Please login to Online Banking to apply. If you do not have Online Banking, please click here to apply.
Listerhill Credit Union is a nonprofit financial cooperative improving lives in our community.
If you live in Alabama, Georgia, Mississippi, Florida, or Tennessee, you are eligible to become a member. Depending on your individual eligibility, we may require membership into an approved association at no cost to you.
You can also qualify for membership by being a family member of a current or potential Listerhill member.
With only $5, you can join Listerhill today and start taking advantage of a lifetime membership.
With the Listerhill Money Market Account, you can now watch your cash grow faster with competitive rates, daily compounding, and easy access to your money when you need it. Now that's money management.
Rest easy knowing your account is federally insured up to $250,000.
Review your options to keep your account in the black and you from seeing red.
Enjoy tiered interest with the lowest rate being more than our offered share rate.
Sit back and relax while we do the math and grow your savings every day.
Receive your interest earnings on a monthly basis.
Access your account anytime through any of our Smart ATMs, Online and Mobile Banking, or by telephone with Automated Access. The choice is yours.
Opening an account has never been easier with the help of our Member Advocates. Click here to find the closest branch to you to open one today.
| Rate Type | APY (%) | DIV/INT Rate (%) | Minimum Balance |
|---|---|---|---|
| Money Market Account Effective 4/1/2025 |
1.50% | 1.490% | $0-$9,999.99 |
| Money Market Account Effective 4/1/2025 |
1.70% | 1.690% | $10,000-$49,999.99 |
| Money Market Account Effective 4/1/2025 |
2.15% | 2.130% | $50,000-$99,999.99 |
| Money Market Account Effective 4/1/2025 |
2.30% | 2.270% | $100,000+ |
| Rate Type | Money Market Account Effective 4/1/2025 |
| APY (%) | 1.50% |
| DIV/INT Rate (%) | 1.490% |
| Minimum Balance | $0-$9,999.99 |
| Rate Type | Money Market Account Effective 4/1/2025 |
| APY (%) | 1.70% |
| DIV/INT Rate (%) | 1.690% |
| Minimum Balance | $10,000-$49,999.99 |
| Rate Type | Money Market Account Effective 4/1/2025 |
| APY (%) | 2.15% |
| DIV/INT Rate (%) | 2.130% |
| Minimum Balance | $50,000-$99,999.99 |
| Rate Type | Money Market Account Effective 4/1/2025 |
| APY (%) | 2.30% |
| DIV/INT Rate (%) | 2.270% |
| Minimum Balance | $100,000+ |
Money Market Account (MMA) balances under $2,500 are subject to a $15 low balance fee. There is no limit to the number of in-branch withdrawals or ATM withdrawals allowed. Rates are subject to change without notice. APY = Annual Percentage Yield.
Listerhill has consistently been rated in the top tier for overall satisfaction by our members. While we hope you find the information you need online, we'd be happy to talk with you about questions you may have. Call us at (256) 383-9204 or 1-800-239-6033 for friendly, local assistance. Or even stop by one of our branches for personal service.
Answer a few questions and we will find a solution that works for you. It only takes a few seconds.
If a member has accounts in credit union A and credit union B, and credit union A merges into credit union B, accounts of credit union A continue to be insured separately from the share deposits of credit union B for six months after the date of the merger or, in the case of a share certificate, the earliest maturity date after the six-month period. In the case of a share certificate that matures within the six-month grace period that is renewed at the same dollar amount, either with or without accrued dividends having been added to the principal amount, and for the same term as the original share certificate, the separate insurance applies to the renewed share certificate until the first maturity date after the six-month period. A share certificate that matures within the six-month grace period that is renewed on any other basis, or that is not renewed, is separately insured only until the end of the six-month grace period.
The NCUA would either transfer the insured member's account to another federally insured credit union or give the federally insured member a check equal to their insured account balance. This includes the principal and posted dividends through the date of the credit union's liquidation, up to the insurance limit.
Federal law requires the NCUA to make payments of insured accounts "as soon as possible" upon the failure of a federally insured credit union. While every credit union failure is unique, there are standard policies and procedures that the NCUA follows in making share insurance payments. Historically, insured funds are available to members within just a few days after the closure of an insured credit union.
Members who have uninsured shares may recover a portion of their uninsured shares, but there is no guarantee that they will recover any more than the insured amount. The amount of uninsured shares they may receive, if any, is based on the recovery of the failed credit union's assets. Depending on the quality and value of these assets, it may take several years to conclude recovery on all the assets. As recoveries are made, uninsured account holders may receive periodic payments on their uninsured shares claim.
If a liquidated credit union is acquired by another federally insured credit union, all direct deposits, including Social Security checks or paychecks delivered electronically, will be automatically deposited into your account at the assuming credit union. If the NCUA cannot find an acquirer for the liquidated credit union, the NCUA will advise members to make new arrangements.