There's no minimum age to be a member — nor to start saving. We offer a number of smart ways to save for your little one, starting with savings accounts with perks that grow nearly as fast as they do.
It's an important time in your life — the beginning of your financial journey. We've bundled the basics to make it simple. Or go rogue and customize what works best for you.
We understand that whether you're starting your new family or watching your children start their own, your finances play an important role. That's why we offer products that fit to your unique lifestyle.
You've worked hard, but there's no reason your finances can't be simple. That's why we're here to help you get the most out of life and protect what you've earned. Listerhill has products designed for you to earn more and worry less, so you can get back to spending time with the ones you love.
A land loan provides you with financing to secure a lot of land and cover the costs for up to 20 years. With Listerhill, you can get a loan on unimproved land.
Once you’re ready to build, you can secure a different type of loan to cover construction costs.
If you aren’t sure how much you’ll need to borrow or when you'll need it, a Home Equity Line of Credit is a great option. Access ongoing cash for a set period of up to 10 years with low minimum payments until your withdrawal period is complete. Contrary to a Home Equity Loan, the interest on a HELOC is a variable rate and may be impacted by the status of the economy.
If you’re the type of person who takes a big-picture view when planning your financial decisions, a home equity loan may make the most sense. Since you’re borrowing a fixed amount at a fixed rate, you can plan how much you’ll pay for the loan in the long run from day one.
Home equity loans provide you with the opportunity to chase dreams to the fullest. Enjoy a vacation with the whole family, invest in a household remodeling project, or even finance an upcoming vehicle purchase with only a few clicks. If you can dream it, you can achieve it!
Home equity loans rely on a loan to value ratio (LTV) to disburse funds, meaning that your credit score and home equity value should be fairly substantial to take advantage of all possible benefits. For assistance in the home equity loan pre-approval process, please speak with your local Listerhill Credit Union branch.