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Not a member yet?

Listerhill Credit Union is a nonprofit financial cooperative improving lives in our community.

If you live in Alabama, Georgia, Mississippi, Florida, or Tennessee, you are eligible to become a member. Depending on your individual eligibility, we may require membership into an approved association at no cost to you.

You can also qualify for membership by being a family member of a current or potential Listerhill member.

With only $5, you can join Listerhill today and start taking advantage of a lifetime membership.

Anytime Credit

Life doesn't only happen during business hours.

Through Anytime Credit, you can get pre-approved for a line of credit that you can access anytime you need it. Apply only once and whenever you need additional funds, simply transfer the amount you would like by check, by phone, or online. Unlike a typical loan, you make payments only on the credit you’ve actually used.

Not a member yet?

Listerhill Credit Union is a nonprofit financial cooperative improving lives in our community.

If you live in Alabama, Georgia, Mississippi, Florida, or Tennessee, you are eligible to become a member. Depending on your individual eligibility, we may require membership into an approved association at no cost to you.

You can also qualify for membership by being a family member of a current or potential Listerhill member.

With only $5, you can join Listerhill today and start taking advantage of a lifetime membership.

Anytime Credit

Not a member yet?

Listerhill Credit Union is a nonprofit financial cooperative improving lives in our community.

If you live in Alabama, Georgia, Mississippi, Florida, or Tennessee, you are eligible to become a member. Depending on your individual eligibility, we may require membership into an approved association at no cost to you.

You can also qualify for membership by being a family member of a current or potential Listerhill member.

With only $5, you can join Listerhill today and start taking advantage of a lifetime membership.

Product Features
Competitive Rates

As a nonprofit cooperative, we keep our loan rates competitive by returning profits to our members in the form of better rates.

No Application Fees

Ever.

Convenient Payment Options (General Loans)

Conveniently pay off your loan through Online or Mobile Banking, automatic payments, or your local branch.

Apply Conveniently

Apply for a line of credit in the way you find most convenient: online, in a branch, or by telephone.

Simple Terms

Get money when you need it, and pay back only the amount you use in monthly payments.

Waived Maintenance Fee

Enjoy the perk of no Maintenance Fee with your Listerhill membership while your Listerhill loan is open or has been open within the last 12 months.

Speedy Application (General Loans)

Apply for your loan in 10 minutes or less with our quick, easy online application.

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Frequently Asked Questions

  • Why is it important to set up a travel notification before traveling?

    Setting up a travel notification tells Listerhill that you will be using your card overseas or in a different state. By informing us ahead of time, you’ll make sure that legitimate transactions using your credit or debit card are not blocked, so you’ll always have access to your money. 

  • Why should I sign up for eStatements over traditional paper statements?

    Unlike regular paper statements, eStatements are available instantly. There’s no chance they will get lost in the mail, and you do not need to worry about misplacing them — they’re always available online. They’re also searchable, which makes it easier to find specific transactions. In addition, eStatements save paper, making them more cost-effective and environmentally friendly.

  • Is it possible to set up card alerts and notifications using Online or Mobile Banking?

    No, while you can track card activity using Online and Mobile Banking, you currently need to use the LCU Card App to set up card alerts and notifications. This functionality will be coming soon to Listerhill’s Online and Mobile Banking services.

  • Can the LCU Card App be used for both credit cards and debit cards?

    Yes, the LCU Card App is designed to allow you to monitor and manage multiple cards, including both credit and debit cards.

  • What is the difference between Listerhill Online and Mobile Banking, and the LCU Card App?

    Listerhill Online and Mobile Banking lets you access information about your card balances and transactions (once you have added your card details). The LCU Card App also lets you track card spending, but also allows you to add notifications and alerts, enable transaction alerts, view recent and pending transactions, and instantly lock or unlock cards.