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Listerhill Credit Union is a nonprofit financial cooperative improving lives in our community.
If you live in Alabama, Georgia, Mississippi, Florida, or Tennessee, you are eligible to become a member. Depending on your individual eligibility, we may require membership into an approved association at no cost to you.
You can also qualify for membership by being a family member of a current or potential Listerhill member.
With only $5, you can join Listerhill today and start taking advantage of a lifetime membership.
Join today and start enjoying the benefits of Listerhill Credit Union membership.
Manage your account(s), pay bills (or friends), use our budgeting tools, transfer funds or make payments - all in one place.
Our mobile banking app features mobile check deposit, bill pay, detailed transaction information and much more! It is also developed for the latest Apple and Android devices.
Avoid the clutter of paper statements and get 24/7 access to your account history by signing up for eStatements. All you need is an Online Banking account and a few minutes.
Our Signature Rewards Card* allows you to earn 2% cash back on every purchase. Whether you're buying food for the grill, enjoying s'mores by the fire or filling up at the pump - you are earning cash back on every purchase.
Expand your purchasing power while enjoying protection from identity theft and fraud with our Platinum Card*. You can also rest easy knowing you have the local service (and rate) you expect from your credit union.
We understand that it's important to compare the pros and cons of different cards. Take a look at our cards and compare them to our competitors in terms of rates and rewards.
Welcome to convenience, flexibility and simplicity. The Everyday Checking account is our most popular checking account - and rightfully so. With no minimum balance required and no monthly service charge, there are no hassles with this account.
Great for short-term savings goals, like building an emergency fund or saving up for that cruise next year, our Growth Checking account works similarly to our Everyday Checking account but offers higher returns on your savings while giving you easy, flexible access to your funds.
Your money should work harder than you do. That's why Listerhill's Growth Checking account offers interest on balances of $1,000 or greater. And for a limited time, you can earn up to 4.35% APY* on balances of $50,000 or more.
Our Visa debit card comes with a built-in chip providing stronger protection against fraud through encryption.
Add in instant issue available at select branches and losing your card is no longer an ordeal. Simply disable your lost card, visit a participating branch, and ask for a new one. We can print your new card right from the counter!
When you open a Share Savings account, you become more than a customer, you become a Listerhill member. This means you share ownership in the credit union, and we take pride in serving you.
We know that you have your own financial goals in mind when it comes to saving. That's why we created the My Goal Savings account. Tied to your primary Share Savings account, you have the option to open additional secondary savings accounts to help stay focused on your individual savings goals.
You can now watch your savings grow faster with competitive rates, daily compounding and easy access to your money when you need it.
Save, without surprises, on your own terms with a variety of CD options made with you in mind.
You don't have to do it alone. Take advantage of the tax savings and helpful advice from your credit union experts.
The charitable savings account for children, ages 0-4, that grows as fast as they do. Not only will your child's account earn interest, but for every day you make a deposit into your Good Start Savings account, Listerhill will make a .50 cent donation to St. Jude Children's Hospital at no cost to you.
We make saving money rewarding for your explorers ages 5–14. Each day a deposit is made into this savings account, your explorer will earn a star. Build up stars to redeem for exciting adventures including movie tickets, local sporting events and more!
If you're in the market to buy a home, you're probably excited, but maybe a bit nervous. We can help you select the best rates and terms to meet your needs, so you can start making a house your home.
Shopping for a car poses so many questions. New or used? Automatic or standard? Cloth or leather? Selecting the right loan shouldn’t be as hard.
Make your dream of owning a motorcycle a reality. Get pre-approved, and you’ll be cruising the country in no time.
Make your dream of owning a RV, ATV or boat a reality. Get pre-approved, and you’ll be headed outdoors in no time.
Since 1952, business owners have turned to us as their trusted financial partner. Because at Listerhill, we listen and learn before customizing comprehensive financial solutions to help business owners reach their goals. That way, you can stay focused on running your business, with us at your side to help it run smoothly and grow.
From purchasing property and equipment, to securing an operating line and utilizing merchant services, we are here to lend a hand - not just money.
Our Business Card* works just as hard as you do. We offer limits up to $50,000 (higher limits may be available), competitive fixed rates starting at 12.99%, 2% cash back on every purchase, travel/accident insurance, monthly company reports, Visa alerts, and more.
Our multiple business checking options offer great benefits of ownership like overdraft services, account transfers linked to business share savings, free online banking and no minimum balances on some accounts.
If you accept card payments, you'll want to check out another great benefit of ours called BancCard. It guarantees you $200 if BancCard can't match or beat your current system's price. Now that's good business.
This account establishes your membership and makes you eligible for all our other services. It's your share of ownership in the credit union and features a low $5 minimum balance, quarterly dividends, no service charges and more.
When you are faced with life-changing transitions, there are usually some important financial decisions that you will have to make during these times of change. Your financial decisions may significantly impact your financial security in the years, decades or generations to come. When you’re making these important financial decisions, you want sound, objective advice from someone who knows you well. Listerhill Investment Services gives you the personalized, local service you deserve.
Every day, thousands of children in Alabama and Tennessee face poverty and the result can be a lack of appropriate, safe shoes. The Listerhill Foundation's current initiative, Kicks for Kids, exists to raise awareness of this problem and offer real, impactful solutions to those most in need by providing a new pair of brand name shoes and five pairs of socks.
Our mission is to improve lives in our community. This means more than just providing great service in-branch and online. It means being committed to impacting the lives of our members while always seeking to invest in our community.
Through fundraising, education, donations, scholarships and sometimes even the swing of a hammer, Listerhill is committed to making our community a better place. Learn more about the exciting things we are doing in your community.
If a member has accounts in credit union A and credit union B, and credit union A merges into credit union B, accounts of credit union A continue to be insured separately from the share deposits of credit union B for six months after the date of the merger or, in the case of a share certificate, the earliest maturity date after the six-month period. In the case of a share certificate that matures within the six-month grace period that is renewed at the same dollar amount, either with or without accrued dividends having been added to the principal amount, and for the same term as the original share certificate, the separate insurance applies to the renewed share certificate until the first maturity date after the six-month period. A share certificate that matures within the six-month grace period that is renewed on any other basis, or that is not renewed, is separately insured only until the end of the six-month grace period.
The NCUA would either transfer the insured member's account to another federally insured credit union or give the federally insured member a check equal to their insured account balance. This includes the principal and posted dividends through the date of the credit union's liquidation, up to the insurance limit.
Federal law requires the NCUA to make payments of insured accounts "as soon as possible" upon the failure of a federally insured credit union. While every credit union failure is unique, there are standard policies and procedures that the NCUA follows in making share insurance payments. Historically, insured funds are available to members within just a few days after the closure of an insured credit union.
Members who have uninsured shares may recover a portion of their uninsured shares, but there is no guarantee that they will recover any more than the insured amount. The amount of uninsured shares they may receive, if any, is based on the recovery of the failed credit union's assets. Depending on the quality and value of these assets, it may take several years to conclude recovery on all the assets. As recoveries are made, uninsured account holders may receive periodic payments on their uninsured shares claim.
If a liquidated credit union is acquired by another federally insured credit union, all direct deposits, including Social Security checks or paychecks delivered electronically, will be automatically deposited into your account at the assuming credit union. If the NCUA cannot find an acquirer for the liquidated credit union, the NCUA will advise members to make new arrangements.