With a Certificate, you will earn a guaranteed, fixed rate of return with a fixed date of withdrawal. The longer you choose to save, the more interest you can earn — no matter how Wall Street's doing.
Rest easy knowing your account is federally insured up to $250,000.
Although, early withdrawal penalties apply.
Terms range from 90 days to 6 years.
As little as $500 can get you started.
| Type | DIV/INT | APY | Minimum |
|---|---|---|---|
| 90 Days | 0.15% | 0.15% | $500 |
| 6 months | 0.200% | 0.20% | $500 |
| 12 months | 0.300% | 0.30% | $500 |
| 18 months | 0.350% | 0.35% | $500 |
| 24 months | 0.450% | 0.45% | $500 |
| 30 months | 0.500% | 0.50% | $500 |
| 36 months | 0.600% | 0.60% | $500 |
| 48 months | 0.700% | 0.70% | $500 |
| 60 months | 0.750% | 0.75% | $500 |
| 72 months | 0.750% | 0.75% | $500 |
Annual Percentage Yield (APY) assumes interest remains on deposit until maturity. Monthly interest paid will earn Interest Rate. A Share Savings Account is required. Certificate rates are fixed upon opening the account. Early withdrawal penalties apply. Fees may reduce earnings.
| Type | DIV/INT Rate | APY | Minimum |
|---|---|---|---|
| 12 Months | 0.300% | 0.30% | $500 |
| 36 Months | 0.600% | 0.60% | $500 |
| 60 Months | 0.750% | 0.75% | $500 |
The compound interest earned with this certificate can be calculated monthly or quarterly.
Listerhill has been consistently been rated in the top tier for overall satisfaction by our members. While we hope you find the information you need online, we'd be happy to talk with you about questions you may have. Call us at (256) 383-9204 or 1-800-239-6033 for friendly, local assistance. Or even stop by one of our branches for personal service.
Answer a few questions and we will find a solution that works for you. It only takes a few seconds.
In many situations, yes. Refinancing with a credit union can allow you to secure lower interest rates, flexible qualifications, and credit counseling to support you in being financially prepared to qualify and successfully maintain your mortgage.
Yes because choosing the right lender for your home loan or refinance can lead to a better transaction overall. This is especially important if you are a first time homebuyer or attempting to qualify under special circumstances.
Securing a mortgage through a credit union is preferable for many seeking to purchase a new home or refinance. Credit unions often offer more competitive mortgage rates in Alabama and are more flexible with their terms and conditions.
To get answers to your questions about the app, you can give one of our customer service representatives a call at 800-239-6033
First, you want to download the app from the iTunes or Google Play store. Then you can register your card from your phone. You will need to create a user ID and password and answer security questions.