Shopping for a car poses so many questions. New or used? Automatic or standard? Cloth or leather? Selecting the right loan shouldn’t be as hard. We make it easy. We are here to help you find what works best for you, without the hassle.
Our auto loans boast these competitive features:
As a nonprofit cooperative, we keep our loan rates low by returning profits to our members in the form of better rates.
Ever.
Conveniently pay off your loan through Online or Mobile Banking, automatic payments, or your local branch.
Borrow up to 100% of the vehicle's cost. This gives you access to the ride you truly want.
Apply for an Auto Loan in the way you find most convenient: online, in a branch, telephone, or complete it all on-site at a participating dealership.
Pay at a pace that is right for you with terms up to 75 months.
Enjoy the perk of no Maintenance Fee with your Listerhill membership while your Listerhill loan is open or has been open within the last 12 months.
Apply for your loan in 10 minutes or less with our quick, easy online application.
Getting a lower rate is the crux of refinancing your auto loan. But did you know there’s more to be gained when you refinance? We can help you get more than the low rates you’re looking for, we can help you gain flexibility, convenience and more with our auto refinancing options.
When you purchase your new or used recreational vehicle at a participating dealership, you can finance your vehicle through Listerhill and complete your transaction on the spot. All of the paperwork is taken care of at the dealership. You enjoy the same great Listerhill rates and services without an additional trip to your local branch.
| Loans | APR as low as | Maximum Term |
|---|---|---|
| New Auto and Previous 3 Years and Up - Less than 30,000 miles | 4.74% | 36 months |
| New Auto and Previous 3 Years and Up - Less than 30,000 miles | 4.74% | 66 months |
| New Auto and Previous 3 Years and Up - Less than 30,000 miles | 5.04% | 75 months |
| New Auto and Previous 3 Years and Up - Less than 30,000 miles | 5.79% | 84 months |
| Previous 3 Years and up - More Than 30,000 miles | 4.74% | 66 months |
| Previous 3 Years and up - More Than 30,000 miles | 5.04% | 72 months |
| Used Auto (4-6 years old) | 5.24% | 66 months |
| Used Auto (7-24 Years) | 6.49% | 54 months |
| Antique Automobiles (25 yrs old) | 6.50% | 48 months |
| Rebuilt Automobiles | 6.50% | Terms based on year |
All rates and terms are subject to change without notice. Must be a Listerhill Credit Union member to apply; All loans and credit cards subject to credit approval; Actual rate will be determined by the credit worthiness of the borrower. Other restrictions may apply. Rates are subject to change without notice. APR = Annual Percentage Rate.
Get the rate you deserve and lower your monthly payment by refinancing your current auto loan.
In the event of an emergency, safeguard your family through optional loan payment protection.
We can help you protect every part of your investment. Prevent from owing more than the vehicle is worth in the unfortunate event of an accident with GAP coverage.
We have partnered with TruStage Insurance to give our members discounted rates on Auto, Home, & Life Insurance.
Empower yourself to make smart financial decisions. Use our calculators to figure how much you can afford to borrow, how much interest you will pay over the life of a loan and more.
Listerhill has consistently been rated in the top tier for overall satisfaction by our members. While we hope you find the information you need online, we'd be happy to talk with you about questions you may have. Call us at (256) 383-9204 or 1-800-239-6033 for friendly, local assistance. Or even stop by one of our branches for personal service.
Answer a few questions and we will find a solution that works for you. It only takes a few seconds.
Our cash back credit card gives you a flat rate of 2% back on all of your purchases. It acts as a rebate that you can redeem for cash as a statement credit or direct deposit in your account.
All incoming wires must be received using Listerhill's routing number of 262277011. The member should use the routing number along with their member number and share ID suffix or their draft number when receiving a wire.
Wire to:
Listerhill Credit Union
4790 E. 2nd Street
Muscle Shoals, AL 35661
1-256-383-9204
ABA No.: 262277011
For credit to the account of:
Member's Name:
Member's Address:
Member's Account No.:
Incoming Domestic Wire Charge: $20.00
Outgoing Domestic Wire Charge: $20.00
Incoming Foreign Wire Charge: $35.00
We do not process outgoing foreign international wires. We can receive them only.
Listerhill is capable of receiving incoming wire transfers and sending outgoing domestic wire transfers. All Branch Managers, Loan Officers, Senior Member Advocates, Member Advocates, and Tellers can provide our members with information needed to receive incoming wire transfers.
Branch Managers, Member Advocates, and Senior Member Advocates can assist with processing outgoing domestic wires.
We do not process outgoing foreign international wires. We can receive them only.
To qualify for membership with Listerhill, you must meet one of the following requirements: