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Not a member yet?

Listerhill Credit Union is a nonprofit financial cooperative improving lives in our community.

If you live in Alabama, Georgia, Mississippi, Florida, or Tennessee, you are eligible to become a member. Depending on your individual eligibility, we may require membership into an approved association at no cost to you.

You can also qualify for membership by being a family member of a current or potential Listerhill member.

With only $5, you can join Listerhill today and start taking advantage of a lifetime membership.

Smart ATMs: the Convenience of 24/7 Banking

Every Listerhill branch features one or more Smart ATMs offering full banking access anytime - deposits, withdrawals, loan payments, transfers, and live support during service hours.

Smart ATMS allow you to bank on your hours - not ours.

Offering a full suite of expanded capabilities, our Smart ATMs help you bank smarter, faster, and on your schedule. And with 24/7 availability, Listerhill makes it easy to manage more of your banking in one stop.

 

See how our Smart ATMs stack up against traditional ATMs...

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Features
24/7 Access
Cash Withdrawals
Cash Deposits
Check Deposits
Account Transfers
Loan Payments
Balance Inquiries
Live Teller Video Support
What Is a Smart ATM? Your 24/7 Banking Partner.

Listerhill Smart ATMs allow you to skip the lines, bank on your schedule, and enjoy the convenience of a state-of-the-art banking experience, plus access to a live teller when you need them.

See What's Possible at a Smart ATM

Smart ATMs are designed to be helpful, fast, and easy to use - equipped to give you comprehensive access and control of your accounts. See what truly convenient banking looks like by watching one or more of our Smart ATM feature videos below:

Make a Deposit

Cash a Check

Get Exact Cash

Make a Loan Payment

Check Your Balance

Withdraw Cash

Making a Deposit at a Smart ATM

See how easy it is to deposit cash and checks anytime! Just insert your bills or checks in any order and confirm your total.

Cashing a Check

Here's how a Smart ATM can cash a check for you, day or night, without going inside a branch.

Getting Exact Cash Back

Get the exact cash amount you need in increments of $1 up to $20.

Making a Loan Payment

Pay your Listerhill loan at the Smart ATM, just like you would in a branch - and see it applied immediately.

Checking Your Balance

View your Listerhill account balances in real time at any Smart ATM.

Withdrawing Cash

Withdraw cash when you need it - available 24/7.

Find a Smart ATM Near You - Available at All Listerhill Branches.

All Listerhill branches feature at least one Smart ATM with identical features, offering 24/7 access for deposits, withdrawals, Listerhill loan payments, transfers, and more. There is no difference in operating hours or capabilities between Smart ATMs - every location provides the full experience.

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Common FAQs

  • What's the difference between a Smart ATM and a traditional ATM?

    A Smart ATM is an upgraded, touchscreen-enabled banking machine that offers more advanced services than a traditional ATM. In addition to cash withdrawals, Smart ATMs allow you to make cash and check deposits, loan payments, account transfers, and often provide live teller assistance during business hours. They're designed to give members more flexibility and a branch-like experience - right from the drive-thru or lobby.

  • What transactions can I complete at a Smart ATM?

    Smart ATMs let you complete nearly all routine banking tasks, including:

    • Cash withdrawals
    • Cash and check deposits (no envelope required)
    • Loan payments
    • Balance inquiries
    • Account transfers
    • Access to live teller support during service hours

     

    They're ideal for quick, convenient banking without needing to come inside a branch.

  • How are Smart ATMs different from traditional ATMs?

    Traditional ATMs typically allow only basic functions like cash withdrawals, balance checks, and sometimes cash deposits.

    Smart ATMs go further with:

    • Check deposits
    • Loan payments (applied immediately)
    • Live teller video support
    • More flexible cash increment options
    • Faster, more accurate deposit processing

     

    That makes Smart ATMs a more convenient alternative to waiting in line inside the branch.

  • Do Smart ATMs accept both cash and checks?

    Yes. Smart ATMs accept both cash and checks without envelopes and provide a real-time confirmation of your deposit. Multiple items can be deposited at once (without sorting) which speeds up the process.

  • Can I make loan payments at a Smart ATM?

    Yes. Smart ATMs allow you to make real-time payments towards your Listerhill loan by depositing cash or checks directly at the machine or transferring funds from your Listerhill accounts.

  • Are Smart ATM deposits available immediately?

    Cash deposits made at Smart ATMs are usually available immediately. Check deposits may become available the same day, next business day, or later. Smart ATMs provide an updated receipt showing what was deposited.

  • Is a Smart ATM secure?

    Yes. Smart ATMs use encrypted connections, secure authentication, tamper-resistant hardware, and real-time fraud monitoring. They follow the same security standards as traditional ATMs, but typically with additional protections built into the software and hardware.

  • Do I need my debit card to use a Smart ATM?

    Listerhill Smart ATMs currently require a debit card and Personal Identification Number (PIN) for members to access their accounts.

  • Can I talk to a live teller through a Smart ATM?

    Yes. During service hours, Smart ATMs can connect you to a live video teller who can perform transactions, show you how to use the Smart ATM, verify your identity, answer questions, and more - just like visiting a branch lobby or drive-thru.

  • Where can I find a Smart ATM near me?

    Visit your credit union's branch and ATM locator to find Smart ATM locations. For Listerhill's Smart ATM locations, please visit our Smart ATMs page or the Our Locations page.

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Frequently Asked Questions

  • Why is it important to set up a travel notification before traveling?

    Setting up a travel notification tells Listerhill that you will be using your card overseas or in a different state. By informing us ahead of time, you’ll make sure that legitimate transactions using your credit or debit card are not blocked, so you’ll always have access to your money. 

  • Why should I sign up for eStatements over traditional paper statements?

    Unlike regular paper statements, eStatements are available instantly. There’s no chance they will get lost in the mail, and you do not need to worry about misplacing them — they’re always available online. They’re also searchable, which makes it easier to find specific transactions. In addition, eStatements save paper, making them more cost-effective and environmentally friendly.

  • Is it possible to set up card alerts and notifications using Online or Mobile Banking?

    No, while you can track card activity using Online and Mobile Banking, you currently need to use the LCU Card App to set up card alerts and notifications. This functionality will be coming soon to Listerhill’s Online and Mobile Banking services.

  • Can the LCU Card App be used for both credit cards and debit cards?

    Yes, the LCU Card App is designed to allow you to monitor and manage multiple cards, including both credit and debit cards.

  • What is the difference between Listerhill Online and Mobile Banking, and the LCU Card App?

    Listerhill Online and Mobile Banking lets you access information about your card balances and transactions (once you have added your card details). The LCU Card App also lets you track card spending, but also allows you to add notifications and alerts, enable transaction alerts, view recent and pending transactions, and instantly lock or unlock cards.