How to Lower Your Credit Card Interest Rate
Credit cards provide instant access to borrowing that can make it easier to manage your monthly expenses and afford larger purchases.
Please login to Online Banking to apply. If you do not have Online Banking, please click here to apply.
Listerhill Credit Union is a nonprofit financial cooperative improving lives in our community.
If you live in Alabama, Georgia, Mississippi, Florida, or Tennessee, you are eligible to become a member. Depending on your individual eligibility, we may require membership into an approved association at no cost to you.
You can also qualify for membership by being a family member of a current or potential Listerhill member.
With only $5, you can join Listerhill today and start taking advantage of a lifetime membership.
Expand your purchasing power while enjoying protection from identity theft and fraud. You can also rest easy knowing you have the local service (and rate) you expect from your credit union.
Get a fixed rate as low as 12.99%.
Manage your card with our new, redesigned credit card mobile app, LCU Cards.
And not just for the first year. $0 every year.
Transfer your balance from another card at no charge.
Get cash from your Platinum Visa at an ATM or in a branch for no additional charge.
Use your card to book travel & protect your trip.
Stay on top of your credit card spending by text or email with Visa Alerts. Monitor your balance, track spending, and more.
Rent a vehicle with your Platinum Visa and you automatically receive free Automotive Rental Collision Insurance.
Enjoy the perk of no Maintenance Fee with your Listerhill membership while your Listerhill credit card is open.
Contactless payments are secure, convenient, & touch free! Tap to pay at many of your favorite places like fast-food restaurants, grocery stores, & vending machines. Just look for the Contactless Symbol at checkout!
Starting August 23rd, we are proud to offer you Visa credit card options to help support you in achieving your personal and financial goals. Our Visa Platinum Credit Card is the tried and true option for anyone looking for great benefits and no surprises.
Are you ready to experience the benefits of our staple credit card?
How To Report Fraud
If you suspect you are the victim of fraud, immediately contact Listerhill at 256-383-9204 or 800-239-6033 or visit listerhill.com/support.
How To Report A Lost Or Stolen Credit Card
Immediately call 1-800-449-7728.
Listerhill has consistently been rated in the top tier for overall satisfaction by our members. While we hope you find the information you need online, we'd be happy to talk with you about questions you may have. Call us at (256) 383-9204 or 1-800-239-6033 for friendly, local assistance. Or even stop by one of our branches for personal service.
Visa Platinum Credit Card rates and terms are subject to change without notice. Subject to underwriting and credit approval. Actual rate and credit limit will vary according to creditworthiness. Other restrictions may apply. APR = Annual Percentage Rate.
All Listerhill checking accounts are eligible for 3 Overdraft or NSF Fee refunds per year. To request a refund, visit a Listerhill branch or call 1-800-239-6033.
Additionally, we provide our members with overdraf services like:
Standard Overdraft Coverage
Debit Card Overdraft Coverage
Overdraft Protection
To Get Started with our Mobile Banking app:
Download the app to your device from the Apple App Store or Google Play.
Sign in using your Online Banking credentials.
Our Everyday Checking account comes with no minimum balances and no monthly service fees, so if you choose this account, you won’t have to pay any monthly fees, no matter what your daily balances are.
If you’re interested in Growth Checking, you’ll have to pay a $10 monthly fee is your average balance is below $1,000. You can easily waive the account fee by keeping $1,000 or more in your account. That way, you can earn interest on your deposits without paying any monthly maintenance fees. It’s a win-win!
Growth Checking is the perfect account for those who want to see their money grow faster. This account offers high returns on your deposits for a small monthly service fee. You can waive the monthly fee by keeping $1,000 or more in your account. What’s even better is that the more you keep in your account, the higher the interest rate you’ll earn, so it makes sense to keep higher balances in your Growth Checking!
If you want to put your money to work for you, open a Growth Checking account. Simply click here to start your online application as a new member or log into online or mobile banking to open your checking account if you’re already an established member. It normally takes 10 minutes or less to complete!
Everyday Checking is our free checking account. This account is convenient and simple with benefits like no minimum balances and no monthly service charges.
If you're seeking a hassle-free checking experience coupled with top-rated online and mobile banking services, as well as options for overdraft protection and customizable account alerts, Everyday Checking is the ideal choice for you.
Plus, our online application makes getting your new checking account easier than ever. Simply click here to start your online application as a new member or log into online or mobile banking to open your checking account if you’re already an established member. It normally takes 10 minutes or less to complete!