Life is expensive and you're not alone if you find yourself in need of extra funds from time to time. The question is, what's the best way to get some fast cash?

You probably see ads for payday loans around your neighborhood and online, but high interest rates and extra fees may lead you to owe much more than you borrowed. A personal loan could be a better option because you'll know exactly what you owe over a set period.

Payday loans vs. personal loans? How should you decide what’s best for you? Read on to find out.

Personal financing can help you feel more confident and secure as you navigate through life. Whether you need to cover an unforeseen expense or want to treat yourself to a little luxury, a credit card or personal loan is just the ticket. But how do you know if a credit card or personal loan is right for you? They both have different strengths so it comes down to personal choice. Read on to find out your best match....

Because Listerhill also serves the Athens and Limestone County (Alabama) communities, Listerhill has recently partnered with Athens State in several ways. This includes providing $25,000 for the University’s Reading and Literacy Lab, partnering with the Athens State Alumni Association to provide access to Listerhill’s financial products and services for anyone outside Listerhill’s traditional field of membership, and providing even more free financial literacy courses to complement what the University offers to students and staff members for personal development.

At Listerhill, our focus is on “people helping people.” Whether you are looking to purchase your forever home, find your next car for that commute, or open a checking account to manage your everyday finances, we can offer you the support you need from beginning to end.

As a nonprofit cooperative owned and operated by its members, you own an equal “share” in Listerhill and vote in elections for the Board of Directors and Supervisory Committee. That means your voice is always heard, and in turn, our actions reflect your needs and desires.

Yes there is! We just opened our Athens Flagship branch in June 2022. Come visit us!

You must live, attend school, own property, or work in qualifying counties:

• Lauderdale County, AL
• Colbert County, AL
• Franklin County, AL
• Marion County, AL
• Winston County, AL
• Cullman County, AL
• Limestone County, AL
• Lawrence County, AL
• Morgan County, AL
• Lamar County, AL
• Fayette County, AL
• Walker County, AL
• Maury County, TN
• Spring Hill, Williamson County, TN

If you do not live, attend school, own property, or work in the qualifying counties (listed above), you can become a member by joining an approved association (at no cost to you) if you reside in Alabama, Georgia, or Tennessee.

You can qualify for membership by being a family member of a current or potential Listerhill member.

To qualify for membership with Listerhill, you must meet one of the following requirements:

• If you live in the states of Alabama, Georgia, Mississippi, Florida, or Tennessee, you are eligible to become a member.
  • Depending on your individual eligibility requirements, we may require membership into an approved association at no cost to you.
• You can also qualify for membership by being a family member of a current or potential Listerhill member.

The unfortunate truth is that card fraud happens every day. With it being around the holidays when there's an influx of shopping with your cards, there's even more risk for card fraud to happen. You may feel helpless in these situations, however there are many precautions you can take to protect yourself against it. That's why we're sharing six tips on how to reduce your risk of card fraud. ...