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Listerhill Credit Union is a nonprofit financial cooperative improving lives in our community.

If you live in Alabama, Georgia, Mississippi, Florida, or Tennessee, you are eligible to become a member. Depending on your individual eligibility, we may require membership into an approved association at no cost to you.

You can also qualify for membership by being a family member of a current or potential Listerhill member.

With only $5, you can join Listerhill today and start taking advantage of a lifetime membership.

Blog

Is a Debt Consolidation Loan Right For Me?

If you’re overwhelmed by your debt, the one thing you may wish for more than anything else is a blank slate. You can use a personal loan to refinance your existing debt. That means you’ll have one monthly payment at one interest rate instead of the stress caused by a bunch of smaller bills coming due on different days of the month. Of course, this isn’t a solution for everyone.

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Fixed-Rate vs. Adjustable-Rate Mortgage: Which is Right For Me?

If you’re mortgage shopping, you may be overwhelmed by the number of options. Dozens of lenders, each with their own rates, terms, conditions and costs, can make the decision feel that way. But it doesn’t have to be that difficult! The choice of which mortgage to go with starts with a simple question: fixed-rate or adjustable?

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People Helping People: Community Action Agency of Northwest Alabama

Due to the COVID-19 pandemic, many organizations adjusted their practices and provided relief to people in need throughout their communities. Listerhill assisted these organizations by featuring them and donating $500 to their efforts! This article features Meals on Wheels through the Community Action Agency of Northwest Alabama.

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Meals On Wheels
How Many Credit Cards Should You Have?

Adding credit card approvals to your list can happen quickly. There’s always a new promotion or creative card that allows you to earn rewards, get cashback, pay 0% interest, and more, but do you need different types of cards to maximize your spending power?

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People Helping People: Thrive Alabama

Due to the COVID-19 pandemic, many organizations adjusted their practices and provided relief to people in need throughout their communities. Listerhill assisted these organizations by featuring them and donating $500 to their efforts!

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"Good" Credit vs. "Bad" Credit - What It Really Means

Good credit vs. bad credit. While you might hear about the difference between a good credit score and a not so good credit score, what do the terms "good credit" and "bad credit" really mean?

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Red Credit Card
People Helping People: The Rescue Me Project

Due to the COVID-19 pandemic, many organizations adjusted their practices and provided relief to people in need throughout their communities. Listerhill assisted these organizations by featuring them and donating $500 to their efforts! This article features The Rescue Me Project.

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Rescue Me Project Feature
People Helping People: Big Brothers Big Sisters

Due to the COVID-19 pandemic, many organizations adjusted their practices and provided relief to people in need throughout their communities. Listerhill assisted these organizations by featuring them and donating $500 to their efforts! This article features Big Brothers Big Sisters of the Shoals.

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Bbbs People Helping People
The 6 Best Features of RedBook You'll Want to Take Advantage of

You've heard of Kelley Blue Book and Black Book. They tell you the value of a car, but they don't help you find the car. We're proud to announce Listerhill RedBook - an online showroom of more than 4 million vehicles to help you find your next car!

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How Credit Cards Work

If you’re considering opening a credit card, it’s essential to understand how they work. Interest rates, fees, and billing cycles are just a few of the many factors that can affect your financial health.

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Frequently Asked Questions

  • What are some factors to consider when choosing a rewards credit card?

    Determine whether you prefer cash back, travel points, or other reward types. Then, explore how and when reward points accumulate, if there are spending caps, and how easy it is to redeem your rewards. Financial institutions like credit unions tend to offer great rewards credit cards.

  • How can I compare credit card offers before making a decision?

    Carefully review rewards programs, like cash back or travel miles, when comparing credit cards. Also, consider the rewards rate, interest rates, annual fees, and any additional benefits the card includes.

  • What are the benefits of choosing a credit union's credit card compared to others?

    Our credit cards reward you for making purchases. They feature competitive interest rates and fewer fees than traditional banks. Members benefit from personalized customer service. We work closely with you to understand your financial situation and needs.

  • What if I prefer to make my payments through a pre-authorized automatic payment arrangement (ACH)?

    Please contact TruHome at 844-203-3642 to set up automatic payments or visit here to set them up yourself.

  • What if I prefer to make my payments through the Listerhill Mobile Banking app or Online Banking?

    Unfortunately, when the transfer occurs, mortgages will not be displayed on our app or in online banking, but we are working to bring that functionality ASAP.

    In the meantime, please visit here to view all mortgage information and payment options.