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How to Join a Credit Union Through an Association

Have you heard about our associational membership offer for members of the American Consumer Council and the Alumni Association of Athens State University?

You no longer need to simply go to school, live, or work in the counties in our existing field of membership. If you’re a member of either of these associations, you’re eligible to join and start taking advantage of Listerhill’s exclusive members-only savings, products, and services.

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Man Working on Computer
Does Closing a Credit Card Hurt Credit?

You're thinking about closing your credit card. Sounds harmless, right? Well, it depends. In some cases, it will make sense to close a credit card, but in most situations, it's better if you leave it open, even if you don't use it.

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Cutting Credit Card
4 Ways to Be Eligible For Credit Union Membership

Credit unions have advantages that some big banks can’t match. When exploring the benefits of a credit union, you’ll typically find lower interest rates for loans, lower fees and higher savings rates, and a variety of resources to put you on the path to financial success.

At Listerhill Credit Union, we believe in membership for life. Even if you retire, move away, or change employers, you have a lifetime membership.

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Annual Meeting 2022

As a not-for-profit that is cooperatively owned by you (our members), we all benefit when you engage and participate in credit union ownership. That’s why we are inviting you to attend our 2022 Annual Meeting. It’s an opportunity for you to meet your management, elected board, and many Listerhill employees who serve our membership. We will use this meeting to report on last year's performance and discuss future plans for Listerhill Credit Union.

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How to Use a Personal Loan to Build Credit

A great credit score is key to unlocking all the financing you need in life – but what if you're just starting on your financial journey? Or maybe you made a few missteps and need to repair your credit score?

There are options to get your credit on the right track. One consideration is taking out a personal loan to build credit. Believe it or not, borrowing and repaying a sum of money can take your credit score to the next level!

Let’s take a closer look at credit, personal loans, and how you can use a personal loan to build credit.

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Applying for loan
How to Prevent Getting Caught up in a Tax Return Scam This Year

It’s tax season, and that means millions of taxpayers are prone to scammers, who are trying to pocket refunds that aren’t theirs. Here’s what to know about tax return scams and how to avoid them.

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What Should You Look For in a Credit Card?

Credit cards come in all shapes and sizes to suit every financial situation. Of course, everyone wants the most competitive interest rate but that's not the only factor to keep in mind when deciding which card is right for you.

You might want a low limit to build credit or a high limit to cover big purchases. You might want to earn cash back on purchases or earn points that you can redeem for rewards. Read on for simple ideas about what to look for in a credit card!

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Using a credit card
7 Ways You Can Use A Personal Loan

When starting a new life chapter, many people’s first instinct is to turn toward credit cards to cover the costs. But before you start swiping the plastic for everything, we recommend an alternative option that will help keep you within your budget. You may want to consider a personal loan to stay within your budget.

When you apply for a personal loan instead of racking up credit card debt, you are making a responsible choice that can positively impact your finances for years to come.

To help you accomplish this, we've outlined seven ways to responsibly use a personal loan to pay for different needs, wants, and goals.

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Woman Looking at Receipts
4 Tips for Paying Off Credit Card Debt

Do you like credit card debt? Of course not! Sadly, debt is something nobody wants yet many people have. This poses the all-too-often question of what’s the fastest way of paying off credit card debt?

The good news is that paying off credit card debt fast might be easier than you think! Your primary plan for absolving credit card debt is to find the best way that works best for your finances. And to not lose focus.

Let’s look into a few strategies for paying off credit card debt so you have one less worry in your life (and fewer bills to pay).

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Young Adult Holding Phone and Credit Card
6 Ways You Can Save on Food Costs

Whether you're a college student or an individual keeping busy with a job or other responsibilities, your mind might be preoccupied with many other things above what you're going to eat next. Many of us resort to junk food, fast food, and even ramen noodles.

However, overdoing processed foods will leave you feeling not quite full nor nutritionally sound, either.

It is time to kick those bad habits, but how can you prepare nutritious meals that don’t cost a bundle or take hours of prep time?

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Common Links

Frequently Asked Questions

  • How do I connect my additional Listerhill account(s) in Online Banking?

    In order to add an additional Listerhill account in Online Banking, please:

    1. Log in to Online Banking through our website.
    2. Click the Accounts tab at the top.
    3. Click “Connect An Account”
    4. To add a Listerhill Account, click “Listerhill Credit Union Account”.
    5. Enter the appropriate information on this screen and select the appropriate account type.
      1. Account Number.
      2. Nickname the Account.
      3. Select the Account Type.
        1. Share Draft – Checking
        2. Share – Savings
        3. Share Certificate – CD
        4. IRA
        5. Line of Credit
        6. Loan
        7. Credit Card
      4. Check the box for Bill Pay if desired.

    Once finished, the new account will be added by the next business day.

  • How do I connect my credit card(s) in Online Banking?

    In order to add a new credit card in Online Banking, please:

    1. Log in to Online Banking through our website.
    2. Click the Accounts tab at the top.
    3. Click “Connect An Account”
    4. To add a credit card, click “Listerhill Credit Union Account”.
    5. Enter the appropriate information on the screen and select the appropriate account type.
      1. Account Number.
      2. Nickname the Account.
      3. Select the Account Type.
        1. Share Draft – Checking
        2. Share – Savings
        3. Share Certificate – CD
        4. IRA
        5. Line of Credit
        6. Loan
        7. Credit Card
      4. Check the Box for Bill Pay if desired.

    Once finished, the new card will be added by the next business day.

  • What if I had merchandise points?

    Cashbackmall will be available for redemption on 9/1/22 for cards converting to cash back rewards from merchandise points.

  • Who is eligible for Cash Back Rewards?

    Cash Back Rewards are available for Listerhill Signature Credit Cards. Signature credit cards require a limit of $5,000 or greater.

  • How much do I get back in Cash Rewards?

    Cash Back Rewards are calculated at 2% on purchases. Cash Advances and Balance Transfers do not earn Cash Back Rewards.