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Not a member yet?

Listerhill Credit Union is a nonprofit financial cooperative improving lives in our community.

If you live in Alabama, Georgia, Mississippi, Florida, or Tennessee, you are eligible to become a member. Depending on your individual eligibility, we may require membership into an approved association at no cost to you.

You can also qualify for membership by being a family member of a current or potential Listerhill member.

With only $5, you can join Listerhill today and start taking advantage of a lifetime membership.

Keystone Platinum Credit Card

Low Rates. No Surprises. Local Service.

Looking for a credit card that keeps things simple? The Keystone Platinum Credit Card* delivers competitive low rates, no annual fees, and the trusted local service you expect from Listerhill. It’s the smart choice for members who want straightforward credit without the extras—perfect for balance transfers, building credit, or keeping costs down.

Not a member yet?

Listerhill Credit Union is a nonprofit financial cooperative improving lives in our community.

If you live in Alabama, Georgia, Mississippi, Florida, or Tennessee, you are eligible to become a member. Depending on your individual eligibility, we may require membership into an approved association at no cost to you.

You can also qualify for membership by being a family member of a current or potential Listerhill member.

With only $5, you can join Listerhill today and start taking advantage of a lifetime membership.

Keystone Platinum Credit Card

Not a member yet?

Listerhill Credit Union is a nonprofit financial cooperative improving lives in our community.

If you live in Alabama, Georgia, Mississippi, Florida, or Tennessee, you are eligible to become a member. Depending on your individual eligibility, we may require membership into an approved association at no cost to you.

You can also qualify for membership by being a family member of a current or potential Listerhill member.

With only $5, you can join Listerhill today and start taking advantage of a lifetime membership.

See How Our Keystone Cards Make a Difference

Learn how Listerhill Keystone Cards give you more from every purchase. From cashback rewards to low-rate flexibility and everyday convenience, these cards work harder for you - and for the University of North Alabama.

Product Features
Minimal Fees

No Annual Fee, No Balance Transfer Fee, No Fee for Cash Advance, and No Maintenance Fee with your Listerhill membership while your Listerhill loan is open or has been open within the last 12 months.

Competitive Rates

With our low rates you won’t have to look anywhere else.

Security Benefits

Identity Theft Protection, Visa Checkout, Visa Secure, and Visa Alerts.

Travel Benefits

Trip Delay Reimbursement, Baggage Delay Reimbursement, Lost Luggage Reimbursement, Trip Cancellation or Interruption Reimbursement, and Travel Accident Insurance.

Contactless

Contactless payments are secure, convenient, & touch free!  Tap to pay at many of your favorite places like fast-food restaurants, grocery stores, & vending machines. Just look for the Contactless Symbol at checkout!

LCU Cards App

Manage your Listerhill debit and credit cards with the ability to lock them, set spending alerts, set travel notifications, check credit card balances, make card payments, dispute charges, and more.

Download Now

Keystone Cards Support UNA

Swipe your card knowing that a portion of every transaction goes straight to the growth and development of the University of North Alabama.

Tap to Add

Add your card to your digital wallet instantly - no typing needed! With Tap to Add, simply tap your chip‑enabled debit or credit card to your device and it’s added automatically. 

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Apply Today!

We are proud to offer you Visa credit card options to help support you in achieving your personal and financial goals. Our Keystone Platinum Credit Card* delivers competitive low rates, no annual fees, and the trusted local service you expect from Listerhill.

Not a member yet?

Listerhill Credit Union is a nonprofit financial cooperative improving lives in our community.

If you live in Alabama, Georgia, Mississippi, Florida, or Tennessee, you are eligible to become a member. Depending on your individual eligibility, we may require membership into an approved association at no cost to you.

You can also qualify for membership by being a family member of a current or potential Listerhill member.

With only $5, you can join Listerhill today and start taking advantage of a lifetime membership.

*Visa Keystone Platinum Credit Card: APR = Annual Percentage Rate. All programs, rates, terms, and conditions are subject to change without notice. Borrowers subject to membership requirements. Qualification is based on an assessment of individual creditworthiness and our underwriting standards. Rates and credit limits may vary based on each individual borrower’s credit history and other underwriting factors.

Should I Use My Credit Card for Everything?

Read
How to Transfer a Credit Card Balance in 9 Steps

Read
How to Use Your Credit Card Wisely [Guide]

Credit cards are powerful tools for building credit and earning rewards when used wisely.

Read
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Frequently Asked Questions

  • Do I have to be a Listerhill member to apply?

    You can apply as a current member or become a member during the application process if you meet eligibility and credit requirements.

  • What does 0% APR for 12 months mean?

    It means you won't be charged interest on qualifying purchases for the first 12 months after opening your new Listerhill Visa Signature® Rewards, Keystone Signature® Rewards, Visa Platinum®, or Keystone Platinum® credit card.

  • How long does the 0% APR last?

    This introductory 0% APR offer applies for 12 months from account opening.

  • Do current Listerhill credit cardholders qualify?

    No; current Listerhill Visa Signature® Rewards, Keystone Signature® Rewards, Visa Platinum®, and Keystone Platinum® credit cardholders are not eligible for this offer, but other promotions may be available.

  • Who qualifies for the 0% APR for 12 months offer?

    This offer is available to new Listerhill Visa Signature® Rewards, Keystone Signature® Rewards, Visa Platinum®, and Keystone Platinum® credit cardholders and is subject to credit approval.