Blog
When you're refinancing an existing loan, the interest rate is one of the most important factors. Fortunately, many of the things you can do to get the best refinance rate will have the added benefit of improving your general finances and credit. In this blog, we'll discuss six ways you can get the best refinance mortgage rate.
Whether it’s work or fun, your phone plays a vital role in your everyday activities – including banking. You want to make a deposit, pay bills, transfer funds, or make a purchase? There’s no reason to look any further than your phone. Listerhill has offered mobile banking to our members for nearly a decade making upgrades along the way to ensure you have access to the most up-to-date technology, features, and experience.
With our newest mobile banking update, we’re bringing you even more services and features. Learn more about the update in this blog.
Listerhill Credit Union’s Keystone Debit Card is the perfect accompaniment to any UNA college student’s wallet (and not just students–alumni and community members, too!).
Continue reading to learn more about this unique university debit card that gives back, whether you’re a young adult learning to spend and save responsibly or a veteran shopper and saver.
If you’re shopping for a home, you may be wondering when you should start looking for a mortgage. Some people will advise that it’s fine to wait until after you’ve made an offer on a home to look for a mortgage. This can be true in some cases, but shopping for a mortgage and getting pre-approved before you’re bidding on a home can offer great benefits.
We’ve described some of the reasons that you may want to consider getting a pre-approval letter in this blog.
College students have so much to keep track of–academics, sports and clubs, and social events. And that’s just the minimum. Keeping up with any financial assistance program requirements, working, and applying for jobs or internships can also be important aspects of life at most colleges and universities. That’s why for many students, even though they’re crucial, banking and financial literacy can often take a back seat.
With mortgage interest rates still hovering near historic lows, many homeowners are considering refinancing their mortgage to get a lower interest rate, a lower payment, or to pay their home off sooner. For many, refinancing can shave tens of thousands of dollars off the total interest paid over the life of the loan, freeing up funds for home improvement, vacations, and other splurges.
Money doesn’t grow on trees, and most people work very hard for what they have. To help save money, many people use budgets, clip coupons, only buy new when things are on sale, and shop at thrift stores and flea markets. Money saved is money earned, right?
But there’s a way to potentially save a lot of money that is often overlooked – refinancing your mortgage when interest rates go down. Depending on the amount of the mortgage and the terms, the savings could be significant. Refinancing when mortgage interest rates drop one or two points could result in thousands of dollars in savings over the life of your loan.
If you’re in the market for a new set of wheels, get ready to experience sticker shock. Prices on new and used cars have soared since the beginning of 2020, and experts aren’t expecting them to fall anytime soon. Here’s what you need to know about the current auto loan market and how to navigate it successfully.
You just graduated - congratulations! By definition, graduation is a state of transition and students no longer are students in the typical sense. It’s easy to make mistakes during this transition, and they can create serious problems later in life. Here are some of the common questions students face while in this transition and how to deal with them.
Going to college is an exciting time in any young person’s life. New friendships will be made, interesting adventures and experiences await, and many things will be learned in the classrooms.
Before moving into dorms and attending their first classes, however, students must make sure they have everything they will need to succeed. One of the most important things that college students should consider in their preparations is a college checking account and debit card.
