Please login to Online Banking to apply. If you do not have Online Banking, please click here to apply.
Listerhill Credit Union is a nonprofit financial cooperative improving lives in our community.
If you live in Alabama, Georgia, Mississippi, Florida, or Tennessee, you are eligible to become a member. Depending on your individual eligibility, we may require membership into an approved association at no cost to you.
You can also qualify for membership by being a family member of a current or potential Listerhill member.
With only $5, you can join Listerhill today and start taking advantage of a lifetime membership.
| Loans | APR as low as | Term |
|---|---|---|
| New Auto and Previous 3 Years and Up - Less than 30,000 miles | 7.24% | 36 months |
| New Auto and Previous 3 Years and Up - Less than 30,000 miles | 7.49% | 66 months |
| New Auto and Previous 3 Years and Up - Less than 30,000 miles | 7.79% | 75 months |
| New Auto and Previous 3 Years and Up - Less than 30,000 miles | 8.54% | 84 months |
| New Auto and Previous 3 Years and Up - Less than 30,000 miles | 9.29% | 96 months |
| Previous 3 Years and up - More Than 30,000 miles | 7.49% | 66 months |
| Previous 3 Years and up - More Than 30,000 miles | 7.79% | 72 months |
| Used Auto (4-6 years old) | 7.99% | 72 months |
| Used Auto (7-24 Years) | 9.24% | 72 months |
| Antique Automobiles (25 yrs old) | 9.24% | 72 months |
| Rebuilt Automobiles | 9.25% | Terms based on year |
APR = Annual Percentage Rate. All rates and terms are subject to change without notice. Must be a Listerhill Credit Union member to apply. All loans and credit cards are subject to credit approval. Actual rate will be determined by the credit worthiness of the borrower. Other restrictions may apply.
| Loans | APR | Maximum |
|---|---|---|
| New/Used Motorcycle or ATV/UTV with NADA Retail More than $10,000 | as low as 9.49% | 84 Months |
| New/Used Motorcycle or ATV/UTV with NADA Retail More than $10,000 | as low as 8.49% | 72 Months |
| New/Used Motorcycle or ATV/UTV with NADA Retail More than $10,000 | as low as 8.24% | 60 Months |
| New Motorcycle or ATV/UTV | as low as 8.99% | 72 Months |
| New Motorcycle or ATV/UTV | as low as 8.24% | 60 Months |
| Used Motorcycles or ATV/UTV | as low as 8.74% | 60 Months |
| New Motor Homes | as low as 9.24% | 180 Months |
| New Motor Homes | as low as 8.74% | 120 Months |
| New Motor Homes | as low as 8.25% | 84 Months |
| Used Motor Home, New 5th Wheel, or New Travel Trailer | as low as 9.74% | 180 Months |
| Used Motor Home, New 5th Wheel, or New Travel Trailer | as low as 9.24% | 120 Months |
| Used Motor Home, New 5th Wheel, or New Travel Trailer | as low as 8.25% | 84 Months |
| Used Travel Trailer or 5th Wheel | as low as 9.74% | 180 Months |
| Used Travel Trailer or 5th Wheel | as low as 9.24% | 120 Months |
| Used Travel Trailer or 5th Wheel | as low as 8.74% | 84 Months |
| Used Travel Trailer or 5th Wheel | as low as 8.25% | 72 Months |
| New Boat | as low as 9.49% | 180 Months |
| New Boat | as low as 9.24% | 144 Months |
| New Boat | as low as 8.99% | 120 Months |
| New Boat | as low as 8.04% | 84 Months |
| New Boat | as low as 7.74% | 72 Months |
| Used Boat | as low as 10.49% | 180 Months |
| Used Boat | as low as 10.24% | 144 Months |
| Used Boat - Previous 3 years & up (Minimum Loan Amount $25,000) | as low as 9.99% | 120 Months |
| Used Boat | as low as 8.74% | 72 Months |
| Used Boat | as low as 7.74% | 60 Months |
| New Waverunner or Personal Watercraft | as low as 8.54% | 84 Months |
| New Waverunner or Personal Watercraft | as low as 8.24% | 72 Months |
| Used Waverunner | as low as 9.50% | 72 Months |
All rates and terms are subject to change without notice. Additional terms may be available. See a member advocate for more details.
| Loans | APR | Maximum Term |
|---|---|---|
| 30 Year Fixed Rate | Call 1-800-239-6033 for the latest rate | 30 years |
| 20 Year Fixed Rate | Call 1-800-239-6033 for the latest rate | 20 years |
| 15 Year Fixed Rate | Call 1-800-239-6033 for the latest rate | 15 years |
| Home Equity Line of Credit | as low as 4.00%, variable | 10 year draw, 20 year payback |
| 3/3 Adjustable Rate Mortgage | as low as 8.49% | 3 years (amortized over 30 years) |
| 5/5 Adjustable Rate Mortgage | as low as 9.00% | 5 years (amortized over 30 years) |
| Short Term Fixed | as low as 7.50% | 10 years |
| Construction Loan | as low as 9.24% | 12 months |
| Land Loan | as low as 8.00% | 20 years |
| 5/5 Adjustable Rate Mortgage - 100% of Purchase Price | as low as 10.25% | 5 years (amortized over 30 years) |
* All rates and terms are subject to change without notice.
All loans and credit cards subject to credit approval; Actual rate will be determined by the credit worthiness of the borrower. Other restrictions may apply. Rates are subject to change without notice. Equal Housing Lender. The annual percentage rates (APR) on adjustable-rate home loans may vary and are subject to change after consummation. Please call a loan officer for down payment information.
| Loans | APR | Maximum Term |
|---|---|---|
| Unsecured Personal | as low as 11.24% | 72 months |
| Lawnmowers and Utility Trailers | as low as 8.49% | 72 months |
| Farm Equipment | as low as 8.49% | 84 months |
All rates and terms are subject to change without notice.
All Listerhill checking accounts are eligible for 3 Overdraft or NSF Fee refunds per year. To request a refund, visit a Listerhill branch or call 1-800-239-6033.
Additionally, we provide our members with overdraf services like:
Standard Overdraft Coverage
Debit Card Overdraft Coverage
Overdraft Protection
To Get Started with our Mobile Banking app:
Download the app to your device from the Apple App Store or Google Play.
Sign in using your Online Banking credentials.
Our Everyday Checking account comes with no minimum balances and no monthly service fees, so if you choose this account, you won’t have to pay any monthly fees, no matter what your daily balances are.
If you’re interested in Growth Checking, you’ll have to pay a $10 monthly fee is your average balance is below $1,000. You can easily waive the account fee by keeping $1,000 or more in your account. That way, you can earn interest on your deposits without paying any monthly maintenance fees. It’s a win-win!
Growth Checking is the perfect account for those who want to see their money grow faster. This account offers high returns on your deposits for a small monthly service fee. You can waive the monthly fee by keeping $1,000 or more in your account. What’s even better is that the more you keep in your account, the higher the interest rate you’ll earn, so it makes sense to keep higher balances in your Growth Checking!
If you want to put your money to work for you, open a Growth Checking account. Simply click here to start your online application as a new member or log into online or mobile banking to open your checking account if you’re already an established member. It normally takes 10 minutes or less to complete!
Everyday Checking is our free checking account. This account is convenient and simple with benefits like no minimum balances and no monthly service charges.
If you're seeking a hassle-free checking experience coupled with top-rated online and mobile banking services, as well as options for overdraft protection and customizable account alerts, Everyday Checking is the ideal choice for you.
Plus, our online application makes getting your new checking account easier than ever. Simply click here to start your online application as a new member or log into online or mobile banking to open your checking account if you’re already an established member. It normally takes 10 minutes or less to complete!