Find your perfect banking solution by answering a few questions in our Solutions Finder, or get started exploring our available products by selecting from the life stages listed below.
There's no minimum age to be a member — nor to start saving. We offer a number of smart ways to save for your little one, starting with savings accounts with perks that grow nearly as fast as they do.
It's an important time in your life — the beginning of your financial journey. We've bundled the basics to make it simple. Or go rogue and customize what works best for you.
We understand that whether you're starting your new family or watching your children start their own, your finances play an important role. That's why we offer products that fit to your unique lifestyle.
You've worked hard, but there's no reason your finances can't be simple. That's why we're here to help you get the most out of life and protect what you've earned. Listerhill has products designed for you to earn more and worry less, so you can get back to spending time with the ones you love.
With an interest-only loan, you are only responsible for paying the interest on the amount you draw from the construction loan each month.
Here’s an example.
If you draw $15,000 in January, you pay 4.99% on $15,000
If you draw an additional $25,000 in February, you pay 4.99% on $40,000 ($15K from January + $25K from February)
A home construction loan provides you with financing to build your dream home.
With terms up to 12 months, this short-term loan covers your costs, including land, contractor labor, building materials, and more, until your home receives an occupancy certificate.
Once your home is ready to move in, you will then secure a traditional home mortgage.
A 30-year ARM with a fixed interest rate for the first five years, then fluctuating every five years.
A 5/5 ARM is best if you want to lock in a low rate over a longer period and maintain the same rate over an extended time.
With a 5/5 adjustable-rate mortgage, you can go 10 years with only one rate adjustment, whereas with other lenders, you could experience up to six rate changes in the same time period.
A 30-year ARM with a fixed interest rate for the first three years, then fluctuating every three years
A 3/3 ARM is best if you want to lock in the lowest rate, but over a shorter period and are okay with the rate fluctuating more often.