Shopping for a new car poses so many questions. New or used? Automatic or Standard? Cloth or Leather? Selecting the right loan shouldn't be so hard. Listerhill makes it easy.
We understand that not every need in life fits into a category. Listerhill has loans tailored to whatever life may throw at you.
Buying a home is the biggest financial commitment most members ever make. Listerhill can help make it the most rewarding, by helping you select the best rates and terms to meet your need.
Through Anytime Credit, you can get pre-approved for a line of credit that you can access anytime you need it.
Keep your savings intact and buy what you need at our lowest rate with a Deposit Secured Loan. It's a safer way to get a loan while continuing to earn interest on your deposits. We call it a win-win.
Have fun with your very own RV, motorcycle, ATV, trailer, or boat. Listerhill finances a variety of recreational vehicles with low rates and flexible terms.
Our boat dock loans let you finance not only the boat dock, but we can also include accessories such as boat lifts.
With a Home Equity Loan or Line of Credit, you can renovate your home or build a family pool — whatever your goals may be. Use the credit in your home to borrow the amount you need at a low interest rate and start making memories today.
Have fun with your very own motorcycle. Listerhill finances a variety of recreational vehicles with low rates and flexible terms.
| Loans | APR as low as | Maximum Term |
|---|---|---|
| New Auto and Previous 3 Years and Up - Less than 30,000 miles | 5.99% | 36 months |
| New Auto and Previous 3 Years and Up - Less than 30,000 miles | 6.24% | 66 months |
| New Auto and Previous 3 Years and Up - Less than 30,000 miles | 6.54% | 75 months |
| New Auto and Previous 3 Years and Up - Less than 30,000 miles | 7.29% | 84 months |
| New Auto and Previous 3 Years and Up - Less than 30,000 miles | 8.04% | 96 months |
| Previous 3 Years and up - More Than 30,000 miles | 6.24% | 66 months |
| Previous 3 Years and up - More Than 30,000 miles | 6.54% | 72 months |
| Used Auto (4-6 years old) | 6.74% | 72 months |
| Used Auto (7-24 Years) | 7.99% | 54 months |
| Antique Automobiles (25 yrs old) | 8.00% | 48 months |
| Rebuilt Automobiles | 8.00% | Terms based on year |
All rates and terms are subject to change without notice. Must be a Listerhill Credit Union member to apply; All loans and credit cards subject to credit approval; Actual rate will be determined by the credit worthiness of the borrower. Other restrictions may apply. Rates are subject to change without notice. APR = Annual Percentage Rate.
| Loans | APR | Maximum |
|---|---|---|
| New/Used Motorcycle or ATV/UTV with NADA Retail More than $10,000 | as low as 6.99% | 84 Months |
| New Motorcycle or ATV/UTV | as low as 6.99% | 72 Months |
| Used Motorcycles or ATV/UTV | as low as 7.49% | 60 Months |
| New/Used Motor Home, New 5th Wheel, or New Travel Trailer | as low as 7.00% | 84 Months |
| Used Travel Trailer or 5th Wheel | as low as 7.00% | 180 Months |
| New Boat | as low as 6.49% | 180 Months |
| Used Boat | as low as 6.49% | 180 Months |
| Used Boat - Previous 3 years & up (Minimum Loan Amount $25,000) | as low as 8.74% | 120 Months |
| New Waverunner or Personal Watercraft | as low as 6.99% | 84 Months |
| Used Waverunner | as low as 8.25% | 72 Months |
Additional terms may be available. See a member advocate for more details.
| Loans | APR | Maximum Term |
|---|---|---|
| 30 Year Fixed Rate | Call 1-800-239-6033 for the latest rate | 30 years |
| 20 Year Fixed Rate | Call 1-800-239-6033 for the latest rate | 20 years |
| 15 Year Fixed Rate | Call 1-800-239-6033 for the latest rate | 15 years |
| Home Equity Line of Credit | as low as 4.00% | 10 year draw, 20 year payback |
| 3/3 Adjustable Rate Mortgage | as low as 5.99% | 3 years (amortized over 30 years) |
| 5/5 Adjustable Rate Mortgage | as low as 6.50% | 5 years (amortized over 30 years) |
| Short Term Fixed | as low as 6.50% | 10 years |
| Construction Loan | as low as 7.24% | 12 months |
| Land Loan | as low as 7.50% | 20 years |
| 5/5 Adjustable Rate Mortgage - 100% of Purchase Price | as low as 7.75% | 5 years (amortized over 30 years) |
* All rates and terms are subject to change without notice.
All loans and credit cards subject to credit approval; Actual rate will be determined by the credit worthiness of the borrower. Other restrictions may apply. Rates are subject to change without notice. Equal Housing Lender. The annual percentage rates (APR) on adjustable-rate home loans may vary and are subject to change after consummation. Please call a loan officer for down payment information.
| Loans | APR | Maximum Term |
|---|---|---|
| Unsecured Personal | as low as 10.74% | 72 months |
| Lawnmowers and Utility Trailers | as low as 7.24% | 72 months |
| Farm Equipment | as low as 7.24% | 84 months |
We offer membership to people who live, work, worship, or attend school in northwest Alabama and south-central Tennessee. Community donations are available to nonprofits based within these areas.
We aim to support a wide range of non-profit organizations that are contributing to community development and enrichment in our focus areas. Your nonprofit may be eligible to receive a donation for things like improving schools, boosting economic development, helping underserved communities with food or clothing, or even providing affordable housing.
Requests must be submitted at least two weeks in advance of the time when you need the funds or prior to the event you are fundraising for.
This is because our socially responsible investment strategy requires that we have time to go over each request and make sure we are using the credit union's community donations in the most impactful way.
Please contact us at listerhill.com/support, using our chat bubble in the bottom right corner or by calling us at 256-383-9204 for assistance.
Since bill payments are not automatically recurring, you're not able to use ClickSWITCH for them.