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Not a member yet?

Listerhill Credit Union is a nonprofit financial cooperative improving lives in our community.

If you live in Alabama, Georgia, Mississippi, Florida, or Tennessee, you are eligible to become a member. Depending on your individual eligibility, we may require membership into an approved association at no cost to you.

You can also qualify for membership by being a family member of a current or potential Listerhill member.

With only $5, you can join Listerhill today and start taking advantage of a lifetime membership.

Lending & Investment Center

Location
301 W College St
Florence, AL 35630
1-800-239-6033

Get Directions
Lobby Hours
By Appointment Only:

Business Loans-(256) 314-6587
Consumer Loans-(256) 314-6537
Financial Services-(256) 314-6586
Mortgage Loans-(256) 314-6538
Drive-Thru Hours
Monday-Friday: 9:00am to 5:00pm (Closed 1:00-2:00pm for lunch.)
Saturday & Sunday: Self-Service
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Why Join Listerhill?

At Listerhill’s Lending & Investment Center in downtown Florence, you’re more than a customer—you’re a member and co-owner. Whether you're a student at UNA, a first-time homebuyer, or planning your next big financial step, our team is here to help you build a stronger future.

As a not-for-profit credit union, we reinvest in what matters most: your financial well-being and the strength of our Shoals community.

Here’s what you can expect when you bank with us:

  • Expert guidance on lending, investments, and long-term planning
  • Personalized support from a team that understands the Florence area
  • Competitive rates that help you save more and borrow smarter
  • Convenient digital tools to manage your money anytime, anywhere

When you join Listerhill, you’re becoming part of a credit union that’s rooted in Northwest Alabama and dedicated to helping you thrive—at every life stage.

Start your financial journey with confidence. Join Listerhill today

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Branch Amenities
Member Lending
Mortgage Lending
Instant Debit Card Issue
Night Deposit
Business Services & Lending
Smart ATM
Financial Planning Services

Auto Loans

Looking for a better ride around Florence? We offer competitive auto loan rates and flexible terms to help you finance the car that fits your lifestyle—whether you're heading to campus, commuting downtown, or taking a weekend drive along the Natchez Trace.

Not A Member Yet?

Listerhill Credit Union is a nonprofit financial cooperative improving lives in our community.

If you live in Alabama, Georgia, Mississippi, Florida, or Tennessee, you are eligible to become a member. Depending on your individual eligibility, we may require membership into an approved association at no cost to you.

You can also qualify for membership by being a family member of a current or potential Listerhill member.

With only $5, you can join Listerhill today and start taking advantage of a lifetime membership.

Learn More

Checking Accounts

From everyday spending to earning dividends, our checking accounts are built to make life in Florence simple and rewarding. Whether you’re a student at UNA or a lifelong local, we’ve got an account that fits your goals and your routine.

Not A Member Yet?

Listerhill Credit Union is a nonprofit financial cooperative improving lives in our community.

If you live in Alabama, Georgia, Mississippi, Florida, or Tennessee, you are eligible to become a member. Depending on your individual eligibility, we may require membership into an approved association at no cost to you.

You can also qualify for membership by being a family member of a current or potential Listerhill member.

With only $5, you can join Listerhill today and start taking advantage of a lifetime membership.

Learn More

Certificates

Put your savings to work with our fixed-rate certificates—safe, steady, and designed for reliable growth. Choose a term that aligns with your goals and enjoy guaranteed returns from a credit union rooted right here in the Shoals.

Not A Member Yet?

Listerhill Credit Union is a nonprofit financial cooperative improving lives in our community.

If you live in Alabama, Georgia, Mississippi, Florida, or Tennessee, you are eligible to become a member. Depending on your individual eligibility, we may require membership into an approved association at no cost to you.

You can also qualify for membership by being a family member of a current or potential Listerhill member.

With only $5, you can join Listerhill today and start taking advantage of a lifetime membership.

Learn More

Home Loans

Planting roots in Florence? With competitive rates and a local mortgage team guiding you every step of the way, Listerhill makes homeownership easier—from buying your first home to moving across town, or upgrading to something new.

Additional Questions?

Listerhill has consistently been rated in the top tier for overall satisfaction by our members. While we hope you find the information you need online, we'd be happy to talk with you about questions you may have. Call us at (256) 383-9204 or 1-800-239-6033 for friendly, local assistance. Or even stop by one of our branches for personal service.

Holiday Hours

Listerhill Credit Union will be closed in observance of the following holidays.

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Frequently Asked Questions

  • Do I have to be a Listerhill member to apply?

    You can apply as a current member or become a member during the application process if you meet eligibility and credit requirements.

  • What does 0% APR for 12 months mean?

    It means you won't be charged interest on qualifying purchases for the first 12 months after opening your new Listerhill Visa Signature® Rewards, Keystone Signature® Rewards, Visa Platinum®, or Keystone Platinum® credit card.

  • How long does the 0% APR last?

    This introductory 0% APR offer applies for 12 months from account opening.

  • Do current Listerhill credit cardholders qualify?

    No; current Listerhill Visa Signature® Rewards, Keystone Signature® Rewards, Visa Platinum®, and Keystone Platinum® credit cardholders are not eligible for this offer, but other promotions may be available.

  • Who qualifies for the 0% APR for 12 months offer?

    This offer is available to new Listerhill Visa Signature® Rewards, Keystone Signature® Rewards, Visa Platinum®, and Keystone Platinum® credit cardholders and is subject to credit approval.