With a Certificate, or CD, you will earn a guaranteed, fixed rate of return with a fixed date of withdrawal. The longer you choose to save, the more interest you can earn — no matter how Wall Street's doing.
With fast-earning features like Raise-My-Rate bump option, anytime CD deposit, and premium interest rates, Listerhill's certificates are the best anywhere. Apply in less than 10 minutes with our fast online application.
Cash in on rising rates by locking in a one-time rate bump on any certificate we offer with the same term.
Deposit $500 or more at any time to any existing certificate.
As little as $500 can get you started.
Rest easy knowing your account is federally insured up to $250,000.
Although, early withdrawal penalties apply.
Terms range from 12 to 60 months.
Apply for your account in 10 minutes or less with our quick, easy online application.
Cash in on rising rates with Listerhill's raise-my-rate option. Raise-my-rate is a one-time bump option on all certificates allowing members to readjust the interest rate of their existing certificate to the current offered rate for the same term. With a simple phone call, members can start earning more from their certificates without extending the term or paying a fee.
| Type | DIV/INT | APY | Minimum |
|---|---|---|---|
| 12 Months | 2.700% | 2.73% | $500 |
| 15 Months* | 4.670% | 4.75% | $10,000 |
| 18 Months | 3.500% | 3.55% | $500 |
| 24 Months | 3.350% | 3.39% | $500 |
| 36 Months | 2.950% | 2.98% | $500 |
| 48 Months | 2.850% | 2.88% | $500 |
| 60 Months | 2.850% | 2.88% | $500 |
Annual Percentage Yield (APY) assumes interest remains on deposit until maturity. Quarterly interest paid will earn Interest Rate. A Share Savings Account is required. Certificate rates are fixed upon opening the account. Early withdrawal penalties apply. Fees may reduce earnings. Annual Percentage Yield (APY) and Annual Percentage Rate (APR) is subject to change at any time.
*4.67% is the dividend rate; Annual Percentage Yield is 4.75%. Rate accurate as of 2/17/23. Limited time only. A $10,000 deposit from funds outside of an existing account at Listerhill Credit Union into a Listerhill deposit account is required to receive the 4.67% CD rate. Federally Insured by NCUA.
| Type | DIV/INT | APY | Minimum |
|---|---|---|---|
| 12 months | 2.950% | 2.98% | $250,000 |
| 18 months | 3.750% | 3.80% | $250,000 |
| 24 months | 3.600% | 3.65% | $250,000 |
| 36 months | 3.200% | 3.24% | $250,000 |
| 48 months | 3.100% | 3.14% | $250,000 |
| 60 months | 3.100% | 3.14% | $250,000 |
*Annual Percentage Yield (APY) assumes interest remains on deposit until maturity. Quarterly interest paid will earn Interest Rate. A Share Savings Account is required. Certificate rates are fixed upon opening the account. Early withdrawal penalties apply. Fees may reduce earnings. Annual Percentage Yield (APY) and Annual Percentage Rate (APR) is subject to change at any time.
| Type | DIV/INT Rate | APY | Minimum |
|---|---|---|---|
| 12 Months | 2.700% | 2.73% | $500 |
| 15 Months* | 4.670% | 4.75% | $10,000 |
| 18 Months | 3.500% | 3.55% | $500 |
| 24 Months | 3.350% | 3.39% | $500 |
| 36 Months | 2.950% | 2.98% | $500 |
| 48 Months | 2.850% | 2.88% | $500 |
| 60 Months | 2.850% | 2.88% | $500 |
*Annual Percentage Yield (APY) assumes interest remains on deposit until maturity. Quarterly interest paid will earn Interest Rate. A Share Savings Account is required. Certificate rates are fixed upon opening the account. Early withdrawal penalties apply. Fees may reduce earnings. Annual Percentage Yield (APY) and Annual Percentage Rate (APR) is subject to change at any time.
*4,67% is the dividend rate; Annual Percentage Yield is 4.75%. Rate accurate as of 2/17/23. Limited time only. A $10,000 deposit from funds outside of an existing account at Listerhill Credit Union into a Listerhill deposit account is required to receive the 4.67% CD rate. Federally Insured by NCUA.
| Type | DIV/INT Rate | APY | Minimum |
|---|---|---|---|
| 12 Months | 2.700% | 2.73% | $500 |
| 36 Months | 2.950% | 2.98% | $500 |
| 60 Months | 2.850% | 2.88% | $500 |
*Annual Percentage Yield (APY) assumes interest remains on deposit until maturity. Quarterly interest paid will earn Interest Rate. A Share Savings Account is required. Certificate rates are fixed upon opening the account. Early withdrawal penalties apply. Fees may reduce earnings. Annual Percentage Yield (APY) and Annual Percentage Rate (APR) is subject to change at any time.
Listerhill has consistently been rated in the top tier for overall satisfaction by our members. While we hope you find the information you need online, we'd be happy to talk with you about questions you may have. Call us at (256) 383-9204 or 1-800-239-6033 for friendly, local assistance. Or even stop by one of our branches for personal service.
We offer membership to people who live, work, worship, or attend school in northwest Alabama and south-central Tennessee. Community donations are available to nonprofits based within these areas.
We aim to support a wide range of non-profit organizations that are contributing to community development and enrichment in our focus areas. Your nonprofit may be eligible to receive a donation for things like improving schools, boosting economic development, helping underserved communities with food or clothing, or even providing affordable housing.
Requests must be submitted at least two weeks in advance of the time when you need the funds or prior to the event you are fundraising for.
This is because our socially responsible investment strategy requires that we have time to go over each request and make sure we are using the credit union's community donations in the most impactful way.
Please contact us at listerhill.com/support, using our chat bubble in the bottom right corner or by calling us at 256-383-9204 for assistance.
Since bill payments are not automatically recurring, you're not able to use ClickSWITCH for them.