobile phone number may already be enrolled with Zelle® at another bank or credit union. Call our member support team at 256.383.9204 and ask them to move your email address or U.S. mobile phone number to your financial institution so you can use it for Zelle®.

    Once customer support moves your email address or U.S. mobile phone number, it will be connected to your bank account so you can start sending and receiving money with Zelle® through your Listerhill Credit Union banking app and online banking. Please call our member support team at 256.383.9204 for help.

  • Is my information secure?

    Keeping your money and information safe is a top priority for Listerhill Credit Union. When you use Zelle® within our mobile app or online banking, your information is protected with the same technology we use to keep your bank account safe.

  • I'm unsure about using Zelle® to pay someone I don't know. What should I do?

    If you don't know the person, or aren't sure you will get what you paid for (for example, items bought from an online bidding or sales site), you should not use Zelle® for these types of transactions.

    These transactions are potentially high risk (just like sending cash to a person you don't know is high risk). Neither Listerhill Credit Union nor Zelle® offers a protection program for any authorized payments made with Zelle® – for example, if you do not receive the item you paid for or the item is not as described or as you expected.

  • Will the person I send money to be notified?

    Yes! They will receive a notification via email or text message.

  • How long does it take to receive money with Zelle®?

    Money sent with Zelle® is typically available to an enrolled recipient within minutes.3

    If you send money to someone who isn't enrolled with Zelle®, they will receive a notification prompting them to enroll. After enrollment, the money will be available directly in your recipient's account, typically within minutes.3

    If your payment is pending, we recommend confirming that the person you sent money to has enrolled with Zelle® and that you entered the correct email address or U.S. mobile phone number.

    If you're waiting to receive money, you should check to see if you've received a payment notification via email or text message. If you haven't received a payment notification, we recommend following up with the sender to confirm they entered the correct email address or U.S. mobile phone number.

    Still having trouble? Please contact our member support team at 256.383.9204.