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Listerhill Credit Union is a nonprofit financial cooperative improving lives in our community.
If you live in Alabama, Georgia, Mississippi, Florida, or Tennessee, you are eligible to become a member. Depending on your individual eligibility, we may require membership into an approved association at no cost to you.
You can also qualify for membership by being a family member of a current or potential Listerhill member.
With only $5, you can join Listerhill today and start taking advantage of a lifetime membership.
We have partnered with Banzai! to provide you with real-world finance and practical life skills through their free, interactive financial literacy platform. Featuring gamified educational content, learning resources (e.g., finance calculators) and more. Give Banzai! a try today and let us know what you think!
At Listerhill Credit Union, we believe it's never too early to start learning how to manage your money. That is why we have partnered with My First Nest Egg to help you teach your youngest about financial literacy. Visit our partner site (or download the My First Nest Egg mobile app) to get started today!
Available for both Apple and Android users. Download the latest version today from the App Store and Google Play Store.
Powered by Banzai, our calculators can help you make sound financial decisions with accurate estimates on a variety of financial topics and products.
From establishing a basic budget or picking an interest earning savings account to mortgages and inflation estimators, we've got everything you need!
Yes, you do need to be a Listerhill Credit Union member to apply for a Money Market Account. To qualify for membership with Listerhill, you must meet one of the following requirements:
Money market accounts typically offer tiered dividend rate structures. That means account balances above certain thresholds earn a higher rate. For example, Listerhill Credit Union offers progressively higher APYs on amounts above $9,999, $49,999, and 99,999. It’s important to realize that only the portion of your deposit above this threshold will earn the higher rate, while the amount below will continue to earn dividends at the lower rate.
Credit unions offer more generous dividends on average than other banking institutions, as well as fewer fees and charges. Credit Unions also offer more personal service to help you set up and manage your money market account.
In order to open a Listerhill Credit Union Money Market Account, you need to be a member of Listerhill Credit Union. You’ll also need:
Credit Union Money Market Accounts allow you to earn more money in dividend payments by offering progressively higher rates for amounts above $9,999, $49,999, and $99,999. Only the portion above the threshold earns the higher dividend rates. Because credit unions are not-for-profit financial cooperatives owned by and run on behalf of their members, dividend rates are higher on average than those offered by commercial bank accounts.