Php Thrive Al

People Helping People: Thrive Alabama

We gave Thrive Alabama $500 for their efforts during COVID-19.

Since COVID-19 began spreading strife in our communities earlier this year, there have been many organizations attempting to adjust their practices and provide relief to people in need because of it. We are assisting these organizations by featuring them here as well as donating $500 to their efforts!

Today we are featuring Thrive Alabama. We asked them a couple questions regarding their adjusted practices during the pandemic:

What kind of work does your organization do?

Thrive Alabama provides many healthcare services in North Alabama, including COVID-19 testing for asymptomatic individuals who have been exposed. Their mission is to "empower their patients to create a healthy community by providing compassionate, accessible, affordable, comprehensive care". In the Shoals, Thrive Alabama provides three major healthcare services which you can learn more about here.

What accommodations or efforts have you made to adjust to the challenges of the pandemic?

"Thrive Alabama continues to see patients via telehealth (by phone and video) as well as in person when deemed necessary by the provider. To protect staff we have instituted strict measures regarding wearing face coverings, social distancing, and cleaning surfaces."

How can people in the community contribute to your efforts?

"Donations can be made online at thrivealabama.org/donate"

Have an initiative or event you'd like to request funding for from Listerhill? You can fill out a donation request form here

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Frequently Asked Questions

  • What is a land loan?

    A land loan provides you with financing to secure a lot of land and cover the costs for up to 20 years. With Listerhill, you can get a loan on unimproved land. 

    Once you’re ready to build, you can secure a different type of loan to cover construction costs.

  • Who is a HELOC best for?

    If you aren’t sure how much you’ll need to borrow or when you'll need it, a Home Equity Line of Credit is a great option. Access ongoing cash for a set period of up to 10 years with low minimum payments until your withdrawal period is complete. Contrary to a Home Equity Loan, the interest on a HELOC is a variable rate and may be impacted by the status of the economy.

  • Who is a Home Equity Loan best for?

    If you’re the type of person who takes a big-picture view when planning your financial decisions, a home equity loan may make the most sense. Since you’re borrowing a fixed amount at a fixed rate, you can plan how much you’ll pay for the loan in the long run from day one.

  • What can home equity loans be used for?

    Home equity loans provide you with the opportunity to chase dreams to the fullest. Enjoy a vacation with the whole family, invest in a household remodeling project, or even finance an upcoming vehicle purchase with only a few clicks.  If you can dream it, you can achieve it!

  • What type of requirements exist for home equity loans?

    Home equity loans rely on a loan to value ratio (LTV) to disburse funds, meaning that your credit score and home equity value should be fairly substantial to take advantage of all possible benefits. For assistance in the home equity loan pre-approval process, please speak with your local Listerhill Credit Union branch.