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Listerhill Credit Union is a nonprofit financial cooperative improving lives in our community.
If you live in Alabama, Georgia, Mississippi, Florida, or Tennessee, you are eligible to become a member. Depending on your individual eligibility, we may require membership into an approved association at no cost to you.
You can also qualify for membership by being a family member of a current or potential Listerhill member.
With only $5, you can join Listerhill today and start taking advantage of a lifetime membership.
At Listerhill Credit Union we are always proactively seeking ways to invest in our communities. If you are seeking a donation or partnership, please complete the following form.
Listerhill is committed to making our community better through our generous support and involvement with local organizations. Because requests are numerous, we have implemented the following guidelines in order to assist you as quickly and accurately as possible.
Listerhill will only consider requests from nonprofit organizations.
Listerhill does not consider donation requests for the following:
Listerhill reserves the right to consider each donation request on a case-by-case basis.
Many factors are included in the evaluation of these proposals, which are reviewed by our Community Contributions Committee once per week. If more information about a specific organization is needed, a representative of Listerhill will contact the organization.
We will contact your organization within two (2) weeks of receiving the request, regardless of approval or denial of the request. A decision to deny a request does not imply that the applicant's program is not needed or worthy, but simply that it does not fall within our guidelines, or that funds are not available.
Yes, you do need to be a Listerhill Credit Union member to apply for a Money Market Account. To qualify for membership with Listerhill, you must meet one of the following requirements:
Money market accounts typically offer tiered dividend rate structures. That means account balances above certain thresholds earn a higher rate. For example, Listerhill Credit Union offers progressively higher APYs on amounts above $9,999, $49,999, and 99,999. It’s important to realize that only the portion of your deposit above this threshold will earn the higher rate, while the amount below will continue to earn dividends at the lower rate.
Credit unions offer more generous dividends on average than other banking institutions, as well as fewer fees and charges. Credit Unions also offer more personal service to help you set up and manage your money market account.
In order to open a Listerhill Credit Union Money Market Account, you need to be a member of Listerhill Credit Union. You’ll also need:
Credit Union Money Market Accounts allow you to earn more money in dividend payments by offering progressively higher rates for amounts above $9,999, $49,999, and $99,999. Only the portion above the threshold earns the higher dividend rates. Because credit unions are not-for-profit financial cooperatives owned by and run on behalf of their members, dividend rates are higher on average than those offered by commercial bank accounts.