Business Basic Checking

Sometimes it's best to keep it simple, especially when simple has it all.

Our Business Basic Checking Account has everything you need for your small business with low transaction volumes.

Product Features
No Monthly Service Charge

Manage your cash flow with no monthly service charge.

No Minimum Balance

You heard us correctly.

Debit Card with Rewards

Pop into a branch and pick up your free Visa debit card and earn rewards on the purchases you make every day. Want to support the UNA Lions? Choose the new UNA Keystone Debit Card to show your #lionpride!

$100 Opening Deposit

Open your account with a low $100 minimum deposit.

Unlimited Monthly Deposit Items

Deposit an unlimited number of checks per month for free.

50 Free Cleared Checks

Write and clear up to 50 checks per month for free. After the first 50, each cleared check costs only $.10. Cash withdrawals are always free!

Merchant Services Available

Accept major credit cards with our payment processing partner, BancCard.

24/7 Access

Access your account anytime through any of our Smart ATMs, Online and Mobile Banking, or by telephone with Automated Access. The choice is yours.

Nationwide Access

Out-of-town? We have 5,000 CO-OP Shared Branches nationwide for easy access to your money wherever you go.

eStatements

View your account history anytime through eStatements. Paper statements also available.

Insured by NCUA

Rest easy knowing your account is federally insured up to $250,000.

Additional Questions?

Listerhill has been consistently been rated in the top tier for overall satisfaction by our members. While we hope you find the information you need online, we'd be happy to talk with you about questions you may have. Call us at (256) 383-9204 or 1-800-239-6033 for friendly, local assistance. Or even stop by one of our branches for personal service.

Take Your Business To The Next Level

Our Business Credit Card can give you access to the credit you need to take your business to the next level.

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Frequently Asked Questions

  • What is a land loan?

    A land loan provides you with financing to secure a lot of land and cover the costs for up to 20 years. With Listerhill, you can get a loan on unimproved land. 

    Once you’re ready to build, you can secure a different type of loan to cover construction costs.

  • Who is a HELOC best for?

    If you aren’t sure how much you’ll need to borrow or when you'll need it, a Home Equity Line of Credit is a great option. Access ongoing cash for a set period of up to 10 years with low minimum payments until your withdrawal period is complete. Contrary to a Home Equity Loan, the interest on a HELOC is a variable rate and may be impacted by the status of the economy.

  • Who is a Home Equity Loan best for?

    If you’re the type of person who takes a big-picture view when planning your financial decisions, a home equity loan may make the most sense. Since you’re borrowing a fixed amount at a fixed rate, you can plan how much you’ll pay for the loan in the long run from day one.

  • What can home equity loans be used for?

    Home equity loans provide you with the opportunity to chase dreams to the fullest. Enjoy a vacation with the whole family, invest in a household remodeling project, or even finance an upcoming vehicle purchase with only a few clicks.  If you can dream it, you can achieve it!

  • What type of requirements exist for home equity loans?

    Home equity loans rely on a loan to value ratio (LTV) to disburse funds, meaning that your credit score and home equity value should be fairly substantial to take advantage of all possible benefits. For assistance in the home equity loan pre-approval process, please speak with your local Listerhill Credit Union branch.