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Listerhill Credit Union is a nonprofit financial cooperative improving lives in our community.
If you live in Alabama, Georgia, Mississippi, Florida, or Tennessee, you are eligible to become a member. Depending on your individual eligibility, we may require membership into an approved association at no cost to you.
You can also qualify for membership by being a family member of a current or potential Listerhill member.
With only $5, you can join Listerhill today and start taking advantage of a lifetime membership.
By clicking "Continue," you will leave Listerhill's website and enter a website hosted by a third party. Please be aware that this external website is not operated by Listerhill Credit Union. We are not responsible for the content, availability or the security of this linked site, and our privacy policies do not apply. We encourage you to review the privacy and security policies of the site you are visiting.
Experience the rewards and advantages that come with true ownership.
Enjoy the benefits of ownership. Listerhill offers a variety of checking accounts with unsurpassed benefits, such as no minimum balances, free online banking, unlimited check writing, and more.*
Great for short-term savings goals, like building an emergency fund or saving up for that cruise next year, our Growth Checking account works similarly to our Everyday Checking account but offers higher returns on your savings while giving you easy, flexible access to your funds.**
Features
Everyday Checking
Growth Checking
Overdraft Refunds
Free Checks
No Minimum Balance
We apply a $5 monthly maintenance fee to manage your account. However, we waive this fee if you meet any of the following criteria: you are under 25 years of age; your account is less than 90 days old; you (or someone in your household) have a Listerhill loan or mortgage; you (or someone in your household) have opened a Listerhill credit card or started a relationship with Listerhill Investment Services within the last 12 months. For our full list of fees and terms, please see our Rate & Fee Schedule.
Must keep a Growth Checking account balance of $1,000 or greater to avoid a monthly, low-balance fee. We also apply a $5 monthly maintenance fee to manage your account. However, we waive this fee if you meet any of the following criteria: you are under 25 years of age; your account is less than 90 days old; you (or someone in your household) have a Listerhill loan or mortgage; you (or someone in your household) have opened a Listerhill credit card or started a relationship with Listerhill Investment Services within the last 12 months. For our full list of fees and terms, please see our Rate & Fee Schedule.
Need assistance? Check out our Help Center for frequently asked questions and contact details to get the help you need!
Everyday Checking is Listerhill's convenient and simple checking account. It comes with benefits like no minimum balance and overdraft protection as well as top-rated online and mobile banking services with customizable account alerts.
We also make opening your new Everyday Checking account easy. Simply click here to start your application as a new member or log into Online Banking or our Mobile Banking app to open your account as an existing Listerhill member.
Growth Checking is the perfect account for those who want to see their money grow faster. This account offers high returns on your deposits for a small monthly service fee. You can waive the monthly fee by keeping $1,000 or more in your account. What’s even better is that the more you keep in your account, the higher the interest rate you’ll earn, so it makes sense to keep higher balances in your Growth Checking!
If you want to put your money to work for you, open a Growth Checking account. Simply click here to start your online application as a new member or log into online or mobile banking to open your checking account if you’re already an established member. It normally takes 10 minutes or less to complete!
No; connecting your Listerhill Visa® Debit card won't show you pending or posted transactions on the LCU Cards app, but you can find your checking account info through Online Banking or the Listerhill mobile app.
Your membership may be subject to a $5 monthly Maintenance Fee. If applicable, the fee may be withdrawn from any deposit account with available funds. This fee is waived if you meet any of the following requirements:
You are under 25 years of age
Your account is less than 90 days old
You have an average daily balance of at least $1,000
You (or someone in your household) have a Listerhill loan or mortgage
You (or someone in your household) have opened a Listerhill credit card or started a relationship with Listerhill Investment Services within the last 12 months
For our full list of fees and terms, please see our Rate & Fee Schedule.
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Yes. You can apply for a qualifying Listerhill checking account online. During the application process, you'll provide the information needed to open your account and establish your banking relationship with Listerhill.
An "eligible school" is a state-registered school (an educational institution that has been officially recognized and approved by a state education authority to operate) in Alabama or Tennessee. Donations are made directly to the designated school and are not paid to the member.
Qualifying checking accounts promoted as part of this offer have no minimum balance requirement. However, Listerhill's Growth Checking account does require a minimum balance of $1,000 to avoid a monthly low-balance fee. See full Growth Checking account rates and terms.
Current Listerhill members may be eligible for the $250 cash giveback if they:
Eligibility is subject to membership requirements and qualifications for Everyday and Growth Checking products.
Open a qualifying checking account, obtain an associated debit card, use that card for qualifying purchase activity and receive qualifying direct deposits that meet the offer requirements. Additional eligibility requirements and offer terms apply.