Smart ATMs are available every hour of the day, every day of the year.
Speak to a real, local Smart Teller during business hours. Simply ask for some quick assistance or request our Smart Teller to complete the entire transaction for you.
No more rounding up to the nearest $20. Get the amount you need in increments of $1.
Securely sign on to your accounts using your member number and social security number. No debit card required.
Conveniently make payments on Listerhill loan and/or credit card accounts directly from any Smart ATM.
Unlike traditional ATMs, our Smart ATMs give access to every account you own or co-own. Complete all of your financial business with one visit to our Smart ATM.
1623 Hatcher Lane
Columbia, TN 38401
15365 Highway 278
Double Springs, AL 35553
301 W College St
Florence, AL 35630
2995 Hough Rd
Florence, AL 35630
3701 Cloverdale Rd
Florence, AL 35633
42213 AL-195
Haleyville, AL 35565
2201 Military St S
Hamilton, AL 35570
300 US-72
Killen, AL 35645
1812 Woodward Ave
Muscle Shoals, AL 35661
4790 E 2nd St
Muscle Shoals, AL 35661
17051 US-72
Rogersville, AL 35652
13400 US-43
Russellville, AL 35654
703 S Montgomery Ave
Sheffield, AL 35660
2796 US-43
Winfield, AL 35594
Don't worry. The Smart ATM will clamp down on your chip card to hold it in place until the transaction is complete. Once the transaction is complete, it should release your card. Do not try to remove your card until prompted. If you believe the transaction to be over, but your card remains locked within the Smart ATM in error, please contact a Member Advocate in the branch or call us at (256) 383-9204.
The Smart ATM will show you every account for which you are an owner. This includes your primary accounts and joint accounts. When making a transaction, please double-check the last four digits of the account number to ensure you are making a transaction in the correct account.
Depending on the status of your account, you may receive an error message when trying to conduct a transaction at a Smart ATM. If your account is closed, delinquent, or has experienced fraudulent activity, you may not be able to access your account through a Smart ATM. If this happens, please see a Member Advocate inside a branch or call us at (256) 383-9204.
A land loan provides you with financing to secure a lot of land and cover the costs for up to 20 years. With Listerhill, you can get a loan on unimproved land.
Once you’re ready to build, you can secure a different type of loan to cover construction costs.
If you aren’t sure how much you’ll need to borrow or when you'll need it, a Home Equity Line of Credit is a great option. Access ongoing cash for a set period of up to 10 years with low minimum payments until your withdrawal period is complete. Contrary to a Home Equity Loan, the interest on a HELOC is a variable rate and may be impacted by the status of the economy.
If you’re the type of person who takes a big-picture view when planning your financial decisions, a home equity loan may make the most sense. Since you’re borrowing a fixed amount at a fixed rate, you can plan how much you’ll pay for the loan in the long run from day one.
Home equity loans provide you with the opportunity to chase dreams to the fullest. Enjoy a vacation with the whole family, invest in a household remodeling project, or even finance an upcoming vehicle purchase with only a few clicks. If you can dream it, you can achieve it!
Home equity loans rely on a loan to value ratio (LTV) to disburse funds, meaning that your credit score and home equity value should be fairly substantial to take advantage of all possible benefits. For assistance in the home equity loan pre-approval process, please speak with your local Listerhill Credit Union branch.