With a Certificate, or CD, you will earn a guaranteed, fixed rate of return with a fixed date of withdrawal. The longer you choose to save, the more interest you can earn — no matter how Wall Street's doing.
With fast-earning features like Raise-My-Rate bump option, anytime CD deposit, and premium interest rates, Listerhill's certificates are the best anywhere. Apply in less than 10 minutes with our fast online application.
Cash in on rising rates by locking in a one-time rate bump option on any certificate we offer.
Deposit $500 or more at any time to any existing certificate.
As little as $500 can get you started.
Rest easy knowing your account is federally insured up to $250,000.
Although, early withdrawal penalties apply.
Terms range from 12 to 60 months.
Apply for your account in 10 minutes or less with our quick, easy online application.
Cash in on rising rates with Listerhill's raise-my-rate option. Raise-my-rate is a one-time bump option on all certificates allowing members to readjust the interest rate of their existing certificate to the current offered rate for the same term. With a simple phone call, members can start earning more from their certificates without extending the term or paying a fee.
| Type | DIV/INT | APY | Minimum |
|---|---|---|---|
| 12 Months | 2.600% | 2.63% | $500 |
| 18 Months | 4.500% | 4.58% | $500 |
| 24 Months | 3.250% | 3.29% | $500 |
| 36 Months | 2.850% | 2.88% | $500 |
| 48 Months | 2.750% | 2.78% | $500 |
| 60 Months | 2.750% | 2.78% | $500 |
Annual Percentage Yield (APY) assumes interest remains on deposit until maturity. Quarterly interest paid will earn Interest Rate. A Share Savings Account is required. Certificate rates are fixed upon opening the account. Early withdrawal penalties apply. Fees may reduce earnings.
| Type | DIV/INT | APY | Minimum |
|---|---|---|---|
| 12 months | 1.45% | 1.46% | $250,000 |
| 18 months | 1.50% | 1.51% | $250,000 |
| 24 months | 2.30% | 2.32% | $250,000 |
| 36 months | 2.55% | 2.57% | $250,000 |
| 48 months | 2.60% | 2.63% | $250,000 |
| 60 months | 2.70% | 2.73% | $250,000 |
Annual Percentage Yield (APY) assumes interest remains on deposit until maturity. Quarterly interest paid will earn Interest Rate. A Share Savings Account is required. Certificate rates are fixed upon opening the account. Early withdrawal penalties apply. Fees may reduce earnings.
| Type | DIV/INT Rate | APY | Minimum |
|---|---|---|---|
| 12 Months | 2.600% | 2.63% | $500 |
| 18 Months | 4.500% | 4.58% | $500 |
| 24 Months | 3.250% | 3.29% | $500 |
| 36 Months | 2.850% | 2.88% | $500 |
| 48 Months | 2.750% | 2.78% | $500 |
| 60 Months | 2.750% | 2.78% | $500 |
The compound interest earned with this certificate will be calculated quarterly.
| Type | DIV/INT Rate | APY | Minimum |
|---|---|---|---|
| 12 Months | 2.600% | 2.63% | $500 |
| 36 Months | 2.850% | 2.88% | $500 |
| 60 Months | 2.750% | 2.78% | $500 |
The compound interest earned with this certificate will be calculated quarterly.
Listerhill has consistently been rated in the top tier for overall satisfaction by our members. While we hope you find the information you need online, we'd be happy to talk with you about questions you may have. Call us at (256) 383-9204 or 1-800-239-6033 for friendly, local assistance. Or even stop by one of our branches for personal service.
In order to add an additional Listerhill account in Online Banking, please:
Once finished, the new account will be added by the next business day.
In order to add a new credit card in Online Banking, please:
Once finished, the new card will be added by the next business day.
Cashbackmall will be available for redemption on 9/1/22 for cards converting to cash back rewards from merchandise points.
Cash Back Rewards are available for Listerhill Signature Credit Cards. Signature credit cards require a limit of $5,000 or greater.
Cash Back Rewards are calculated at 2% on purchases. Cash Advances and Balance Transfers do not earn Cash Back Rewards.