Shopping for a new car poses so many questions. New or used? Automatic or Standard? Cloth or Leather? Selecting the right loan shouldn't be so hard. Listerhill makes it easy.
We understand that not every need in life fits into a category. Listerhill has loans tailored to whatever life may throw at you.
Buying a home is the biggest financial commitment most members ever make. Listerhill can help make it the most rewarding, by helping you select the best rates and terms to meet your need.
Through Anytime Credit, you can get pre-approved for a line of credit that you can access anytime you need it.
Keep your savings intact and buy what you need at our lowest rate with a Deposit Secured Loan. It's a safer way to get a loan while continuing to earn interest on your deposits. We call it a win-win.
With a Home Equity Loan or Line of Credit, you can renovate your home or build a family pool — whatever your goals may be. Use the credit in your home to borrow the amount you need at a low interest rate and start making memories today.
Have fun with your very own RV, motorcycle, ATV, trailer, or boat. Listerhill finances a variety of recreational vehicles with low rates and flexible terms.
| Loans | APR as low as | Maximum Term |
|---|---|---|
| New Auto and Previous 3 Years and Up - Less than 30,000 miles | 2.99% | 36 months |
| New Auto and Previous 3 Years and Up - Less than 30,000 miles | 2.99% | 66 months |
| New Auto and Previous 3 Years and Up - Less than 30,000 miles | 3.29% | 75 months |
| New Auto and Previous 3 Years and Up - Less than 30,000 miles | 4.04% | 84 months |
| Previous 3 Years and up - More Than 30,000 miles | 2.99% | 66 months |
| Previous 3 Years and up - More Than 30,000 miles | 3.29% | 72 months |
| Used Auto (4-6 years old) | 3.49% | 66 months |
| Used Auto (7-24 Years) | 4.74% | 54 months |
| Antique Automobiles (25 yrs old) | 5.25% | 48 months |
| Rebuilt Automobiles | 5.25% | 48 months |
All rates and terms are subject to change without notice. Must be a Listerhill Credit Union member to apply; All loans and credit cards subject to credit approval; Actual rate will be determined by the credit worthiness of the borrower. Other restrictions may apply. Rates are subject to change without notice. APR = Annual Percentage Rate.
| Loans | APR | Maximum |
|---|---|---|
| New/Used Motorcycle & 4 Wheelers NADA Retail More than $10,000 | as low as 4.00% | 60 Months |
| New/Used Motorcycle & 4 Wheelers NADA Retail More than $10,000 | as low as 4.24% | 72 Months |
| New Motorcycle & 4 Wheeler | as low as 3.99% | 60 Months |
| Used Motorcycles & 4 Wheelers | as low as 4.49% | 48 Months |
| New Motor Home | as low as 4.50% | 144 Months |
| Used Motor Homes | as low as 4.50% | 120 Months |
| New 5th Wheel | as low as 4.99% | 144 Months |
| New Travel Trailers | as low as 5.49% | 84 Months |
| Used Travel Trailers | as low as 5.50% | 60 Months |
| New Watercraft | as low as 3.99% | 60 Months |
| New Watercraft | as low as 4.29% | 84 Months |
| New Watercraft | as low as 4.99% | 120 Months |
| Used Watercraft | as low as 3.99% | 48 Months |
| Used Watercraft | as low as 4.49% | 60 Months |
| Used Watercraft | as low as 4.99% | 72 Months |
| Used Watercraft - Previous 3 Years & up (Minimum $25,000) | as low as 5.99% | 120 Months |
| New Waverunners | as low as 4.49% | 60 Months |
| New Waverunners | as low as 4.49% | 72 Months |
| Used Waverunners | as low as 5.75% | 48 Months |
| Loans | APR | Maximum Term |
|---|---|---|
| 30 Year Fixed Rate | Call 1-800-239-6033 for the latest rate | 30 years |
| 15 Year Fixed Rate | Call 1-800-239-6033 for the latest rate | 15 years |
| Home Equity Line of Credit | as low as 4.00% | 10 year draw, 20 year payback |
| 3/3 Adjustable Rate Mortgage | as low as 3.00% | 3 years (amortized over 30 years) |
| 5/5 Adjustable Rate Mortgage | as low as 3.25% | 5 years (amortized over 30 years) |
| Short Term Fixed | as low as 3.00% | 7 years |
| Construction Loan | as low as 4.99% | 12 months |
| Land Loan | as low as 4.75% | 15 years |
| 5/5 Adjustable Rate Mortgage - 100% of Purchase Price | as low as 3.25% | 5 years (amortized over 30 years) |
* All rates and terms are subject to change without notice.
All loans and credit cards subject to credit approval; Actual rate will be determined by the credit worthiness of the borrower. Other restrictions may apply. Rates are subject to change without notice. Equal Housing Lender. The annual percentage rates (APR) on adjustable-rate home loans may vary and are subject to change after consummation. Please call a loan officer for down payment information.
| Loans | APR | Maximum Term |
|---|---|---|
| Unsecured Personal | as low as 7.99% | 60 months |
| Lawnmowers and Utility Trailers | as low as 4.74% | 48 months |
| Farm Equipment | as low as 4.74% | 60 months |
To get answers to your questions about the app, you can give one of our customer service representatives a call at 800-239-6033
First, you want to download the app from the iTunes or Google Play store. Then you can register your card from your phone. You will need to create a user ID and password and answer security questions.
When you provide information during registration, we verify your identity to validate your account. We only store your security question, security answer, user ID, and password in our system.
Our app supports all of the major US wireless phone carriers, including Sprint, T-Mobile, and Verizon.
We do not charge a fee to use the app, though keep in mind that you might be responsible for charges associated with your phone data usage.