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Listerhill Credit Union is a nonprofit financial cooperative improving lives in our community.

If you live in Alabama, Georgia, Mississippi, Florida, or Tennessee, you are eligible to become a member. Depending on your individual eligibility, we may require membership into an approved association at no cost to you.

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Sara Beth

Helpful Hints for Finding Scholarships

Six quick hints to help you apply for scholarship opportunities!

Editorial Note: Articles published are intended to provide general information and educational content related to personal finance, banking, and credit union services. While we strive to ensure the accuracy and reliability of the information presented, it should not be considered as financial advice and may be revised as needed.

Here are some helpful hints to help you navigate the waters ahead when it comes to college and finding scholarships.

  1. Double-Check Application Requirements - Make sure to apply for scholarships that you're eligible for. Examine entry requirements before doing all that work and avoid unnecessary application fees.
  2. Don't Be Fooled By Size - Don’t forget the small scholarships. Most people overlook the smaller ones because they do not see the value in them. Their application process is usually simpler and requires less time which allows you to pursue more scholarship opportunities.
  3. Pull Out Your Dictionary - When researching scholarship opportunities, use words people do not normally think about such as Endowment, Foundation, Honorarium, Trust, Fellowship and Donors etc. This will present you with a wider range of application options.
  4. Notes, Notes, And More Notes - Keep a notebook or a spreadsheet of your scholarship searches, deadlines, and the progress status of each one. Your notes should also include the application cost, important contact information, and your personal notes about each application. The more organized you are, the easier it will be to apply to multiple scholarships.
  5. It's All About The Details - Make sure to fill out all the application blanks. This lets scholarship panels know that you pay close attention to detail. Do not handwrite your applications, unless otherwise specified. Applications need to be clear, professional, and legible.
  6. Never Hurts To Ask - Check with the college you are attending to see if there is any money available in the re-awards pot. After you have enrolled, ask the college about how to be considered for this award money.

Keep these hints in mind when applying for scholarships and take advantage of every opportunity to get ahead of college costs. Your future self will thank you!

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Frequently Asked Questions

  • How can I avoid overdraft fees?

    All Listerhill checking accounts are eligible for 3 Overdraft or NSF Fee refunds per year. To request a refund, visit a Listerhill branch or call 1-800-239-6033.

    Additionally, we provide our members with overdraf services like:

    • Standard Overdraft Coverage

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  • Do I have to pay any monthly service fees for having a checking account at Listerhill?

    Our Everyday Checking account comes with no minimum balances and no monthly service fees, so if you choose this account, you won’t have to pay any monthly fees, no matter what your daily balances are.

    If you’re interested in Growth Checking, you’ll have to pay a $10 monthly fee is your average balance is below $1,000. You can easily waive the account fee by keeping $1,000 or more in your account. That way, you can earn interest on your deposits without paying any monthly maintenance fees. It’s a win-win!

  • Why should I open a Growth Checking account?

    Growth Checking is the perfect account for those who want to see their money grow faster. This account offers high returns on your deposits for a small monthly service fee. You can waive the monthly fee by keeping $1,000 or more in your account. What’s even better is that the more you keep in your account, the higher the interest rate you’ll earn, so it makes sense to keep higher balances in your Growth Checking!

    If you want to put your money to work for you, open a Growth Checking account. Simply click here to start your online application as a new member or log into online or mobile banking to open your checking account if you’re already an established member. It normally takes 10 minutes or less to complete!

  • What is everyday checking?

    Everyday Checking is our free checking account. This account is convenient and simple with benefits like no minimum balances and no monthly service charges.

    If you're seeking a hassle-free checking experience coupled with top-rated online and mobile banking services, as well as options for overdraft protection and customizable account alerts, Everyday Checking is the ideal choice for you.

    Plus, our online application makes getting your new checking account easier than ever. Simply click here to start your online application as a new member or log into online or mobile banking to open your checking account if you’re already an established member. It normally takes 10 minutes or less to complete!