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Not a member yet?

Listerhill Credit Union is a nonprofit financial cooperative improving lives in our community.

If you live in Alabama, Georgia, Mississippi, Florida, or Tennessee, you are eligible to become a member. Depending on your individual eligibility, we may require membership into an approved association at no cost to you.

You can also qualify for membership by being a family member of a current or potential Listerhill member.

With only $5, you can join Listerhill today and start taking advantage of a lifetime membership.

Keystone Platinum Credit Card

Low Rates. No Surprises. Local Service.

Looking for a credit card that keeps things simple? The Keystone Platinum Credit Card* delivers competitive low rates, no annual fees, and the trusted local service you expect from Listerhill. It’s the smart choice for members who want straightforward credit without the extras—perfect for balance transfers, building credit, or keeping costs down.

Not a member yet?

Listerhill Credit Union is a nonprofit financial cooperative improving lives in our community.

If you live in Alabama, Georgia, Mississippi, Florida, or Tennessee, you are eligible to become a member. Depending on your individual eligibility, we may require membership into an approved association at no cost to you.

You can also qualify for membership by being a family member of a current or potential Listerhill member.

With only $5, you can join Listerhill today and start taking advantage of a lifetime membership.

Keystone Platinum Credit Card

Not a member yet?

Listerhill Credit Union is a nonprofit financial cooperative improving lives in our community.

If you live in Alabama, Georgia, Mississippi, Florida, or Tennessee, you are eligible to become a member. Depending on your individual eligibility, we may require membership into an approved association at no cost to you.

You can also qualify for membership by being a family member of a current or potential Listerhill member.

With only $5, you can join Listerhill today and start taking advantage of a lifetime membership.

See How Our Keystone Cards Make a Difference

Learn how Listerhill Keystone Cards give you more from every purchase. From cashback rewards to low-rate flexibility and everyday convenience, these cards work harder for you - and for the University of North Alabama.

Product Features
Minimal Fees

No Annual Fee, No Balance Transfer Fee, No Fee for Cash Advance, and No Maintenance Fee with your Listerhill membership while your Listerhill loan is open or has been open within the last 12 months.

Competitive Rates

With our low rates you won’t have to look anywhere else.

Security Benefits

Identity Theft Protection, Visa Checkout, Visa Secure, and Visa Alerts.

Travel Benefits

Trip Delay Reimbursement, Baggage Delay Reimbursement, Lost Luggage Reimbursement, Trip Cancellation or Interruption Reimbursement, and Travel Accident Insurance.

Contactless

Contactless payments are secure, convenient, & touch free!  Tap to pay at many of your favorite places like fast-food restaurants, grocery stores, & vending machines. Just look for the Contactless Symbol at checkout!

LCU Cards App

Manage your Listerhill debit and credit cards with the ability to lock them, set spending alerts, set travel notifications, check credit card balances, make card payments, dispute charges, and more.

Download Now

Keystone Cards Support UNA

Swipe your card knowing that a portion of every transaction goes straight to the growth and development of the University of North Alabama.

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Apply Today!

We are proud to offer you Visa credit card options to help support you in achieving your personal and financial goals. Our Keystone Platinum Credit Card* delivers competitive low rates, no annual fees, and the trusted local service you expect from Listerhill.

Not a member yet?

Listerhill Credit Union is a nonprofit financial cooperative improving lives in our community.

If you live in Alabama, Georgia, Mississippi, Florida, or Tennessee, you are eligible to become a member. Depending on your individual eligibility, we may require membership into an approved association at no cost to you.

You can also qualify for membership by being a family member of a current or potential Listerhill member.

With only $5, you can join Listerhill today and start taking advantage of a lifetime membership.

*Visa Keystone Platinum Credit Card: APR = Annual Percentage Rate. All programs, rates, terms, and conditions are subject to change without notice. Borrowers subject to membership requirements. Qualification is based on an assessment of individual creditworthiness and our underwriting standards. Rates and credit limits may vary based on each individual borrower’s credit history and other underwriting factors.

Should I Use My Credit Card for Everything?

Read
How to Transfer a Credit Card Balance in 9 Steps

Read
How to Use Your Credit Card Wisely [Guide]

Credit cards are powerful tools for building credit and earning rewards when used wisely.

Read
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Frequently Asked Questions

  • Can I use Tap to Add Card with Samsung Wallet®?

    Yes. If you have a compatible Samsung device, you can add your eligible Listerhill card to Samsung Wallet® by tapping your card to your phone.

  • Does Tap to Add Card work with Google Wallet™?

    Yes. Eligible Listerhill Visa® debit and credit cards can be added to Google Wallet using Tap to Add Card on compatible Android devices.

  • Can I use Tap to Add Card with Apple Pay®?

    Yes. Tap to Add Card allows you to quickly add your eligible Listerhill Visa® debit or credit card to Apple Pay® by tapping your card to your iPhone (or other Apple devices that support mobile wallets) when prompted.

  • Is Tap to Add Card secure?

    Yes. The feature uses secure technology to safely transfer card information to your mobile wallet, reducing the need to manually enter sensitive details.

  • Do I need to update my card or request a new one?

    No. If you already have an eligible contactless Listerhill Visa® card, you can use Tap to Add Card - no card replacement is needed.