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Listerhill Credit Union is a nonprofit financial cooperative improving lives in our community.

If you live in Alabama, Georgia, Mississippi, Florida, or Tennessee, you are eligible to become a member. Depending on your individual eligibility, we may require membership into an approved association at no cost to you.

You can also qualify for membership by being a family member of a current or potential Listerhill member.

With only $5, you can join Listerhill today and start taking advantage of a lifetime membership.

Blog

How To Choose A Credit Card That's Right For You

There’s never been a better time to be in the market for a credit card. When you’re ready, it’s important to take a step-by-step approach to determine how to choose a credit card for your needs.

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What You Can Do With Your Loan's 1.5% Cash Giveback

In today’s topsy-turvy economy, getting a surprise burst of moula is no longer the instant trip to Tunica it used to be. There are some considerations you want to make to show you are still the captain of your financial ship and the master of your money domain.

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What You Should Know About Mortgage Refinancing

Refinancing a mortgage is essentially paying off the remaining balance on an existing home loan and then taking out a new mortgage loan, often at a lower interest rate. It may sound like a no-brainer, but there are many factors to consider before moving forward with a refinance.

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How Are Auto Loans Calculated? (And Why You Should Care)

When shopping for an auto loan, you know that you want the best rate and the lowest payment you can get. But do you ever stop to think about how auto loans are calculated? If not, it's time to have that conversation.

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How Should I Finance My New Car?

While a new set of wheels can be exciting, remember that a car purchase also involves a financial commitment. It’s important to know just how much you’ll be paying and what you can do to influence those payments.

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Things You Need to Know Before Getting a Used Car Loan

You may be considering getting a used car loan for your next vehicle purchase, but have some questions. Consider these tips as you prepare to get a used car loan and a new-to-you car!

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Where Can I Apply For A Car Loan Online?

When you're ready to purchase a car, one of the biggest questions that comes to mind is how you'll pay for your vehicle. Thankfully, it's easier than ever to get an auto loan as there are more companies available to get your financing through.

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The Best Time To Buy A New Car With An Auto Loan

Purchasing a new car with an auto loan is a big decision! While you're choosing the color vehicle you want and the fancy features you desire, there are other considerations to keep in mind if you're going to make purchasing a new car the best (and most affordable) experience possible. Keep reading to learn about six of the best times to buy a new car with an auto loan.

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How Do Auto Loans Work From Credit Unions?

When you get an auto loan, you have many choices regarding a lender. If you are considering a credit union to finance your new car you might be wondering, how do auto loans work from credit unions?

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Meet Savanna Peters, Our $5,000 Scholarship Winner of 2019!

This year, we gave away three scholarships to high school seniors amounting in the total of $10,000. One student was given the grand prize of $5,000 while the other two were each given $2,500. We would like to share (and brag on) this year's winners with you. Meet Savanna!

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Frequently Asked Questions

  • What are some factors to consider when choosing a rewards credit card?

    Determine whether you prefer cash back, travel points, or other reward types. Then, explore how and when reward points accumulate, if there are spending caps, and how easy it is to redeem your rewards. Financial institutions like credit unions tend to offer great rewards credit cards.

  • How can I compare credit card offers before making a decision?

    Carefully review rewards programs, like cash back or travel miles, when comparing credit cards. Also, consider the rewards rate, interest rates, annual fees, and any additional benefits the card includes.

  • What are the benefits of choosing a credit union's credit card compared to others?

    Our credit cards reward you for making purchases. They feature competitive interest rates and fewer fees than traditional banks. Members benefit from personalized customer service. We work closely with you to understand your financial situation and needs.

  • What if I prefer to make my payments through a pre-authorized automatic payment arrangement (ACH)?

    Please contact TruHome at 844-203-3642 to set up automatic payments or visit here to set them up yourself.

  • What if I prefer to make my payments through the Listerhill Mobile Banking app or Online Banking?

    Unfortunately, when the transfer occurs, mortgages will not be displayed on our app or in online banking, but we are working to bring that functionality ASAP.

    In the meantime, please visit here to view all mortgage information and payment options.