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Listerhill Credit Union is a nonprofit financial cooperative improving lives in our community.
If you live in Alabama, Georgia, Mississippi, Florida, or Tennessee, you are eligible to become a member. Depending on your individual eligibility, we may require membership into an approved association at no cost to you.
You can also qualify for membership by being a family member of a current or potential Listerhill member.
With only $5, you can join Listerhill today and start taking advantage of a lifetime membership.
At Listerhill Credit Union, we believe your peace of mind is just as important as your financial wellbeing. As scams and fraud tactics become more sophisticated, it's crucial to stay informed. Our Scam & Fraud Center is here to give you the tools, knowledge and support you need to recognize threats, take action and protect what matters most.
Whether you're managing your money online, in branch or on the go, we're committed to keeping your personal and financial information safe. That's why we're here to help you stay a step ahead of fraud.
If someone gains access to your personal information, they can open accounts or make purchases in your name - often without you knowing until it's too late.
Scammers send fake emails or texts that look official, hoping you will click a link or share personal details they can exploit.
Scammers create a sense of crisis - like a loved one in trouble - to pressure you into sending money quickly without verifying the story.
Scammers often pose as trusted companies, so always verify who you're talking to using official contact channels.
Before buying through social media or marketplace listings, research the seller and watch for too-good-to-be-true prices.
If a new online relationship turns into requests for money, it's likely not love - it's a scam.
Scam and fraud tactics are evolving and new tactics emerging as technology and security become more sophisticated. Stay in the loop with our Common Scams & Fraud resource.
Scammers pretend your computer is infected, show fake errors or pop-ups, and convince you to give them remote access or pay for bogus fixes.
Yes. Voice-cloned scams frequently imitate family members asking for help with fake emergencies. A safe word system can help prevent this.
These callers often spoof official numbers, threaten arrest or fines, and demand immediate payment. Real agencies never call demanding immediate payment via gift card or payment app.
People frequently encounter phishing, identity theft, tech support scams, investment and payment fraud, charity or emergency scams, and online shopping or overpayment scams. See our Common Scams & Fraud resource for more.
Look for red flags like unexpected requests, urgent threats, unorthodox payment methods (gift cards, wire transfers, cryptocurrency), unfamiliar sender addresses or offers that seem "too good to be true".
Immediately stop communication, preserve all evidence (emails, texts, logs), report it to Listerhill, the FTC (ReportFraud.ftc.gov), IC3 for internet crimes or your local law enforcement.
Yes, but only if you protect your devices, always check for secure links, use strong passwords, and log out on shared/public devices.
Phishing emails mimic legitimate organizations to trick you into sharing sensitive information or downloading malware. Scammers often use urgency, threats, or fake links to do it.
Scammers may "accidentally" send you more money than asked, only to ask for the excess back. Once the original payment bounces, you're out the extra money.
If you receive an unsolicited donation request, look them up independently, avoid urgent donation pressure, and never send money via untraceable methods like cryptocurrency.
Scammers often use family emergencies or tech threats to press older adults into payment. Encourage your loved ones to verify with you or Listerhill before sharing personal information or funds.
Monitor financial statements and credit reports regularly. Set fraud alerts/freezes with credit bureaus if anything suspicious appears.
You do not pay any additional fee or donation when you join Listerhill through KFKA. Listerhill makes the $5 donation to the Listerhill Foundation. Because you are not the one making that donation directly, it is not a tax-deductible contribution for you.
For personal giving to the Listerhill Foundation, please consult your tax advisor about your specific situation.
Yes! You can still support the Listerhill Foundation and Kicks for Kids as a member through donations, fundraising events, and volunteer opportunities.
If you're within Listerhill's existing service areas, you may qualify based on where you live and your nearest Listerhill Credit Union branch. If you're outside our service areas, you can still become a member. by joining through the Kicks for Kids Association (KFKA) during the application process.
No. There is no extra cost to you to join Listerhill through the Kicks for Kids Association (KFKA). For every new member who joins via KFKA, Listerhill Credit Union donates $5 to the Listerhill Foundation to support Kicks for Kids.
An associational membership is a way to qualify for credit union membership by belonging to an approved association or organization. In this case, joining the Kicks for Kids Association (KFKA) is what makes you eligible to join Listerhill Credit Union, even if you don't otherwise qualify by where you live, work, worship, or attend school.