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When Do You Need a Cosigner for an Auto Loan?

You need wheels for your summer job or to get to class in the fall, but buying your first car is a big step! Family members can share the responsibility of financing your vehicle by cosigning your auto loan.

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New Raise-My-Rate CD Option

Listerhill Credit Union is now offering a new optional feature to all available certificates — the raise-my-rate option. What does this mean for your certificate or the certificate you've been considering? Spoiler: more money for you!

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Engage & Empower Your Employees With Listerhill

Did you know Listerhill Credit Union offers perks to our partner organizations in addition to individual member benefits? That's right. Employers like you can sign up for our free Listerhill Works program and then watch as you, your business, and your employees all reap the rewards.

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Protect Yourself From Texting Scams

In recent weeks, we have noticed a significant increase in members being tricked by text message scams. How can you tell the difference between communication from a scammer and communication from Listerhill?

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How to Join a Credit Union Through an Association

Have you heard about our associational membership offer for members of the American Consumer Council and the Alumni Association of Athens State University?

You no longer need to simply go to school, live, or work in the counties in our existing field of membership. If you’re a member of either of these associations, you’re eligible to join and start taking advantage of Listerhill’s exclusive members-only savings, products, and services.

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Does Closing a Credit Card Hurt Credit?

You're thinking about closing your credit card. Sounds harmless, right? Well, it depends. In some cases, it will make sense to close a credit card, but in most situations, it's better if you leave it open, even if you don't use it.

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Cutting Credit Card
4 Ways to Be Eligible For Credit Union Membership

Credit unions have advantages that some big banks can’t match. When exploring the benefits of a credit union, you’ll typically find lower interest rates for loans, lower fees and higher savings rates, and a variety of resources to put you on the path to financial success.

At Listerhill Credit Union, we believe in membership for life. Even if you retire, move away, or change employers, you have a lifetime membership.

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Annual Meeting 2022

As a not-for-profit that is cooperatively owned by you (our members), we all benefit when you engage and participate in credit union ownership. That’s why we are inviting you to attend our 2022 Annual Meeting. It’s an opportunity for you to meet your management, elected board, and many Listerhill employees who serve our membership. We will use this meeting to report on last year's performance and discuss future plans for Listerhill Credit Union.

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How to Use a Personal Loan to Build Credit

A great credit score is key to unlocking all the financing you need in life – but what if you're just starting on your financial journey? Or maybe you made a few missteps and need to repair your credit score?

There are options to get your credit on the right track. One consideration is taking out a personal loan to build credit. Believe it or not, borrowing and repaying a sum of money can take your credit score to the next level!

Let’s take a closer look at credit, personal loans, and how you can use a personal loan to build credit.

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How to Prevent Getting Caught up in a Tax Return Scam This Year

It’s tax season, and that means millions of taxpayers are prone to scammers, who are trying to pocket refunds that aren’t theirs. Here’s what to know about tax return scams and how to avoid them.

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Frequently Asked Questions

  • What is the Listerhill Credit Union service area?

    We offer membership to people who live, work, worship, or attend school in northwest Alabama and south-central Tennessee. Community donations are available to nonprofits based within these areas.

  • What kinds of causes do you tend to support?

    We aim to support a wide range of non-profit organizations that are contributing to community development and enrichment in our focus areas. Your nonprofit may be eligible to receive a donation for things like improving schools, boosting economic development, helping underserved communities with food or clothing, or even providing affordable housing.

  • When should I submit my request for community donations?

    Requests must be submitted at least two weeks in advance of the time when you need the funds or prior to the event you are fundraising for.

    This is because our socially responsible investment strategy requires that we have time to go over each request and make sure we are using the credit union's community donations in the most impactful way.

  • I'm having technical difficulties. Who should I contact?

    Please contact us at listerhill.com/support, using our chat bubble in the bottom right corner or by calling us at 256-383-9204 for assistance.

  • Can I use ClickSWITCH to switch my bill payments?

    Since bill payments are not automatically recurring, you're not able to use ClickSWITCH for them.