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Holiday Hours

Listerhill Credit Union will be closed in observance of the following holidays:

Holidays Closed (All Branches)


New Years Day

Friday, January 1st, 2021

Martin Luther King Day

Monday, January 18th, 2021

President's Day

Monday, February 15th, 2021

Memorial Day

Monday, May 31st, 2021

Independence Day

Monday, July 5th, 2021

Labor Day

Monday, September 6th, 2021

Veteran's Day

Thursday, November 11th, 2021

Thanksgiving Day

Thursday, November 25th, 2021

* Day After Thanksgiving

Click to see hours


Branch Hours


9:00am- 5:00pm



Double Springs


Florence - Downtown (Drive-Thru)

9:00am- 5:00pm

Florence - Hough Rd.

9:00am- 5:00pm

Florence - Petersville

9:00am- 5:00pm

Florence - University of North Alabama



9:00am- 5:00pm



Killen (Drive Thru)

9:00am- 5:00pm

Muscle Shoals (Drive-Thru)

9:00am - 5:00pm

Muscle Shoals - Main Office


Muscle Shoals - Woodward & 6th

9:00am- 5:00pm




9:00am - 5:00pm

Sheffield (Drive-Thru)

9:00am - 5:00pm


9:00am - 5:00pm

Christmas Eve

Friday, December 24th, 2021

Christmas Day

Saturday, December 25th, 2021

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Common Links

Frequently Asked Questions

  • What is a land loan?

    A land loan provides you with financing to secure a lot of land and cover the costs for up to 20 years. With Listerhill, you can get a loan on unimproved land. 

    Once you’re ready to build, you can secure a different type of loan to cover construction costs.

  • Who is a HELOC best for?

    If you aren’t sure how much you’ll need to borrow or when you'll need it, a Home Equity Line of Credit is a great option. Access ongoing cash for a set period of up to 10 years with low minimum payments until your withdrawal period is complete. Contrary to a Home Equity Loan, the interest on a HELOC is a variable rate and may be impacted by the status of the economy.

  • Who is a Home Equity Loan best for?

    If you’re the type of person who takes a big-picture view when planning your financial decisions, a home equity loan may make the most sense. Since you’re borrowing a fixed amount at a fixed rate, you can plan how much you’ll pay for the loan in the long run from day one.

  • What can home equity loans be used for?

    Home equity loans provide you with the opportunity to chase dreams to the fullest. Enjoy a vacation with the whole family, invest in a household remodeling project, or even finance an upcoming vehicle purchase with only a few clicks.  If you can dream it, you can achieve it!

  • What type of requirements exist for home equity loans?

    Home equity loans rely on a loan to value ratio (LTV) to disburse funds, meaning that your credit score and home equity value should be fairly substantial to take advantage of all possible benefits. For assistance in the home equity loan pre-approval process, please speak with your local Listerhill Credit Union branch.