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Not a member yet?

Listerhill Credit Union is a nonprofit financial cooperative improving lives in our community.

If you live in Alabama, Georgia, Mississippi, Florida, or Tennessee, you are eligible to become a member. Depending on your individual eligibility, we may require membership into an approved association at no cost to you.

You can also qualify for membership by being a family member of a current or potential Listerhill member.

With only $5, you can join Listerhill today and start taking advantage of a lifetime membership.

Woodward Avenue

Location
1812 Woodward Avenue
Muscle Shoals, AL 35661
1-800-239-6033

Get Directions
Lobby Hours
Monday-Friday: 9:00am to 5:00pm
Saturday & Sunday: Self-Service
Drive-Thru Smart ATMs
24/7 Self-Service!
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Why Join Listerhill?

At Listerhill, you’re more than a customer—you’re a member and co-owner. As a not-for-profit credit union, we reinvest in what matters most: your financial well-being and the strength of our Shoals community.

When you bank with us, you can expect:

  • Personalized support from a team that understands the local community
  • A financial partner that puts people before profits
  • Great rates that help you save more and borrow smarter
  • Convenient digital tools to manage your money anytime, anywhere

By joining Listerhill, you’re becoming part of a credit union that’s deeply rooted in Northwest Alabama. We want to see you and our community thrive, and we will support you in reaching your goals every step of the way.

Discover what it means to be part of the Listerhill family.

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Branch Amenities
Full Financial Service Lobby
Member Lending
Mortgage Lending
Instant Debit Card Issue
Night Deposit
Co-op Shared Branch
Safe Deposit Boxes
Business Services & Lending
Smart ATM
Financial Planning Services
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Branch Manager
John Colagross

Auto Loans

Looking for a better ride around the Shoals? We offer competitive auto loan rates and flexible terms to help you finance the car that fits your lifestyle and budget, whether you're commuting through town or cruising along the Natchez Trace.

Not A Member Yet?

Listerhill Credit Union is a nonprofit financial cooperative improving lives in our community.

If you live in Alabama, Georgia, Mississippi, Florida, or Tennessee, you are eligible to become a member. Depending on your individual eligibility, we may require membership into an approved association at no cost to you.

You can also qualify for membership by being a family member of a current or potential Listerhill member.

With only $5, you can join Listerhill today and start taking advantage of a lifetime membership.

Learn More

Checking Accounts

From everyday spending to growing your balance with dividends, our checking accounts are designed to keep life in the Shoals simple and rewarding. Whatever your financial goals, we’ve got an option that fits.

Not A Member Yet?

Listerhill Credit Union is a nonprofit financial cooperative improving lives in our community.

If you live in Alabama, Georgia, Mississippi, Florida, or Tennessee, you are eligible to become a member. Depending on your individual eligibility, we may require membership into an approved association at no cost to you.

You can also qualify for membership by being a family member of a current or potential Listerhill member.

With only $5, you can join Listerhill today and start taking advantage of a lifetime membership.

Learn More

Certificates

Put your savings to work with our fixed-rate certificates—safe, reliable, and designed for steady growth. Choose a term that fits your goals and enjoy the peace of mind that comes with guaranteed returns, right here in the Shoals.

Not A Member Yet?

Listerhill Credit Union is a nonprofit financial cooperative improving lives in our community.

If you live in Alabama, Georgia, Mississippi, Florida, or Tennessee, you are eligible to become a member. Depending on your individual eligibility, we may require membership into an approved association at no cost to you.

You can also qualify for membership by being a family member of a current or potential Listerhill member.

With only $5, you can join Listerhill today and start taking advantage of a lifetime membership.

Learn More

Home Loans

Buying a home in the Shoals? With competitive rates and a local team that’s here for you from start to finish, a Listerhill Mortgage makes the journey smoother—whether you're a first-time buyer or ready for your next chapter.

Additional Questions?

Listerhill has consistently been rated in the top tier for overall satisfaction by our members. While we hope you find the information you need online, we'd be happy to talk with you about questions you may have. Call us at (256) 383-9204 or 1-800-239-6033 for friendly, local assistance. Or even stop by one of our branches for personal service.

Holiday Hours

Listerhill Credit Union will be closed in observance of the following holidays.

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Frequently Asked Questions

  • Do I have to be a Listerhill member to apply?

    You can apply as a current member or become a member during the application process if you meet eligibility and credit requirements.

  • What does 0% APR for 12 months mean?

    It means you won't be charged interest on qualifying purchases for the first 12 months after opening your new Listerhill Visa Signature® Rewards, Keystone Signature® Rewards, Visa Platinum®, or Keystone Platinum® credit card.

  • How long does the 0% APR last?

    This introductory 0% APR offer applies for 12 months from account opening.

  • Do current Listerhill credit cardholders qualify?

    No; current Listerhill Visa Signature® Rewards, Keystone Signature® Rewards, Visa Platinum®, and Keystone Platinum® credit cardholders are not eligible for this offer, but other promotions may be available.

  • Who qualifies for the 0% APR for 12 months offer?

    This offer is available to new Listerhill Visa Signature® Rewards, Keystone Signature® Rewards, Visa Platinum®, and Keystone Platinum® credit cardholders and is subject to credit approval.