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Not a member yet?

Listerhill Credit Union is a nonprofit financial cooperative improving lives in our community.

If you live in Alabama, Georgia, Mississippi, Florida, or Tennessee, you are eligible to become a member. Depending on your individual eligibility, we may require membership into an approved association at no cost to you.

You can also qualify for membership by being a family member of a current or potential Listerhill member.

With only $5, you can join Listerhill today and start taking advantage of a lifetime membership.

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Debit Card

​Your Listerhill Visa debit card comes with built-in EMV micro-chip technology to provide you with increased security.​

EMV, chip card, smart card — however you may hear it referred — it's that small, metallic square computer chip on our new Visa cards. This micro-chip is encrypted and provides stronger security and protection against fraud. Unlike magnetic-stripe cards, every time an EMV card is used for payment, the card chip creates a unique transaction code that cannot be used again.

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How to Use Your EMV Chip Card

With EMV cards you no longer have to swipe your card in the right direction at just the right speed. Chip cards are read in a different way. Instead, chip cards are simply inserted into a slot on the merchant's terminal and held until the transaction is complete. However, if the merchant's terminal is not yet EMV-enabled, you can still swipe with the magnetic stripe on the card.

Card Features
Instant Issue Debit Cards

Visit any Listerhill branch and get a debit card printed on the spot.

See Locations

Contactless

Contactless payments are secure, convenient, & touch free!  Tap to pay at many of your favorite places like fast-food restaurants, grocery stores, & vending machines. Just look for the Contactless Symbol at checkout!

Great Local Service

You can bank with us confidently knowing that a local, highly-trained Member Advocate is available to assist you with any financial questions you may have.

Tap to Add

Add your card to your digital wallet instantly - no typing needed! With Tap to Add, simply tap your chip‑enabled debit or credit card to your device and it’s added automatically. 

Need to file a dispute?

Sometimes unauthorized charges happen or you pay for something and don't receive what's expected. That's why we've detailed our debit card dispute process and have provided directions for how to file a dispute.

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Additional Questions?

Listerhill has consistently been rated in the top tier for overall satisfaction by our members. While we hope you find the information you need online, we'd be happy to talk with you about questions you may have. Call us at (256) 383-9204 or 1-800-239-6033 for friendly, local assistance. Or even stop by one of our branches for personal service.

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Frequently Asked Questions

  • Why is it important to set up a travel notification before traveling?

    Setting up a travel notification tells Listerhill that you will be using your card overseas or in a different state. By informing us ahead of time, you’ll make sure that legitimate transactions using your credit or debit card are not blocked, so you’ll always have access to your money. 

  • Why should I sign up for eStatements over traditional paper statements?

    Unlike regular paper statements, eStatements are available instantly. There’s no chance they will get lost in the mail, and you do not need to worry about misplacing them — they’re always available online. They’re also searchable, which makes it easier to find specific transactions. In addition, eStatements save paper, making them more cost-effective and environmentally friendly.

  • Is it possible to set up card alerts and notifications using Online or Mobile Banking?

    No, while you can track card activity using Online and Mobile Banking, you currently need to use the LCU Card App to set up card alerts and notifications. This functionality will be coming soon to Listerhill’s Online and Mobile Banking services.

  • Can the LCU Card App be used for both credit cards and debit cards?

    Yes, the LCU Card App is designed to allow you to monitor and manage multiple cards, including both credit and debit cards.

  • What is the difference between Listerhill Online and Mobile Banking, and the LCU Card App?

    Listerhill Online and Mobile Banking lets you access information about your card balances and transactions (once you have added your card details). The LCU Card App also lets you track card spending, but also allows you to add notifications and alerts, enable transaction alerts, view recent and pending transactions, and instantly lock or unlock cards.