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Listerhill Credit Union is a nonprofit financial cooperative improving lives in our community.
If you live in Alabama, Georgia, Mississippi, Florida, or Tennessee, you are eligible to become a member. Depending on your individual eligibility, we may require membership into an approved association at no cost to you.
You can also qualify for membership by being a family member of a current or potential Listerhill member.
With only $5, you can join Listerhill today and start taking advantage of a lifetime membership.
Looking for a credit card that keeps things simple? The Keystone Platinum Credit Card* delivers competitive low rates, no annual fees, and the trusted local service you expect from Listerhill. It’s the smart choice for members who want straightforward credit without the extras—perfect for balance transfers, building credit, or keeping costs down.
No Annual Fee, No Balance Transfer Fee, No Fee for Cash Advance, and No Maintenance Fee with your Listerhill membership while your Listerhill loan is open or has been open within the last 12 months.
With our low rates you won’t have to look anywhere else.
Identity Theft Protection, Visa Checkout, Visa Secure, and Visa Alerts.
Trip Delay Reimbursement, Baggage Delay Reimbursement, Lost Luggage Reimbursement, Trip Cancellation or Interruption Reimbursement, and Travel Accident Insurance.
Contactless payments are secure, convenient, & touch free! Tap to pay at many of your favorite places like fast-food restaurants, grocery stores, & vending machines. Just look for the Contactless Symbol at checkout!
Swipe your card knowing that a portion of every transaction goes straight to the growth and development of the University of North Alabama.
Add your card to your digital wallet instantly - no typing needed! With Tap to Add, simply tap your chip‑enabled debit or credit card to your device and it’s added automatically.
We are proud to offer you Visa credit card options to help support you in achieving your personal and financial goals. Our Keystone Platinum Credit Card* delivers competitive low rates, no annual fees, and the trusted local service you expect from Listerhill.
*Visa Keystone Platinum Credit Card: APR = Annual Percentage Rate. All programs, rates, terms, and conditions are subject to change without notice. Borrowers subject to membership requirements. Qualification is based on an assessment of individual creditworthiness and our underwriting standards. Rates and credit limits may vary based on each individual borrower’s credit history and other underwriting factors.
Setting up a travel notification tells Listerhill that you will be using your card overseas or in a different state. By informing us ahead of time, you’ll make sure that legitimate transactions using your credit or debit card are not blocked, so you’ll always have access to your money.
Unlike regular paper statements, eStatements are available instantly. There’s no chance they will get lost in the mail, and you do not need to worry about misplacing them — they’re always available online. They’re also searchable, which makes it easier to find specific transactions. In addition, eStatements save paper, making them more cost-effective and environmentally friendly.
No, while you can track card activity using Online and Mobile Banking, you currently need to use the LCU Card App to set up card alerts and notifications. This functionality will be coming soon to Listerhill’s Online and Mobile Banking services.
Yes, the LCU Card App is designed to allow you to monitor and manage multiple cards, including both credit and debit cards.
Listerhill Online and Mobile Banking lets you access information about your card balances and transactions (once you have added your card details). The LCU Card App also lets you track card spending, but also allows you to add notifications and alerts, enable transaction alerts, view recent and pending transactions, and instantly lock or unlock cards.