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GAP Coverage

GAP pays the difference between what you owe and what your insurance company will pay.

Newly purchased vehicles depreciate the second they’re driven off the dealer’s lot. So when a vehicle is totaled in an accident or stolen, you could end up owing more than the vehicle is worth. GAP is designed to pay the difference between the insurance settlement and the loan balance, so you don't owe money for a vehicle you no longer have.

Additional Questions?

Listerhill has consistently been rated in the top tier for overall satisfaction by our members. While we hope you find the information you need online, we'd be happy to talk with you about questions you may have. Call us at (256) 383-9204 or 1-800-239-6033 for friendly, local assistance. Or even stop by one of our branches for personal service.

Solutions Center

Need Help Finding a Solution?

Answer a few questions and we will find a solution that works for you. It only takes a few seconds.

© 2024 Listerhill Credit Union (en-US). All Rights Reserved. Federally insured by the NCUA. NMLS #439260

Common Links

Frequently Asked Questions

How can I avoid overdraft fees?
All Listerhill checking accounts are eligible for 3 Overdraft or NSF Fee refunds per year. To request a refund, visit a Listerhill branch or call 1-800-239-6033.

Additionally, we provide our members with overdraf services like:
- Standard Overdraft Coverage
- Debit Card Overdraft Coverage
- Overdraft Protection
How can I start using mobile banking?
To Get Started with our Mobile Banking app:
- Download the app to your device from the Apple App Store or Google Play.
- Sign in using your Online Banking credentials.
Do I have to pay any monthly service fees for having a checking account at Listerhill?

Our Everyday Checking account comes with no minimum balances and no monthly service fees, so if you choose this account, you won’t have to pay any monthly fees, no matter what your daily balances are.

If you’re interested in Growth Checking, you’ll have to pay a $10 monthly fee is your average balance is below $1,000. You can easily waive the account fee by keeping $1,000 or more in your account. That way, you can earn interest on your deposits without paying any monthly maintenance fees. It’s a win-win!
Why should I open a Growth Checking account?

Growth Checking is the perfect account for those who want to see their money grow faster. This account offers high returns on your deposits for a small monthly service fee. You can waive the monthly fee by keeping $1,000 or more in your account. What’s even better is that the more you keep in your account, the higher the interest rate you’ll earn, so it makes sense to keep higher balances in your Growth Checking!

If you want to put your money to work for you, open a Growth Checking account. Simply click here to start your online application as a new member or log into online or mobile banking to open your checking account if you’re already an established member. It normally takes 10 minutes or less to complete!
What is everyday checking?

Everyday Checking is our free checking account. This account is convenient and simple with benefits like no minimum balances and no monthly service charges.

If you're seeking a hassle-free checking experience coupled with top-rated online and mobile banking services, as well as options for overdraft protection and customizable account alerts, Everyday Checking is the ideal choice for you.

Plus, our online application makes getting your new checking account easier than ever. Simply click here to start your online application as a new member or log into online or mobile banking to open your checking account if you’re already an established member. It normally takes 10 minutes or less to complete!