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Listerhill Credit Union is a nonprofit financial cooperative improving lives in our community.
If you live in Alabama, Georgia, Mississippi, Florida, or Tennessee, you are eligible to become a member. Depending on your individual eligibility, we may require membership into an approved association at no cost to you.
You can also qualify for membership by being a family member of a current or potential Listerhill member.
With only $5, you can join Listerhill today and start taking advantage of a lifetime membership.
| Loans | APR as low as | Maximum Term |
|---|---|---|
| New Auto and Previous 3 Years and Up - Less than 30,000 miles | 7.24% | 36 months |
| New Auto and Previous 3 Years and Up - Less than 30,000 miles | 7.49% | 66 months |
| New Auto and Previous 3 Years and Up - Less than 30,000 miles | 7.79% | 75 months |
| New Auto and Previous 3 Years and Up - Less than 30,000 miles | 8.54% | 84 months |
| New Auto and Previous 3 Years and Up - Less than 30,000 miles | 9.29% | 96 months |
| Previous 3 Years and up - More Than 30,000 miles | 7.49% | 66 months |
| Previous 3 Years and up - More Than 30,000 miles | 7.79% | 72 months |
| Used Auto (4-6 years old) | 7.99% | 72 months |
| Used Auto (7-24 Years) | 9.24% | 72 months |
| Antique Automobiles (25 yrs old) | 9.25% | 60 months |
| Rebuilt Automobiles | 9.25% | Terms based on year |
All rates and terms are subject to change without notice. Must be a Listerhill Credit Union member to apply. All loans and credit cards are subject to credit approval. Actual rate will be determined by the credit worthiness of the borrower. Other restrictions may apply. APR = Annual Percentage Rate.
| Loans | APR | Maximum |
|---|---|---|
| New/Used Motorcycle or ATV/UTV with NADA Retail More than $10,000 | as low as 9.49% | 84 Months |
| New/Used Motorcycle or ATV/UTV with NADA Retail More than $10,000 | as low as 8.49% | 72 Months |
| New/Used Motorcycle or ATV/UTV with NADA Retail More than $10,000 | as low as 8.24% | 60 Months |
| New Motorcycle or ATV/UTV | as low as 8.99% | 72 Months |
| New Motorcycle or ATV/UTV | as low as 8.24% | 60 Months |
| Used Motorcycles or ATV/UTV | as low as 8.74% | 60 Months |
| New Motor Homes | as low as 9.24% | 180 Months |
| New Motor Homes | as low as 8.74% | 120 Months |
| New Motor Homes | as low as 8.25% | 84 Months |
| Used Motor Home, New 5th Wheel, or New Travel Trailer | as low as 9.74% | 180 Months |
| Used Motor Home, New 5th Wheel, or New Travel Trailer | as low as 9.24% | 120 Months |
| Used Motor Home, New 5th Wheel, or New Travel Trailer | as low as 8.25% | 84 Months |
| Used Travel Trailer or 5th Wheel | as low as 9.74% | 180 Months |
| Used Travel Trailer or 5th Wheel | as low as 9.24% | 120 Months |
| Used Travel Trailer or 5th Wheel | as low as 8.74% | 84 Months |
| Used Travel Trailer or 5th Wheel | as low as 8.25% | 72 Months |
| New Boat | as low as 9.49% | 180 Months |
| New Boat | as low as 9.24% | 144 Months |
| New Boat | as low as 8.99% | 120 Months |
| New Boat | as low as 8.04% | 84 Months |
| New Boat | as low as 7.74% | 72 Months |
| Used Boat | as low as 10.49% | 180 Months |
| Used Boat | as low as 10.24% | 144 Months |
| Used Boat - Previous 3 years & up (Minimum Loan Amount $25,000) | as low as 9.99% | 120 Months |
| Used Boat | as low as 8.74% | 72 Months |
| Used Boat | as low as 7.74% | 60 Months |
| New Waverunner or Personal Watercraft | as low as 8.54% | 84 Months |
| New Waverunner or Personal Watercraft | as low as 8.24% | 72 Months |
| Used Waverunner | as low as 9.50% | 72 Months |
All rates and terms are subject to change without notice. Additional terms may be available. See a member advocate for more details.
| Loans | APR | Maximum Term |
|---|---|---|
| 30 Year Fixed Rate | Call 1-800-239-6033 for the latest rate | 30 years |
| 20 Year Fixed Rate | Call 1-800-239-6033 for the latest rate | 20 years |
| 15 Year Fixed Rate | Call 1-800-239-6033 for the latest rate | 15 years |
| Home Equity Line of Credit | as low as 4.00%, variable | 10 year draw, 20 year payback |
| 3/3 Adjustable Rate Mortgage | as low as 8.49% | 3 years (amortized over 30 years) |
| 5/5 Adjustable Rate Mortgage | as low as 9.00% | 5 years (amortized over 30 years) |
| Short Term Fixed | as low as 7.50% | 10 years |
| Construction Loan | as low as 9.24% | 12 months |
| Land Loan | as low as 8.00% | 20 years |
| 5/5 Adjustable Rate Mortgage - 100% of Purchase Price | as low as 10.25% | 5 years (amortized over 30 years) |
* All rates and terms are subject to change without notice.
All loans and credit cards subject to credit approval; Actual rate will be determined by the credit worthiness of the borrower. Other restrictions may apply. Rates are subject to change without notice. Equal Housing Lender. The annual percentage rates (APR) on adjustable-rate home loans may vary and are subject to change after consummation. Please call a loan officer for down payment information.
| Loans | APR | Maximum Term |
|---|---|---|
| Unsecured Personal | as low as 11.99% | 72 months |
| Lawnmowers and Utility Trailers | as low as 8.49% | 72 months |
| Farm Equipment | as low as 8.49% | 84 months |
All rates and terms are subject to change without notice.
Determine whether you prefer cash back, travel points, or other reward types. Then, explore how and when reward points accumulate, if there are spending caps, and how easy it is to redeem your rewards. Financial institutions like credit unions tend to offer great rewards credit cards.
Carefully review rewards programs, like cash back or travel miles, when comparing credit cards. Also, consider the rewards rate, interest rates, annual fees, and any additional benefits the card includes.
Our credit cards reward you for making purchases. They feature competitive interest rates and fewer fees than traditional banks. Members benefit from personalized customer service. We work closely with you to understand your financial situation and needs.
Please contact TruHome at 844-203-3642 to set up automatic payments or visit here to set them up yourself.
Unfortunately, when the transfer occurs, mortgages will not be displayed on our app or in online banking, but we are working to bring that functionality ASAP.
In the meantime, please visit here to view all mortgage information and payment options.