With a Certificate, you will earn a guaranteed, fixed rate of return with a fixed date of withdrawal. The longer you choose to save, the more interest you can earn — no matter how Wall Street's doing.
Rest easy knowing your account is federally insured up to $250,000.
Although, early withdrawal penalties apply.
Terms range from 12 to 60 months.
As little as $500 can get you started.
Apply for your account in 10 minutes or less with our quick, easy online application.
| APR | Maximum Term |
|---|---|
| 2% above earning rate | n/a |
| Type | DIV/INT | APY | Minimum |
|---|---|---|---|
| 12 months | 0.200% | 0.20% | $500 |
| 18 months | 0.250% | 0.25% | $500 |
| 24 months | 0.350% | 0.35% | $500 |
| 36 months | 0.500% | 0.50% | $500 |
| 48 months | 0.550% | 0.55% | $500 |
| 60 months | 0.650% | 0.65% | $500 |
Annual Percentage Yield (APY) assumes interest remains on deposit until maturity. Quarterly interest paid will earn Interest Rate. A Share Savings Account is required. Certificate rates are fixed upon opening the account. Early withdrawal penalties apply. Fees may reduce earnings.
| Type | DIV/INT Rate | APY | Minimum |
|---|---|---|---|
| 12 Months | 0.200% | 0.20% | $500 |
| 18 Months | 0.250% | 0.25% | $500 |
| 24 Months | 0.350% | 0.35% | $500 |
| 36 Months | 0.500% | 0.50% | $500 |
| 48 Months | 0.550% | 0.55% | $500 |
| 60 Months | 0.650% | 0.65% | $500 |
The compound interest earned with this certificate will be calculated quarterly.
Listerhill has been consistently been rated in the top tier for overall satisfaction by our members. While we hope you find the information you need online, we'd be happy to talk with you about questions you may have. Call us at (256) 383-9204 or 1-800-239-6033 for friendly, local assistance. Or even stop by one of our branches for personal service.
Answer a few questions and we will find a solution that works for you. It only takes a few seconds.
To qualify for membership with Listerhill, you must meet one of the following requirements:
You can qualify for membership by being a family member of a current or potential Listerhill member.
If you do not live, attend school, own property, or work in the qualifying counties (listed above), you can become a member by joining an approved association (at no cost to you) if you reside in Alabama, Georgia, or Tennessee.
You must live, attend school, own property, or work in qualifying counties:
Our Listerhill branch in Athens, Alabama is under construction will be open and ready to serve you in spring 2022! Until then, our closest branch to the Athens, AL area is in Rogersville.