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Listerhill Credit Union is a nonprofit financial cooperative improving lives in our community.
If you live in Alabama, Georgia, Mississippi, Florida, or Tennessee, you are eligible to become a member. Depending on your individual eligibility, we may require membership into an approved association at no cost to you.
You can also qualify for membership by being a family member of a current or potential Listerhill member.
With only $5, you can join Listerhill today and start taking advantage of a lifetime membership.
All branches will be self-service only Monday, October 9th, for Columbus Day. Normal business hours will resume Tuesday, October 10th. Smart ATMs and Online and Mobile Banking will remain available.
| Loans | APR as low as | Maximum Term |
|---|---|---|
| New Auto and Previous 3 Years and Up - Less than 30,000 miles | 6.99% | 36 months |
| New Auto and Previous 3 Years and Up - Less than 30,000 miles | 7.24% | 66 months |
| New Auto and Previous 3 Years and Up - Less than 30,000 miles | 7.54% | 75 months |
| New Auto and Previous 3 Years and Up - Less than 30,000 miles | 8.29% | 84 months |
| New Auto and Previous 3 Years and Up - Less than 30,000 miles | 9.04% | 96 months |
| Previous 3 Years and up - More Than 30,000 miles | 7.24% | 66 months |
| Previous 3 Years and up - More Than 30,000 miles | 7.54% | 72 months |
| Used Auto (4-6 years old) | 7.74% | 72 months |
| Used Auto (7-24 Years) | 8.99% | 54 months |
| Antique Automobiles (25 yrs old) | 9.00% | 48 months |
| Rebuilt Automobiles | 9.00% | Terms based on year |
All rates and terms are subject to change without notice. Must be a Listerhill Credit Union member to apply; All loans and credit cards subject to credit approval; Actual rate will be determined by the credit worthiness of the borrower. Other restrictions may apply. Rates are subject to change without notice. APR = Annual Percentage Rate.
| Loans | APR | Maximum |
|---|---|---|
| New/Used Motorcycle or ATV/UTV with NADA Retail More than $10,000 | as low as 7.99% | 84 Months |
| New Motorcycle or ATV/UTV | as low as 7.99% | 72 Months |
| Used Motorcycles or ATV/UTV | as low as 8.49% | 60 Months |
| New/Used Motor Home, New 5th Wheel, or New Travel Trailer | as low as 8.00% | 180 Months |
| Used Travel Trailer or 5th Wheel | as low as 8.00% | 180 Months |
| New Boat | as low as 7.49% | 180 Months |
| Used Boat | as low as 7.49% | 180 Months |
| Used Boat - Previous 3 years & up (Minimum Loan Amount $25,000) | as low as 9.74% | 120 Months |
| New Waverunner or Personal Watercraft | as low as 7.99% | 84 Months |
| Used Waverunner | as low as 9.25% | 72 Months |
Additional terms may be available. See a member advocate for more details.
| Loans | APR | Maximum Term |
|---|---|---|
| 30 Year Fixed Rate | Call 1-800-239-6033 for the latest rate | 30 years |
| 20 Year Fixed Rate | Call 1-800-239-6033 for the latest rate | 20 years |
| 15 Year Fixed Rate | Call 1-800-239-6033 for the latest rate | 15 years |
| Home Equity Line of Credit | as low as 4.00%, variable | 10 year draw, 20 year payback |
| 3/3 Adjustable Rate Mortgage | as low as 8.49% | 3 years (amortized over 30 years) |
| 5/5 Adjustable Rate Mortgage | as low as 9.00% | 5 years (amortized over 30 years) |
| Short Term Fixed | as low as 7.50% | 10 years |
| Construction Loan | as low as 9.24% | 12 months |
| Land Loan | as low as 8.00% | 20 years |
| 5/5 Adjustable Rate Mortgage - 100% of Purchase Price | as low as 10.25% | 5 years (amortized over 30 years) |
* All rates and terms are subject to change without notice.
All loans and credit cards subject to credit approval; Actual rate will be determined by the credit worthiness of the borrower. Other restrictions may apply. Rates are subject to change without notice. Equal Housing Lender. The annual percentage rates (APR) on adjustable-rate home loans may vary and are subject to change after consummation. Please call a loan officer for down payment information.
| Loans | APR | Maximum Term |
|---|---|---|
| Unsecured Personal | as low as 11.74% | 72 months |
| Lawnmowers and Utility Trailers | as low as 8.24% | 72 months |
| Farm Equipment | as low as 8.24% | 84 months |
We offer membership to people who live, work, worship, or attend school in northwest Alabama and south-central Tennessee. Community donations are available to nonprofits based within these areas.
We aim to support a wide range of non-profit organizations that are contributing to community development and enrichment in our focus areas. Your nonprofit may be eligible to receive a donation for things like improving schools, boosting economic development, helping underserved communities with food or clothing, or even providing affordable housing.
Requests must be submitted at least two weeks in advance of the time when you need the funds or prior to the event you are fundraising for.
This is because our socially responsible investment strategy requires that we have time to go over each request and make sure we are using the credit union's community donations in the most impactful way.
Please contact us at listerhill.com/support, using our chat bubble in the bottom right corner or by calling us at 256-383-9204 for assistance.
Since bill payments are not automatically recurring, you're not able to use ClickSWITCH for them.