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Listerhill Credit Union is a nonprofit financial cooperative improving lives in our community.
If you live in Alabama, Georgia, Mississippi, Florida, or Tennessee, you are eligible to become a member. Depending on your individual eligibility, we may require membership into an approved association at no cost to you.
You can also qualify for membership by being a family member of a current or potential Listerhill member.
With only $5, you can join Listerhill today and start taking advantage of a lifetime membership.
The holidays are upon us, and it is officially time to begin your shopping. However, this doesn't mean you have to overspend.
There’s no need to rack up a huge credit card bill or go into debt just to cover your holiday expenses. Enjoy a stress-free season by keeping your spending in check with our six tips.
When paying for various items and services everyday, many people will pull out their debit card without a second thought. Who carries cash nowadays, anyway?
Although convenient and easy to use, sometimes it is important to take a step back and think about the security risks that come with using your debit card. We've put together a list of four purchases where you might want to think twice before using your debit card.
Running a flourishing business means overseeing a constant flow of money. Luckily, though, there are products that can help you cover, manage and track your business expenses effectively and smoothly. Let’s take a look at some of them.
Being able to control and monitor your credit and debit cards is essential to preventing fraud and maintaining ongoing security. With this in mind, we have created the LCU Cards App for you, our members! It is meant to give you, the cardholder, more control of your debit AND credit cards for easier financial management. It works separately from your Listerhill mobile banking app and exists solely to help you better manage your plastics.
Refinancing your mortgage can be a great way to save money in the short-term and long-term. When mortgage rates go down (or stay low), it’s a good time to consider refinancing your mortgage. But there are many factors to weigh when deciding the best time is to refinance. We’ve laid them out here.
Many graduated college students end their educational career with a huge amount of student loan debt. College grads often ask the question, "Is it possible for me to buy a house while I’m still paying off this debt?"
Our answer is "yes!" Student loan debt that is managed responsibly should not hold anyone back from purchasing a home. However, there are many important steps to take before you commit to house-hunting.
Due to the COVID-19 pandemic, many organizations adjusted their practices and provided relief to people in need throughout their communities. Listerhill assisted these organizations by featuring them and donating $500 to their efforts! This article features Crossroads Community Outreach.
If you’re overwhelmed by your debt, the one thing you may wish for more than anything else is a blank slate. You can use a personal loan to refinance your existing debt. That means you’ll have one monthly payment at one interest rate instead of the stress caused by a bunch of smaller bills coming due on different days of the month. Of course, this isn’t a solution for everyone.
Determine whether you prefer cash back, travel points, or other reward types. Then, explore how and when reward points accumulate, if there are spending caps, and how easy it is to redeem your rewards. Financial institutions like credit unions tend to offer great rewards credit cards.
Carefully review rewards programs, like cash back or travel miles, when comparing credit cards. Also, consider the rewards rate, interest rates, annual fees, and any additional benefits the card includes.
Our credit cards reward you for making purchases. They feature competitive interest rates and fewer fees than traditional banks. Members benefit from personalized customer service. We work closely with you to understand your financial situation and needs.
Please contact TruHome at 844-203-3642 to set up automatic payments or visit here to set them up yourself.
Unfortunately, when the transfer occurs, mortgages will not be displayed on our app or in online banking, but we are working to bring that functionality ASAP.
In the meantime, please visit here to view all mortgage information and payment options.