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Listerhill Credit Union is a nonprofit financial cooperative improving lives in our community.
If you live in Alabama, Georgia, Mississippi, Florida, or Tennessee, you are eligible to become a member. Depending on your individual eligibility, we may require membership into an approved association at no cost to you.
You can also qualify for membership by being a family member of a current or potential Listerhill member.
With only $5, you can join Listerhill today and start taking advantage of a lifetime membership.
By clicking "Continue," you will leave Listerhill's website and enter a website hosted by a third party. Please be aware that this external website is not operated by Listerhill Credit Union. We are not responsible for the content, availability or the security of this linked site, and our privacy policies do not apply. We encourage you to review the privacy and security policies of the site you are visiting.
Visa® Platinum Credit Card
Looking for a credit card that keeps things simple? The Keystone Platinum Credit Card* delivers competitive low rates, no annual fees, and the trusted local service you expect from Listerhill. It’s the smart choice for members who want straightforward credit without the extras—perfect for balance transfers, building credit, or keeping costs down.
As low as
12.99%
APR*
No
Annual Fee
No Fee
for Balance Transfers
*Visa® Keystone Platinum Credit Card: APR = Annual Percentage Rate. All programs, rates, terms, and conditions are subject to change without notice. Borrowers subject to membership requirements. Qualification is based on an assessment of individual creditworthiness and our underwriting standards. Rates and credit limits may vary based on each individual borrower’s credit history and other underwriting factors.
Our Visa® Platinum Credit Card is the tried-and-true option for anyone looking for great benefits and no surprises. Are you ready to experience the benefits of our staple credit card?
Our Visa® Platinum Credit Card is the tried-and-true option for anyone looking for great benefits and no surprises. Are you ready to experience the benefits of our staple credit card?
Learn more about all of our currently offered credit cards and their features.
Use this nifty calculator to see how long it will take to pay off your credit card balance.
See all of the resources we offer to help you with your financial fitness.
See How Our Keystone Cards Make a Difference
Learn how Listerhill Keystone Cards give you more from every purchase. From cashback rewards to low-rate flexibility and everyday convenience, these cards work harder for you - and for the University of North Alabama.
Need assistance? Check out our Help Center for frequently asked questions and contact details to get the help you need!
Our credit cards reward you for making purchases. They feature competitive interest rates and fewer fees than traditional banks. Members benefit from personalized customer service. We work closely with you to understand your financial situation and needs.
Carefully review rewards programs, like cash back or travel miles, when comparing credit cards. Also, consider the rewards rate, interest rates, annual fees, and any additional benefits the card includes.
Your interest rate will be determined after you submit your application. Many factors, including your credit score, help to assess your interest rate.
To open your credit card, you can apply online or give us a call at 256-383-9204 or 1-800-239-6033 to speak with a Listerhill team member.
If your Visa® card features the contactless symbol, you can use it to tap to pay where you see the contactless symbol.
Report a lost or stolen Listerhill debit card or credit card by calling 1-888-918-7819. Or, if your debit card or credit card is loaded in the Listerhill Cards App, please tap on the card and choose the Lost or Stolen option.
You can download the app from the Apple App Store or Google Play store. When opening the app, you will be prompted to create your username and password. Once created simply login. Easy!
You may also enable additional authentication and steps for enhanced security.
Join us and experience banking that’s designed for you.
Join us and experience banking that’s designed for you.
Answer a few questions and we will find a solution that works for you. It only takes a few seconds.
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Yes. You can apply for a qualifying Listerhill checking account online. During the application process, you'll provide the information needed to open your account and establish your banking relationship with Listerhill.
An "eligible school" is a state-registered school (an educational institution that has been officially recognized and approved by a state education authority to operate) in Alabama or Tennessee. Donations are made directly to the designated school and are not paid to the member.
Qualifying checking accounts promoted as part of this offer have no minimum balance requirement. However, Listerhill's Growth Checking account does require a minimum balance of $1,000 to avoid a monthly low-balance fee. See full Growth Checking account rates and terms.
Current Listerhill members may be eligible for the $250 cash giveback if they:
Eligibility is subject to membership requirements and qualifications for Everyday and Growth Checking products.
Open a qualifying checking account, obtain an associated debit card, use that card for qualifying purchase activity and receive qualifying direct deposits that meet the offer requirements. Additional eligibility requirements and offer terms apply.