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Drive Thru Smart Atm

Smart ATMs

Ready When You Are.

Not everyone’s 9-to-5 actually happens from 9:00 to 5:00. At Listerhill, we believe your financial life should work around your schedule, not ours.

That's why we’ve introduced our Smart ATMs, so you can make a deposit, get exact change, or make loan payments — all 24 hours a day. And you don’t need your debit card to do it.

Prefer to speak with a human? Through our Smart ATMs, you can still speak with a real, local representative. In fact, one of our Smart ATM Tellers can complete your entire transaction for you — providing the same great service you're used to.

The 24/7 Smart ATM: Ready When You Are

Some members only want quick and convenient. And some will only talk with a human-being. We understand each member has their preferred way to conduct financial transactions. The 24/7 Smart ATM has it all — with lots more convenient options than a traditional ATM and the added convenience of a live human to help. Try it out for your next credit union transaction. They're available 24/7 and ready when you are.

New to our Smart ATMs?

Offering more than just deposit-taking ATMs, our 24/7 Smart ATMs are ready when you are with the ability to deposit checks and cash (up to 50 bills and checks at a time), withdraw exact cash, make loan payments, transfer funds, and more - all 24/7!

Cashing a Check
Getting Exact Cash Back
How to Make Deposits
How to Make a Withdrawal
Making a Loan Payment
Transferring a Balance
How to Make a Balance Inquiry
Product Features
Available 24/7

Smart ATMs are available every hour of the day, every day of the year.

Live Assistance

Speak to a real, local Smart Teller during business hours. Simply ask for some quick assistance or request our Smart Teller to complete the entire transaction for you.

Get Exact Cash

No more rounding up to the nearest $20. Get the amount you need in increments of $1.

No Card Required

Securely sign on to your accounts using your member number and social security number. No debit card required.

Make Payments

Conveniently make payments on Listerhill loan and/or credit card accounts directly from any Smart ATM.

Complete Account View

Unlike traditional ATMs, our Smart ATMs give access to every account you own or co-own. Complete all of your financial business with one visit to our Smart ATM.

Smart ATM Frequently Asked Questions

  • The Smart ATM will not let go of my debit card! What should I do?

    Don't worry. The Smart ATM will clamp down on your chip card to hold it in place until the transaction is complete. Once the transaction is complete, it should release your card. Do not try to remove your card until prompted. If you believe the transaction to be over, but your card remains locked within the Smart ATM in error, please contact a Member Advocate in the branch or call us at (256) 383-9204.

  • What are all these other accounts listed when I enter my information into the Smart ATM?

    The Smart ATM will show you every account for which you are an owner. This includes your primary accounts and joint accounts. When making a transaction, please double-check the last four digits of the account number to ensure you are making a transaction in the correct account.

  • Why am I getting an error message on every Smart ATM?

    Depending on the status of your account, you may receive an error message when trying to conduct a transaction at a Smart ATM. If your account is closed, delinquent, or has experienced fraudulent activity, you may not be able to access your account through a Smart ATM. If this happens, please see a Member Advocate inside a branch or call us at (256) 383-9204.

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Frequently Asked Questions

  • What is the Listerhill Credit Union service area?

    We offer membership to people who live, work, worship, or attend school in northwest Alabama and south-central Tennessee. Community donations are available to nonprofits based within these areas.

  • What kinds of causes do you tend to support?

    We aim to support a wide range of non-profit organizations that are contributing to community development and enrichment in our focus areas. Your nonprofit may be eligible to receive a donation for things like improving schools, boosting economic development, helping underserved communities with food or clothing, or even providing affordable housing.

  • When should I submit my request for community donations?

    Requests must be submitted at least two weeks in advance of the time when you need the funds or prior to the event you are fundraising for.

    This is because our socially responsible investment strategy requires that we have time to go over each request and make sure we are using the credit union's community donations in the most impactful way.

  • I'm having technical difficulties. Who should I contact?

    Please contact us at listerhill.com/support, using our chat bubble in the bottom right corner or by calling us at 256-383-9204 for assistance.

  • Can I use ClickSWITCH to switch my bill payments?

    Since bill payments are not automatically recurring, you're not able to use ClickSWITCH for them.