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Listerhill Credit Union is a nonprofit financial cooperative improving lives in our community.
If you live in Alabama, Georgia, Mississippi, Florida, or Tennessee, you are eligible to become a member. Depending on your individual eligibility, we may require membership into an approved association at no cost to you.
You can also qualify for membership by being a family member of a current or potential Listerhill member.
With only $5, you can join Listerhill today and start taking advantage of a lifetime membership.
With EMV cards you no longer have to swipe your card in the right direction at just the right speed. Chip cards are read in a different way. Instead, chip cards are simply inserted into a slot on the merchant's terminal and held until the transaction is complete. However, if the merchant's terminal is not yet EMV-enabled, you can still swipe with the magnetic stripe on the card.
Contactless payments are secure, convenient, & touch free! Tap to pay at many of your favorite places like fast-food restaurants, grocery stores, & vending machines. Just look for the Contactless Symbol at checkout!
You can bank with us confidently knowing that a local, highly-trained Member Advocate is available to assist you with any financial questions you may have.
Manage your accounts at Listerhill.com! Pay bills (or friends), use our budgeting tools, transfer between accounts, or make loan payments with online banking.
Mobile check deposit, bill pay, text banking, Apple Pay — no matter how you want to use your phone, we've got you covered!
No matter how you like to access your money, we’re here to give you options. You can conveniently order checks any time online with our partner, Deluxe.
With the convenience of direct deposit, online banking and mobile banking, some members seldom need to stop by a branch for service. Receiving eUpdates can help busy members, like you, stay in the loop with special promotions and new services.
Sometimes unauthorized charges happen or you pay for something and don't receive what's expected. That's why we've detailed our debit card dispute process and have provided directions for how to file a dispute.
Listerhill has consistently been rated in the top tier for overall satisfaction by our members. While we hope you find the information you need online, we'd be happy to talk with you about questions you may have. Call us at (256) 383-9204 or 1-800-239-6033 for friendly, local assistance. Or even stop by one of our branches for personal service.
Answer a few questions and we will find a solution that works for you. It only takes a few seconds.
If a member has accounts in credit union A and credit union B, and credit union A merges into credit union B, accounts of credit union A continue to be insured separately from the share deposits of credit union B for six months after the date of the merger or, in the case of a share certificate, the earliest maturity date after the six-month period. In the case of a share certificate that matures within the six-month grace period that is renewed at the same dollar amount, either with or without accrued dividends having been added to the principal amount, and for the same term as the original share certificate, the separate insurance applies to the renewed share certificate until the first maturity date after the six-month period. A share certificate that matures within the six-month grace period that is renewed on any other basis, or that is not renewed, is separately insured only until the end of the six-month grace period.
The NCUA would either transfer the insured member's account to another federally insured credit union or give the federally insured member a check equal to their insured account balance. This includes the principal and posted dividends through the date of the credit union's liquidation, up to the insurance limit.
Federal law requires the NCUA to make payments of insured accounts "as soon as possible" upon the failure of a federally insured credit union. While every credit union failure is unique, there are standard policies and procedures that the NCUA follows in making share insurance payments. Historically, insured funds are available to members within just a few days after the closure of an insured credit union.
Members who have uninsured shares may recover a portion of their uninsured shares, but there is no guarantee that they will recover any more than the insured amount. The amount of uninsured shares they may receive, if any, is based on the recovery of the failed credit union's assets. Depending on the quality and value of these assets, it may take several years to conclude recovery on all the assets. As recoveries are made, uninsured account holders may receive periodic payments on their uninsured shares claim.
If a liquidated credit union is acquired by another federally insured credit union, all direct deposits, including Social Security checks or paychecks delivered electronically, will be automatically deposited into your account at the assuming credit union. If the NCUA cannot find an acquirer for the liquidated credit union, the NCUA will advise members to make new arrangements.