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Listerhill Credit Union is a nonprofit financial cooperative improving lives in our community.

If you live in Alabama, Georgia, Mississippi, Florida, or Tennessee, you are eligible to become a member. Depending on your individual eligibility, we may require membership into an approved association at no cost to you.

You can also qualify for membership by being a family member of a current or potential Listerhill member.

With only $5, you can join Listerhill today and start taking advantage of a lifetime membership.

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Holiday Hours

Listerhill Credit Union will be self-service only in observance of the following holidays:

Holidays (All Branches)

Self-Service Only

New Years Day

Monday, January 2nd, 2023

Martin Luther King Jr. Day

Monday, January 16th, 2023

President's Day

Monday, February 20th, 2023

Memorial Day

Monday, May 29th, 2023

Independence Day

Tuesday, July 4th, 2023

Labor Day

Monday, September 4th, 2023

Veteran's Day

Saturday, November 11th, 2023

Thanksgiving Day

Thursday, November 23rd, 2023

* Day After Thanksgiving

Click to see hours

Branch

Branch Hours

Athens

Self-Service

Columbia

9:00am- 5:00pm

Cullman

Self-Service

Double Springs

Self-Service

Florence - Downtown

Self-Service

Florence - Hough Rd.

9:00am- 5:00pm

Florence - Petersville

9:00am- 5:00pm

Florence - University of North Alabama

Self-Service

Haleyville

9:00am- 5:00pm

Hamilton

Self-Service

Killen

Self-Service

Muscle Shoals - Main Office

Self-Service

Muscle Shoals - Flagship

9:00am- 5:00pm

Rogersville

Self-Service

Russellville

9:00am - 5:00pm

Sheffield

Self-Service

Winfield

9:00am - 5:00pm

Christmas Eve

Sunday, December 24th, 2023

Christmas Day

Monday, December 25th, 2023


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Common Links

Frequently Asked Questions

  • How do I know what kind of interest I have?

    If you are not sure what kind of interest your loan has, check your loan documents or contact your lender.

    (Source: Banzai)

  • Is Simple or Compound Interest Better?

    It depends on what you need! If you are saving money in an account or being repaid for a loan, compound interest may be a good choice for you.

    If you are borrowing money, you may be able to pay less over time with simple interest.

    (Source: Banzai)

  • How do you calculate interest on a savings account?

    The simplest way to calculate interest is to use an online savings calculator like this one. But if you want to do the math yourself, you can plug your information into the compound interest formula of A = P (1 + r/n)^(nt).

    (Source: Banzai)

  • How does compound interest work?

    Compound interest means that the money you earn in interest also earns interest, rather than just the principal. Basically, the amount of interest you earn will grow every time interest is added (or compounded) rather than staying the same. This makes it ideal for savings accounts. The formula for calculating compound interest is A = P (1 + r/n)^(nt). The variables for this formula are:

    • A = Total amount
    • P = Principal or staring amount
    • r = Annual interest rate
    • n = Number of times interest is added per time period
    • t = Number of time periods

    (Source: Banzai)

  • What is an average interest rate?

    Interest rates vary greatly depending on the type of account, supply and demand, and what the Federal Reserve sets. For a typical savings account, you could expect anywhere from 0.01-0.08%. For a high yield savings account, on the other hand, it’s not uncommon to see interest rates of 0.2%-0.6%. A CD (certificate of deposit) can earn 0.07-1.2%, or even higher, depending on the length and financial institution.

    (Source: Banzai)