Business

From starting a business to growing it to the next level, Listerhill has business services designed to help you succeed.

Our Business Services Specialists will provide you with the knowledge and personalized attention you have come to expect from your credit union.

Small Business
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Business Financing

Every business, no matter how large or small, may need extra cash for equipment or to expand operations. Let one of our experienced and knowledgeable Business Loan Officers help you choose from one of the following loans:

  • Lines of Credit, secured and unsecured
  • Commercial Real Estate
  • Equipment
  • Business Loan
Business Services
Business Checking

Choose from a line of Business Checking Accounts tailored to meet the needs of your business.

Business Share Savings

When you open a Share Savings Account, you become more than a customer, you become a Listerhill member. This means that you share ownership in the credit union, making you eligible for all other Listerhill Credit Union services.

Visa Business Credit Card

Our Business Credit Card offers the great benefits you expect, like no annual fees and rewards points every time you use your card. But being true to who we are, we include more features we think you’ll really appreciate.

When and Why to Take on Business Debt

Taking on debt can be an inevitable step for many businesses. A loan or a line of credit can provide a struggling business with the cash it needs to expand or fund a new venture. As with every financi...

Read
The Ultimate Guide to Applying for a Business Loan

Does your business need an infusion of cash to help it grow? A business loan can provide you with the resources your business needs and offer an affordable payback plan. 

Read
The Products You Need for Managing and Tracking Business Expenses

Running a flourishing business means overseeing a constant flow of money. Luckily, though, there are products that can help you cover, manage and track your business expenses effectively and smoothly....

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What can we help you with?
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What are you borrowing for?
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Vehicle Options
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Home Options
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What are you saving for?
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How old are your kids?
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Which of these banking options are you interested in?
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How old are you (or your child)?
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How old are you?
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What kind of account are you looking for?
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What are you looking for?

Common Links

Frequently Asked Questions

  • What is a land loan?

    A land loan provides you with financing to secure a lot of land and cover the costs for up to 20 years. With Listerhill, you can get a loan on unimproved land. 

    Once you’re ready to build, you can secure a different type of loan to cover construction costs.

  • Who is a HELOC best for?

    If you aren’t sure how much you’ll need to borrow or when you'll need it, a Home Equity Line of Credit is a great option. Access ongoing cash for a set period of up to 10 years with low minimum payments until your withdrawal period is complete. Contrary to a Home Equity Loan, the interest on a HELOC is a variable rate and may be impacted by the status of the economy.

  • Who is a Home Equity Loan best for?

    If you’re the type of person who takes a big-picture view when planning your financial decisions, a home equity loan may make the most sense. Since you’re borrowing a fixed amount at a fixed rate, you can plan how much you’ll pay for the loan in the long run from day one.

  • What can home equity loans be used for?

    Home equity loans provide you with the opportunity to chase dreams to the fullest. Enjoy a vacation with the whole family, invest in a household remodeling project, or even finance an upcoming vehicle purchase with only a few clicks.  If you can dream it, you can achieve it!

  • What type of requirements exist for home equity loans?

    Home equity loans rely on a loan to value ratio (LTV) to disburse funds, meaning that your credit score and home equity value should be fairly substantial to take advantage of all possible benefits. For assistance in the home equity loan pre-approval process, please speak with your local Listerhill Credit Union branch.