Our Business Basic Checking Account has everything you need for your small business with low transaction volumes.
Manage your cash flow with no monthly service charge.
You heard us correctly.
With our free Visa debit card, you can earn rewards on the purchases you make every day.
Open your account with a low $100 minimum deposit.
Deposit an unlimited number of checks per month for free.
Write and clear up to 50 checks per month for free. After the first 50, each cleared check costs only $.10. Cash withdrawals are always free!
Accept major credit cards with our payment processing partner, BancCard.
Access your account anytime through any of our Smart ATMs, Online and Mobile Banking, or by telephone with Automated Access. The choice is yours.
Out-of-town? We have 5,000 CO-OP Shared Branches nationwide for easy access to your money wherever you go.
View your account history anytime through eStatements. Paper statements also available.
Rest easy knowing your account is federally insured up to $250,000.
Listerhill has been consistently been rated in the top tier for overall satisfaction by our members. While we hope you find the information you need online, we'd be happy to talk with you about questions you may have. Call us at (256) 383-9204 or 1-800-239-6033 for friendly, local assistance. Or even stop by one of our branches for personal service.
Our Business Credit Card can give you access to the credit you need to take your business to the next level.
New Fee: | Details: |
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Maintenance Fee | We are introducing a new $5/month Maintenance Fee to all members. However, this fee can be waived if you meet just one of the following criteria:
• You or someone in your household has had a current loan or mortgage within the last 12 months. • You or someone in your household has an open credit card • You or someone in your household has an aggregate average daily balance of $3,000 in your accounts • You or someone in your household has a relationship with our Listerhill Financial Services department • You have paid at least $125 in NSF, Transfer, or Courtesy Pay fees for the month • You are under the age of 25 • Your account is less than 90 days old • You have paid a Return Mail Fee or an Inactive Account Fee for the month |
Existing Fee: | Changing To: |
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Jumbo Certificates Early Withdrawal Penalty • Terms of 1 year or less: 30 days interest • Terms of over 1 year: 90 days interest | Monthly Certificate Early Withdrawal Penalty • Terms of 1 year or less: 90 days interest • Terms of 18 mos-2 yrs: 180 days interest • Terms of over 2 years: 210 days interest |
Existing Fee: | Changing To: |
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Regular Certificates Early Withdrawal Penalty
• Terms of 1 year or less: 30 days interest • Terms of over 1 year: 90 days interest | Quarterly Certificate Early Withdrawal Penalty
• Terms of 1 year or less: 90 days interest • Terms of 18 mos-2yrs: 180 days interest • Terms of over 2 years: 210 days interest |
Existing Fee: | Changing To: |
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Relationship Fee | This fee is being eliminated. If you currently pay the $10/month Relationship Fee, you will no longer be charged this fee. |
Existing Account: | Changing To: | What This Means: |
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Jumbo Certificates (60 month and 72 month) | Monthly Certificate (60 month) | Certificates will now be offered in six terms instead of ten terms and a reduced minimum opening deposit of $500 is required. However, you will continue to receive the following benefits:
• Interest Paid Monthly • Interest Paid by Deposit to Affiliate Account (Early withdrawal penalties have changed. Please see chart below.) |